Syracuse Postal Credit Union North Syracuse NY

Introduction

Welcome to Syracuse Postal, your trusted credit union located at 317 Chestnut St, North Syracuse, NY 13212. Established in 1934, we have been dedicated to serving our community for nearly 90 years. With a growing membership of 1,049 individuals, we pride ourselves on being a reliable financial partner for our members. At Syracuse Postal, we understand the importance of community and the role we play in supporting your financial needs. Our total assets stand at an impressive $17,908,985, reflecting our commitment to providing sound financial services. We also manage $2,628,966 in deposits, ensuring that your savings are secure with us. Our leadership is guided by CEO Robert Medico, who shares our vision of fostering financial wellness within our community. We are also fortunate to have a dedicated team of 4 employees, all focused on delivering exceptional service tailored to meet your needs. We know life can be busy, which is why we offer convenient access to your accounts with our 24-hour operating hours. Whether you're looking for loans or savings solutions, our experienced staff is ready to assist you every step of the way. While you can always reach out via phone at 315-420-6108, we invite you to visit us at our branch for personalized assistance. If you need to send official correspondence, please note that it should be addressed to the same location as our branch address. Join us today and discover how Syracuse Postal can help you achieve your financial goals!

Branch History & Mission

Our Evolution

Since opening our doors nearly nine decades ago, Syracuse Postal has continuously adapted to meet the changing needs of our members. We started as a small credit union focused on serving local postal workers and their families. Over the years, we have expanded our membership eligibility to include a broader community base while maintaining a commitment to excellent service and support. Our operating hours are designed with your convenience in mind; we're open 24 hours a day for your banking needs. While we currently do not offer drive-thru banking or ATMs, our dedicated team is here to assist you directly during lobby hours. You can reach us at 315-420-6108 for any inquiries or assistance.

Our Mission

At the core of Syracuse Postal's mission is our unwavering dedication to empower our members through comprehensive financial services and community support. We strive to create an environment where every member feels valued and supported, whether they are seeking loans for a new car or looking for sound advice on managing their finances. We believe in giving back to the community that supports us. Our outreach efforts focus on building partnerships with local organizations and participating in events that uplift our neighbors. By investing in our community, we aim to foster growth and well-being for all. While members can visit us at 317 Chestnut St for all their banking needs, official correspondence should be sent to the same address. As we look ahead, we remain committed to embracing digital advancements that enhance your banking experience while ensuring compliance with ADA standards so that all members can access our services easily. Join us at Syracuse Postal and experience firsthand how we can help you achieve your financial goals while making a positive impact in the community!

Branch Location & Accessibility

Accessibility Features

At Syracuse Postal, we prioritize accessibility for all members. Our facility is ADA compliant and equipped with ramps, ensuring that everyone can visit us comfortably. There's ample parking available too, so you won't have to worry about finding a spot when you arrive.

Operating Hours

We understand that life can get busy! That's why we offer 24-hour service throughout the week. Whether it's day or night, our doors are open for your convenience.

Services Offered

While we currently don't have ATM services or drive-thru banking available at this location, our team is ready to assist you inside the branch. You can count on us for a variety of banking services tailored to meet your needs. For any inquiries or assistance, feel free to reach out to us at 315-420-6108. We invite you to come visit us at Syracuse Postal and experience personalized service that makes your banking easier. We look forward to seeing you soon!

Member Eligibility

At Syracuse Postal, we believe that everyone deserves to be part of a supportive community where their financial needs are prioritized. Becoming a member is as easy as reaching out and seeing if you qualify! If you're someone who lives, works, or worships in the North Syracuse area, you're likely eligible to join us. Our membership is open to individuals who meet certain criteria, which you can explore in detail at . Joining means gaining access to a range of financial services designed with your best interests in mind. From personalized loans to savings accounts that help you grow your money, we offer tools that empower you financially. To get started, simply give us a call at (315) 420-6108 or visit us at our branch located at 317 Chestnut St North Syracuse Ny 13212. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our lending options, we offer merchant services that simplify everyday transactions. Imagine being able to accept payments quickly and securely, allowing you to focus more on serving your customers and less on managing cash flow. With tools tailored for businesses like yours, we help enhance customer experiences while ensuring smooth operations. Visit us at 317 Chestnut St North Syracuse Ny 13212, North Syracuse, NY 13212, or give us a call at (315) 420-6108 to learn how our business banking and commercial services can empower your business today!

Comprehensive List Of Services

Community Focused

Being part of the North Syracuse community means more than just offering services; it means being there for our members when they need us most. Whether you're saving for a special purchase or planning for future goals, we're committed to helping you achieve your dreams.

Personal Banking Made Easy

In today's fast-paced world, convenience matters. That's why we offer ATM Services Only at our branch. Whether you need cash on the go or want to check your balance quickly, our ATM is available around the clock, ensuring that you have access to your funds whenever you need them. We understand that life can get busy, and having easy access to banking services helps simplify your day-to-day activities.

Reach Out Anytime

If you have questions or need assistance, don't hesitate to reach out! You can call us at 315-420-6108 anytime during our lobby hours from Monday through Friday. Our friendly staff is eager to assist you and ensure your experience with us is nothing short of excellent. In summary, Syracuse Postal is proud to offer essential banking services in a welcoming environment. We invite you to visit us and discover how we can help meet your financial needs today!

Your Financial Partner

At Syracuse Postal, we know that every member's financial situation is unique. That's why we strive to build lasting relationships through personalized service. Our team is here to guide you through various financial options tailored just for you. From helping with budgeting advice to explaining loan options, we aim to empower you with the knowledge you need to make informed decisions.

Digital & Online Banking

Key Services

With our online banking platform, you can easily manage your accounts from the comfort of your home or on the go. Although is currently unavailable, we strive to enhance our services continually. You can check your balance, view transaction history, and transfer funds all at your fingertips. While we currently do not offer features like electronic signatures, e-statements, or mobile payments, we are committed to improving our digital offerings in the future. Unfortunately, a mobile application isn't available at this time either. However, we ensure that every transaction you make is secure, keeping your personal information protected.

Real-Time Management

Even without 24/7 online banking services or person-to-person transfers, our goal is to provide you with real-time account management options as we grow and adapt to meet your needs. You can always reach out to us at (315) 420-6108 for assistance or inquiries about upcoming services. We believe that everyone deserves easy access to their money while feeling safe and secure. At Syracuse Postal, we're dedicated to creating a better banking experience for you one step at a time!

Financial Strength

Commitment to Growth

With $1,366,746 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is reflected in the $3,348,695 in total loans and leases, which support our members' financial goals across various sectors.

Dedicated Team

We also take pride in having 3 full-time employees and 1 part-time employee who are dedicated to ensuring our branches are always ready to serve you with knowledgeable support. Our team is here to help you navigate your financial journey effectively.

Efficient Operations

Our operational efficiency is highlighted by our current net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members without unnecessary costs impacting your experience.

Member-Centric Savings

Members' savings are secured through our focus on providing value. Although we currently have no share certificates or money market shares, we prioritize our members over non-member deposits. This commitment allows us to direct resources toward better loan rates and exclusive perks tailored for you.

Solid Foundation

Our net worth ratio of 826% demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of stability translates into confidence for our members knowing their funds are secure.

Strong Membership Base

Total Share Accounts stand at 1,834, showing a strong and growing member base that trusts us with their finances. This growth reflects the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Syracuse Postal is your trusted partner. Visit us at 317 Chestnut St North Syracuse NY 13212 or call 315-420-6108 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,104,652 in used vehicle loans and $908,106 in new vehicle loans already helping members get on the road. We provide competitive rates and flexible terms to ensure you find an option that fits your budget.

Credit Lines

For those who prefer flexibility in their borrowing options, we offer total credit lines amounting to $750,000. This allows members to access funds as needed without the hassle of applying for a new loan each time. If you're considering refinancing options or want to learn more about eligibility requirements for any of our products, feel free to reach out to us at (315) 420-6108. Our dedicated team is ready to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Syracuse Postal, we're committed to providing personalized service that helps you achieve your financial goals efficiently and effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently have no Junior Lien 1-4 Family Residential Properties loans available, our team is here to discuss potential alternatives tailored for you.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our unsecured credit card loans. We also offer flexible terms on these loans, helping members effectively manage their finances as they navigate various spending needs. While there are currently no unsecured credit card loans issued, our approach ensures that when available, they will be accessible and beneficial.

Loan Aggregator

Ensuring Accurate Loan Comparisons

LendMesh guarantees accurate loan comparisons through several key features: - Verified Data: All loan offers come from legitimate financial institutions. This means users can trust that the information presented is accurate and up-to-date. - No Sponsored Listings: Unlike many comparison tools that prioritize lenders based on paid promotions, LendMesh provides results based solely on user needs. This commitment to neutrality ensures that every borrower receives unbiased information. - Real-Time Rate Comparisons: With continuously updated loan rates from multiple institutions, users can easily compare their options. This helps them find the best terms that suit their financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight LendMesh's impact in helping borrowers navigate their choices effectively. If you're looking for reliable loan comparisons, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SYRACUSE POSTAL FEDERAL CREDIT UNION