Synergy Credit Union Three Rivers TX | Best Auto Loans & Business Banking

Introduction

Welcome to Synergy, your trusted financial partner in the heart of Three Rivers, Texas! Located at 301 E Le Roy St, our branch has been proudly serving the community since 1980. With a robust membership of over 12,000 individuals, we are dedicated to providing personalized banking solutions tailored to meet your needs. At Synergy, we understand that financial stability is essential for both individuals and businesses. That's why we manage assets totaling an impressive $304,740,780. Our commitment to excellence is reflected in our total deposits of $10,174,007, ensuring that your hard-earned money is safe and accessible. We are also proud to offer a wide range of lending options, with a total of 9,303 loans and leases available to help you achieve your financial goals. Our success is built on a foundation of trust and community engagement. Under the leadership of CEO Sean Murphy and Board President Dan Stanush, our team of 40 employees works tirelessly to foster strong relationships with each member. With our net worth standing at $47,294,197 and cash reserves of $1,882,295, you can rest assured that we are financially sound and prepared to support you through life's ups and downs. While members can visit us at our branch location in Three Rivers, official correspondence should be sent to our mailing address: PO Box 691730, San Antonio, TX 78269. We invite you to explore our services which include personal banking options like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Whether you're looking to open an account or need assistance with a loan application, we're here for you! Feel free to reach out by calling us at 210-750-8333, or visit our website at Synergy FCU for more information. Join us as we continue making a positive impact in the community your journey towards financial empowerment starts here!

Branch History & Mission

At Synergy, we take pride in our rich history and commitment to serving the community of Three Rivers, Texas. Established in 1980, our branch has grown alongside our members, evolving into a trusted financial partner for over 12,000 individuals and families. Located at 301 E Le Roy St, we are conveniently situated near local landmarks that make us easily accessible to all. Our mission is simple yet powerful: to provide exceptional financial services while uplifting the community we serve. We believe that everyone deserves access to quality banking options, which is why we offer a wide range of services from checking and savings accounts to auto loans and credit cards with rewards. Our focus on personal service ensures that each member feels valued and understood. Since opening our doors, we have achieved significant milestones, including amassing total assets of over $304 million. This growth reflects not only our sound financial practices but also the trust placed in us by our members. We continuously strive to enhance our offerings through digital advancements like online and mobile banking, ensuring convenience for our busy members. While members can visit us at 301 E Le Roy St, official correspondence should be sent to PO Box 691730, San Antonio, TX 78269. Our operating hours are designed to accommodate your needs: Monday through Tuesday from 8 AM to 4 PM, and Friday from 8 AM to 3 PM. Although we do not have drive-thru banking, we proudly offer ATM services for quick cash withdrawals and balance checks. At Synergy, we also understand the importance of giving back. Through various partnerships and community outreach efforts, we aim to support local initiatives and foster a spirit of cooperation among residents. Whether it's sponsoring local events or providing financial education workshops, our goal is to empower individuals within our community. We invite you to join us at Synergy and experience firsthand how we can help you achieve your financial goals. Together, let's build a brighter future for Three Rivers! For more information or to open an account today, please call us at 210-750-8333 or visit our website at synergyfcu.org.

Branch Location & Accessibility

Accessibility Features

At Synergy, we prioritize your comfort and accessibility. Our branch complies with ADA standards, featuring ramps and ample parking space for everyone. If you're visiting us during the week, you'll find our lobby open from 8 AM to 4 PM on Monday and Tuesday, and from 8 AM to 3 PM on Friday perfect for fitting your banking into your busy schedule.

Call To Action

We invite you to visit us at the Synergy Three Rivers Branch! Whether you're looking to open an account or discuss loan options, our team is here to help. For any questions or assistance before your visit, feel free to give us a call at 210-750-8333. We look forward to seeing you soon!

Services Offered

We are proud to offer a range of services that cater to both personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, our ATM is available for cash withdrawals and balance inquiries whenever you need it! Though we do not offer drive-thru banking at this location, our friendly staff is always ready to assist you inside the branch. If you're looking for a shared service center option, please note that we currently do not provide that service here.

Member Eligibility

At Synergy, we believe that becoming a member is like joining a close-knit community where your financial well-being is our priority. If you're curious about how to join us, it's simple! We welcome individuals who live, work, worship, or attend school in the area, as well as their family members. This means if you have a connection to our community, you're likely eligible to open an account and start enjoying the many benefits we offer. With services ranging from personalized banking solutions to competitive loan rates, being part of Synergy opens doors to greater financial opportunities. To get started, just visit us at 301 E Le Roy St Three Rivers Tx 78071 or give us a call at (210) 750-8333. For more details on eligibility criteria and any updates, feel free to check out our comprehensive guide at http://www.synergyfcu.org/about-us/who-can-join. Once you're ready to take the next step, you can easily apply for an account through this link: http://www.synergyfcu.org/loans/apply-for-a-loan. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Business Loan Options

Imagine a local bakery dreaming of opening a second location. With our help, that dream can become a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to accepting payments, simplicity is key. Our merchant services enable you to process transactions efficiently, so you can focus more on serving your customers rather than worrying about complicated payment systems. From card processing to online payment solutions, we provide tools that make transactions easier for both you and your clients. Located at 301 E Le Roy St Three Rivers Tx 78071 in Three Rivers, TX, we invite you to explore how our tailored financial solutions can help your business thrive. Call us today at (210) 750-8333 to learn more!

Comprehensive List Of Services

Business Banking Options

For our business members, we have tailored solutions like merchant services and business loans to support local entrepreneurs. Whether you're just starting out or looking to expand your existing operations, we're here to help your business thrive.

Convenient Access Anytime

Accessing your accounts has never been easier with our online and mobile banking features. You can perform transactions from anywhere at any time. Need cash? Our ATM services allow you to withdraw funds quickly without any hassle. We understand that banking should fit into your lifestyle seamlessly. That's why we're here for you during convenient hours: Monday through Tuesday from 8 AM to 4 PM and Friday from 8 AM to 3 PM. If you have questions or need assistance, don't hesitate to reach out at 210-750-8333. At Synergy, we're more than just a credit union; we're a partner in achieving your financial dreams. Explore all that we have to offer by visiting us or checking out more online at Synergy FCU. Let us help you take the next step toward financial success today!

Personal Banking Solutions

One of the cornerstones of our offerings is personal banking. We provide various checking and savings accounts designed for everyday use. Imagine easily managing your money with user-friendly online and mobile banking options that let you check balances, pay bills, and transfer funds right from your smartphone. If you're considering purchasing a new car, our auto loans and vehicle financing options are here to help. We offer competitive rates and flexible terms so that you can drive away in the vehicle you want without breaking the bank. Plus, if you're looking to buy a home, our mortgage loans and refinancing services make the process straightforward, ensuring you get the best rate available.

Support for Your Financial Journey

For those times when life throws unexpected expenses your way, our personal loans and debt consolidation solutions can provide the relief you need. By combining multiple debts into one manageable payment, you'll find it easier to regain control of your finances. Additionally, we offer credit cards with rewards that allow you to earn points for every purchase you make. These rewards can be redeemed for travel, merchandise, or even cash back making every transaction work for you.

Digital & Online Banking

Convenient Online Banking Services

With our 24/7 online banking services, you can access your accounts whenever it suits you. Whether you want to check your balance, pay bills, or transfer money, everything is just a few clicks away at https://www.synergyfcu.org/. You'll appreciate the user-friendly interface that helps you navigate through all available options with ease.

Mobile Payments Made Easy

If you're always on the move, our mobile payments feature makes it easy to make purchases directly from your smartphone. No need to dig for cash or cards just tap and go!

Person-to-Person Transfers

Sending money has never been easier! With our person-to-person transfer service, you can send funds to friends and family instantly. Whether it's splitting a dinner bill or helping out someone in need, quick transfers are just a few taps away. While we currently don't have a dedicated mobile application, rest assured that our website is fully optimized for mobile use. This ensures you can manage your finances anytime, anywhere without any hassle. In short, Synergy is committed to providing accessible and user-friendly digital banking solutions that fit into your lifestyle. Visit us today at https://www.synergyfcu.org/ and discover how easy banking can be!

Secure Transactions

Security is our top priority. Our online banking platform features electronic signature authorization to ensure that all your transactions are protected. This added layer of security gives you peace of mind while managing your funds.

Stay Updated with E-Statements

Say goodbye to paper clutter! With e-statements available, you can easily view and download your account statements online. This not only helps keep your financial records organized but also contributes to a more eco-friendly approach by reducing paper waste.

Financial Strength

A Dedicated Team

We also take pride in having 40 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 22,656, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Synergy is your trusted partner. Visit us at 301 E Le Roy St Three Rivers Tx 78071 or call (210) 750-8333 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $96,319,164 in share certificates and $25,786,810 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $47,056,525 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy reflects our commitment to your financial well-being.

Solid Financial Health

With a net worth of $47,294,197, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,552 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $2,505 in used auto loans and $252,113,330 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Services

For those seeking additional financing options, our total credit lines amount to $29,257,328, providing extra flexibility when you need it most. If you're interested in refinancing options or want to know more about eligibility criteria, feel free to reach out. You can contact us at (210) 750-8333 or visit us at our branch located at 301 E Le Roy St Three Rivers Tx 78071 in Three Rivers, TX. Our dedicated team is here to assist you during our lobby hours: Monday through Tuesday from 8 AM to 4 PM and Friday from 8 AM to 3 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are committed to supporting our members with reliable financial products tailored for success.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $53,633,838 in used vehicle loans and $52,675,922 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find an option that works for you.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,766,144 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your everyday spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,060,600, make buying or refinancing simple. We offer personalized service to help guide you through the process of securing your dream home.

Loan Aggregator

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Synergy