Synergy Credit Union San Antonio TX | Best Auto Loans & Business Banking

Introduction

Welcome to Synergy, your trusted financial partner located at 1 Valero Way, San Antonio, TX 78249. Since our establishment in 1980, we have dedicated ourselves to serving our community with integrity and care. With a growing membership of over 12,000 and total assets amounting to an impressive $304,740,780, we are proud to be a reliable resource for personal and business banking needs. At Synergy, we believe in the power of community. Our members enjoy a variety of services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. With total deposits reaching $10,174,007 and net worth standing strong at $47,294,197, we are here to support you every step of the way in achieving your financial goals. Our CEO, Sean Murphy, along with Board President Dan Stanush, leads a team of 40 dedicated employees who are passionate about providing exceptional service. Whether you're looking for assistance with loans or want to explore our online and mobile banking options, our knowledgeable staff is ready to help. While you can visit us at our main office for any inquiries or transactions, please note that official correspondence should be directed to our mailing address: PO Box 691730, San Antonio, TX 78269. We invite you to explore what Synergy has to offer. Give us a call at 210-750-8333 or visit our website at synergyfcu.org to learn more about how we can assist you in achieving your financial dreams. Your journey toward financial well-being starts here!

Branch History & Mission

Looking Ahead

As we look forward to the future, we remain dedicated to enhancing the member experience through continuous improvements and innovative offerings. Whether it's through ensuring ADA compliance or introducing new customer-centric initiatives like electronic signatures and e-statements, we're here for you every step of the way. Join us at Synergy Credit Union today! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused institution dedicated to your success. Visit our website at Synergy FCU or check out our eligibility requirements here. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings at 1 Valero Way, San Antonio, TX 78249, we have expanded our services to meet the diverse needs of over 12,000 members. As part of this journey, we have seen remarkable growth in our total assets, which now stand at an impressive $304,740,780. Our mission has always been clear: to provide accessible financial services while fostering community development and enhancing the lives of those we serve. We invite you to visit us in person or reach out via phone at 210-750-8333 for any inquiries or support you might need. While members can visit us at our branch address for all banking needs, official correspondence should be sent to PO Box 691730, San Antonio, TX 78269.

Our Mission

At Synergy, our mission is simple yet impactful: we strive to offer personal banking solutions that empower individuals and businesses alike. Our services include checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, personal loans for debt consolidation, credit cards with rewards, and business banking solutions. We also understand the importance of digital access; thus, we provide online and mobile banking options to ensure our members can manage their finances conveniently. In addition to providing exceptional financial services, we are deeply committed to giving back to our community. Through various partnerships and outreach programs, we aim to uplift those around us and contribute positively to San Antonio's growth.

Branch Location & Accessibility

Call to Action

We invite you to stop by the Synergy branch at 1 Valero Way or give us a call at 210-750-8333 for any questions. Let us be part of your financial journey!

Nearby Landmarks and Accessibility

Our branch is situated near notable landmarks that many locals recognize, making it a familiar stop for residents of Bexar County. While you're in the area, you might also enjoy visiting the nearby parks or shopping centers. We take pride in being accessible to everyone, with ADA-compliant facilities that ensure all members can navigate comfortably. Parking is ample and convenient, so you won't have to worry about finding a spot when you visit us.

Operating Hours and Services

At Synergy, we value your time. Our lobby hours are from 8 AM to 4 PM Monday through Thursday, and 8 AM to 3 PM on Fridays. Feel free to stop by during these hours to speak with our friendly staff about personal banking options like checking and savings accounts, auto loans, mortgage loans, and more. Although we don't have a drive-thru service, we do offer ATM availability for quick cash withdrawals and balance checks. While members can visit us at our main office for all their banking needs, official correspondence should be sent to PO Box 691730 in San Antonio if you're using a mailing address different from ours.

Member Eligibility

At Synergy, we believe that everyone deserves a chance to be part of a caring community focused on your financial well-being. Joining us is simple and welcoming! If you're living or working in the area, you're likely eligible to become a member. We embrace people from various backgrounds and lifestyles, making it easy for you to join our family. For specific eligibility criteria, feel free to check out the details at http://www.synergyfcu.org/about-us/who-can-join. Becoming a member not only gives you access to a range of financial products and services tailored just for you but also connects you with a supportive network dedicated to helping you achieve your goals. Ready to open an account? It's as easy as visiting us at 1 Valero Way San Antonio Tx 78249 or giving us a call at (210) 750-8333. You can also start your membership journey online through this link: http://www.synergyfcu.org/loans/apply-for-a-loan. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Operations

In addition to loans, we offer merchant services that simplify payment processing. Imagine running your daily transactions smoothly while providing your customers with multiple payment options. Our services help you keep track of sales, manage inventory, and streamline operations all vital for any growing business. Located at 1 Valero Way San Antonio Tx 78249 in San Antonio, TX, our team is ready to partner with you on your journey toward success. Call us at (210) 750-8333 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Options

For our members who are small business owners or entrepreneurs, we understand that your financial needs can be unique. That's why we provide comprehensive business banking solutions, including merchant services for accepting payments and business loans tailored to help you grow. Our goal is to empower local businesses by making financial management straightforward and accessible.

Commitment to Your Financial Well-Being

At Synergy, we prioritize your financial well-being with all our services aimed at fostering growth and security. Whether you're visiting us at our branch located at 1 Valero Way San Antonio Tx 78249 or accessing your account online, we're here for you every step of the way. If you're ready to take the next step towards better financial health or if you have questions about any of our offerings, don't hesitate to reach out! Give us a call at (210) 750-8333 or visit us in person we'd love to assist you in reaching your financial dreams!

Digital Banking Features

We know that convenience is key in today's fast-paced world. That's why at Main Office, we offer robust online and mobile banking features that let you manage your finances from anywhere. You can easily check balances, transfer funds, and even set up automatic payments all at the touch of a button. Our ATM services also ensure that cash withdrawal is quick and simple; just locate an ATM near you for basic access like withdrawals and balance checks.

Personal Banking Solutions

Our personal banking services are designed to make your financial life easier. With various checking and savings accounts, you can choose options that fit your lifestyle. For those looking to purchase a vehicle, our auto loans and vehicle financing options offer competitive rates and flexible terms. If you're considering buying a home, our mortgage loans and refinancing services will guide you through the process with ease. In addition to these essentials, we offer personal loans and debt consolidation to help manage expenses or consolidate existing debts into one manageable payment. Plus, our credit cards with rewards allow you to earn points for every purchase you make perfect for those who love to travel or shop.

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services available at https://www.synergyfcu.org/, you can manage your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or reviewing recent transactions, everything you need is just a few clicks away. Our user-friendly interface makes it easy for you to navigate and find what you need quickly.

E-Statements & Electronic Signatures

Say goodbye to paper clutter with our e-statements feature! Enjoy the ease of accessing your statements online whenever you want. Plus, if you need to sign documents, our electronic signature authorization service allows you to do it securely without any hassle.

Mobile Payments & Transfers

Want to make payments on the go? Our mobile payments feature lets you pay bills and send money right from your smartphone. Need to transfer money to a friend? With our person-to-person transfer option, sending cash has never been easier. Just a few taps on your phone, and it's done!

Security You Can Trust

At Synergy, your security is our top priority. We use advanced encryption technologies to ensure that all your transactions are safe and secure. You can feel confident knowing that your personal information is protected while using our digital services. Our commitment to making banking accessible means that managing your finances has never been simpler or more efficient. Join us today and experience the benefits of modern banking with Synergy!

Financial Strength

At Synergy, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that supports you in achieving your financial goals. With a net worth of $47,294,197, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,552 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $96,319,164 in share certificates and $25,786,810 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $47,056,525 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $2,505 in used auto loans and $252,113,330 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 40 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $6,213,416. Total Share and Deposit Accounts: 22,656, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Synergy is your trusted partner. Visit us at 1 Valero Way San Antonio Tx 78249 or call (210) 750-8333 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $53,633,838 in used vehicle loans and $52,675,922 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored to meet your needs.

Credit Lines

For those looking for additional flexibility, our credit lines totaling $29,257,328 give you access to funds when you need them most. This option allows for easy borrowing without the hassle of applying for separate loans each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,060,600, make buying or refinancing simple. We offer competitive rates and flexible terms to help you step into your dream home without the stress.

Refinancing and Eligibility Options

If you're considering refinancing any existing loans or finding out more about eligibility options, our team is here to assist you every step of the way. We aim to make the process as smooth as possible so you can focus on what matters most. Whether you're in San Antonio at our branch located at 1 Valero Way San Antonio Tx 78249, or reaching us by phone at (210) 750-8333, we're ready to help you explore your options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Experience personalized service and expert guidance at Synergy where your financial journey begins!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, but our unsecured credit card loans provide a convenient solution. With a total of $3,766,144 in loans helping members manage their finances effectively, you can enjoy flexible terms that fit your lifestyle.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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Synergy