Synergy Credit Union Port Arthur TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Synergy, your trusted financial partner located at 1801 S Gulfway Dr, Port Arthur, TX 77640. Since opening our doors in 1980, we have been dedicated to serving our community with integrity and care. With a growing membership of 12,065, we take pride in providing personalized banking solutions tailored to meet your needs. At Synergy, we understand that financial health is vital for you and your family. That's why we offer a wide range of services including auto loans, mortgage options, personal loans, and even business banking solutions. Our total assets amount to an impressive $304,740,780, reflecting our commitment to stability and growth for all our members. With $10,174,007 in deposits and a net worth of $47,294,197, you can trust us to handle your finances securely. Our team of 40 dedicated employees is here to assist you every step of the way. Under the leadership of our CEO, Sean Murphy, and Board President, Dan Stanush, we strive to foster a welcoming environment where your financial goals are prioritized. While members can visit us at our branch location, official correspondence should be sent to the same address: 1801 S Gulfway Dr, Port Arthur, TX 77640. Whether you're looking for advice on managing savings or exploring loan options our friendly staff is just a phone call away at 409-985-1873. Join us today and discover how Synergy can help you achieve your financial dreams! For more information about our services and how to become a member, visit us online at synergyfcu.org. We look forward to serving you!

Branch History & Mission

Community Focus

Synergy is not just about numbers; it's about people. We actively engage in community outreach efforts, partnering with local organizations to support various initiatives that uplift our neighbors. Whether it's through financial education programs or supporting local events, we are committed to making a positive impact in Port Arthur.

Modern Banking Solutions

As we move forward into an increasingly digital world, Synergy has embraced technology while ensuring accessibility for all. Our online banking features allow members to manage their finances conveniently from home. We also offer mobile payment options and e-statements for those who prefer digital solutions. With our ATM availability at the branch and customer-centric initiatives like person-to-person payments, we make banking as easy as possible for everyone. Although we currently do not have drive-thru service or shared service centers, our dedicated staff is here during operating hours Monday through Friday from 8 AM to 4 PM to assist you with any inquiries. Join us at Synergy where your financial journey matters! Experience firsthand the benefits of being part of a community-focused credit union that truly cares about your success. For more information or to open an account today, call us at 409-985-1873 or visit our website at Synergy FCU. Together, let's build a brighter future!

Our Mission

The mission of Synergy is clear: we strive to improve the lives of our members by offering personalized financial solutions that help them achieve their goals. We believe in building strong relationships based on trust and transparency. Our services include personal banking accounts, auto loans, mortgage financing, and even business loans all designed with your needs in mind. While members can visit us at 1801 S Gulfway Dr for all their banking needs, official correspondence should be sent to the same address. This ensures that you can reach us easily whether you're stopping by or writing to us.

Branch Location & Accessibility

Accessibility Features

At Synergy, we prioritize accessibility for all our members. Our facility is ADA compliant, featuring ramps and easy access points to ensure that everyone can navigate comfortably. Plus, ample parking is available nearby, so you won't have to worry about finding a spot when you visit us.

Call to Action

We invite you to stop by and discover how Synergy can support your financial journey. Whether you're a long-time member or considering joining us for the first time, we're eager to assist you with any questions or services you may need. Don't hesitate come visit us today!

Operating Hours

We are here for you Monday through Friday from 8 AM to 4 PM. Whether you need help with checking accounts, auto loans, mortgages, or personal loans, our dedicated team is ready to assist during these hours. Have a question outside of those times? Feel free to give us a call at (409) 985-1873; we'll be happy to help!

Services Offered

Our branch offers a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to various loan products including auto financing and credit cards with rewards, we have something for everyone. And if you're looking for cash withdrawal services, we've got an ATM conveniently located on-site for your use.

Member Eligibility

Becoming a member of Synergy is like joining a warm, welcoming family that truly cares about your financial well-being. If you're looking to join us at our branch located at 1801 S Gulfway Dr Port Arthur Tx 77640, you'll be pleased to know that the eligibility criteria are designed to include a broad range of individuals. Generally, membership is open to those who live, work, worship, or attend school in the area we serve. This means that if you're part of our community in any meaningful way, you may qualify! To get all the details on eligibility and ensure you meet the requirements, feel free to check out our website at http://www.synergyfcu.org/about-us/who-can-join. Once you're ready to take the next step, opening an account with us is straightforward and hassle-free. Just visit our account opening page at http://www.synergyfcu.org/loans/apply-for-a-loan for a simple guide on how to get started. If you have any questions or need assistance along the way, don't hesitate to reach out by calling us at (409) 985-1873. We're excited to welcome you into our vibrant community at Synergy!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine having a reliable partner that simplifies payment processing, allowing you to focus on what matters most your customers. Our merchant services offer easy solutions for transactions, whether you're at a physical location or online. This means faster sales, happier customers, and more time to grow your business. Discover how Synergy can help take your business to the next level. Visit us at 1801 S Gulfway Dr Port Arthur Tx 77640 or call us at (409) 985-1873 for more information!

Comprehensive List Of Services

Additional Services

At Synergy, we know that each member has different needs. That's why we also provide options like ATM cash withdrawal services for quick access to funds and basic ATM access features ensuring you have everything at your fingertips. We invite you to discover all that Synergy has to offer. With our friendly staff ready to assist you, there's no better time than now to experience personalized banking solutions designed just for you. Ready to take the next step? Call us today at 409-985-1873 or visit our website at synergyfcu.org for more information about opening an account or applying for a loan!

Business Banking Services

For our entrepreneurial members, we understand that running a business comes with its own set of challenges. Our business banking services, including merchant services and business loans, are crafted to support local businesses in thriving within the community.

Credit Cards with Rewards

Looking for ways to earn while you spend? Our credit cards with rewards let you enjoy benefits for everyday purchases. Whether it's cash back or travel points, you can make the most out of your spending.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services that allow you to manage your accounts anytime, anywhere. Need cash quickly? Our ATMs are available for easy withdrawals and balance checks right in town.

Personal Banking Solutions

Managing your money should be straightforward and convenient. That's why at Synergy, we provide a variety of personal banking options. Our checking and savings accounts help you keep track of your funds while earning interest. If you're dreaming of owning a new car, our auto loans and vehicle financing options are designed to make that dream a reality with competitive rates. Thinking about buying a home? Our mortgage loans and refinancing services offer flexible terms to fit your unique situation. And if life throws unexpected expenses your way, our personal loans and debt consolidation options can help you regain control over your finances.

Digital & Online Banking

Convenient Transactions

Need to send money to a friend? Our person-to-person transfer feature makes it easy to send funds quickly without any hassle. All these tools are designed to give you real-time account management at your fingertips. At Synergy, we're here to make banking simpler and more accessible for you. Embrace the convenience of digital banking today! If you have any questions or need assistance, feel free to reach out at (409) 985-1873.

Key Features

Our commitment to security means that you can bank confidently knowing your information is protected. You can also take advantage of electronic signature authorization for a smooth and efficient process when signing documents online. Plus, with e-statements available, you'll receive all your important account information electronically, reducing paper clutter while keeping everything organized. For those who prefer using their smartphones, we offer mobile payments that allow you to make quick transactions directly from your phone. While we currently do not have a dedicated mobile application, our website is fully optimized for mobile use, ensuring that you can manage your accounts effortlessly from any device.

Financial Strength

Committed Team

We take pride in having 40 full-time employees ready to assist you with knowledgeable service every day. Our dedicated team ensures that you receive personalized attention whenever you walk through our doors or reach out via phone at (409) 985-1873.

Focused on Our Members

Unlike traditional banks, we focus on what matters most our members. With non-member deposits at $0, we ensure that our resources are directed towards benefiting you through better loan rates and exclusive perks. This commitment reflects our dedication to fostering long-term relationships with those we serve.

Member-Centric Savings

We prioritize our members' needs by securing their savings through $96,319,164 in share certificates and $25,786,810 in money market shares. These options not only provide stability but also rewarding financial growth opportunities that are designed with your future in mind.

Reinvesting for Your Benefit

With $47,056,525 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to better serve our community. This allows us to enhance security measures and improve overall service quality for all members.

Strong Financial Health

With a net worth of $47,294,197, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,552 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity is noteworthy as well; with $2,505 in used auto loans and $252,113,330 in total loans and leases, we are equipped to support your financial goals across various sectors. Whether you're looking for an auto loan or personal financing, our range of products is designed to fit your needs.

Trustworthy Partnership

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Synergy is your trusted partner. Visit us at 1801 S Gulfway Dr Port Arthur Tx 77640 or call (409) 985-1873 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $53,633,838 in used vehicle loans and $52,675,922 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used car, our team is ready to assist you with flexible terms that fit your budget.

Credit Lines

If you're looking for additional flexibility, consider our credit lines. With a total of $29,257,328 available, these lines can help cover unexpected expenses or give you breathing room for larger purchases without breaking the bank. If you're considering refinancing options or want to know more about eligibility requirements for any of our loan products, feel free to reach out! You can contact us at (409) 985-1873, or visit us at our branch located at 1801 S Gulfway Dr Port Arthur Tx 77640 in Port Arthur, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to providing personalized solutions that meet your unique needs while ensuring that you feel confident every step of the way. Come see how we can help you secure your financial future today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,060,600, make buying or refinancing simple. We're here to guide you through each step of the mortgage process so you can focus on making your house a home.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's where our unsecured credit card loans come in. We also offer flexible terms on these loans, with a total of $3,766,144 in loans helping members manage their finances effectively. Enjoy the convenience and security of having access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can feel confident knowing they are comparing authentic offers rather than promotional listings. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user receives a level playing field when searching for loans. Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. With LendMesh, potential borrowers can see how different options stack up against each other in real time. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that the loan information presented is current and reliable.

Synergy