Synergy Credit Union Corpus Christi TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Synergy, your trusted partner in financial success right here in Corpus Christi, TX. Established in 1980, our commitment to serving the community has only grown stronger over the years. With a total membership of 12,065 and assets totaling an impressive $304,740,780, we pride ourselves on being a cornerstone of financial support for individuals and families alike. Located at 1147 Cantwell Ln, Corpus Christi, TX 78407, we aim to provide a friendly and approachable atmosphere where you can manage your finances with confidence. While members can visit us at this location, please note that official correspondence should be sent to our mailing address if applicable. At Synergy, we believe in empowering our members through comprehensive services that include personal banking, auto loans, mortgages, and more. Our dedicated team of 40 employees, led by CEO Sean Murphy and Board President Dan Stanush, is here to ensure you receive personalized attention and guidance every step of the way. We understand that each member's needs are unique, which is why we tailor our offerings to fit you perfectly. With total deposits amounting to $10,174,007 and cash in hand standing at $1,882,295, we maintain a robust financial foundation that allows us to support your goals effectively. Whether you're looking for a loan or simply want to discuss your financial future, we are just a phone call away at 361-289-3237. We invite you to explore what Synergy has to offer by visiting our website at synergyfcu.org or stopping by our branch. Join us on this journey towards financial wellness because together, we can achieve great things!

Branch History & Mission

Welcome to Synergy, a cornerstone of financial support in Corpus Christi, TX since its opening in 1980. Over the years, we have grown alongside our community, evolving from a small credit union to a trusted financial partner for over 12,065 members. With total assets reaching an impressive $}, we stand ready to meet your financial needs with personalized services. Located at 1147 Cantwell Ln, our branch is easily accessible and is a familiar place for many in the area. Whether you're near the bustling city center or just passing through, our friendly team is here to assist you. While members can visit us at this location, official correspondence should be sent to our mailing address as needed. At Synergy, our mission is clear: we strive to provide exceptional financial services while supporting the communities we serve. We believe that everyone deserves access to affordable banking solutions. Our array of offerings includes personal banking options like checking and savings accounts, auto loans, mortgage services, and even business banking solutions. We prioritize not just your financial growth but also the well-being of our community by actively participating in local outreach programs and partnerships. We are proud of our commitment to innovation and accessibility. Our branch embraces digital advancements, ensuring that all members can enjoy convenient online and mobile banking options. Plus, with our ADA-compliant facilities and ATM availability, we strive to create an inclusive environment where everyone can feel welcome. As part of our ongoing efforts to enhance member experiences, we focus on customer-centric initiatives that cater to your unique needs. From offering personalized financial advice to providing educational resources about managing finances effectively, we are dedicated to your success. Join us at Synergy and discover how we can help you achieve your financial goals. Whether you're looking for a loan or simply want to learn more about managing your money wisely, we invite you to reach out. Call us at (361) 289-3237 or stop by during our lobby hours from 8:30 AM to 4:00 PM, Monday through Friday. Be a part of something special become a member today!

Branch Location & Accessibility

Convenient Access and Features

At Synergy, we understand that convenience matters. Our location is designed with accessibility in mind, featuring ADA-compliant entryways and ample parking for all our members. Whether you're stopping by for personal banking or looking to explore our various loan options, you'll find us ready to assist you during our lobby hours from 8:30 AM to 4 PM, Monday through Friday.

Get in Touch

We invite you to visit us at Synergy in Corpus Christi and discover how we can support your financial journey. For official correspondence, please note that our mailing address is also at 1147 Cantwell Ln, making it simple to reach us. We look forward to welcoming you into our branch soon!

Services Tailored for You

While we may not have a drive-thru service, we offer an array of services to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, there's something here for everyone. Plus, with ATM availability on-site, accessing your cash has never been easier! If you need assistance or have questions about any of our offerings, feel free to give us a call at 361-289-3237. Our team is eager to help!

Member Eligibility

Becoming a member of Synergy is like joining a close-knit family that truly cares about your financial well-being. If you're looking to be part of a supportive community, you're in the right place! At Synergy, we welcome individuals who live or work in our vibrant area, along with their family members. Whether you're seeking banking solutions or simply want to be part of something bigger, our doors are open to you. Joining us is easy! You can check out the detailed eligibility criteria at http://www.synergyfcu.org/about-us/who-can-join to see if you qualify. If you're ready to take the next step, the account opening process is straightforward and user-friendly; just visit http://www.synergyfcu.org/loans/apply-for-a-loan for all the details on how to start. Should you have any questions, feel free to give us a call at (361) 289-3237. We can't wait to welcome you into the Synergy family!

Business Banking & Commercial Services

Business Loan Options

Imagine having the funds to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have not provided any commercial loans, we are eager to help local businesses grow when the opportunity arises.

Merchant Services

In today's fast-paced world, efficient payment processing can set your business apart. Our merchant services enable you to accept payments easily and securely, ensuring you can focus on what matters most growing your business. With tools designed for convenience and efficiency, you'll be able to serve your customers better and streamline operations. If you're ready to take the next step in your business journey, visit us at 1147 Cantwell Ln Corpus Christi Tx 78407 in Corpus Christi, TX or give us a call at (361) 289-3237. Let's discuss how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we provide comprehensive Business Banking services including Merchant Services & Business Loans. Running a business is demanding, but with our support, you can focus on what matters most: growing your enterprise.

Convenient Access Anytime

We know life gets busy, so we've made banking easier with our Online & Mobile Banking platforms. You can manage all aspects of your accounts right from your smartphone or computer. Plus, if you need cash, we have an ATM available for quick withdrawals and balance checks. Whether you're visiting us at our branch or using our digital services, we're here to help simplify your financial journey. If you're ready to explore how Synergy can assist you further, don't hesitate to reach out! Call us at (361) 289-3237, visit us at 1147 Cantwell Ln Corpus Christi Tx 78407, or check out more information on our website: Corpus Christi. Let's take the next step toward achieving your financial goals together!

Credit Options That Reward You

Don't forget about our Credit Cards with Rewards! These cards not only offer flexibility for your purchases but also come with rewards that can benefit you in everyday life. Enjoy cash back on groceries or travel perks whatever fits your lifestyle!

Financing Your Dreams

If you're planning to buy a new car or refinance your home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing services are designed to help you secure the best rates possible. Picture yourself driving off in your dream car or moving into a new home our loans make those dreams attainable. For those unexpected expenses or projects you've been putting off, our Personal Loans & Debt Consolidation options can provide the financial relief you need. We aim to make borrowing straightforward and hassle-free.

Personal Banking Solutions

We understand that managing your money is important. That's why we offer Personal Banking options such as Checking & Savings Accounts. With our easy-to-use online and mobile banking features, you can access your accounts anytime, anywhere. Imagine checking your balance or transferring funds while waiting in line at the grocery store it's that convenient!

Digital & Online Banking

Key Services

Our online banking platform is available 24/7, allowing you to access your accounts anytime, anywhere. Whether you're checking balances or transferring funds, you can do it all at your own pace through our website at https://www.synergyfcu.org/. Plus, with electronic signature authorization, signing documents has never been simpler just a few clicks and you're done! You can also sign up for e-statements, which means you'll receive your bank statements electronically rather than in the mail. This not only helps the environment but also ensures that you have immediate access to your financial information without any wait.

Mobile Features

For those who are always on the go, our mobile payments feature allows you to make transactions quickly and easily right from your smartphone. While we currently don't have a dedicated mobile application, our mobile-friendly website offers a smooth experience for managing your accounts from any device. Additionally, sending money to friends or family is hassle-free with our person-to-person transfer option. Just enter their details and send funds instantly perfect for splitting bills or sharing gifts. In summary, Synergy is committed to providing user-friendly digital banking solutions that cater to your needs. With secure online services at your fingertips, managing your finances has never been easier!

Financial Strength

Focused on Growth

With $47,056,525 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,505 in used auto loans and $252,113,330 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $96,319,164 in share certificates and $25,786,810 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $47,294,197, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,552 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Performance

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 40 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Trustworthy Partnerships

Net Shares (Funds available for lending and investments): $6,213,416. Total Share and Deposit Accounts: 22,656, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Synergy is your trusted partner. Visit us at 1147 Cantwell Ln Corpus Christi Tx 78407 or call (361) 289-3237 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

For those considering business ventures or personal projects, we have various financing solutions available. Whether you're interested in auto loans, mortgages, or unsecured credit cards, our team can discuss eligibility options and refinancing opportunities tailored to your unique situation. You can reach us at (361) 289-3237, or visit us at our branch located at 1147 Cantwell Ln Corpus Christi Tx 78407 in Corpus Christi, TX for personalized assistance. Our operating hours are Monday through Friday from 8:30 AM to 4:00 PM. For more information about our loan offerings and how you can become a member, please check out our website at Synergy. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you secure the financing you need!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $53,633,838 in used vehicle loans and $52,675,922 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to fit your budget, whether you're purchasing a new or used vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,060,600, make buying or refinancing simple. We aim to make the home buying process straightforward and accessible for our members.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $3,766,144 in loans, we help our members manage their finances effectively while enjoying the convenience and rewards that come with our credit card options.

Loan Aggregator

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Synergy