Introduction
Welcome to Symphony, your trusted community partner in financial wellness since 1968. Located at 301 Massachusetts Ave, Boston, MA 02115, we are proud to serve a growing membership of 213 individuals who have chosen us for their banking needs. With total assets exceeding $2,106,363 and deposits amounting to $99,549, Symphony is committed to providing reliable services that empower our members. At Symphony, we understand the importance of financial stability and growth. That's why we offer a range of personal and business banking solutions, including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Our dedicated team of just one employee is here to guide you through every step of your financial journey. Whether you're looking to secure a new loan or open an account, we're here to help. Our leadership team is passionate about fostering a community-focused atmosphere. Led by CEO Christine Ross and Board President Ronan Lefkowitz, we prioritize your needs above all else. We believe in building strong relationships with our members and actively supporting the local community. If you need assistance or have questions about our services, feel free to give us a call at 857-362-7328. We invite you to visit us at our branch or reach out for any inquiries. Join us today and experience the Symphony difference!
Branch History & Mission
Welcome to Symphony, a credit union that has been serving the vibrant community of Boston, MA since 1968. Over the years, our branch has grown from its humble beginnings into a trusted financial partner for over 213 members, providing personalized banking solutions that make a real difference in people's lives. Located at 301 Massachusetts Ave, our branch is conveniently situated near the heart of the city, making it easy for you to visit and take advantage of our services. At Symphony, we pride ourselves on our mission to empower individuals and families by offering accessible financial services while nurturing a strong sense of community. Our commitment goes beyond just banking; we strive to support local initiatives and engage with our members through various outreach programs. With total assets amounting to $2,106,363, we are dedicated to ensuring that our members receive the highest quality service and support. While members can visit us at 301 Massachusetts Ave Boston Ma 02115, official correspondence should be sent to 301 Massachusetts Ave, Boston, MA 2115. Our operating hours are designed to accommodate your busy schedule: from Monday to Friday, we welcome you between 10 AM and 2 PM. Although we do not have ATM or drive-thru services at this time, our staff is always ready to assist you in person. Throughout our history, Symphony has continuously evolved to meet the changing needs of our members. We believe in fostering relationships built on trust and transparency. As we move forward, we remain committed to utilizing digital advancements that enhance your banking experience without compromising personal interaction. Join us at Symphony and experience firsthand how we can help you achieve your financial goals while being an integral part of the Boston community. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, we're here for you every step of the way. Together, let's build a brighter future!
Branch Location & Accessibility
Welcome to Symphony, located at 301 Massachusetts Ave in the vibrant city of Boston, MA. This branch is not just a place to handle your banking needs; it's a community hub where you can easily access financial services tailored for you. Whether you're popping in for a quick transaction or exploring new banking options, our friendly staff is here to assist you. Located near local landmarks and easily accessible from various parts of town, our branch ensures that convenience is at the forefront of your experience. If you're driving, you'll find ample parking nearby, making it easy to stop by anytime. For those requiring additional assistance, our facility is ADA compliant, with ramps and other accessibility features in place to ensure everyone can visit us comfortably. Our operating hours are designed with your schedule in mind. From September through June, we welcome you Monday to Friday from 10 AM to 2 PM. During July and August, we're here on Tuesdays, Wednesdays, and Thursdays from 11 AM to 1 PM. Feel free to call us at 857-362-7328 if you have any questions or need assistance before your visit. While members can visit us at 301 Massachusetts Ave for all their banking needs, official correspondence should be sent to the same address for clarity. Please note that our location currently does not offer ATM services or drive-thru banking; however, we do provide a variety of personal banking services such as checking and savings accounts, auto loans, mortgage loans and refinancing options, personal loans, credit cards with rewards, and business banking services. We invite you to come by Symphony today! Our team is excited to meet you and help you navigate your financial journey.
Member Eligibility
At Symphony, we believe that becoming a member means joining a close-knit community where your financial well-being is our priority. If you're interested in joining us, you'll find that eligibility is designed to be inclusive and welcoming. Generally, anyone who lives, works, or worships in the area can become a member. We love to support our local community, so if you meet these criteria, you're already on your way! For a deeper dive into the specific details about membership eligibility, feel free to check out this resource. Opening an account with us is straightforward and friendly. You can visit us at our branch located at 301 Massachusetts Ave Boston Ma 02115 or give us a call at (857) 362-7328 for any questions you might have. Our team is here to guide you through every step of the process, ensuring you feel right at home as you start your journey with Symphony. We can't wait to welcome you!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $52,539, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial support you need to purchase new equipment, hire additional staff, or launch a new product line. Our member-focused approach ensures that you receive tailored solutions designed to meet your unique needs.
Merchant Services
In addition to loans, we offer merchant services that simplify payment processing. This means you can accept credit and debit cards easily, making transactions smoother for your customers. Picture this: a busy Saturday morning at your store where every second counts. With our efficient merchant services, you can serve your customers faster and enhance their shopping experience. Visit us at 301 Massachusetts Ave Boston Ma 02115 in Boston, MA or call us at (857) 362-7328 to learn more about how we can help your business grow!
Comprehensive List Of Services
Business Banking
If you're a business owner, we haven't forgotten about you! Our Business Banking services include essential tools like Merchant Services and Business Loans, which can help streamline operations and promote growth.
Call Us Today!
With so many services available at Symphony, it's easy to see how we can support your financial journey. For more information or to speak with one of our friendly staff members, please call us at (857) 362-7328. We're here to help you every step of the way!
Credit Options
Who doesn't love rewards? Our Credit Cards with Rewards let you earn points while making everyday purchases, turning your spending into savings. It's a great way to maximize your finances!
Digital Convenience
In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features, making it easy for you to access your accounts anytime, anywhere. Although we currently do not have ATM or drive-thru services, our commitment remains focused on ensuring you have digital access to your accounts whenever needed.
Personal Banking
Whether you're opening your first checking account or looking for ways to save, our personal banking options are tailored for you. We offer convenient Checking & Savings Accounts that help you manage your money effectively. If you're planning to buy a car, explore our Auto Loans & Vehicle Financing services that can get you behind the wheel without breaking the bank. For those considering home ownership or refinancing, our Mortgage Loans & Refinancing options can guide you through the process with ease. Need extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation services provide flexible solutions to fit your needs.
Digital & Online Banking
At Symphony, we understand that banking needs to be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. Whether you're at home or on the go, managing your finances has never been easier. With our 24/7 online banking services, you can check your account balances, transfer funds, and pay bills anytime, anywhere. Although we currently do not offer features like electronic signatures or e-statements, our commitment to security ensures that your information is always protected while you manage your accounts online. While mobile payments are not available at this time, you can still enjoy other features like person-to-person transfers when we expand our services in the future. We're dedicated to enhancing your banking experience with user-friendly technology and real-time account management. To explore more about our offerings and stay updated on any new developments. We're here to help you navigate your financial journey with ease and confidence!
Financial Strength
At Symphony, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with a strong foundation for your financial needs, which is reflected in our impressive financial metrics. With a net worth of $181,933, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.64% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $692,962 in share certificates and $251,056 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $248,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $0 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $6 in used auto loans and $1,514,891 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our $15,825 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 1 full-time employees ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 304, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Symphony is your trusted partner. Visit us at 301 Massachusetts Ave Boston Ma 02115 or call (857) 362-7328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $169,476 in used vehicle loans and $157,058 in new vehicle loans already helping members get on the road. With our simple application process and competitive interest rates, getting behind the wheel has never been easier.
Business Loans
For business owners, our outstanding commercial loans totaling $52,539 provide the capital needed to grow and expand your business operations. We understand the challenges faced by entrepreneurs and are committed to offering tailored financing solutions.
Credit Lines and Credit Cards
Managing finances effectively is crucial, which is why we also offer flexible terms on credit lines totaling $580,000. While we currently do not have unsecured credit card loans issued yet, we aim to provide products that will meet our members' evolving needs as we grow. At Symphony, we're committed to helping you find the right loan option tailored for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Contact us today for more information or to get started on your loan application!
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0, which can help turn your dream of owning a home into reality. Our team is available to discuss eligibility options and guide you through the refinancing process if needed.
Loan Aggregator
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