Sylvania Area Credit Union Sylvania OH | Best Auto Loans & Checking Accounts

Introduction

Welcome to Sylvania Area Federal Credit Union, your trusted financial partner in the heart of Sylvania, OH! Established in 1966, we've been dedicated to serving our community for over five decades. Located at 6613 Maplewood Ave, Sylvania, OH 43560, we pride ourselves on offering personalized financial solutions that meet the unique needs of our 1,907 members. At Sylvania Area FCU, we understand the importance of building strong relationships with our members. That's why we focus on providing a range of services, including personal banking, auto loans, mortgage refinancing, and business banking. With total assets exceeding $26,790,552 and total deposits reaching $2,709,653, you can trust us to manage your finances safely and effectively. Under the leadership of our CEO, Patricia Hakeos, and Board President, Sara Lievens, our team of 5 employees is committed to ensuring you receive the best possible service. Whether you're looking for competitive loan options or need assistance with everyday banking needs, we're here to help! While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 6613 Maplewood Ave, Sylvania, OH 43560. For any inquiries or support, feel free to reach out at (419) 882-3525. Join us today and experience the community-focused banking that makes Sylvania Area Federal Credit Union a standout choice! We invite you to explore our website at www.sylvaniaareafcu.com for more information on our services and how we can assist you in achieving your financial goals.

Branch History & Mission

Welcome to Sylvania Area Federal Credit Union, where our journey began in 1966. For over five decades, we have proudly served the community of Sylvania, Ohio, and beyond. Located at 6613 Maplewood Ave, our branch is more than just a financial institution; it's a cornerstone of support for nearly 2,000 members who trust us with their financial needs. From our humble beginnings, we have grown significantly. Today, we manage total assets of over $26 million, a testament to our commitment to providing exceptional financial services. Our mission is simple yet powerful: to enhance the financial well-being of our members while fostering a sense of community and belonging. We believe that everyone deserves access to quality banking services, and we strive to make that a reality for all. While you can visit us at our branch on Maplewood Ave, official correspondence should be sent to the same address: 6613 Maplewood Ave, Sylvania, OH 43560. Our central location makes it convenient for members and visitors alike to access our services. At Sylvania Area Federal Credit Union, we focus on delivering personalized banking experiences. Our operating hours are from 9 AM to 5 PM, Monday through Friday, making it easy for you to find the time to meet your banking needs. We also offer ATM availability for those who prefer self-service options. We take pride in being accessible and inclusive. Our services include personal banking such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, personal loans and debt consolidation options. Additionally, we offer credit cards with rewards and business banking solutions tailored for local entrepreneurs. Community engagement is at the heart of what we do. We actively participate in local events and initiatives that benefit Sylvania and its residents. By partnering with various organizations and supporting local causes, we aim to create a positive impact that extends beyond traditional banking. As technology continues to evolve, so do we. Our online and mobile banking platforms provide convenience at your fingertips allowing you to manage your finances anytime, anywhere. Whether you're checking your balance or applying for a loan through our website at Sylvania Area FCU, we're here to ensure that your experience is smooth and secure. In closing, if you're looking for a credit union that prioritizes your financial health while supporting the community you love, look no further than Sylvania Area Federal Credit Union. Join us today and discover how we can help you achieve your financial goals! Feel free to reach out at 419-882-3525 with any questions or inquiries we're always here for you!

Branch Location & Accessibility

Contact Us

If you have questions or need more information about our services, don't hesitate to give us a call at 419-882-3525. We invite you to visit us soon at Sylvania Area Federal Credit Union where your financial well-being comes first!

Nearby Landmarks and Accessibility

Situated near local favorites and vibrant community spots, our branch is just a short drive from the Sylvania Historical Village, making it an ideal stop during your day out. We offer ample parking right outside our entrance, ensuring that you can access our services without any hassle. Our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to cater to all our members.

Operating Hours and Services

We welcome you during our lobby hours from 9 AM to 5 PM, Monday through Friday. Feel free to drop by whenever it's convenient for you! Our friendly staff is ready to assist with everything from checking and savings accounts to auto loans and mortgage refinancing. For those who prefer quick transactions, we have an ATM available for your convenience. Unfortunately, we currently do not offer drive-thru banking; however, our team inside the branch is eager to help you with all your banking needs.

Member Eligibility

Becoming a member of Sylvania Area is like joining a close-knit family that's dedicated to your financial well-being. We welcome anyone who lives, works, worships, or attends school in the Sylvania area. This means if you're part of our vibrant community, you can easily tap into all the benefits we offer, from personalized banking services to competitive loan options. Plus, membership here opens doors to exclusive products and services designed just for you. If you're curious about the specific eligibility details, feel free to check out this link for more information. Ready to join us? Opening an account at Sylvania Area is straightforward and hassle-free. Just visit us at 6613 Maplewood Ave Sylvania Oh 43560, give us a call at (419) 882-3525, or explore our website for further guidance on how to get started. We're excited to help you achieve your financial goals while being part of a caring community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine your customers making seamless payments while you focus on what you do best running your business. Our merchant services simplify transactions, allowing you to accept various payment methods easily. This means more satisfied customers and a boost to your bottom line. By choosing Sylvania Area, you partner with a financial institution dedicated to fostering local entrepreneurship. Let's work together to turn your vision into reality! Visit us at 6613 Maplewood Ave Sylvania Oh 43560 or call us at (419) 882-3525 to learn more about how we can help your business thrive.

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access Anytime

At Sylvania Area Federal Credit Union, we understand that convenience is key. That's why we provide Online & Mobile Banking features that make it easy for you to handle your finances on your terms. Use our ATM services for quick cash withdrawals and balance checks whenever you need them. If you're ever unsure about anything or need assistance, don't hesitate to give us a call at (419) 882-3525. Our friendly team is ready to help answer any questions or guide you through our offerings. In summary, whether it's personal banking needs or business solutions, Sylvania Area has all the tools to support your financial goals. We invite you to explore our services further by visiting us or checking out our website at https://www.sylvaniaareafcu.com/. Join us today and experience the difference!

Flexible Loan Options

Need extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation products can help you manage debt more effectively. Plus, with our Credit Cards with Rewards, you'll earn benefits while making everyday purchases. For those who run businesses, we offer tailored solutions through our Business Banking services. This includes essential Merchant Services & Business Loans that help you thrive in today's competitive market.

Personal Banking Made Easy

Our personal banking services are designed with you in mind. With options for Checking & Savings Accounts, you can choose the account that best fits your lifestyle. Imagine easily managing your funds with online and mobile banking options check balances, transfer money, and even pay bills right from your phone! When it comes to financing a new vehicle or refinancing an existing loan, our Auto Loans & Vehicle Financing provide competitive rates to help you get on the road without breaking the bank. If you're thinking about buying a home, our Mortgage Loans & Refinancing services are here to guide you through every step of the process.

Digital & Online Banking

Key Features

Our online banking platform allows you to check balances, pay bills, and transfer funds anytime, anywhere. Plus, with the availability of e-statements, you can keep track of your transactions without the clutter of paper. You can also use our mobile application for quick access on the go, making it simple to manage your accounts from your smartphone or tablet. For those who prefer to make payments via their devices, our mobile payments feature is a great option. Whether you're shopping in-store or online, you can enjoy the ease of paying directly from your account. And while person-to-person transfers are not currently offered, our other features ensure that you can handle most of your financial needs swiftly and securely. Security is a top priority at Sylvania Area. We implement robust measures to protect your information so you can bank with confidence. Although we do not offer electronic signature authorization at this time, rest assured that all transactions through our online services are safeguarded. Whether you're at home or out and about, our digital banking services are tailored to fit your lifestyle. Join us at Sylvania Area and take control of your financial future today!

Financial Strength

Commitment to Growth

With $2,263,512 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial journey is evident through our lending capacity offering $255 in used auto loans and $7,406,324 in total loans and leases.

Efficiency You Can Trust

Our financial performance reflects operational efficiency with a net income of $24,897, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share Accounts: 3,526, show a strong and growing member base that trusts us with their finances. Our strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sylvania Area is your trusted partner. Visit us at 6613 Maplewood Ave Sylvania Oh 43560 or call (419) 882-3525 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Secure Savings Options

Members' savings are secured through $9,087,374 in share certificates and $2,838,859 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $2,270,505, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.47% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,526,201 in used vehicle loans and $1,496,130 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easier for you to drive away with the vehicle you want.

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $376,676 in loans helping members manage their finances effectively. These cards come with various benefits designed to meet your everyday spending needs while keeping your finances in check. For those looking for additional funding options, we have personal loans available as well. Our goal is to provide solutions that make sense for your financial situation.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,145,960, make buying or refinancing simple. We strive to support our members through every step of the mortgage process so that you can feel confident in your investment.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, our friendly staff is here to assist you. We understand how important it is to find the right financial solution tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Sylvania Area Federal Credit Union, we're committed to helping our members thrive financially by offering personalized service and competitive loan products suited for all stages of life. Come visit us today!

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SYLVANIA AREA FEDERAL CREDIT UNION - Sylvania, OH

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