Sweetex Credit Union Longview TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Sweetex, your trusted financial partner right here in Longview, Texas! Located at 4421 W Loop 281, our branch has been serving the community since 1951. With a strong commitment to providing personalized banking solutions, we take pride in fostering a supportive environment for our 746 members. At Sweetex, we understand that every member's financial journey is unique. That's why we offer a range of services tailored just for you from checking and savings accounts to auto loans and personal loans. With total assets amounting to an impressive $9,464,271 and total deposits reaching $253,793, our stability is a testament to our dedication to helping you achieve your financial goals. Our leadership team, guided by CEO LaWanda Drennan and Board President Rita Hogan, ensures that Sweetex remains focused on meeting the needs of our members while positively impacting the community. We have built a strong foundation through trust and reliability, ensuring that your finances are in safe hands. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 2312, Longview, TX 75606. If you have any questions or need assistance, don't hesitate to reach out! You can call us at 903-753-1150, where our friendly staff is ready to help during lobby hours from 9 AM to 5 PM, Monday through Friday. Join us at Sweetex where your financial well-being is our priority! Whether you're looking for expert advice or simply want to learn more about how we can support your financial journey, we invite you to stop by or give us a call today.

Branch History & Mission

Community Commitment

Our roots are deeply embedded in local initiatives and partnerships that aim to uplift those around us. We actively participate in community outreach efforts that focus on education and empowerment because when our community thrives, we all thrive. We welcome you to experience the benefits of being part of Sweetex Credit Union. Together, let's build a brighter financial future! For inquiries or assistance, feel free to reach us at 903-753-1150. Join us today and become part of something special!

Our Evolution

Sweetex has always been more than just a credit union; we are a cornerstone of financial stability for our members. Located at 4421 W Loop 281, we are easily accessible to those in Longview and surrounding areas. Over the years, we've expanded our services to include personal banking, auto loans, mortgage refinancing, and even business banking solutions. This growth reflects our dedication to meeting the diverse needs of our members. As we evolved, so did our approach. We embraced new technologies and strategies to ensure that banking is simple and user-friendly for everyone. Our operating hours from 9 AM to 5 PM allow us to be available when you need us most. Although we do not currently offer drive-thru service or ATMs, we strive to provide top-notch customer service within our lobby.

Our Mission

At Sweetex, our mission is clear: we aim to empower individuals and families through accessible financial services while fostering a strong sense of community support. We believe in building lasting relationships with our members by offering personalized services that help them achieve their financial goals. Whether it's securing a loan for your dream car or opening a savings account for your future plans, we're here for you every step of the way. While members can visit us at 4421 W Loop 281 Longview Tx 75604, official correspondence should be sent to PO Box 2312, Longview, TX 75606. We invite you to join us as we continue to grow and serve this wonderful community.

Branch Location & Accessibility

Welcome to Sweetex, your friendly neighborhood credit union located conveniently at 4421 W Loop 281 in Longview, Texas. Our branch is situated near local landmarks that make it easy for you to stop by, whether you're heading home or running errands. We pride ourselves on being accessible and welcoming to all members of our community. At Sweetex, we understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule, open from 9 AM to 5 PM on weekdays. Please note that we close during the noon hour for a brief break, ensuring our team is ready and refreshed to assist you when you arrive. If you're visiting us, you'll find ample parking right outside our doors, making it easy to pop in for any of your banking needs. Our branch is also equipped with features to ensure everyone can access our services comfortably, including ADA-compliant ramps. While you're here, take advantage of our range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Although we currently do not have ATM or drive-thru services available at this location, our friendly staff is always on hand to assist you in person or over the phone at 903-753-1150. For any official correspondence, please send mail to PO Box 2312, Longview, TX 75606. We invite you to visit Sweetex and discover how we can help with your financial goals. Whether you're looking for a new account or need assistance with a loan, we're here for you every step of the way!

Member Eligibility

At Sweetex, we believe that becoming a member is not just about opening an account; it's about joining a caring community that supports you every step of the way. If you're interested in becoming part of our family, you'll be happy to know that eligibility is quite accessible! Generally, anyone living, working, or attending school in the local area can join us. We welcome individuals from various backgrounds and walks of life, so whether you're looking for personal banking solutions or need assistance with loans, you'll find a friendly place here at Sweetex. To learn more about specific eligibility requirements and how to get started, please visit our detailed page at . It's packed with all the information you need to see if you qualify. Once you're ready to take the next step, opening an account is a breeze! You can reach out to us at (903) 753-1150 for any questions or visit us directly at our branch located at 4421 W Loop 281 Longview Tx 75604. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services

Imagine having the tools to manage your transactions effortlessly. Our merchant services allow you to accept payments easily, whether online or in-store. This means you can focus more on growing your business and less on complicated payment processes. Visit us at 4421 W Loop 281 Longview Tx 75604 in Longview, TX or call us at (903) 753-1150 to learn how we can partner together for your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not offer ATM services at our branch located at 4421 W Loop 281 Longview Tx 75604, our team is always available at (903) 753-1150 during business hours (Monday through Friday from 9 am - 5 pm) to assist with any cash withdrawal needs or questions regarding accessing funds. At Sweetex, we're committed to empowering our members with accessible financial tools and expert guidance. Whether you're visiting us in person or reaching out over the phone, we're here to help you every step of the way. For more information about how we can serve you best, don't hesitate to reach out!

Auto Loans & Vehicle Financing

Dreaming of a new car? Our Auto Loans & Vehicle Financing make it easier than ever to get behind the wheel of your desired vehicle. Whether it's a brand-new car or a reliable used model, we provide competitive rates and flexible terms. Imagine driving off the lot with peace of mind knowing you've secured an affordable loan through us!

Business Banking

For local entrepreneurs, our Business Banking services offer essential support like Merchant Services & Business Loans. If you're starting a new venture or looking to expand an existing one, we understand the challenges small businesses face and are here to provide resources tailored specifically for you.

Credit Cards with Rewards

Enjoy shopping rewards? Our Credit Cards with Rewards allow you to earn points on every purchase. It's a simple way to get more from what you spend! Think about how rewarding it would feel to earn cash back or travel points just by using your credit card for everyday purchases.

Mortgage Loans & Refinancing

If homeownership is on your radar, our Mortgage Loans & Refinancing options are here to assist. From first-time buyers to those looking to refinance their current mortgage for better rates, we have solutions that can fit various budgets and situations. Picture moving into your dream home without breaking the bank our dedicated team is ready to guide you through each step.

Online & Mobile Banking

In today's busy world, convenience is key. With our Online & Mobile Banking, managing your finances has never been easier. Check balances, transfer funds, and pay bills right from your smartphone or computer all at your convenience!

Personal Banking

For those managing everyday expenses or planning for future investments, our Personal Banking services are designed with you in mind. We offer Checking & Savings Accounts that help you save for important life events or simply manage your daily transactions smoothly. Picture this: you're budgeting for a family vacation, and our savings account could be the perfect place to set aside funds while earning interest.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation come into play. Whether you need funds for medical bills or want to consolidate existing debt into one manageable payment, we have options that can relieve some stress from your financial situation.

Digital & Online Banking

Sub-section Name: Accessible Financial Management

While features like e-statements, mobile payments, and person-to-person transfers aren't currently offered, we're continuously working towards enhancing our digital services for our members' benefit. Keep an eye out for updates! For now, our dedicated team is here to help you manage your accounts effectively through traditional means. At Sweetex, we believe in making banking accessible for everyone. While you may not have access to some online features yet, we encourage you to visit us in person or give us a call at (903) 753-1150 for any assistance you need. Your financial well-being is important to us, and we're here to support you every step of the way.

Sub-section Name: Enhanced Security Features

Your security is our top priority. Although electronic signatures aren't available at this time, rest assured that all your transactions are protected by the latest encryption technologies. We strive to ensure that your personal and financial information remains safe while you enjoy the ease of banking from home.

Financial Strength

Commitment to Innovation

With $3,521,649 in undivided earnings, we continually reinvest in innovative banking tools and stronger lending options. Our capacity to support your financial goals is reflected in our $60 in used auto loans and $3,377,092 in total loans and leases, showcasing our commitment to helping you achieve your dreams.

Growing Together

We are proud to serve a growing community of 766 members who trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sweetex is your trusted partner. Visit us at 4421 W Loop 281 Longview Tx 75604 or call (903) 753-1150 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,260,643 in share certificates, offering stable and rewarding financial growth opportunities. While we focus primarily on our members' needs, it's also important to note that we have $0 in non-member deposits. This allows us to direct more resources towards you providing better loan rates and exclusive perks.

Operational Efficiency

Our $19,301 demonstrates our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products tailored for you. With a dedicated team of 2 full-time employees, we're always ready to assist you with knowledgeable service.

Our Financial Health

With a net worth of $3,540,950, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid capital foundation is further demonstrated by our net worth ratio of $3,741, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $816,542 in used vehicle loans and $1,456,530 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away in the vehicle you desire.

Credit Lines

For those who prefer ongoing access to funds, our credit lines are an excellent choice. With a total available amount of $175,000, you can tap into funds when you need them most whether for unexpected expenses or planned purchases. At Sweetex, we want to ensure you have access to the best financial solutions tailored just for you. If you're interested in refinancing or exploring eligibility options for any of our products, feel free to contact us at (903) 753-1150 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you achieve your financial aspirations today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although our total Junior Lien 1-4 Family Residential Properties loans currently stand at $0, we are dedicated to supporting your dream of owning a home. We guide you through each step, making the process as smooth as possible.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but it doesn't have to be. We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with various features designed to suit your lifestyle.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to regulatory guidelines ensures that users receive fair and transparent offers when exploring their loan options.

SWEETEX CREDIT UNION