Suwannee River Credit Union Live Oak FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Suwannee River, your trusted financial partner in Live Oak, FL. Established in 1936, we have proudly served our community for decades, building a strong foundation of trust and support for our members. Our commitment is not just about providing financial services; it's about empowering you to achieve your goals. Located at 203 Pinewood Way SW, our branch stands ready to assist you with a variety of personal banking options, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We're excited to share that we currently serve 2,405 members, and we manage total assets of $27,420,090 while maintaining a robust net worth of $2,639,181. With total loans amounting to 918 and deposits reaching $1,401,017, our focus remains on supporting the financial well-being of our members. Under the leadership of CEO Amy Cundiff and Board President Windal Boise, we strive to provide exceptional service through personalized banking solutions tailored to meet your needs. While members can visit us at 203 Pinewood Way SW, official correspondence should be sent to the same address for your convenience. You can also reach us by phone at 386-362-2225 or explore more about our services on our website at suwanneeriverfcu.com. At Suwannee River, we believe that everyone deserves access to quality financial resources and expert guidance. Join us today and experience the difference a community-focused credit union can make in your life!

Branch History & Mission

Community Commitment

At Suwannee River, we understand that true success comes from being an active participant in the community. We engage with local organizations and initiatives that uplift our neighbors and promote financial literacy. Whether it's sponsoring local events or offering workshops on budgeting and saving, we strive to make a positive impact beyond just banking. While members can visit us at our branch address of 203 Pinewood Way SW, official correspondence should be sent to the same address for your convenience.

Join Us

As we look towards the future, we invite you to become part of the Suwannee River family. Experience firsthand the benefits of membership from competitive loan rates to exceptional customer service. Together, let's build a brighter financial future for you and your loved ones. For any inquiries or assistance, feel free to reach out at (386) 362-2225 during our operating hours from Monday through Friday from 8 AM to 5 PM. Your journey towards better banking starts here!

Modern Banking Experience

In today's fast-paced world, we've embraced digital advancements to enhance member experience. With online banking options available, members can manage their finances anytime and anywhere. While we currently do not offer ATM services at our branch location, our drive-thru service remains convenient for quick transactions. We are proud of our ADA-compliant facilities that ensure accessibility for all members of our community. At Suwannee River, it's not just about providing services; it's about creating a welcoming environment for everyone.

Our Journey

Suwannee River began its journey with a vision to empower individuals and families through financial education and resources. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking services. Our total assets now stand at an impressive $27,420,090, reflecting our growth and stability in serving the community. From the very start, our mission has been clear: we aim to help our members achieve their financial goals while fostering a sense of belonging and community. We believe that everyone deserves access to quality financial services, which is why we prioritize personalized service and support. As we continue to grow, we remain dedicated to upholding these values.

Branch Location & Accessibility

Accessibility Features

At Suwannee River, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and accessible parking spaces, ensuring that everyone can visit us comfortably. We also offer a drive-thru service for quick transactions without having to leave your vehicle.

Operating Hours

We understand that life can get busy, which is why we're here for you during convenient hours. Visit us Monday through Friday from 8 AM to 5 PM. Our friendly staff is always ready to assist you with personal banking services, auto loans, mortgage refinancing, and more.

Services Offered

While we don't have an ATM on site, our drive-thru banking allows you to handle deposits, withdrawals, and other simple transactions swiftly. For members looking for more comprehensive services, we offer personal and business banking options along with online and mobile banking solutions. If you need to reach us, feel free to call at (386) 362-2225. While members can visit us at our branch address for any inquiries or assistance, official correspondence should be sent to the same address listed above. Come experience the friendly atmosphere and dedicated service at Suwannee River! We look forward to seeing you soon!

Member Eligibility

At Suwannee River, we believe that everyone deserves the opportunity to be part of a caring community. Becoming a member is straightforward and welcoming! If you live, work, or worship in the Suwannee area, you're likely eligible to join us. We focus on building lasting relationships with our members and providing tailored financial solutions that meet your needs. You can find more specific eligibility details by visiting our website at . Joining is as easy as giving us a call at (386) 362-2225 or stopping by our branch located at 203 Pinewood Way Sw Live Oak Fl 32064. Our friendly team will guide you through the simple account opening process, ensuring you feel right at home from day one. Explore the benefits of membership today and see how Suwannee River can help you achieve your financial goals!

Business Banking & Commercial Services

Real-World Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine running a busy café our point-of-sale solutions can help you accept payments swiftly, manage inventory seamlessly, and track sales trends effortlessly. This means more time focusing on what matters most: serving your customers and growing your brand. Located at 203 Pinewood Way Sw Live Oak Fl 32064 in Live Oak, FL, we're here to partner with you on your journey to success. Reach out today at (386) 362-2225 to learn more about how our services can benefit your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our local business owners, we offer specialized services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we understand the unique challenges small businesses face and are here to support your growth.

Convenience at Your Fingertips

In addition to our comprehensive service offerings, Suwannee River prioritizes convenience. With online and mobile banking features, managing your finances has never been easier. You can make deposits, withdrawals, and simple transactions through our basic drive-thru banking service or from the comfort of your home. If you have any questions or need assistance, don't hesitate to reach out! Call us at (386) 362-2225 or visit us at 203 Pinewood Way Sw Live Oak Fl 32064 in Live Oak, FL. We are here Monday through Friday from 8 AM to 5 PM ready to assist you with all your financial needs. Join us at Main Office, where we strive not just to be your credit union but also a trusted partner in achieving financial success!

Credit Solutions

Sometimes life throws unexpected expenses your way. With personal loans and debt consolidation services, Suwannee River can help you regain control over your finances. Our credit cards come with rewards that can benefit you as you spend, allowing you to earn while enjoying the convenience of cashless transactions.

Home Financing

Purchasing a home is one of the biggest decisions you'll ever make. That's why we provide mortgage loans and refinancing options designed to make homeownership more accessible. Picture yourself settling into a cozy space with manageable monthly payments. Our team is here to guide you through every step of the process, ensuring you understand your options clearly.

Personal Banking

Whether you're looking to open a checking or savings account, Suwannee River offers personalized banking solutions that fit your lifestyle. Imagine having easy access to your funds through our online banking platform, where you can manage your accounts anytime, anywhere. Plus, if you're in the market for a new vehicle, our auto loans and vehicle financing options can help make that dream car a reality without straining your budget.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. You can enjoy the convenience of e-statements, so you'll never have to worry about paperwork piling up keeping your finances organized is just one more perk of being a member. Plus, we prioritize your security, ensuring that your information is protected at all times. While we currently do not offer mobile payments or a mobile application, our online banking system is user-friendly and efficient. You can easily manage your money from any computer or device with internet access. Unfortunately, person-to-person transfers are also not available at this time, but we're continuously looking for ways to enhance our services for our members.

Security & Accessibility

At Suwannee River, we take security seriously. Although electronic signature authorization is not available right now, our platform employs strong security measures to keep your information safe. We believe in providing you with real-time access to your accounts so you can make informed financial decisions quickly. Whether you're at home or on the go, managing your finances has never been easier or safer. With our commitment to accessibility and ease-of-use, you'll find that staying on top of your financial goals is straightforward. Explore all that digital banking has to offer by visiting us online today!

Financial Strength

Committed Team

We also take pride in having 5 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 3,536, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Suwannee River is your trusted partner. Visit us at 203 Pinewood Way Sw Live Oak Fl 32064 or call (386) 362-2225 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $2,414,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $156 in used auto loans and a total of $14,997,193 in loans and leases.

Member-Focused Savings

Members' savings are secured through $697,287 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $2,639,181, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $962 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For those considering refinancing or exploring eligibility options for any of our loan products, our knowledgeable staff is here to assist you every step of the way. Whether it's understanding the requirements or finding the best product for your situation, we've got you covered. You can reach us at 386-362-2225 or visit us at 203 Pinewood Way SW, Live Oak, FL 32064 during our lobby hours from Monday to Friday, 8 AM to 5 PM. We look forward to helping you navigate your financial journey! For more information on our loan offerings and how we can support you financially, please visit our website at Suwannee River. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,816,142 in used vehicle loans and $5,881,884 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find the perfect fit for your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we're committed to helping you explore all possible avenues to achieve your dream of owning a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $607,437 in loans helping members manage their finances effectively. This option provides an easy way to access funds without needing collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By using LendMesh, you gain access to a straightforward tool designed to help you navigate the complexities of loan options with ease. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach guarantees that the offers presented are based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent choices for borrowers. The benefits of using LendMesh are clear: - Verified Data: All loan offers come from legitimate financial institutions, which means you can trust the information you receive. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results that serve your best interests. - Real-Time Rate Comparisons: Users can view up-to-date loan rates from multiple institutions at once, enabling informed decision-making without time-consuming research. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the value and reliability that LendMesh brings to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SUWANNEE RIVER FEDERAL CREDIT UNION