Suwannee River Credit Union Jasper FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Suwannee River, your trusted financial partner right here in the heart of Jasper, Florida! Established in 1936, our credit union has been dedicated to serving our community for over 85 years, building lasting relationships with our 2,405 members. At our branch located at 1150 Us Highway 41 Nw Ste 4, Jasper, FL 32052, we prioritize your financial well-being and strive to provide personalized service tailored to your needs. With total assets of $27,420,090 and total deposits amounting to $1,401,017, we are committed to maintaining a strong financial foundation that benefits our members. Our CEO, Amy Cundiff, along with Board President Windal Boise, leads a team of 9 dedicated employees who are ready to assist you with everything from checking and savings accounts to auto loans and mortgage financing. While you can visit us at our branch for all your banking needs, please note that we do not have a separate mailing address so feel free to reach out directly via phone at 386-792-2301 for any inquiries. We believe in transparency and want you to feel confident about where you keep your money. At Suwannee River, we understand that every member's financial journey is unique. That's why we offer a variety of services designed to meet different needs whether it's personal banking, business loans, or online banking options. Our goal is not just to help you save but also to empower you towards financial growth. Ready to take the next step? Visit us today or check out our website at suwanneeriverfcu.com for more information on how we can support you on your financial journey! Your success is our mission!

Branch History & Mission

Commitment to Innovation

As we continue to grow, embracing technology remains a key focus for us. While we may not offer ATMs or drive-thru services at this time, we do provide robust online banking options that allow members to manage their finances conveniently from anywhere. Our lobby hours are Monday through Friday from 9 AM to 5 PM, ensuring that we're here when you need us most.

Join Us

We invite you to become part of the Suwannee River family. Experience firsthand the benefits of being a member at our credit union where your financial health is our priority. Whether you're looking for reliable banking services or want to engage with a community-oriented organization, we welcome you with open arms. For more information or assistance, please reach out at 386-792-2301. Together, let's navigate your financial journey!

Our Mission

At Suwannee River Credit Union, our mission is simple yet profound: to empower individuals and families by providing affordable financial services and products tailored to their needs. We believe that everyone deserves access to quality banking options that help them achieve their goals. With a total membership of over 2,405 people and assets reaching $27,420,090, we are dedicated to ensuring our members have the resources they need for success. We focus on offering a wide range of services including personal banking, auto loans, mortgage financing, and credit cards with rewards. Beyond mere transactions, our team is committed to building strong relationships within the community through outreach programs and partnerships that make a difference in people's lives.

Branch Location & Accessibility

Accessibility Features

At our Jasper Office, we pride ourselves on providing a welcoming environment for everyone. Our branch is ADA-compliant, featuring ramps and accessible parking spaces to ensure that all members can visit us without any hassle.

Contact Us

Have questions? Feel free to give us a call at 386-792-2301. While you're here, be sure to explore our offerings and discover how we can support your financial journey. Whether you're stopping by for routine banking or exploring new financial opportunities, we look forward to welcoming you to the Suwannee River Jasper Office!

Operating Hours

We're here to serve you during convenient hours! Visit us Monday through Friday from 9 AM to 5 PM. Our friendly staff is ready to assist with everything from opening accounts to discussing loan options.

Services Offered

While visiting our branch, you can take advantage of a range of services tailored to meet your financial needs. We offer personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. If you're looking for business banking solutions, we also provide merchant services and business loans. Plus, enjoy the convenience of online and mobile banking to manage your finances anytime.

Member Eligibility

Becoming a member of Suwannee River is like stepping into a welcoming community where your financial needs are truly understood. If you're looking to join us at our branch located at 1150 Us Highway 41 Nw Ste 4 Jasper Fl 32052, you'll find that membership is open to individuals who live, work, or worship in the areas we serve. We believe in making banking accessible for everyone, so whether you're just starting out or looking to build your future, we're here for you. Joining Suwannee River comes with fantastic benefits think personalized service, competitive rates on loans and savings, and a commitment to our local community. It's easy to get started! For more detailed eligibility criteria, feel free to visit our website at . If you have any questions or need assistance during the process, don't hesitate to reach out to us at (386) 792-2301. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services

In today's marketplace, efficient payment processing is crucial for success. Our merchant services help streamline transactions, making it easier for you to serve your customers. Imagine being able to accept payments seamlessly, enhancing customer satisfaction and boosting sales all backed by our reliable support at Suwannee River. Discover how our business banking solutions can lay the foundation for your success at 1150 Us Highway 41 Nw Ste 4 Jasper Fl 32052. For personalized assistance, give us a call at (386) 792-2301. Let's work together to turn your business vision into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Whether you're looking to expand operations or invest in new equipment, we offer competitive loan options. While we currently have no member or non-member commercial loans issued, we strive to provide flexible financing solutions that cater specifically to your needs.

Comprehensive List Of Services

Business Banking

For our business members, we provide essential services like merchant services and business loans. If you're running a small business in Jasper, think about how our tailored solutions can help streamline operations and support growth.

Convenient Access

We understand the importance of convenience in today's fast-paced world. That's why we offer ATM and cash withdrawal services that allow you to access your money when you need it most. Though our branch does not currently have ATM facilities, our online banking platform ensures you have access anytime. At Suwannee River, we strive to create a welcoming environment where financial wellness is within everyone's reach. With our wide range of services from personal banking options to business solutions we're here to help you achieve your financial goals. Ready to explore how we can assist you? Visit us today or contact us at 386-792-2301 for more information! Your journey toward better financial health starts here!

Credit Cards

Our credit cards come with rewards that can benefit your everyday spending. Picture this: every time you fill up your gas tank or shop for groceries, you're earning points that can lead to great rewards. It's an easy way to get more from what you already spend!

Loans and Financing

When it comes to financing big purchases or managing unexpected expenses, we provide flexible loan options tailored just for you. Looking to buy a new car? Our auto loans and vehicle financing solutions are structured to fit your budget. If you're dreaming of owning a home, our mortgage loans and refinancing options can help turn that dream into reality. Plus, we offer personal loans for debt consolidation or any other financial needs you may have.

Personal Banking

We offer a variety of personal banking options designed to make your financial life easier. Whether you need a checking account for daily transactions or a savings account to help you build your future, we've got you covered. Imagine being able to manage your accounts online from the comfort of your home our online and mobile banking services make that possible! You can easily check balances, transfer funds, and pay bills without stepping outside.

Digital & Online Banking

Key Features

We offer e-statements for members who prefer a paperless way to keep track of their finances. This feature not only helps the environment but also makes it easier to manage your records efficiently. Plus, you won't have to worry about losing important documents. While we don't currently support mobile payments or a dedicated mobile application, you can still enjoy easy access to your accounts through your smartphone's web browser. This means you can complete transactions and monitor your finances directly from your device. Need to send money quickly? While person-to-person transfers are not available right now, our online platform provides all the essential tools you need for effective account management.

Security and Support

Your security is our top priority. Our online banking systems use advanced encryption technology to protect your personal information and transactions. Plus, if you ever have questions or need assistance, our friendly team is just a phone call away at (386) 792-2301 during regular hours. Experience the ease of managing your finances with Suwannee River's digital banking services. We're here to help you stay connected to your money safely and conveniently!

Financial Strength

A Dedicated Team

Our success wouldn't be possible without our dedicated team. We have 5 full-time employees and 4 part-time employees who are always ready to assist you with knowledge and care. Whether you're looking for advice or support, we're here for you.

Commitment to Innovation and Growth

With $2,414,859 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This allows us to continuously improve the services we provide while supporting your financial goals.

Member-Focused Savings

Members' savings are secured through $697,287 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your funds ensures that your savings grow while remaining accessible when you need them.

Prioritizing Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundations

With a net worth of $2,639,181, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $962 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

Total Share Accounts: 3,536, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Suwannee River is your trusted partner. Visit us at 1150 Us Highway 41 Nw Ste 4 Jasper Fl 32052 or call (386) 792-2301 to learn more about how we can help you achieve your financial goals.

Supporting Your Financial Aspirations

We take pride in our lending capacity as well. With $156 in used auto loans and $14,997,193 in total loans and leases, our offerings support members' financial aspirations across various sectors. Our commitment to responsible lending means you can rely on us when it comes time to finance your next big purchase.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,816,142 in used vehicle loans and $5,881,884 in new vehicle loans already helping members get on the road. We provide flexible financing options to ensure you find a plan that fits your budget and lifestyle.

Credit Lines

For those looking for extra flexibility in their finances, our total credit lines amount to $1,000,000. This option allows you to access funds when you need them while only paying interest on what you use. At Suwannee River, we pride ourselves on being more than just a lending institution; we are your financial partner. If you're curious about refinancing options or want to learn more about eligibility for our various loan products, don't hesitate to reach out. For more information or assistance with any of our loan offerings, feel free to contact us at (386) 792-2301. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're ready to help you take the next steps toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? While we currently do not offer Junior Lien 1-4 Family Residential Properties loans at this time, our commitment to helping you navigate the mortgage process remains strong. If you're considering refinancing or exploring eligibility for future options, we're here to provide guidance.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $607,437 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs designed to make everyday purchases easier.

Loan Aggregator

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SUWANNEE RIVER FEDERAL CREDIT UNION