Superior Credit Union Collegeville PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Superior Credit Union, your trusted financial partner located at 100 Crosskeys Rd, Collegeville, PA 19426. Established in 1956, we have proudly served our community for decades, growing our membership to over 6,500 individuals and families. With total assets reaching an impressive $64,566,171, we are committed to providing you with reliable financial services tailored to your needs. At Superior Credit Union, we understand that each member is unique. That's why we offer a range of services including personal banking, auto loans, mortgage financing, and business banking solutions. Our goal is to empower you with the financial tools necessary for success. Currently, we hold total deposits of $4,110,700 and have facilitated over 3,094 loans and leases to help our members achieve their dreams. Our leadership team is dedicated to fostering a welcoming environment where members can feel secure in their financial decisions. Under the guidance of CEO Kimberly Miller and Board President Jason Vavra, our skilled staff of 22 employees is here to support you every step of the way. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: PO Box 26159, Collegeville, PA 19426. We invite you to explore what we have to offer at superiorcu.org or give us a call at 610-489-7239. Join us today and experience the benefits of being part of the Superior Credit Union family where your financial future is our priority!

Branch History & Mission

Community Connections

Our commitment extends beyond just transactions; we actively engage with local organizations and initiatives that enhance the lives of those in Collegeville and surrounding areas. By participating in community events and forming partnerships with local businesses and charities, we strive to make a positive difference. As we look ahead, we invite you to join us on this journey. Experience the benefits of membership at Superior Credit Union where you're not just a number but part of a family focused on supporting each other. Whether you're looking for financial solutions or wanting to give back to the community, together we can build a brighter future. Feel free to reach out at 610-489-7239 or visit our website at Superior Credit Union for more information on how you can become part of our growing family!

Our Journey

From our establishment in 1956, Superior Credit Union has always been about more than just banking. We have consistently aimed to provide personalized financial services that empower our members to achieve their goals. Our commitment to community support has driven us to not only grow in size but also in impact. As we evolved through the years, we've embraced technological advancements while maintaining the personal touch that our members value.

Our Mission

At Superior Credit Union, our mission is simple yet powerful: to enhance the financial well-being of our members and foster community growth. We offer a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. We also prioritize accessibility with features like online and mobile banking, an ATM on-site, and drive-thru banking for your convenience. We believe in the importance of being there for our members when they need us most. That's why we are dedicated to providing financial education and resources designed to help individuals make informed decisions about their money. While you can visit us at our branch location for all your banking needs, any official correspondence should be sent to PO Box 26159, Collegeville, PA 19426.

Branch Location & Accessibility

Contact Us Anytime

If you have questions or need assistance while visiting us at our Collegeville branch, feel free to reach out at 610-489-7239. While you can come directly to us at 100 Crosskeys Rd for all your banking needs, please note that any official correspondence should be sent to PO Box 26159, Collegeville, PA 19426. At Superior Credit Union, we are dedicated to providing personalized service tailored to meet your financial goals. We invite you to stop by today and see how we can help you achieve more with your money!

Convenient Access and Amenities

At Superior Credit Union, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and ample parking space to ensure everyone can visit us comfortably. If you prefer to handle transactions without stepping inside, our drive-thru service is available for quick deposits and withdrawals. And if you're on the go, don't forget about our ATM services accessible anytime for your cash needs.

Operating Hours Tailored for You

We understand that life can be busy! That's why we offer flexible operating hours: our lobby is open Monday through Wednesday from 7:30 AM to 5:00 PM, Thursday and Friday until 5:30 PM, and Saturday from 8:00 AM to 1:00 PM. Whether you're stopping by before work or on the weekend, we're here to serve you when it's most convenient.

Member Eligibility

At Superior Credit Union, we believe in building a community where everyone feels welcome and supported. Becoming a member is an easy and rewarding process! If you're looking to join us at our branch located at 100 Crosskeys Rd, Collegeville, PA 19426, you'll be pleased to know that eligibility is open to anyone who lives, works, worships, or attends school in the area. We're dedicated to serving our members and providing them with exceptional financial products and services tailored to their needs. To get started on your membership journey, simply visit our website for more details on eligibility and how to open an account. You can find everything you need at this link or give us a call at 610-489-7239 if you have any questions. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $13 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,625,402, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to handling transactions, our merchant services offer real-world benefits. Imagine being able to accept payments anytime, anywhere whether at a bustling market or during a client meeting. Our easy-to-use solutions streamline your payment processes, giving you more time to focus on what matters most: growing your business. Visit us at 100 Crosskeys Rd Collegeville Pa 19426 in Collegeville, PA, or call us at (610) 489-7239 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For our business members, we provide essential services like merchant services and business loans that support growth and streamline operations. We know how important it is for businesses to have reliable banking options, and we're here to help you succeed.

Credit Cards and Rewards

Looking for a way to earn rewards while spending? Our credit cards with rewards can add value back into your purchases. Whether it's cash back or points toward travel, these cards are designed with you in mind.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. With just a few clicks or taps on your phone, you can check balances, transfer funds, and pay bills from anywhere. Our ATM services allow easy access to cash when you need it most, while our basic drive-thru banking lets you handle deposits and withdrawals without leaving your car.

Get Started Today!

We invite you to visit us at Superior Credit Union in Collegeville or give us a call at 610-489-7239. Our team is ready to assist with all your financial needs from opening new accounts to discussing loan options tailored just for you. Explore how we can make banking easier and more accessible so you can focus on what matters most in life!

Personal Banking

For individuals and families, we offer various checking and savings accounts to help you manage your everyday finances. Our accounts come with features that fit different lifestyles, ensuring you find one that works for you. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options make it easy to drive away in the car of your dreams without breaking the bank. If homeownership is on your mind, consider our mortgage loans and refinancing services. We guide you through the home-buying process, making it simpler than ever to secure the right loan for your situation. Additionally, our personal loans and debt consolidation options are designed to help you take control of your financial future by providing flexible terms that suit your budget.

Digital & Online Banking

Key Services

With our user-friendly online banking service, available at https://www.superiorcu.org/ , you can check your account balances, transfer funds, and pay bills anytime, anywhere. We offer 24/7 online banking services, ensuring that you have access to your accounts whenever you need it. Plus, with e-statements available, you can easily view your financial activity without the clutter of paper statements. For those moments when you need to send money quickly, our person-to-person transfers make it easy to send funds to friends and family with just a few taps on your device. And if you're looking for added convenience, our mobile application allows you to manage your accounts right from your smartphone.

Security and Ease of Use

Security is a top priority at Superior Credit Union. We utilize electronic signature authorization for transactions, ensuring that your information is protected every step of the way. You can feel confident knowing that your financial data is safe while using our digital services. Our mobile payments feature is also on the horizon, making it even easier to make purchases directly from your phone in the future. In summary, at Superior Credit Union, we're committed to providing accessible and efficient banking solutions tailored for our members. Dive into the world of digital banking today visit us at https://www.superiorcu.org/ and discover how we can help simplify your financial journey!

Financial Strength

Comprehensive Lending Support

Our commitment extends to lending as well. With $47,900,257 in total loans and leases including $479 in used auto loans our lending capacity supports members' financial goals across various sectors. This wide range ensures that whatever your needs may be personal or business we have options available for you.

Dedicated Team

We also take pride in having 21 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. You can trust that when you reach out to us at our branch located at 100 Crosskeys Rd Collegeville PA 19426 or call us at 610-489-7239, you're speaking with someone who truly cares about your financial well-being.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Together

Total Share Accounts: 17,521, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Superior Credit Union is your trusted partner. Visit us today or call to learn more about how we can help you achieve your financial goals!

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members.

Reinvesting for You

With $5,048,792 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This dedication to improvement directly benefits you as a member of our community.

Secure Savings Options

Members' savings are secured through $11,505,451 in share certificates and $5,287,483 in money market shares, offering stable and rewarding financial growth opportunities. This means your investments are protected while growing alongside our thriving community.

Strong Financial Health

With a net worth of $5,400,058, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 832% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,924,282 in used vehicle loans and $2,271,448 in new vehicle loans already helping members get on the road. We also provide options for refinancing existing auto loans, making it easier for you to save on monthly payments.

Business Loans

For business owners in our community, our outstanding commercial loans totaling $1,625,402 provide the capital needed to grow and expand. We understand how vital it is for businesses to have access to funding and are dedicated to supporting local entrepreneurs. At Superior Credit Union, we pride ourselves on offering comprehensive financial solutions tailored just for you. Our services are designed with your needs in mind so that achieving your financial goals becomes attainable. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today or explore our website at Superior Credit Union to learn more about how we can help you thrive financially!

Credit Lines and Unsecured Loans

For those needing a little extra financial flexibility, our total credit lines amounting to $4,000,000 give you the ability to manage expenses as they arise. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $547,661 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,652,512, make buying or refinancing simple. Whether you're a first-time buyer or looking to upgrade your living situation, we're here to guide you through each step of the process.

Loan Aggregator

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Call to Action

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SUPERIOR CREDIT UNION - Collegeville, PA