In addition to loans, we offer merchant services that streamline payment processes for your business. Imagine a busy Saturday at your local café; with our fast and reliable payment systems, you can focus on serving customers while we handle the transactions smoothly. This means quicker sales and happier customers essential ingredients for success. Located at 202 Towne Center Blvd Van Wert Oh 45891 in Van Wert, OH, we're here to partner with you in achieving your business goals. Let's grow together! For more information, give us a call at (419) 223-9746 or visit our website at https://www.superiorcu.com.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $136,853,311, we continue to drive economic growth by financing new and expanding businesses.
For local business owners, we offer robust Business Banking services that include merchant services and business loans. These tools are designed not just to support operations but also to foster growth and success in the community.
Accessibility is key at Superior Credit Union. Our Online & Mobile Banking features ensure that you have 24/7 access to manage your accounts at your convenience. With an easy-to-navigate app and website, paying bills or transferring money has never been easier. Whether you prefer the traditional approach of visiting us in person at our branch located at 202 Towne Center Blvd Van Wert OH 45891, or you'd rather handle everything online from the comfort of home, we're here for you. Our lobby hours are Monday through Friday from 8:30 AM to 5:00 PM and Saturdays from 9 AM to noon for drive-thru service.
We invite you to explore all that we have to offer at Superior Credit Union. Call us today at 419-223-9746 or visit our website at superiorcu.com for more details on how we can assist you in achieving your financial goals. Join us as we work together towards a brighter financial future!
For everyday banking needs, our Personal Banking services include checking and savings accounts tailored to suit various lifestyles. Imagine effortlessly managing your funds with our online and mobile banking features. You can check balances, transfer money, and pay bills from anywhere at any time. Plus, with our ATM services available for cash withdrawals and balance checks, you won't have to worry about finding a bank during your busy day. If you're considering a new vehicle or need assistance financing one, our Auto Loans & Vehicle Financing options make it simple and stress-free. We aim to offer competitive rates that fit your budget. For those looking to settle into their dream home, our Mortgage Loans & Refinancing services are here to guide you through the process with ease.
Managing debt is a priority for many members, which is why we provide Personal Loans & Debt Consolidation solutions designed to help streamline payments and reduce interest rates. Additionally, our Credit Cards with Rewards program allows you to earn points on everyday purchases while enjoying benefits that can enhance your spending experience.
Managing your finances shouldn't be complicated. With all these features at Superior Credit Union, Inc, you have the tools needed for real-time account management right in your pocket. Whether you're checking balances or setting up payments, we're here to support you every step of the way. Explore all that digital banking has to offer and experience the ease of managing your finances with confidence!
Security is our top priority. We utilize electronic signature authorization for transactions, making sure that everything you do online is safe and secure. If you prefer going paperless, you'll be pleased to know that e-statements are available, giving you easy access to your financial documents without the clutter. For those who are always on the go, our mobile application makes banking even more accessible. You can use mobile payments to make quick purchases right from your smartphone or tablet. Need to send money to a friend? Our person-to-person transfer feature allows for instant transfers with just a few taps.
With $218,707,423 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,193 in used auto loans and $1,072,730,194 in total loans and leases.
Total Share and Deposit Accounts: 208,251, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $12,141,484, further demonstrating our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Superior Credit Union is your trusted partner. Visit us at 202 Towne Center Blvd Van Wert Oh 45891 or call (419) 223-9746 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*
Members' savings are secured through $258,942,410 in share certificates and $514,446,638 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,289,253, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our operational efficiency is highlighted by our $7,915,212, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With a net worth of $243,005,208, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.57% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
For business owners looking to expand or invest in their ventures, our outstanding commercial loans total $136,853,311, providing the capital needed for growth. Additionally, if you're considering personal loans or debt consolidation options, our services can help you find the right solution tailored to your circumstances. We also recognize that refinancing may be beneficial for many members. If you're exploring eligibility options or thinking about refinancing an existing loan, our team is here to guide you through the process. Our commitment to transparency and member satisfaction means we prioritize your needs above all else. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore your options further or have questions about our products and services, don't hesitate to contact us or visit our website at superiorcu.com. Let us help you take the next step toward achieving your financial goals!
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued more than $99,343,048 in used vehicle loans and $42,682,022 in new vehicle loans, helping many members get on the road with confidence. Whether you're interested in financing a new model or a reliable used vehicle, we've got options that fit your budget.
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $101,565,931. We aim to simplify the process of buying or refinancing your home so you can focus on what matters most making it yours.
Managing day-to-day expenses? We offer flexible terms on unsecured credit card loans with a total of $9,586,030 already helping members manage their finances effectively. This option is perfect for those who want to maintain financial flexibility without tying up collateral.