Superior Credit Union Van Wert OH | Affordable Auto Loans & Checking

Introduction

Welcome to Superior Credit Union, Inc.! Located at 202 Towne Center Blvd, Van Wert, OH 45891, we are dedicated to serving our community with reliable financial solutions. Established in 1954, we have grown alongside our members and proudly support over 102,249 individuals who trust us with their banking needs. At Superior Credit Union, we understand that your financial journey is unique. With total assets of $1,790,804,673 and total deposits reaching $83,055,416, we are well-equipped to offer a variety of services tailored just for you. Whether you're looking for personal banking options like checking and savings accounts or need assistance with loans including auto loans and mortgages we're here to help. Our leadership team is committed to maintaining a member-first approach. Under the guidance of CEO Phillip Buell and Board President James Bacome, we work diligently to ensure that your financial goals are supported every step of the way. While members can visit us at 202 Towne Center Blvd, official correspondence should be sent to our mailing address at 4230 Elida Rd, Elida, OH 45807. Our friendly staff is available during lobby hours from 8:30 AM to 5:00 PM on weekdays and from 9 AM to noon on Saturdays. You can also reach us at (419) 223-9746 for any inquiries. Join our growing family today! Explore our services at superiorcu.com or stop by our branch to see how we can assist you in achieving your financial aspirations. Your journey starts here!

Branch History & Mission

At Superior Credit Union, Inc., we take pride in our rich legacy of serving the Van Wert community since 1954. Our journey began with a simple mission: to provide accessible financial services and support to our members. Over the years, we have grown significantly, now boasting a membership of over 102,000 individuals who trust us with their financial needs. Located at 202 Towne Center Blvd, Van Wert, OH 45891, our branch stands as a beacon of support for local residents. We're easily accessible and conveniently positioned near key landmarks in the area, making it easy for you to visit us. Should you need to send official correspondence, please note that our mailing address is 4230 Elida Rd, Elida, OH 45807. Our mission is clear: we aim to enhance the financial well-being of our members while contributing positively to the community around us. We offer a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking solutions. This diverse portfolio ensures that we meet the unique needs of each member. Since opening our doors nearly seven decades ago, we've steadily increased our total assets to an impressive $1,790,804,673. This growth reflects not just our commitment to sound financial practices but also the strong relationships we've built within the community. Our team works diligently to ensure that every member feels valued and understood. We believe in utilizing technology to enhance your experience. From online banking options to mobile payments and e-statements, we've embraced digital advancements that cater to your busy lifestyle. Our facilities are ADA compliant as we strive to make banking accessible for everyone. In addition to providing top-notch financial services, we take pride in our community outreach efforts. Collaborating with local organizations and schools allows us to give back and contribute toward making Van Wert a better place for all its residents. Whether you prefer the convenience of drive-thru banking or visiting us during lobby hours (Monday through Friday from 8:30 AM to 5:00 PM; Saturday from 9 AM to noon), we're here for you. We also offer ATM services for quick cash withdrawals and balance checks. Join us at Superior Credit Union, Inc., where you're not just a number but part of a family dedicated to helping you achieve your financial goals. Experience firsthand the benefits of membership and discover how we can support you today! For more information or assistance, feel free to reach out at 419-223-9746 or visit us online at Superior Credit Union.

Branch Location & Accessibility

Welcome to Superior Credit Union, Inc., located conveniently at 202 Towne Center Blvd in the heart of Van Wert, Ohio. Our branch is easily accessible, making it simple for members to drop by for their banking needs. If you're coming from downtown, you'll find us just a short drive away from popular local spots like the Van Wert County Courthouse and the YMCA. At our branch, we prioritize your comfort and convenience. We offer ample parking right outside the entrance, and our facility is designed with accessibility in mind, ensuring that everyone can visit us with ease. Whether you prefer visiting us in person or using our drive-thru service for quick transactions, we've got you covered. Our friendly staff is here to assist you during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM, and on Saturday from 9 AM to noon. We understand that life can be busy, so we strive to make your banking experience as smooth as possible. If you need to reach us by phone, don't hesitate to call at 419-223-9746. For your convenience, we also provide ATM access for quick withdrawals and balance checks anytime you need them. While you're here, feel free to explore our range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. While members can visit us at 202 Towne Center Blvd, official correspondence should be sent to our mailing address at 4230 Elida Rd, Elida, OH 45807. We invite you to come in and see how we can help meet your financial needs!

Member Eligibility

At Superior Credit Union, Inc, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Joining us as a member is not only easy but also rewarding! If you live, work, or worship in the Van Wert area or if you have family members who are already part of our credit union, you're likely eligible to become one of us. We welcome individuals from various backgrounds, ensuring that our membership reflects the diversity of our community. For more detailed eligibility criteria, feel free to check out this link. Once you're ready to take the next step, opening an account with us is a breeze! You can find all the information you need about getting started at this page. If you have any questions or need assistance, don't hesitate to reach out at 419-223-9746. We're here for you every step of the way!

Business Banking & Commercial Services

Empowering Transactions

In addition to loans, we offer merchant services that streamline payment processes for your business. Imagine a busy Saturday at your local café; with our fast and reliable payment systems, you can focus on serving customers while we handle the transactions smoothly. This means quicker sales and happier customers essential ingredients for success. Located at 202 Towne Center Blvd Van Wert Oh 45891 in Van Wert, OH, we're here to partner with you in achieving your business goals. Let's grow together! For more information, give us a call at (419) 223-9746 or visit our website at https://www.superiorcu.com .

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $136,853,311, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local business owners, we offer robust Business Banking services that include merchant services and business loans. These tools are designed not just to support operations but also to foster growth and success in the community.

Convenient Access Anytime

Accessibility is key at Superior Credit Union. Our Online & Mobile Banking features ensure that you have 24/7 access to manage your accounts at your convenience. With an easy-to-navigate app and website, paying bills or transferring money has never been easier. Whether you prefer the traditional approach of visiting us in person at our branch located at 202 Towne Center Blvd Van Wert OH 45891, or you'd rather handle everything online from the comfort of home, we're here for you. Our lobby hours are Monday through Friday from 8:30 AM to 5:00 PM and Saturdays from 9 AM to noon for drive-thru service.

Get Started Today!

We invite you to explore all that we have to offer at Superior Credit Union. Call us today at 419-223-9746 or visit our website at superiorcu.com for more details on how we can assist you in achieving your financial goals. Join us as we work together towards a brighter financial future!

Personal Banking Solutions

For everyday banking needs, our Personal Banking services include checking and savings accounts tailored to suit various lifestyles. Imagine effortlessly managing your funds with our online and mobile banking features. You can check balances, transfer money, and pay bills from anywhere at any time. Plus, with our ATM services available for cash withdrawals and balance checks, you won't have to worry about finding a bank during your busy day. If you're considering a new vehicle or need assistance financing one, our Auto Loans & Vehicle Financing options make it simple and stress-free. We aim to offer competitive rates that fit your budget. For those looking to settle into their dream home, our Mortgage Loans & Refinancing services are here to guide you through the process with ease.

Support for Your Financial Goals

Managing debt is a priority for many members, which is why we provide Personal Loans & Debt Consolidation solutions designed to help streamline payments and reduce interest rates. Additionally, our Credit Cards with Rewards program allows you to earn points on everyday purchases while enjoying benefits that can enhance your spending experience.

Digital & Online Banking

Convenience at Your Fingertips

Managing your finances shouldn't be complicated. With all these features at Superior Credit Union, Inc, you have the tools needed for real-time account management right in your pocket. Whether you're checking balances or setting up payments, we're here to support you every step of the way. Explore all that digital banking has to offer and experience the ease of managing your finances with confidence!

Key Features

Security is our top priority. We utilize electronic signature authorization for transactions, making sure that everything you do online is safe and secure. If you prefer going paperless, you'll be pleased to know that e-statements are available, giving you easy access to your financial documents without the clutter. For those who are always on the go, our mobile application makes banking even more accessible. You can use mobile payments to make quick purchases right from your smartphone or tablet. Need to send money to a friend? Our person-to-person transfer feature allows for instant transfers with just a few taps.

Financial Strength

Commitment to Growth

With $218,707,423 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,193 in used auto loans and $1,072,730,194 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 208,251, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $12,141,484, further demonstrating our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Superior Credit Union is your trusted partner. Visit us at 202 Towne Center Blvd Van Wert Oh 45891 or call (419) 223-9746 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Focused Savings

Members' savings are secured through $258,942,410 in share certificates and $514,446,638 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,289,253, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $243,005,208, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,357 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For business owners looking to expand or invest in their ventures, our outstanding commercial loans total $136,853,311, providing the capital needed for growth. Additionally, if you're considering personal loans or debt consolidation options, our services can help you find the right solution tailored to your circumstances. We also recognize that refinancing may be beneficial for many members. If you're exploring eligibility options or thinking about refinancing an existing loan, our team is here to guide you through the process. Our commitment to transparency and member satisfaction means we prioritize your needs above all else. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to explore your options further or have questions about our products and services, don't hesitate to contact us or visit our website at superiorcu.com. Let us help you take the next step toward achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued more than $99,343,048 in used vehicle loans and $42,682,022 in new vehicle loans, helping many members get on the road with confidence. Whether you're interested in financing a new model or a reliable used vehicle, we've got options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $101,565,931. We aim to simplify the process of buying or refinancing your home so you can focus on what matters most making it yours.

Unsecured Credit Card Loans

Managing day-to-day expenses? We offer flexible terms on unsecured credit card loans with a total of $9,586,030 already helping members manage their finances effectively. This option is perfect for those who want to maintain financial flexibility without tying up collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh helps users make informed decisions without the hassle. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent, allowing users to trust the information they receive. One of the key benefits of using LendMesh is its focus on verified data. All loan offers come from legitimate financial institutions, ensuring that users have access to accurate information. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This means that every user gets unbiased results tailored to their needs. LendMesh also provides real-time rate comparisons from multiple institutions. This up-to-date information empowers users to evaluate their options effectively and select the best loan for their situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For anyone looking to secure a loan with confidence, LendMesh stands out as a trusted resource. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SUPERIOR CREDIT UNION, INC CREDIT UNION