Superior Credit Union Saint Marys OH | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Superior Credit Union, Inc., located at 462 Fortman Dr, Saint Marys, OH 45885. Established in 1954, we have proudly served our community for nearly seven decades, helping over 102,000 members achieve their financial dreams. With a strong commitment to personal service and community engagement, we strive to be more than just a financial institution; we aim to be your trusted partner in all things finance. At Superior Credit Union, we understand that each member's needs are unique. That's why we offer a range of services tailored just for you from checking and savings accounts to auto loans, mortgages, and business banking solutions. With total assets exceeding $1.79 billion and total deposits reaching $83,055,416, our sound financial foundation allows us to provide competitive rates and exceptional service. Led by our CEO Phillip Buell and Board President James Bacome, our dedicated team of 256 employees is here to assist you every step of the way. Whether you're looking to buy your first car or need help with a business loan, we've got the expertise and resources to help you succeed. Plus, our online banking platform makes it easy for you to manage your finances from anywhere. While members can visit us at our branch location for personalized assistance, official correspondence should be sent to the same address: 462 Fortman Dr, Saint Marys, OH 45885. If you have questions or need support, don't hesitate to reach out! Give us a call at 419-300-8980, or explore more about our offerings on our website at superiorcu.com. Join us today and experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

At Superior Credit Union, Inc, located at 462 Fortman Dr in the heart of Saint Marys, OH, we are proud of our rich legacy that began in 1954. Over the years, we have grown from a small community-based institution into a robust credit union with over 102,000 members and total assets exceeding $1.79 billion. Our journey reflects our commitment to providing accessible financial services while fostering strong community ties. As we evolved, we adapted to meet the changing needs of our members. We've embraced technology to enhance our offerings, ensuring that every member can benefit from online and mobile banking solutions. Whether you're looking for personal banking services like checking and savings accounts or loans for vehicles and homes, we aim to provide an easy and friendly experience. Our mission is clear: to empower our members by delivering exceptional financial services while actively supporting our local communities. We believe in not only helping individuals achieve their financial goals but also making a positive impact in Saint Marys and surrounding areas. Through various outreach initiatives and partnerships with local organizations, we strive to create a supportive environment for everyone. While members can visit us at our branch address, official correspondence should be sent to the same location: 462 Fortman Dr, Saint Marys, OH 45885. With convenient operating hours from 8:30 a.m. to 5:00 p.m., we are here to serve you during your busy day. We also offer ATM access and drive-thru banking services for those on the go. At Superior Credit Union, Inc., your financial well-being is at the forefront of everything we do. We invite you to join our community today and experience firsthand the benefits of membership. Together, let's build a brighter future! For more information or to get started with an account, please call us at 419-300-8980 or visit us online at superiorcu.com.

Branch Location & Accessibility

Accessibility and Features

At our branch, we prioritize your convenience and accessibility. With ample parking available right outside our doors and ADA-compliant facilities, we ensure that everyone can visit us easily. If you prefer to bank from your car, our drive-thru service allows for quick transactions without leaving your vehicle. Plus, with an ATM on-site, you can manage your cash needs any time.

Call to Action

We invite you to stop by Superior Credit Union today or give us a call at 419-300-8980 if you have any questions about our services. Let us help you reach your financial goals in a welcoming environment!

Operating Hours

We understand that life can get busy, which is why our lobby hours are designed to fit into your schedule. Join us Monday through Friday from 8:30 a.m. to 5:00 p.m., where our friendly staff is ready to assist you with personal banking needs such as checking and savings accounts, auto loans, and much more. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 462 Fortman Dr, Saint Marys, OH 45885.

Member Eligibility

At Superior Credit Union, Inc, we believe that becoming a member means joining a supportive community where your financial well-being is our priority. If you're looking to enjoy the benefits of membership at our branch located at 462 Fortman Dr, Saint Marys, OH 45885, you're in the right place! To become a member, you simply need to meet some friendly eligibility criteria. Generally, individuals who live, work, or worship in the area can apply. We welcome all members with open arms and offer a variety of services tailored just for you, such as checking accounts, auto loans, and more. Getting started is easy! You can find detailed eligibility information by visiting this link. If you're ready to open an account or have any questions about the process, don't hesitate to reach out to us at 419-300-8980. We look forward to having you as part of our family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $136,853,311, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, our merchant services simplify transactions and enhance customer experiences. Imagine effortlessly accepting payments online or in-store while managing your cash flow effectively. With our services, you can focus on what matters most growing your business. Visit us at 462 Fortman Dr Saint Marys Oh 45885 in Saint Marys, OH, or call us at (419) 300-8980 to learn how we can partner with you for success!

Comprehensive List Of Services

ATM & Drive-Thru Services

We also prioritize accessibility with our ATM and cash withdrawal services, as well as basic drive-thru banking for quick deposits, withdrawals, and simple transactions. Whether you're on the go or prefer the comfort of your car, we've got you covered. At Superior Credit Union, Inc., we're more than just a financial institution; we're a community partner committed to helping our members thrive financially. If you're ready to explore any of these services or have questions about how we can assist you further, don't hesitate to reach out! You can contact us at 419-300-8980 or visit us online at Superior Credit Union. Your financial journey starts here!

Business Banking Services

For our business members, we provide comprehensive banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand your current operations, we understand the financial challenges businesses face and offer personalized support.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With our mobile application, you can check balances, transfer funds, pay bills, and even deposit checks from your smartphone.

Lending Options

Life can be unpredictable, which is why we offer personal loans and debt consolidation solutions. These options allow you to manage unexpected expenses or consolidate existing debts into one easy payment. Plus, our credit cards with rewards give you the chance to earn benefits while making everyday purchases.

Personal Banking Solutions

Our personal banking services are tailored for individuals and families. We offer checking and savings accounts that make managing your finances straightforward and convenient. Imagine having easy access to your funds while earning interest on your savings this is what we aim to provide. If you're considering buying a vehicle, our auto loans and vehicle financing options can help you drive off in style without breaking the bank. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans and refinancing services are here to guide you through every step of the process.

Digital & Online Banking

Key Features of Our Online Banking Services

With our online banking portal available at https://www.superiorcu.com, you can enjoy a variety of user-friendly features tailored to meet your needs. Need to check your balance or transfer funds? Our 24/7 online banking services allow you to manage your accounts in real-time. You can easily view e-statements and set up electronic signature authorization for hassle-free transactions. Plus, with our mobile application, you can carry your bank right in your pocket!

Mobile Payments and Person-to-Person Transfers

Our mobile payments feature makes it simple for you to pay bills or send money to friends and family directly from your smartphone. With person-to-person transfers, splitting dinner costs or sending birthday gifts is just a few taps away. It's all about making banking convenient and accessible.

Security and Support

At Superior Credit Union, Inc, security is a top priority. We employ advanced security measures to protect your personal information while ensuring a smooth experience. If you ever need assistance, our dedicated support team is just a phone call away at (419) 300-8980. In summary, whether you're using our mobile application or accessing your account online, you can trust that Superior Credit Union, Inc has everything you need for secure and easy banking. Join us today and experience the future of banking!

Financial Strength

Commitment to Growth

With $218,707,423 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; we have provided $8,193 in used auto loans and have total loans and leases amounting to $1,072,730,194 to support our members' financial goals across various sectors.

Growing Member Trust

The trust our members place in us is evident from the total share accounts reaching 208,251, showcasing a strong and growing member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Superior Credit Union is your trusted partner. Visit us at 462 Fortman Dr or call 419-300-8980 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Reliable Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We are proud to have 241 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $258,942,410 in share certificates and $514,446,638 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,289,253, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $243,005,208, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1357 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $99,343,048 in used vehicle loans and $42,682,022 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got you covered.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $101,565,931, offering you support as you take this important step toward owning your own home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,586,030 in loans helping members manage their finances effectively. These cards provide an excellent way to build credit while enjoying the convenience of easy payments. For business owners looking for capital to grow and expand their operations, our outstanding commercial loans totaling $136,853,311 are designed to meet those needs as well. If you're considering refinancing any existing loans or have questions about eligibility for our products, please don't hesitate to reach out. Our team is here to guide you through the process and find the best solutions for your financial situation. You can contact us at (419) 300-8980 during our lobby hours from 8:30 a.m. to 5:00 p.m., Monday through Friday. We're committed to helping you find the right loan product that fits your lifestyle and needs. For more information about our offerings and services available at Superior Credit Union Inc., please visit our website at superiorcu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the rates displayed reflect actual offerings. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user receives the same access to loan comparisons without favoritism. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make informed decisions quickly. This feature is especially beneficial in a rapidly changing financial landscape. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool is in helping consumers navigate their borrowing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By verifying the credibility of lenders, LendMesh helps you avoid misleading information that can lead to poor financial decisions.

SUPERIOR CREDIT UNION, INC CREDIT UNION - Saint Marys, OH

Type of Loan Offerings

Student Loans

Compare Loan Rates Near You

Loan rates in Saint Marys, OH (45885)