Superior Credit Union Ottawa OH | Best Auto Loans & Personal Banking

Introduction

Welcome to Superior Credit Union, Inc, where your financial journey is supported with care and commitment. Located at 1381 N Perry St, Ottawa, OH 45875, our branch has proudly served the community since 1954. With over 102,000 members, we strive to make banking a personalized experience that meets your needs. At Superior Credit Union, we understand that every member's financial situation is unique. That's why we offer a range of services from checking and savings accounts to auto loans and mortgages designed to help you achieve your goals. Currently, our total assets stand at an impressive $1,790,804,673, with total deposits reaching $83,055,416. While members can visit us at our Ottawa branch for in-person support, official correspondence should be sent to the same address: 1381 N Perry ST, Ottawa, OH 45875. We believe in transparency and trust qualities that are reflected in our solid net worth of $243,005,208 and cash reserves of $15,143,728. Under the leadership of CEO Phillip Buell and Board President James Bacome, our dedicated team of 256 employees is here to ensure you receive top-notch service. Whether you're looking for a loan or exploring ways to save more effectively, we are committed to helping you make informed financial decisions. We invite you to explore all that Superior Credit Union has to offer. For any questions or assistance, feel free to call us at 419-223-9746 or visit our website at superiorcu.com. Together, let's build a brighter financial future!

Branch History & Mission

Welcome to the heart of Ottawa, Ohio home to Superior Credit Union, Inc. Since opening our doors in 1954, we have proudly served our community with a commitment to providing exceptional financial services and fostering local growth. Located at 1381 N Perry St, our branch has been a cornerstone for residents seeking reliable banking solutions. Over the decades, Superior Credit Union has evolved significantly while staying true to its mission: to enhance the financial well-being of our members and support the communities we serve. As of now, we boast a membership of over 102,249 individuals who trust us with their financial needs. With total assets exceeding $1,790,804,673, we are dedicated to ensuring that our members have access to a wide range of services tailored just for them. Our mission goes beyond mere banking; we strive to empower every member through personalized service and community engagement. We believe that strong financial support can lead to thriving lives and neighborhoods. That's why we focus not only on offering competitive products like auto loans, mortgages, and credit cards but also on being an active participant in community initiatives. While members can visit us at 1381 N Perry St, official correspondence should be sent to the same address. Our branch is equipped with modern conveniences including ATM availability and drive-thru banking for quick transactions. Our operating hours are designed with your schedule in mind: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to noon. Superior Credit Union is proud of its rich legacy, but we are always looking toward the future. We embrace digital advancements that make banking easier than ever while ensuring ADA compliance for all our members. Our commitment extends into partnerships with local organizations aimed at enhancing community welfare. Join us at Superior Credit Union and experience firsthand how we can help you achieve your financial goals while supporting our local community. Whether you're opening an account or seeking advice on loans, we are here for you every step of the way. Together, let's build a brighter future! For more information or assistance, feel free to call us at 419-223-9746 or visit our website at superiorcu.com.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can navigate our space comfortably. Plus, we have ample parking available so you can visit us without any hassle.

Get in Touch

Have questions or want to learn more? Don't hesitate to reach out! You can call us at 419-223-9746. We look forward to welcoming you at our Ottawa Branch soon!

Operating Hours

Our doors are open during convenient hours for your busy schedule! Visit us Monday through Friday from 8:30 AM to 5:00 PM. If you need assistance on the weekend, our drive-thru service is available on Saturdays from 9:00 AM until noon.

Services Offered

At Superior Credit Union, we offer a range of services tailored just for you. From checking and savings accounts to personal loans and credit cards with rewards, we've got something for everyone. We also provide drive-thru banking for quick deposits and withdrawals, as well as ATM access for your convenience.

Member Eligibility

Becoming a member of Superior Credit Union, Inc is like joining a family that truly cares about your financial journey. If you live, work, worship, or attend school in the area around our branch at 1381 N Perry St Ottawa Oh 45875, you're already on your way to membership! We believe in inclusivity, so whether you're just starting out or looking for better banking options, we welcome you with open arms. Membership here means access to personalized services and competitive rates that can help you achieve your financial goals. For more detailed information on eligibility, feel free to visit our eligibility page. Opening an account is simple and straightforward. Just give us a call at (419) 223-9746 or check out our online account opening guide here. We can't wait to help you take this important step toward a brighter financial future with Superior Credit Union, Inc!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $136,853,311, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable merchant services is crucial for any business. Imagine a local café streamlining its payments with easy card processing or a retailer managing transactions effortlessly at busy times. Our merchant services offer just that making it easier for you to focus on what truly matters: growing your business. Located at 1381 N Perry St, Ottawa, OH 45875, we are here to assist you during our operating hours from Monday to Friday, 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Contact us today at 419-223-9746 to explore how we can support your business journey!

Comprehensive List Of Services

Accessing Our Branch Services

At Superior Credit Union, Inc., we aim to provide easy access to all our services. Visit us during lobby hours from Monday through Friday between 8:30 AM and 5:00 PM or stop by on Saturday from 9:00 AM until noon for drive-thru banking where you can handle deposits and withdrawals efficiently. Your financial well-being is our priority at Superior Credit Union, Inc. If you have questions about any of our offerings or want to get started today, don't hesitate to call us at 419-223-9746. We look forward to assisting you!

Business Banking Services

For our business-minded members, we offer a range of Business Banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the resources and support needed to help your business thrive.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. Our digital banking features allow you to manage your finances anytime and anywhere. With Online & Mobile Banking, you can check balances, transfer funds, and even deposit checks right from your smartphone. You'll also appreciate our ATM services for quick cash withdrawals and balance checks without any hassle.

Flexible Loan Options

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services provide flexible solutions that can help alleviate financial stress. Plus, our competitive Credit Cards with Rewards make every purchase rewarding; imagine earning points while shopping for groceries or dining out!

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options such as checking and savings accounts tailored to fit your lifestyle. For instance, if you're planning a family vacation or saving for a big purchase, our savings accounts can help you reach your goals with ease. Need a new car? With our Auto Loans & Vehicle Financing, you can drive off in your dream vehicle without breaking the bank. We work closely with you to find financing that fits your budget and needs. Our Mortgage Loans & Refinancing options are perfect for first-time homebuyers or those looking to lower their monthly payments.

Digital & Online Banking

Key Features

Imagine checking your balance, transferring money, or paying bills without having to visit a branch. Our user-friendly online banking services offer just that! You can easily access e-statements, allowing you to keep track of your transactions while helping the environment. Plus, with electronic signature authorization available, signing documents is quick and hassle-free. If you're always on the go, our mobile application makes banking even easier. It not only supports mobile payments but also allows for person-to-person transfers. This means you can send money to friends or family with just a few taps on your phone perfect for splitting bills or sending gifts!

Security and Accessibility

Security is a top priority for us at Superior Credit Union, Inc. Our online banking platform uses advanced encryption technology to protect your information, so you can bank with peace of mind. Whether you're using your laptop or smartphone, rest assured that your data is safe. With real-time account management, you'll always know where you stand financially. From tracking spending to setting up alerts for important transactions, managing your finances has never been easier. At Superior Credit Union, Inc, we're dedicated to providing accessible and efficient banking solutions tailored to meet your needs. Explore all our digital banking services today at https://www.superiorcu.com and experience the future of banking firsthand!

Financial Strength

A Solid Financial Foundation

With a net worth of $243,005,208, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1357 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Investing Back into Our Community

With $218,707,423 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $8,193 in used auto loans and $1,072,730,194 in total loans and leases, supporting members' financial goals across various sectors.

Member Savings Secure and Growing

Members' savings are secured through $258,942,410 in share certificates and $514,446,638 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,289,253, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 net income reflects our ongoing commitment to operational efficiency while ensuring we provide valuable services to our members without compromising quality. We also take pride in having 241 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Member Base

Total Share Accounts: 208,251, showing a strong and growing member base that trusts us with their finances. With $12,141,484 available for lending and investments (Net Shares), we're well-equipped to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Superior Credit Union is your trusted partner. Visit us at 1381 N Perry St Ottawa Oh 45875 or call us at 419-223-9746 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Services

We also offer various refinancing options and are happy to discuss eligibility requirements for any of our loan products. Our friendly staff is available at (419) 223-9746 during our operating hours Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to noon to assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Visit us today or check out our website at Superior Credit Union for more information on how we can assist you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $99,343,048 in used vehicle loans and $42,682,022 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable used car, we can help finance your next ride with ease.

Business Financing

For business owners in our community, our outstanding commercial loans totaling $136,853,311 provide the capital needed to grow and expand. We understand that every business is different; hence our team is here to work closely with you to find the right financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $101,565,931. We make buying or refinancing simple with competitive rates and flexible terms that cater to both first-time buyers and those looking to refinance their existing mortgages.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $9,586,030 in loans helping members manage their finances effectively. These cards come with various benefits and rewards to help you make the most of your spending.

Loan Aggregator

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Superior Credit Union Inc