Superior Credit Union Mount Orab OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Superior Credit Union, Inc., your trusted financial partner located at 623 W Main St, Mount Orab, OH 45154. Since our establishment in 1954, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our 102,249 members. With total assets of $1,790,804,673 and deposits amounting to $83,055,416, we are dedicated to fostering financial growth and stability for everyone who walks through our doors. At Superior Credit Union, we understand that every member has unique financial goals. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, or business banking services including merchant services and business loans, we've got you covered. Our experienced team is led by CEO Phillip Buell and Board President James Bacome, who are passionate about empowering our members through sound financial advice and support. While you can visit us at our branch in Mount Orab for all your banking needs, feel free to reach out via phone at (513) 475-6235 or explore more on our website at superiorcu.com. Our friendly staff is here to assist you during lobby hours from Monday to Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Join us as we continue to make a positive impact in the community while helping you achieve your financial dreams. We look forward to welcoming you!

Branch History & Mission

At Superior Credit Union, Inc., we take pride in our rich history and unwavering mission to serve the community of Mount Orab, Ohio. Established in 1954, our branch has grown significantly over the years, reflecting our commitment to providing financial services that empower our members. With a total membership of over 102,000 and assets amounting to an impressive $1,790,804,673, we are dedicated to supporting individuals and families through all stages of their financial journeys. Located at 623 W Main St, Mount Orab, OH 45154, our branch is not just a place for banking; it's a hub for community engagement. We're easily accessible and near local landmarks that make visiting us convenient. Whether you need help with personal banking services like checking and savings accounts or are looking into auto loans or mortgage options, our friendly staff is here to assist. Our mission is clear: we aim to enhance the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality financial services and support. That's why we focus on offering tailored solutions such as auto loans with competitive rates and business banking options that include merchant services. In addition to traditional banking services, we embrace digital advancements to meet the needs of our modern members. Our online banking platform allows you to manage your finances from anywhere at any time. Plus, with features like mobile payments and electronic signatures, we ensure that your banking experience is both convenient and secure. We're also proud of our commitment to inclusivity and accessibility. Our branch is ADA compliant, ensuring that everyone can enjoy our services without barriers. The drive-thru service adds another layer of convenience for those on the go. Community outreach is at the heart of what we do. We actively seek partnerships with local organizations to give back through various initiatives aimed at improving the lives of residents in Brown County and beyond. While members can visit us at 623 W Main St for all their banking needs, official correspondence should be sent directly to this address as well. If you have any questions or need assistance, don't hesitate to reach out at 513-475-6235 during our operating hours: Monday through Friday from 8:30 am to 5:00 pm and Saturday from 9:00 am to 12:00 pm. Join us at Superior Credit Union, Inc., where your financial success is our priority. Experience the difference of being part of a credit union that truly cares about its members and community! Visit us today or check out more about what we offer at superiorcu.com.

Branch Location & Accessibility

Welcome to Superior Credit Union, Inc at our convenient location in Mount Orab, Ohio! Nestled at 623 W Main St, we are easily accessible for all your banking needs. Our branch is situated near popular local spots, making it a breeze to stop by while you're out and about. Whether you're visiting the nearby park or running errands downtown, we're here to serve you. At Superior Credit Union, we prioritize accessibility for all members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us comfortably. We also offer ample parking space right outside the branch, so you won't have to worry about finding a spot. We know your time is valuable, which is why our operating hours are designed with your schedule in mind. Join us Monday through Friday from 8:30 AM to 5:00 PM and Saturdays from 9:00 AM to 12:00 PM for all your banking needs. Our friendly staff is ready to assist you with a range of services including personal and business banking options. For added convenience, we provide ATM access and drive-thru banking services. This allows you to complete simple transactions without having to leave your car. Plus, our shared service center means that if you're a member of another participating credit union, you can conduct basic transactions here too! If you have questions or need assistance, don't hesitate to give us a call at 513-475-6235. We're eager to help you achieve your financial goals! Come visit us today at Superior Credit Union your trusted partner in financial success.

Member Eligibility

At Superior Credit Union, Inc, we believe that everyone deserves a financial partner who truly cares. Becoming a member is easy and opens the door to a supportive community where your financial well-being is our priority. To join, you simply need to meet a few friendly eligibility criteria like living, working, or attending school in certain areas. We welcome individuals from all walks of life! For specific details about eligibility, feel free to check out our website at . Once you know you're eligible, opening an account with us is just as simple! You can start your journey toward better banking online by visiting http://www.superiorcu.com/accounts/checking/open-account-online. If you have any questions or need assistance, don't hesitate to reach out to us at (513) 475-6235. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $136,853,311, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Operations

In addition to loans, we offer comprehensive merchant services that streamline your payment processes. Picture this: a busy restaurant using our point-of-sale systems to quickly process orders while managing inventory effortlessly. Our services make day-to-day operations smoother, allowing you to focus on what you do best serving your customers. Located at 623 W Main St Mount Orab Oh 45154 in Mount Orab, OH, we're here to help your business thrive. Reach out at (513) 475-6235 to learn more about how we can support your journey!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash or want to make a quick deposit? Our branch features an ATM for easy cash withdrawals and balance checks. For those who prefer face-to-face transactions but are short on time, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Business Banking Services

For local entrepreneurs, we understand that running a business comes with its own set of challenges. Our business banking services include merchant services to help you accept payments easily, as well as business loans to support your growth ambitions.

Credit Cards & Rewards

Enjoy spending while earning rewards with our credit cards! Our cards come with various benefits tailored to enhance your purchasing power while offering competitive rates.

Digital Banking Convenience

In today's fast-paced world, having access to your finances at your fingertips is crucial. That's why we offer comprehensive online and mobile banking solutions. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, pay bills, and even send money to friends through our person-to-person payment service.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that cater to different lifestyles and financial goals. If you're in the market for a new vehicle, our auto loans and vehicle financing options can help get you on the road quickly and affordably. For those planning to buy a home, we provide mortgage loans and refinancing solutions that can ease the burden of homeownership. If unexpected expenses arise, our personal loans and debt consolidation services give you the flexibility to manage your finances effectively.

Shared Branch Transactions

If you're traveling or simply prefer another location, take advantage of our basic shared branch transactions where members from partner credit unions can perform deposits and withdrawals. At Superior Credit Union, Inc., we're more than just a bank; we're a community partner committed to helping you achieve your financial dreams. With our wide array of services like those mentioned above whether it's personal or business banking we're here for all your financial needs. If you're ready to experience what Superior Credit Union has to offer or want more information about any of our services, don't hesitate to call us at 513-475-6235 or visit us online at superiorcu.com. Join us today in building a brighter financial future together!

Digital & Online Banking

Key Features

Our digital banking services come packed with features to enhance your banking experience. If you're looking for an efficient way to send money to friends or family, our person-to-person transfer feature makes it simple and quick. You can also take advantage of mobile payments for added convenience when shopping or dining out. For those who prefer going paperless, we provide e-statements that allow you to view your account statements online whenever you need them helping you stay organized while reducing clutter. Additionally, with electronic signature authorization available, signing documents is swift and secure.

Mobile Access

Stay connected on the go with our mobile application. With it, you have full control over your accounts right at your fingertips! From checking balances to making deposits and setting up alerts, everything is designed for ease of use. Plus, our commitment to security ensures that your information is protected every step of the way. With all these features combined, managing your finances has never been more accessible or secure. Join us today at Superior Credit Union, Inc., where we're dedicated to providing you with the best digital banking experience possible!

Financial Strength

Commitment to Growth and Innovation

With $218,707,423 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; we have $8,193 in used auto loans and a total of $1,072,730,194 in loans and leases, supporting our members' financial goals across various sectors.

Growing Membership Base

Total Share and Deposit Accounts stand at an impressive 208,251, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $12,141,484, underscoring our commitment to supporting our members' needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Superior Credit Union is your trusted partner. Visit us at 623 W Main St Mount Orab Oh 45154 or call 513-475-6235 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $258,942,410 in share certificates and $514,446,638 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,289,253, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $243,005,208, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1357 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $99,343,048 in used vehicle loans and $42,682,022 in new vehicle loans already helping members get on the road, our financing options make it easy for you to drive away in your dream vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $136,853,311 provide the capital needed to grow and expand your business. We understand the needs of local businesses and are here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $101,565,931. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, ask about our refinancing options available across various loan types. We'll help you find the best solution tailored to your specific financial situation. At Superior Credit Union, Inc., we pride ourselves on being a member-focused institution that prioritizes transparency and service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have questions or need assistance with any of our loan products, don't hesitate to reach out! Call us at 513-475-6235 during our operating hours: Monday - Friday from 8:30 AM - 5:00 PM and Saturday from 9:00 AM - 12:00 PM. Your financial success is our mission!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $9,586,030 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to suit your lifestyle.

Loan Aggregator

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Superior Credit Union Inc