Superior Credit Union Lima OH | Low Mortgage Rates & Business Loans

Introduction

Welcome to Superior Credit Union, Inc, your trusted financial partner in Lima, Ohio! Located conveniently at 4230 Elida Rd, our branch has been serving the community since 1954. With a strong commitment to providing personalized financial services, we proudly support over 102,000 members. At Superior Credit Union, we understand that banking is not just about transactions it's about building relationships and empowering you to achieve your financial goals. Our total assets of $1,790,804,673 reflect our stability and dedication to your financial well-being. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing options, we have a variety of services tailored just for you. While members can visit us at 4230 Elida Rd, official correspondence should be sent to our mailing address at the same location. We're here to help with any inquiries you might have. Feel free to reach us at 419-879-3541 during our lobby hours from Monday to Friday, 8:30 AM to 5:00 PM, or stop by on Saturday from 9:00 AM to 12:00 PM. Led by our CEO Phillip Buell and Board President James Bacome, our dedicated team of 256 employees is committed to providing exceptional service that makes banking easy and accessible for everyone. With a net worth of $243,005,208 and cash in hand totaling $15,143,728, we are well-equipped to support your financial journey. Join us today and discover how we can help you manage your finances effectively. Visit our website at Superior Credit Union or stop by our branch we look forward to serving you!

Branch History & Mission

Community Commitment

We believe that being part of the community means more than just providing financial services; it involves engaging with local initiatives and partnerships. Our outreach efforts reflect this commitment as we actively support various local organizations and events aimed at enhancing the well-being of Lima residents.

Join Us Today!

As we look toward the future, we invite you to join Superior Credit Union. Experience firsthand how our member-centric approach can benefit you financially while also contributing positively to your community. Visit us today or call us at 419-879-3541 to learn more about becoming a member and taking advantage of everything we offer! Together, let's build a stronger tomorrow!

Our Journey

Since our inception, we've focused on providing accessible financial services to help our members achieve their goals. Our journey has been marked by steady growth, reflected in our total assets of over $1.79 billion. Each milestone we reach is a testament to our dedication and the trust placed in us by our community. Over the years, we have expanded our offerings to include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We understand that financial needs evolve; therefore, we continuously adapt and innovate to meet those needs.

Our Mission

Our mission is simple yet powerful: to empower our members through exceptional service and support while fostering community growth. We strive to provide quality financial products that promote stability and success for all. Whether it's assisting with a first-time home purchase or providing guidance for business ventures, we're here to make a positive impact. While members can visit us at 4230 Elida Rd for all their banking needs, official correspondence should be sent to the same address. We are committed to accessibility; thus, we offer convenient ATM services and drive-thru banking options for those who prefer face-to-face interactions without leaving their vehicles.

Branch Location & Accessibility

Welcome to Superior Credit Union, Inc., located conveniently at 4230 Elida Rd in Lima, OH. Our branch is nestled in the heart of Allen County, making it easy for you to access our services whether you're running errands or just passing through. With nearby landmarks like the Elida North Park and various shopping centers, you can stop by for your banking needs without any hassle. At Superior Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and ample parking options to ensure everyone can easily reach us. If you're on the go, take advantage of our drive-thru banking services, where you can handle deposits, withdrawals, and other simple transactions from your vehicle. We're open Monday through Friday from 8:30 AM to 5:00 PM and offer limited hours on Saturday from 9:00 AM to noon for your convenience. Whether you need personal banking services like checking and savings accounts, auto loans, or credit card options with rewards, we have everything you need right here. For those who prefer cashless transactions, we also have an ATM available on-site for quick withdrawals and balance checks. And while members can visit us at 4230 Elida Rd, official correspondence should be sent to the same address. If you have any questions or would like to learn more about what we offer, don't hesitate to call us at 419-879-3541. We look forward to welcoming you into our community-focused credit union!

Member Eligibility

At Superior Credit Union, Inc, we believe that everyone deserves a supportive community to help them thrive financially. Becoming a member is straightforward and welcoming! If you live, work, worship, or attend school in Allen County, Ohio, or have a family member who is already a member, you can join us. We pride ourselves on offering tailored financial solutions that fit your unique needs, from checking and savings accounts to auto loans and credit cards with rewards. To start your journey with us, simply visit our website at http://www.superiorcu.com/accounts/checking/open-account-online for easy account opening options. Should you have any questions or need assistance, feel free to give us a call at (419) 879-3541. For more detailed eligibility criteria, please check out our resource page [here](). We can't wait to welcome you to the Superior Credit Union, Inc family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $136,853,311, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services designed to simplify transactions for your business. Imagine being able to accept payments quickly and securely, whether you run a bustling retail store or a cozy café. Our merchant services help streamline payment processing, so you can focus on what matters most growing your business. From mobile payments to point-of-sale solutions, we have the tools you need to enhance customer satisfaction and boost sales. Visit us at 4230 Elida Rd Lima Oh 45807 in Lima, OH, or call us at (419) 879-3541 to learn more about how our business banking and commercial services can support your journey toward success!

Comprehensive List Of Services

Business Banking

For our local entrepreneurs and businesses, we have comprehensive Business Banking services including Merchant Services & Business Loans. We aim to support your growth and help streamline your financial operations so that you can focus on what matters most running your business.

Credit Solutions

We also understand the importance of having access to credit when you need it most. That's why we offer Credit Cards with Rewards that not only give you purchasing power but also reward you for your spending habits. Whether you're using it for everyday purchases or special occasions, our credit card options are designed with our members in mind.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our robust Online & Mobile Banking features. With easy access to your accounts from anywhere at any time, managing your finances has never been easier. You can perform transactions like cash withdrawals at our ATMs, check balances instantly, and even make person-to-person payments all from the comfort of your home or on-the-go.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions but still want quick service, our Basic Drive-Thru Banking allows for deposits, withdrawals, and simple transactions without leaving your vehicle. Additionally, we provide basic ATM access so members can withdraw cash or check balances anytime. At Superior Credit Union, we are committed to making banking simple and accessible for everyone in Lima and beyond. For more information about how we can assist you with any financial needs or to explore these services further, don't hesitate to call us at 419-879-3541 or visit us online at superiorcu.com. Your financial journey starts here!

Personal Banking

When it comes to personal banking, we offer various Checking & Savings Accounts designed to help you manage your finances easily. Whether you're saving for a dream vacation or just need a reliable account for daily expenses, we've got options tailored for you. Need to finance a new car? Our Auto Loans & Vehicle Financing can help you get behind the wheel without breaking the bank. For those looking to purchase their own home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide competitive rates and personalized assistance. If unexpected expenses arise or you're looking to consolidate debt, our Personal Loans & Debt Consolidation options offer flexible terms and quick approval processes.

Digital & Online Banking

Key Features for Your Convenience

One standout feature is our electronic signature authorization. This service allows you to sign documents quickly and securely from anywhere, eliminating the need for physical visits or paperwork. Additionally, e-statements are available, providing you with easy access to your financial information without the clutter of paper statements. If you enjoy making quick payments or splitting costs with friends, our person-to-person transfers feature has got you covered. You can send money instantly to anyone in just a few taps on your phone. And for those who prefer using their smartphones for purchases, we also offer mobile payments so that you can pay with ease at checkout.

Security You Can Trust

We prioritize your security with every online interaction. Our platform employs advanced security measures to protect your personal information and transactions. You can bank with confidence knowing that your data is safe with us. In summary, Superior Credit Union, Inc offers a comprehensive suite of digital banking services tailored to enhance your banking experience. From convenient online access at https://www.superiorcu.com to the ability to manage your accounts through our mobile app, we're here to help you stay in control of your finances effortlessly. Embrace the future of banking today!

Financial Strength

Efficiency and Commitment

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share Accounts stand at 208,251, showcasing a strong and growing member base that trusts us with their finances. This growth reflects our commitment to serving the community effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Superior Credit Union is your trusted partner. Visit us at 4230 Elida Rd Lima OH 45807 or call 419-879-3541 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Reinvestment for Better Services

With $218,707,423 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant: with $8193 in used auto loans and an impressive $1,072,730,194 in total loans and leases, we support your financial goals across various sectors.

Safe and Rewarding Savings Options

Members' savings are secured through $258,942,410 in share certificates and $514,446,638 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,289,253, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $243,005,208, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1357 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $99,343,048 in used vehicle loans and $42,682,022 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make financing your next vehicle straightforward.

Credit Lines and Refinancing Options

Our total credit lines amount to $456,634,187, providing ample opportunities for those looking to secure additional funds for personal or business needs. If you're considering refinancing options for any of our loan products or want to know if you qualify for a specific type of financing, our team is here to guide you through the process. For business owners, our outstanding commercial loans totaling $136,853,311 provide the capital needed to grow and expand. We understand that every business has different financing needs and are ready to assist you in finding the right solution. At Superior Credit Union, we prioritize our members' financial health and work diligently to provide tailored solutions that fit your lifestyle. For more information or assistance with any of our loan products, feel free to call us at 419-879-3541 during our operating hours from Monday to Friday between 8:30 AM and 5:00 PM and Saturday from 9:00 AM until noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $101,565,931, make buying or refinancing simple. Whether you're a first-time buyer or looking to upgrade your current home, we offer support every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,586,030 in loans helping members manage their finances effectively. Enjoy the convenience of making purchases while having the flexibility to pay off your balance at your own pace.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you receive fair and transparent offers without any hidden agendas.

Superior Credit Union Inc