Superior Credit Union Lima OH | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Superior Credit Union, Inc, your trusted financial partner located at 2857 Blue Jacket Ct, Lima, OH 45806. Since our establishment in 1954, we have proudly served our community, growing to a membership of over 102,249 individuals who count on us for their banking needs. With total assets reaching an impressive $1,790,804,673, we are committed to providing reliable financial services tailored to the needs of our members. At Superior Credit Union, we understand that your financial journey is unique. That's why we offer a variety of products including checking and savings accounts, auto loans, personal loans, and business banking solutions. Our team is dedicated to helping you achieve your financial goals with ease and confidence. While members can visit us at our branch location for personalized service and support, official correspondence should be sent to the same address: 2857 Blue Jacket Ct, Lima, OH 45806. Under the leadership of CEO Phillip Buell and Board President James Bacome, our experienced staff of 256 employees is here to assist you every step of the way. We pride ourselves on being more than just a credit union; we are an integral part of the Lima community. As a member-focused institution, we have provided over $83,055,416 in total deposits and manage loans exceeding 33,237 in number. Our commitment to your financial well-being is unwavering; we strive to ensure that your money works as hard as you do. We invite you to explore how Superior Credit Union can support your financial aspirations. Feel free to call us at 419-223-9746 or visit our website at superiorcu.com for more information about our services or to open an account online. Join us today and experience the Superior difference!

Branch History & Mission

Community Connections

Our partnerships within the Lima area have strengthened over time, allowing us to engage in meaningful community outreach efforts. We are proud supporters of local events and organizations that enhance the quality of life for residents. We believe that when our community thrives, everyone benefits. With total assets exceeding $1,790,804,673, we are equipped to offer competitive rates and robust services while maintaining a strong focus on member satisfaction. Whether you need assistance with everyday transactions at our drive-thru or wish to utilize one of our ATMs available at the branch, we are here for you every step of the way. If you're looking for a credit union that prioritizes its members and strives for excellence in service delivery, look no further than Superior Credit Union. Join us today and experience firsthand how we can help you achieve your financial goals. For more information or assistance, feel free to reach out at 419-223-9746 or visit us online at superiorcu.com. Together, let's build a brighter financial future!

Our Mission

At Superior Credit Union, our mission is clear: to improve the financial well-being of our members while also contributing positively to the communities we serve. We believe in empowering individuals through various financial solutions including personal banking, auto loans, mortgages, and business banking services. Our goal is to ensure that each member feels valued and supported on their financial journey. We understand that times change, which is why we continuously evolve our services. From online banking options that allow for easy management of accounts from anywhere to mobile payment solutions that fit your lifestyle, we strive to meet the diverse needs of our members. Our commitment extends beyond just banking; it encompasses a dedication to community outreach and support initiatives that uplift those around us.

Branch Location & Accessibility

Banking Hours and Services

Our friendly team is here to assist you during our lobby hours from Monday to Friday, 8:30 AM to 5:00 PM. On Saturdays, we offer convenient drive-thru services from 9:00 AM to 12:00 noon, so you can get your banking done even on the weekends. We pride ourselves on offering a range of services tailored to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. For quick transactions or cash withdrawals, we also provide an ATM on-site for your convenience. If you're looking for fast service without leaving your car, our drive-thru banking allows you to handle deposits and withdrawals easily.

Connect with Us

While members can visit us at 2857 Blue Jacket Ct for in-person assistance, official correspondence should be sent to the same address. If you have any questions or need assistance before stopping by, feel free to give us a call at 419-223-9746. We look forward to seeing you soon at Superior Credit Union!

Nearby Landmarks and Accessibility

Situated in Allen County, our branch is just a short drive from local landmarks such as the Lima Mall and nearby parks, making it easy for you to stop by while running errands or enjoying a day out. We understand that accessibility is important, which is why our location features ADA-compliant entrances and parking spaces. Plus, our ample parking ensures you won't have trouble finding a spot when you visit.

Member Eligibility

At Superior Credit Union, Inc, we believe that everyone deserves a chance to be part of a supportive and thriving community. Becoming a member is simple and welcoming! If you live, work, or worship in the Lima area, you're likely eligible to join us. We embrace individuals from all walks of life who share our commitment to financial wellness and community growth. For more detailed eligibility criteria, feel free to check out this helpful resource. Once you're ready to take the next step, opening an account with us is straightforward. You can easily start the process online by visiting http://www.superiorcu.com/accounts/checking/open-account-online, or if you prefer talking to someone directly, don't hesitate to give us a call at (419) 223-9746. We're here to help you every step of the way as you join our family at Superior Credit Union, where your financial goals are our top priority!

Business Banking & Commercial Services

Merchant Services Made Easy

In today's fast-paced market, efficient payment processing is essential. Our merchant services offer a variety of tools that help businesses accept payments seamlessly, enhancing customer experiences and boosting sales. Imagine setting up a quick payment system at your local farmer's market or streamlining transactions at your retail store this is where we come in. Come visit us at 2857 Blue Jacket Ct Lima Oh 45806 in Lima, OH, or give us a call at (419) 223-9746 to learn more about how our business banking and commercial services can help you thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $136,853,311, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

Are you a small business owner? We understand that managing a business comes with unique challenges. That's why we offer specialized business banking services including merchant services and business loans tailored to help your venture thrive.

Convenient Access

At Superior Credit Union, Inc, convenience is key. We provide ATM and cash withdrawal services so you can access your money anytime you need it. Plus, with basic drive-thru banking options available for quick deposits and withdrawals, handling transactions has never been easier.

Credit Cards

Who doesn't love rewards? Our credit cards come with enticing rewards programs that let you earn as you spend. Whether you're shopping for groceries or planning a vacation, you'll benefit from every purchase.

Digital Banking Features

In today's fast-paced world, digital solutions are essential. Our online and mobile banking platforms make managing your finances simple and efficient. You can enjoy features like person-to-person payments which allow you to send money directly to friends or family without any hassle. We invite you to visit us at 2857 Blue Jacket Ct Lima Oh 45806 or give us a call at (419) 223-9746 to learn more about how our comprehensive services can help meet your financial goals. Join the community at Shawnee Branch today and experience banking designed with you in mind!

Loans and Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options can help you get behind the wheel sooner than you think. If homeownership is on your radar, explore our mortgage loans and refinancing services that make buying or upgrading your home more accessible. Additionally, we offer personal loans for various needs, including debt consolidation. These loans can provide peace of mind by simplifying your payments into one manageable monthly installment.

Personal Banking

For those looking to manage their day-to-day expenses, our personal banking options include checking and savings accounts designed with your lifestyle in mind. Imagine having easy access to your funds through online banking or mobile applications this way, you can check balances or transfer money on the go!

Digital & Online Banking

Easy Access Anytime

With our 24/7 online banking services, you can check your account balance, pay bills, and transfer funds whenever you need to. It's all about giving you control over your finances right from the comfort of your own home or wherever life takes you. Plus, our mobile application makes it even simpler. With just a few taps on your smartphone, you can manage your accounts with ease.

Make Payments Effortlessly

Need to send money to friends or family? Our person-to-person transfer feature allows you to send funds quickly and easily without needing cash or checks. If you're out shopping, our mobile payments feature lets you pay directly from your phone no wallet required! At Superior Credit Union, Inc., we believe that banking should fit seamlessly into your lifestyle. From managing your accounts on the go to ensuring every transaction is secure, we're here to support you every step of the way. Visit us today at https://www.superiorcu.com and discover how easy banking can be!

Stay Secure

Security is a top priority for us at Superior Credit Union. We offer electronic signature authorization to ensure that your transactions are safe and verified. You can also view e-statements anytime, which not only helps keep your information secure but also reduces paper clutter.

Financial Strength

At Superior Credit Union, Inc, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation for your financial needs, ensuring you can trust us with your money. With a net worth of $243,005,208, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1357 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $258,942,410 in share certificates and $514,446,638 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,289,253, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $218,707,423 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,193 in used auto loans and a total of $1,072,730,194 in loans and leases. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The total number of share accounts is an impressive 208,251, showing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments stand at $12,141,484. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Superior Credit Union is your trusted partner. Visit us at 2857 Blue Jacket Ct Lima Oh 45806 or call 419-223-9746 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided over $99,343,048 in used vehicle loans and $42,682,022 in new vehicle loans helping members get on the road safely and affordably. Our flexible terms make it easier for you to drive away with the vehicle you need.

Business Loans

For business owners seeking capital for growth and expansion, we also have outstanding commercial loans totaling $136,853,311. These loans are tailored to meet the specific needs of your business and can help you take the next step toward success. At Superior Credit Union, Inc., we also offer refinancing options that can save you money on interest rates and simplify your monthly payments. If you're interested in exploring eligibility options or learning more about any of our loan products, feel free to reach out at 419-223-9746 during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website at superiorcu.com for more information on how we can assist you in meeting your financial needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $101,565,931, making buying or refinancing simple and straightforward. We provide competitive rates and personalized service to help you navigate the mortgage process.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but our unsecured credit card loans can help. With a total of $9,586,030 in unsecured credit card loans available, we offer flexible terms that allow you to manage your finances effectively without the burden of collateral.

Loan Aggregator

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SUPERIOR CREDIT UNION, INC CREDIT UNION - Lima, OH

Type of Loan Offerings

Student Loans

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