Superior Credit Union Lima OH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Superior Credit Union, Inc, your trusted financial partner since 1954! Located at 1571 Allentown Rd, Lima, OH 45805, our Allentown Road Branch is committed to serving our community with the highest level of care and expertise. With a membership base of over 102,000 people, we are proud to have become a cornerstone of financial support in Lima and the surrounding areas. At Superior Credit Union, we believe that strong financial health is essential for personal and community growth. With total assets exceeding $1.79 billion, we offer a wide range of services designed to meet your individual needs whether it's saving for your future, securing a loan for your dream car, or managing daily transactions through our convenient online and mobile banking options. Led by our dedicated CEO, Phillip Buell, and Board President, James Bacome, our team of 256 employees is here to ensure you receive exceptional service every step of the way. Our commitment to you doesn't stop at providing financial services; it extends into the heart of our community where we strive to make a positive impact. Whether you're looking for competitive loan rates with over 33,237 loans currently financed or need assistance managing your savings with more than $83 million in deposits, we're here to help. For any official correspondence, please note that you can reach us at our mailing address: 1571 Allentown Rd, Lima, OH 45805. Don't hesitate to contact us at 419-223-9746 or visit our website at superiorcu.com for more information about how we can help you achieve your financial goals. Come join us today and experience the Superior difference!

Branch History & Mission

Welcome to Superior Credit Union, Inc, a beacon of financial support in Lima, OH. Established in 1954, our branch has built a strong legacy of serving the community with integrity and dedication. Over the years, we have grown into a trusted institution, proudly boasting a membership of 102,249 individuals who rely on us for their financial needs. Our branch is conveniently located at 1571 Allentown Rd, Lima, OH 45805. This central location makes it easy for members to access our services and connect with our team. You can also find us near well-known landmarks that add to the charm of our community. At Superior Credit Union, our mission is simple yet powerful: to provide quality financial services while fostering a supportive environment for our members. We believe in empowering individuals and families by offering products like checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our aim is to not only meet your financial needs but also contribute positively to the local community through outreach programs and partnerships. We understand that the world is changing rapidly, which is why we have embraced digital advancements to enhance your banking experience. From online banking and mobile payments to electronic signatures and e-statements, we ensure that you can manage your finances anytime and anywhere. Our commitment to ADA compliance means that all members can easily access our services without barriers. While members can visit us at 1571 Allentown Rd, official correspondence should be sent to 1571 Allentown Rd, Lima, OH 45805 if different from this address. Our operating hours are designed with your convenience in mind: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM for drive-thru services. With total assets exceeding $1,790,804,673, Superior Credit Union is financially sound and ready to support your goals. We are proud of our achievements and remain committed to enhancing the lives of our members through exceptional service and community involvement. Join us at Superior Credit Union today! Experience firsthand how we put our members first in everything we do. For more information or assistance, feel free to call us at 419-223-9746 or visit our website at superiorcu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Features

At Superior Credit Union, we believe that accessibility is key. Our location features ample parking for our members, ensuring you have a hassle-free visit. Plus, our branch is ADA-compliant, with ramps and other accommodations to make banking accessible for everyone. For those who prefer quick transactions, we offer drive-thru banking services where you can handle deposits and withdrawals without leaving your vehicle. If you need to reach us by phone, feel free to call us at 419-223-9746. We're always here to help!

Operating Hours

We know that life can be busy, so we've tailored our operating hours to fit your schedule. Visit us Monday through Friday from 8:30 AM to 5:00 PM, or stop by on Saturday between 9:00 AM and 12:00 noon for those weekend banking needs.

Services Offered

Our Allentown Road Branch provides a variety of services designed with your financial goals in mind. From checking and savings accounts to auto loans and mortgage options, we have what you need. Plus, enjoy the convenience of ATM access for quick cash withdrawals and balance checks whenever you need them. While members can visit us at 1571 Allentown Rd, official correspondence should be sent to the same address for clarity. We invite you to come by and see how we can help you achieve your financial goals!

Member Eligibility

Joining the Superior Credit Union, Inc. community is an exciting step towards better financial well-being! To become a member, you simply need to meet a few friendly eligibility requirements that often include living, working, or attending school in certain areas. It's all about bringing people together and making sure everyone can benefit from our services. At Superior Credit Union, we pride ourselves on being inclusive and supportive, so whether you're looking to open a savings account or explore loan options, we've got you covered. If you'd like to dive deeper into the specific eligibility details. Opening your account with us is easy and straightforward! You can start the process online by visiting http://www.superiorcu.com/accounts/checking/open-account-online or give us a call at (419) 223-9746 if you have any questions. We're here to help you every step of the way as you embark on this journey toward financial empowerment at our branch located at 1571 Allentown Rd Lima Oh 45805.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $136,853,311, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment solutions can make all the difference. Our merchant services help you streamline transactions, so you can focus on what matters most growing your business. Imagine a customer walking into your store, swiping their card effortlessly, and walking away happy. That's the ease our services provide! Visit us at 1571 Allentown Rd Lima Oh 45805 in Lima, OH, or call us at (419) 223-9746 to learn more about how we can partner with you for success!

Comprehensive List Of Services

Business Banking

If you're a business owner, our comprehensive business banking services include everything from merchant services to secure business loans. We understand the challenges businesses face, and we're here to provide support every step of the way.

Convenience Services

At Superior Credit Union, Inc, convenience is key. With our ATM services, you can withdraw cash or check your balance without stepping inside the branch. Our basic drive-thru banking allows for quick deposits and withdrawals during busy hours perfect for those on the go! You can reach us at (419) 223-9746 during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 noon. We invite you to explore all that we have to offer by visiting us online at Allentown Road Branch. Let's work together to build a brighter financial future!

Credit Cards

Our credit cards with rewards are designed for members who want to earn while they spend. Whether you're treating yourself or tackling everyday expenses, earning rewards has never been easier.

Loans and Financing

For those big moments in life, like buying a car or owning a home, Superior Credit Union, Inc provides competitive auto loans and vehicle financing options that make it easier for you to hit the road. If you're considering purchasing a home, our mortgage loans and refinancing services can help you navigate the housing market with confidence. Additionally, we offer personal loans and debt consolidation plans to help streamline your finances.

Personal Banking

When it comes to personal banking, we offer a variety of options including checking and savings accounts that fit your lifestyle. Imagine having the perfect account that not only helps you save but also gives you easy access through our online and mobile banking platforms. You can check your balance, transfer funds, and pay bills anytime, anywhere.

Digital & Online Banking

Key Services

With our online banking platform, accessible at https://www.superiorcu.com, you can enjoy 24/7 access to your accounts. This means you can check balances, make transfers, and pay bills whenever it suits you no more rushing to the bank before closing time! Plus, our user-friendly interface ensures that navigating through your financial information is simple and straightforward. Need to sign documents? No problem! With electronic signature authorization available, you can complete necessary paperwork quickly and securely without having to visit the branch. You also have the option of receiving e-statements, making it easier to keep track of your account activity while reducing paper clutter.

Mobile Features

For those who prefer managing their finances on the go, our mobile application is here for you. It includes a mobile payments feature that allows for quick and easy transactions directly from your smartphone. Whether you're splitting a bill with friends or making purchases at your favorite store, mobile payments bring added convenience to your daily life. Another great aspect of our mobile services is person-to-person transfers. This feature allows you to send money directly to family and friends with just a few taps on your phone. It's fast, secure, and ideal for settling up after dinner or sharing costs for gifts.

Security and Support

Your security is our top priority. We implement robust measures to protect your personal information while providing you with real-time account management tools that keep you informed about any activity on your accounts. At Superior Credit Union, Inc, we believe in giving our members the best digital banking experience possible. With all these features combined, managing your finances has never been easier or more secure. Join us today and take advantage of our comprehensive online banking services!

Financial Strength

A Solid Foundation

With a net worth of $243,005,208, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1357 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Member-Focused Savings

Members' savings are secured through $258,942,410 in share certificates and $514,446,638 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,289,253, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our current operations reflect our commitment to efficiency with a net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 241 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinventing Member Services

With $218,707,423 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust, with $1,072,730,194 in total loans and leases supporting members' financial goals across various sectors. Whether you're looking for a used auto loan or other financing options, we're here to help.

Trust Built on Transparency

Total Share Accounts stand at an impressive 208,251, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $12,141,484, reinforcing our ability to support your financial endeavors. Our financial strength means we can continue serving you with confidence. Whether you're saving for the future or looking for a loan today, Superior Credit Union is your trusted partner. Visit us at 1571 Allentown Rd Lima Oh 45805 or call 419-223-9746 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $99,343,048 in used vehicle loans and $42,682,022 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find a solution that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $136,853,311 provide the capital needed to grow and expand your business operations. We understand the challenges small businesses face and are here to support your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $101,565,931, make buying or refinancing simple. We strive to make the process straightforward so that you can focus on making your house a home.

Refinancing Options

If you're considering refinancing existing loans or mortgages to take advantage of lower rates or better terms, we're here to help! Our team can guide you through eligibility options to ensure you get the best deal possible. You can reach us at 419-223-9746 for more information about our loan products or visit us at 1571 Allentown Rd Lima OH 45805. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you achieve your financial dreams!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $9,586,030 in loans helping members manage their finances effectively. These cards come with rewards and can help you build credit while enjoying everyday purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This ensures that you can make informed decisions without the hassle often associated with traditional loan shopping. LendMesh takes accuracy seriously. Loan data is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every loan offer you see is fair and transparent, allowing for a straightforward comparison across various lenders. One of the standout features of LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every aspect of the comparison. Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available to consumers. Additionally, LendMesh provides real-time rate comparisons. This feature allows users to access up-to-date loan rates from multiple institutions, which helps in making well-informed financial decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for a reliable way to compare loan offers, visit LendMesh today and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SUPERIOR CREDIT UNION, INC CREDIT UNION - Lima, OH

Type of Loan Offerings

Student Loans

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