Superior Credit Union Lima OH | Reliable ATM Access & Services

Introduction

Welcome to Superior Credit Union, Inc, your trusted financial partner located at 2755 Harding Hwy, Lima, OH 45804. Established in 1954, we have proudly served our community for decades, providing valuable financial solutions to our members. With a total membership of 102,249 and total assets exceeding $1.79 billion, we are committed to fostering financial growth and stability for every individual and family we serve. At Superior Credit Union, we believe in the power of community. Our dedicated team, led by CEO Phillip Buell and Board President James Bacome, works tirelessly to provide personalized services that meet the diverse needs of our members. We understand that each member's journey is unique, which is why we offer a wide range of products from loans to savings accounts designed with you in mind. While you can reach us at our branch for your banking needs, please note that official correspondence should be directed to our mailing address: 4230 Elida Rd, Lima, OH 45807. With total deposits amounting to $83,055,416 and cash on hand of $15,143,728, we ensure that your funds are secure and accessible whenever you need them. As a community-focused credit union with 256 employees, we take pride in being more than just a financial institution; we are your neighbors and friends who care about your well-being. Whether you're looking for a new vehicle loan or seeking advice on managing your finances, we're here to help you every step of the way. We invite you to explore our services further by visiting us online at superiorcu.com or calling us at 419-879-3520. Join us at Superior Credit Union today and experience the difference that comes from being part of a cooperative community dedicated to your success!

Branch History & Mission

Commitment to Innovation

As part of our commitment to serving you better, we've embraced digital advancements that make banking easier and more accessible. With features like online banking and mobile payments available, managing your finances on-the-go has never been simpler. Our facilities are ADA compliant ensuring everyone can access our services comfortably.

Join Us!

Experience the difference of being part of Superior Credit Union! Whether you're looking for an auto loan or simply want to learn how we can help you save for your future, we're here for you every step of the way. Visit us today or call us at 419-879-3520 to find out more about how you can become a member and start benefiting from all that we have to offer. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings over six decades ago, Superior Credit Union has grown remarkably. What started as a small cooperative aimed at helping individuals achieve their financial dreams has blossomed into a thriving institution with over 102,000 members. Our commitment to serving the community has always been at the forefront of our mission. As we evolved, we also prioritized expanding our services, which now include everything from personal loans to robust online banking options. With total assets exceeding $1.79 billion, we are proud to be a trusted partner for many families and businesses in Lima and beyond. We understand that financial needs can vary widely, which is why we strive to offer tailored solutions designed with our members' best interests in mind.

Our Mission Statement

At Superior Credit Union, we believe that everyone deserves access to high-quality financial services without the stress typically associated with traditional banks. Our mission is simple: to empower our members through education, support, and personalized service. We aim to provide not only financial products but also guidance that helps individuals make informed decisions about their finances. We take pride in being more than just a credit union; we are a community partner. Our outreach efforts include various initiatives that support local charities, schools, and events. By investing in our community, we strengthen the bonds that unite us all. While members can visit us at 2755 Harding Hwy, official correspondence should be sent to 4230 Elida Rd, Lima, OH 45807.

Branch Location & Accessibility

Call to Action

We invite you to stop by our branch or give us a call today! At Superior Credit Union, Inc., we're dedicated to helping our members thrive financially. Whether you're looking for assistance with loans or simply want to learn more about our services, we're here for you! Visit us soon!

Nearby Landmarks and Accessibility

Located near several well-known local spots, our branch is just a short drive from the vibrant downtown Lima area and the popular Lima Mall. Whether you're stopping by after shopping or on your way home from work, we're here to serve you. We are committed to accessibility for all members of the community. Our facility meets ADA standards and features ramps for easy entry. If you need assistance during your visit, our friendly staff is always ready to help.

Operating Hours and Services Offered

At Superior Credit Union, we understand that convenience is key. While our specific operating hours are not listed here, we encourage you to call us at 419-879-3520 for more details about when we're open and how we can assist you best. For those who prefer self-service options, we have an ATM available on-site for quick withdrawals and balance checks. Unfortunately, we do not offer drive-thru banking at this location; however, our ATM services provide essential access whenever you need it.

Member Eligibility

Welcome to the community at Superior Credit Union, Inc! We're thrilled that you're considering becoming a member. Joining us is easy and welcoming to all who meet our eligibility requirements. If you live, work, or worship in the Lima area, you're likely eligible to join our family. We're here to provide you with supportive financial services that truly cater to your needs. To find out more about specific eligibility criteria, please check out our detailed resource at . Opening an account is a breeze! You can get started by visiting us online at http://www.superiorcu.com/accounts/checking/open-account-online , or simply give us a call at (419) 879-3520 if you have any questions or need assistance. We look forward to helping you take your financial journey to the next level right here at Superior Credit Union, Inc, located at 2755 Harding Hwy Lima Oh 45804!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. Whether you're looking to purchase equipment, expand your operations, or manage cash flow, we have the right loan options to meet your needs.

Non-Member Commercial Loans

We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. This means that even if you're not a member yet, you can access funds that help fuel your business ambitions.

Outstanding Commercial Loans

With an outstanding commercial loan portfolio of $136,853,311, we continue to drive economic growth by financing new and expanding businesses. Our experienced team is here to guide you through the process, ensuring you find the best fit for your goals. Additionally, our merchant services simplify transactions and enhance customer experiences. Imagine how easy it would be for your customers to pay using various methods credit cards, mobile payments, and more all while knowing that their information is secure. Visit us at 2755 Harding Hwy Lima Oh 45804 or call us at (419) 879-3520 to discover how Superior Credit Union, Inc can be a trusted partner on your journey to success!

Comprehensive List Of Services

ATM Services

One of our key offerings is our ATM services. Members can enjoy basic ATM access that allows for withdrawals and balance checks. This service is designed for convenience, ensuring that you can easily manage your finances without the need to visit a branch during business hours. Imagine being able to check your balance while waiting in line at the grocery store or withdrawing cash right before heading out for dinner it's all part of how we make banking easier for you. Our ATMs are strategically placed to ensure you have access when you need it most. Plus, with our commitment to digital solutions, you can always rely on having your funds at your fingertips through our mobile application and online banking features.

Digital Banking Features

In addition to ATM services, we pride ourselves on offering robust digital banking features that enhance your banking experience. Our online banking platform allows you to view account balances, transfer funds between accounts, and even pay bills all from the comfort of your home or on the go. Need to send money quickly? Our person-to-person payment service makes it easy to send money directly from your account to friends or family without hassle. With mobile payments and an easy-to-use mobile application, managing your finances has never been more convenient. You can perform transactions anytime and anywhere, ensuring that you're always in control of your financial life.

Join Us Today!

At Superior Credit Union, Inc., we understand that every member's financial journey is unique. That's why we strive to provide personalized services that cater specifically to you. Whether you're a long-time member or considering joining us for the first time, we're here to help you navigate through all your financial needs. For more information about our services or to become a member today, please give us a call at 419-879-3520 or visit us online at www.superiorcu.com. We look forward to serving you!

Digital & Online Banking

Key Services

With our online banking platform available at https://www.superiorcu.com , you can access your account 24/7. This means you can check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, our mobile application makes it even easier to manage your finances right from your smartphone. Security is a top priority for us. We offer electronic signature authorization, ensuring that your transactions are safe and secure. Whether you're signing documents or approving transfers, you can do so with confidence. Our e-statements feature allows you to receive your account statements electronically, which means no more paper clutter! You can view your statements whenever you need them, helping you stay organized while also being eco-friendly. Additionally, if you need to send money to friends or family quickly, our person-to-person transfer option has got you covered. It's simple to use and provides a fast way to handle payments without any hassle. And for those who love using their mobile devices, we support mobile payments too! Whether it's through apps or contactless payments, managing your spending has never been more straightforward. In summary, at Superior Credit Union, Inc, our digital banking services are designed not just for convenience but also for security and ease-of-use. With round-the-clock access to online banking and a suite of features tailored for today's lifestyle, you're always in control of your financial journey. Visit us at https://www.superiorcu.com today to explore all that we have to offer!

Financial Strength

Committed Team

We also take pride in having 241 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Member Base

Total Share and Deposit Accounts: 208,251, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $12,141,484. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Superior Credit Union, Inc is your trusted partner. Visit us at 2755 Harding Hwy Lima Oh 45804 or call (419) 879-3520 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Reinvestment for Growth

With $218,707,423 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $8,193 in used auto loans and $1,072,730,194 in total loans and leases, supporting our members' financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $258,942,410 in share certificates and $514,446,638 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,289,253, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $243,005,208, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,357 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $99,343,048 in used vehicle loans and $42,682,022 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our competitive rates and flexible terms make it easy for you to drive away satisfied.

Business Financing

For business owners looking to grow and expand their operations, our outstanding commercial loans totaling $136,853,311 provide the capital needed to take your business to the next level. We understand the unique challenges faced by small businesses and are here to support your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $101,565,931, make buying or refinancing simple. We provide personalized service to guide you through each step of the mortgage process, ensuring you feel confident about your investment.

Refinancing Options

If you're considering refinancing any existing loans or need assistance with eligibility options, we are here to help. Our team will work with you to find solutions tailored to your financial situation. At Superior Credit Union Inc., we're committed to providing transparent and straightforward lending solutions. We believe everyone deserves access to fair financing options that help them thrive financially. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're planning a big purchase or simply need some extra cash flow flexibility, consider reaching out to us today. We're here to help you navigate your borrowing journey with confidence!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $9,586,030 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that you're supported by an institution that cares about your financial health.

Loan Aggregator

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