Superior Credit Union Lima OH | Affordable Auto Loans & Business Banking

Introduction

At Superior Credit Union, Inc, located at 3345 N West St, Lima, OH 45801, we pride ourselves on being more than just a financial institution. With over 102,000 members since our establishment in 1954, we are committed to serving our community with trust and reliability. Our journey began with a simple goal: to empower our members by providing them with accessible financial services tailored to their unique needs. While you can visit us at our branch for personalized service, official correspondence should be sent to the same address. As of today, we have amassed an impressive $1,790,804,673 in total assets and maintain a strong financial foundation with a net worth of $243,005,208. We are dedicated to fostering your financial well-being through various offerings such as auto loans, mortgages, personal loans, and business banking solutions. Under the leadership of our CEO, Phillip Buell, and Board President James Bacome, we strive to enhance your banking experience every day. Our dedicated team of 256 employees works tirelessly to ensure that you receive the best possible service. We also provide convenient services like online banking and ATM access to make managing your finances easier. With total deposits amounting to $83,055,416 and cash in hand of $15,143,728, we stand ready to support you in achieving your financial goals. Whether you're looking for a new vehicle loan or need assistance with personal finances, we're here for you. Join us at Superior Credit Union today! Call us at 419-223-9746 or visit our website at superiorcu.com to learn more about how we can help you thrive financially. Your future starts here!

Branch History & Mission

Community Impact

Throughout our history, we have emphasized giving back to the Lima community. From partnering with local organizations to sponsoring events that uplift our residents, we are dedicated to making a positive impact. Our commitment extends to offering digital advancements such as online banking and mobile payments, ensuring that all members can manage their finances conveniently and securely. As we continue growing with total assets exceeding $1.79 billion, we remain focused on delivering value through innovative services like credit cards with rewards and various loan options tailored just for you. Join us today at Superior Credit Union, Inc., where your financial success is our priority! Experience firsthand how we blend tradition with modern solutions aimed at enriching the lives of our members and strengthening our community ties. Together, let's build a brighter financial future!

Our Mission

At Superior Credit Union, Inc., our mission goes beyond just banking. We strive to empower our members by offering quality financial products that cater to their unique needs while fostering a sense of community and belonging. We believe that everyone deserves access to affordable financial solutions, and we are committed to making that happen through personalized service and transparency. While members can visit us at 3345 N West St for all their banking needs, official correspondence should be sent to the same address. Our operating hours are convenient for everyone: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 noon. You can also reach us at (419) 223-9746 if you have any questions or need assistance.

Branch Location & Accessibility

Easy Access and Nearby Landmarks

Situated in Allen County, our branch is close to several local landmarks, making it easy to find us. If you're near the Lima Mall or the beautiful parks surrounding the area, just head on over! We offer ample parking spaces, ensuring that your visit is hassle-free. Plus, our location is ADA compliant, featuring ramps and accessible entrances so everyone can visit us comfortably.

Operating Hours That Fit Your Schedule

We understand that life gets busy, which is why we have convenient operating hours! You can drop by from Monday through Friday between 8:30 AM and 5:00 PM. For those who prefer using our drive-thru service on Saturday mornings, we're open from 9:00 AM until noon. With both lobby and drive-thru options available, we strive to make banking as easy as possible for you.

Services Tailored for You

At Superior Credit Union, Inc., we offer a wide variety of services to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we are committed to helping you achieve your financial goals. Need cash? Our ATM is readily available for quick withdrawals and balance checks. If you have any questions or need assistance while visiting us at 3345 N West St, don't hesitate to reach out at 419-223-9746. Our team looks forward to welcoming you into our branch! Come visit us today and experience the personalized service that makes Superior Credit Union your go-to destination for all things banking!

Member Eligibility

At Superior Credit Union, Inc, we believe that joining our community is like becoming part of a family that supports your financial dreams. If you live, work, worship, or attend school in Allen County, Ohio, you're already on your way to membership! Our doors are open to anyone who shares these connections, and we welcome you with open arms. By becoming a member at our branch located at 3345 N West St, Lima, OH 45801, you'll enjoy access to a range of services designed to help you thrive financially from checking accounts to loans tailored just for you. Opening an account is simple and straightforward! You can start the process online by visiting this link or give us a call at 419-223-9746 for any questions. For more detailed eligibility criteria and updates, feel free to check out our resource page here. We're excited to welcome you to the Superior family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $136,853,311, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine running your shop with the peace of mind that transactions are handled smoothly allowing you more time to focus on what you do best. With competitive rates and reliable support, our merchant services can help elevate your business operations. Visit us at 3345 N West St Lima Oh 45801 in Lima, OH, or call us at (419) 223-9746 to learn how we can assist you in achieving your business goals today!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer specialized banking services including merchant services and business loans. If you're an entrepreneur looking to expand or simply need assistance managing day-to-day operations, our team is ready to support your business goals.

Credit Cards that Reward You

Our credit cards come with exciting rewards that can benefit your everyday spending. Imagine earning points on purchases that lead to travel rewards or cashback offers! It's just another way we strive to add value to your financial journey.

Drive-Thru Banking & ATM Access

For those who prefer face-to-face interactions but are short on time, our basic drive-thru banking services allow you to complete deposits, withdrawals, and simple transactions quickly. Plus, with ATM access available nearby, checking balances or withdrawing cash is just a few taps away. We invite you to explore all these offerings at Superior Credit Union, Inc. Our friendly staff is committed to helping you achieve your financial dreams while ensuring that every visit feels welcoming and supportive. If you have questions or want more information about any of our services, please don't hesitate to reach out by calling us at (419) 223-9746. Take control of your financial future today visit us at 3345 N West St Lima Oh 45801 in Lima, OH!

Embracing Digital Convenience

At North West St Branch Office, we embrace technology that makes banking easier for you. With features like online and mobile banking, ATM access for cash withdrawals, and person-to-person payment services, managing your finances has never been more convenient. You can perform transactions from anywhere whether at home or on the go making it simple to stay on top of your finances.

Flexible Auto Loans and Vehicle Financing

If you're considering purchasing a vehicle, look no further than our competitive auto loans and vehicle financing solutions. We strive to make the process straightforward and stress-free. Imagine driving off in your new car without the burden of high payments. Our team will guide you through every step, ensuring you find the best loan option for your budget.

Mortgage Solutions Tailored for You

Thinking about buying a home? Our mortgage loans and refinancing options make it easier than ever. Whether you're a first-time buyer or looking to refinance your existing mortgage, we provide personalized support every step of the way. Picture yourself in your dream home sooner than you thought possible!

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. We offer a variety of accounts that can fit different lifestyles and preferences. Maybe you're saving for a dream vacation or planning for a new home whatever your goal, our personal banking options can help you get there.

Personal Loans for Every Need

Life can throw unexpected expenses at us, but with our personal loans and debt consolidation options, you'll have the financial flexibility to tackle them head-on. Whether it's medical bills or an unexpected home repair, we're here to help you navigate these challenges with ease.

Digital & Online Banking

Easy Access Anytime

With our 24/7 online banking services, you can access your accounts whenever it suits you. Log in anytime at https://www.superiorcu.com to check balances, transfer funds, and pay bills without stepping foot inside a branch. Plus, if you prefer using your smartphone, our mobile application makes banking even more accessible. Everything you need is right in your pocket!

Effortless Payments and Transfers

Need to send money quickly? Our person-to-person transfer feature allows you to send money directly to friends or family with just a few taps. If you're out shopping, take advantage of our mobile payments feature for quick and secure transactions at participating retailers. At Superior Credit Union, Inc, we strive to empower our members with user-friendly digital tools that simplify banking while ensuring your information remains secure. Experience the freedom of real-time account management and enjoy a seamless banking experience today!

Secure Transactions

Your safety is important to us. That's why we provide electronic signature authorization for secure transactions so you can sign documents digitally without worries. And when it comes to staying organized, e-statements are available to help you manage your finances better while reducing paper clutter.

Financial Strength

At Superior Credit Union, Inc., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a safe and reliable banking experience, and our financial strength reflects this commitment. Our net worth of $243,005,208 showcases our strong financial health, which allows us to offer better rates, lower fees, and enhanced member services. With a net worth ratio of 1357, we demonstrate a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $258,942,410 in share certificates and $514,446,638 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,289,253, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. With $218,707,423 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is impressive as well; we have $8193 in used auto loans and a total of $1,072,730,194 in loans and leases supporting members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. In terms of resources available for lending and investments, our net shares stand at $12,141,484. With a total of 208,251 share accounts, this shows a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Superior Credit Union is your trusted partner. Visit us at 3345 N West St Lima Oh 45801 or call 419-223-9746 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $99,343,048 in used vehicle loans and $42,682,022 in new vehicle loans already helping members get on the road. We offer financing for both new and used vehicles to fit various budgets. Plus, if you're considering refinancing an existing auto loan, we can discuss eligibility options that could potentially lower your monthly payments.

Business Loans

For business owners looking to expand or start anew, our outstanding commercial loans total $136,853,311. These funds provide the capital needed to grow your business and reach new heights. Our dedicated team is here to support local businesses with tailored solutions. At Superior Credit Union Inc., we pride ourselves on being part of the community and providing services that truly benefit our members. If you're interested in learning more about any of these loan products or discussing refinancing options that may suit your situation better, don't hesitate to contact us at 419-223-9746. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey toward financial stability starts here with us!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $101,565,931, making buying or refinancing simple. We believe that everyone deserves a place to call home. With our mortgage team ready to assist you through every step of the process, you can feel confident in making one of life's biggest investments.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible terms on unsecured credit card loans. We currently have a total of $9,586,030 in unsecured credit card loans available for our members. This option helps you maintain control over your finances while providing the purchasing power when needed.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. Users can trust that the information they receive is accurate and up-to-date. LendMesh provides several key benefits to users: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of LendMesh in helping individuals secure better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Superior Credit Union Inc