Superior Credit Union Kenton OH | Low Mortgage Rates & Auto Loans

Introduction

At Superior Credit Union, Inc, we believe that financial success starts with community. Nestled in the heart of Kenton, OH, at 1209 E Columbus St, our branch has been serving members since 1954. With a dedicated team of 256 employees led by CEO Phillip Buell and Board President James Bacome, we are committed to providing exceptional service and support to our growing family of over 102,249 members. Our total assets stand at an impressive $1,790,804,673, ensuring that we have the resources needed to help you achieve your financial goals. Whether you're looking for personal banking solutions like checking accounts and auto loans or business services such as merchant services and business loans, we've got you covered. Our total deposits amount to $83,055,416, a testament to the trust our members place in us. While members can visit us at our Kenton branch, official correspondence should be sent to the same address: 1209 E Columbus St, Kenton, OH 43326. We understand that convenience is key; that's why we offer a range of services including online banking, mobile payments, and ATM access to make managing your finances easier than ever. At Superior Credit Union, we pride ourselves on being more than just a financial institution. We are a part of the Kenton community and strive to make a positive impact every day. With strong net worth of $243,005,208 and cash in hand totaling $15,143,728, we are well-equipped to support our members' needs. Ready to take the next step? Give us a call at 419-223-9746 or visit our website at superiorcu.com to learn more about how we can help you on your financial journey!

Branch History & Mission

Welcome to Superior Credit Union, Inc, a pillar of the Kenton community since 1954. With a proud history spanning nearly seven decades, we have dedicated ourselves to providing exceptional financial services while fostering a spirit of community support and engagement. Located at 1209 E Columbus St in the heart of Kenton, Ohio, we invite you to join us as we continue our mission to uplift and empower our members. From our inception, our goal has been clear: to enhance the financial well-being of our members through personalized service and innovative products. Over the years, we have grown significantly, now proudly serving over 102,000 members with total assets exceeding $1.79 billion. This growth is a testament to the trust and loyalty of our members and reflects our commitment to their financial success. At Superior Credit Union, we believe that banking should be accessible and convenient for everyone. Our operating hours from Monday to Friday, 8:30 am to 5:00 pm, are designed to accommodate your busy schedule. We also provide both ATM access and drive-thru banking options for your convenience. While you can visit us at our branch location for all your banking needs, official correspondence should be directed to our mailing address at 1209 E Columbus St, Kenton, OH 43326. Our mission goes beyond just providing financial services; it's about making a positive impact in the community. We actively engage in outreach programs that support local initiatives and partnerships that help improve the quality of life for Kenton's residents. Through these efforts, we strive not only to meet the financial needs of our members but also to contribute meaningfully to the community we serve. As technology continues to advance, so do we. Our digital banking features include online banking, mobile payments, and person-to-person transfers that make managing your finances easier than ever. We are committed to ensuring accessibility for all members, adhering to ADA compliance standards while enhancing your experience with cutting-edge solutions. Join us at Superior Credit Union and become part of a community-focused organization that truly cares about its members' financial futures. Experience firsthand how we can help you achieve your goals while being an active participant in making Kenton an even better place to live. For more information or assistance, please call us at 419-223-9746 or visit our website at superiorcu.com. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access

At Superior Credit Union, we understand that accessibility matters. Our branch features ADA-compliant entrances and ample parking to ensure everyone can visit us comfortably. For those on the go, we also offer a convenient drive-thru service, allowing you to handle transactions quickly without leaving your vehicle. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it.

Friendly Hours

We're open Monday through Friday from 8:30 AM to 5:00 PM, ready to serve you during the workweek. Whether you're stopping by for personal banking services or looking for assistance with auto loans and credit cards, our dedicated team is here to help.

Stay Connected

While you can reach us in person at our branch location, please note that official correspondence should be sent to the same address: 1209 E Columbus St, Kenton, OH 43326. If you have any questions or need assistance before your visit, don't hesitate to give us a call at 419-223-9746. We invite you to come experience the welcoming atmosphere and personalized service at Superior Credit Union. We look forward to helping you achieve your financial goals!

Member Eligibility

At Superior Credit Union, Inc, we believe that everyone deserves a financial partner who truly cares. Joining our community is easy and welcoming! If you live, work, worship, or attend school in Hardin County, you're already eligible to become a member. This opens the door for you to enjoy a wide range of benefits designed to support your financial goals. From checking and savings accounts to loans and credit cards, our services are tailored with you in mind. To start your journey with us, simply visit our branch located at 1209 E Columbus St Kenton Oh 43326 or give us a call at (419) 223-9746. You can also find more detailed eligibility criteria on our website at . Once you're ready to open an account, head over to this link: http://www.superiorcu.com/accounts/checking/open-account-online for a smooth online application process. We can't wait to welcome you into the Superior Credit Union, Inc family!

Business Banking & Commercial Services

Practical Merchant Services

Imagine running your operations smoothly without worrying about payment processing. Our merchant services empower local businesses in Kenton, OH by simplifying transactions and enhancing customer experiences. From point-of-sale systems to online payment solutions, we help you focus on what matters most growing your business. Join us at Superior Credit Union, Inc, located at 1209 E Columbus St, Kenton, OH 43326. Let's work together to create the future of your dreams! For more information, call us at 419-223-9746 or visit our website at superiorcu.com.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $136,853,311, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash or want to make a quick deposit? Our branch provides ATM services for easy withdrawals and balance checks. Plus, with our basic drive-thru banking options available for deposits and simple transactions, managing your finances has never been easier. At Superior Credit Union in Kenton (1209 E Columbus St), we're more than just a bank; we're your financial partner. Our friendly staff is ready to assist you Monday through Friday from 8:30 AM to 5:00 PM. For any questions or assistance, feel free to call us at 419-223-9746. Explore all that we have to offer by visiting us online at Superior Credit Union. Join us today and take control of your financial future!

Business Banking

For entrepreneurs and small business owners, we provide comprehensive business banking solutions. From merchant services that facilitate transactions to business loans aimed at helping you grow, we are committed to supporting your business endeavors.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Superior Credit Union, we offer robust online and mobile banking services. With features such as online account management, mobile payments, and person-to-person transfers, you can easily access your accounts from anywhere at any time.

Financial Solutions

Managing debt can be challenging, but with our personal loans and debt consolidation services, we can help simplify your financial obligations. Additionally, enjoy shopping rewards with our credit cards that offer benefits tailored to your spending habits.

Personal Banking

We understand that everyone's financial journey is unique. That's why we offer a variety of personal banking options, including checking and savings accounts designed to fit your lifestyle. For those considering purchasing a vehicle, our auto loans and vehicle financing make it easy to get behind the wheel without the stress. If homeownership is your goal, explore our mortgage loans and refinancing options to find a solution that suits your needs.

Digital & Online Banking

Key Features

Security is a top priority for us at Superior Credit Union, Inc. We provide electronic signature authorization, allowing you to sign documents securely online without any hassle. Plus, with e-statements available, you can receive your account statements electronically, helping you stay organized while reducing paper clutter. Our mobile application makes banking even more accessible. You can enjoy features like mobile payments, making transactions quick and easy right from your smartphone. Want to send money to a friend? Our person-to-person transfers feature allows you to do that effortlessly. Whether you're at home or on the go, Superior Credit Union, Inc ensures that managing your finances is simple and secure. Join us today and experience the ease of modern banking!

Financial Strength

Commitment to Innovation

With $218,707,423 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is significant supporting your financial goals with $8,193 in used auto loans and an impressive total of $1,072,730,194 in loans and leases.

Growing Member Base

Total Share Accounts stand at 208,251, showcasing a strong and growing member base that trusts us with their finances. This trust drives us to maintain a solid infrastructure where every member feels valued. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Superior Credit Union is your trusted partner. Visit us at 1209 E Columbus St Kenton OH 43326 or call 419-223-9746 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $258,942,410 in share certificates and $514,446,638 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,289,253, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our performance; while our net income stands at $0 right now due to reinvestment strategies focused on long-term growth for our members. We also take pride in having 241 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Net Worth

With a net worth of $243,005,208, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1357 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $99,343,048 in used vehicle loans and $42,682,022 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles to fit your budget.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $136,853,311 provide the capital needed to expand and thrive. We understand the challenges businesses face and are committed to supporting your success. In addition to these options, we also have various refinancing solutions available to help you lower your monthly payments or consolidate debt. Our team is ready to discuss eligibility options tailored specifically for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. If you have any questions or need assistance in choosing the right loan product for your needs, don't hesitate to reach out to us at 419-223-9746. Our friendly staff is here Monday through Friday from 8:30 am to 5:00 pm. Let's work together towards your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $101,565,931, make buying or refinancing simple. We strive to make the process straightforward and hassle-free.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,586,030 in loans helping members manage their finances effectively. These cards can be a great way to build credit while enjoying rewards and benefits.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that they are looking at fair and transparent offers. One of the standout features of LendMesh is its commitment to providing verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. With real-time rate comparisons available, users can access up-to-date loan rates from multiple institutions. This empowers them to make informed decisions about their financial future. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Superior Credit Union Inc