Superior Credit Union Fostoria OH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Superior Credit Union, Inc., your trusted partner in financial well-being since 1954. Located at 1650 N Countyline St, Fostoria, OH 44830, our branch is dedicated to serving the vibrant community of Fostoria and beyond. With a strong membership base of over 102,249 individuals, we pride ourselves on offering personalized banking services that cater to your unique needs. At Superior Credit Union, we believe in empowering our members with the tools they need to achieve their financial goals. With total assets exceeding $1.79 billion and total deposits amounting to $83,055,416, we are committed to maintaining a solid foundation for your savings and investments. Our experienced team, led by CEO Phillip Buell and Board President James Bacome, works tirelessly to ensure that you receive exceptional service and support. Whether you're looking for an auto loan among our 33,237 loans and leases, opening a checking account online at superiorcu.com, or simply seeking financial advice, we are here for you. While members can visit us at our branch location, official correspondence should be sent to 1650 N COUNTYLINE ST, FOSTORIA, OH 44830. With services ranging from personal banking and mortgage loans to business banking solutions, we focus on building lasting relationships within our community. Our dedicated staff of 256 employees is ready to assist you during our convenient operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Join us today at Superior Credit Union, where your financial future is our priority. Call us at 419-223-9746 or visit our website for more information on how we can help you succeed!

Branch History & Mission

Our Mission

At the heart of Superior Credit Union is our mission to empower our members through affordable financial services while fostering community growth. We believe that everyone deserves access to quality banking options whether it's personal banking like checking and savings accounts or loans for cars and homes. Our aim is to ensure that each member feels valued and supported on their financial journey. While members can visit us at 1650 N Countyline St Fostoria Oh 44830, official correspondence should be sent to 1650 N COUNTYLINE ST, FOSTORIA, OH 44830. We offer modern conveniences such as online banking, mobile payments, and ATM access for easy account management. Additionally, our drive-thru service allows for quick transactions without leaving your vehicle. We are not just about banking; we actively participate in community outreach initiatives aimed at uplifting those around us. By partnering with local organizations and engaging in volunteer efforts, we strive to make a positive impact on the lives of residents in Fostoria. Join us at Superior Credit Union and experience a welcoming environment where your financial goals are our priority. Whether you're looking for personal loans, mortgages, or business banking solutions, we invite you to become part of our family. Discover how we can help you achieve your dreams today! For more information or assistance, please call us at (419) 223-9746 or visit our website at Superior Credit Union.

Branch Location & Accessibility

Contact Us

Ready to experience convenient banking? Give us a call at 419-223-9746 or visit our website at superiorcu.com for more information about our services. We look forward to welcoming you at our Fostoria Branch!

Conveniently Located

Our branch is easily reachable, with ample parking available for your convenience. Whether you're popping in for a quick transaction or need assistance with your financial needs, our friendly staff is ready to help. Plus, we are committed to making banking accessible for all members, featuring ADA-compliant facilities and ramps.

Nearby Landmarks

If you're unfamiliar with the area, you'll find us close to popular local spots that make visiting easy and enjoyable. Just a short drive from downtown Fostoria, we are near key landmarks that residents know well.

Operating Hours

We understand that life can get busy, which is why our lobby hours are designed to fit your schedule. Visit us Monday through Friday from 8:30 AM to 5:00 PM, or stop by on Saturday from 9:00 AM to 12:00 PM.

Services Offered

At Superior Credit Union, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash? Our ATM is readily available for withdrawals and balance checks. Plus, enjoy the convenience of basic drive-thru banking for quick deposits and simple transactions.

Member Eligibility

At Superior Credit Union, Inc, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family that cares for your financial well-being. If you live, work, worship, or attend school in the area, you're likely eligible to become a member! We welcome individuals from various backgrounds and are excited to help you navigate your financial journey with personalized services tailored just for you. For a detailed look at the eligibility criteria, check out this link. Getting started is simple! Once you confirm your eligibility, you can easily open an account online by visiting our account opening page. If you have any questions or need assistance, don't hesitate to reach out to us at (419) 223-9746. We're here to help and look forward to welcoming you to Superior Credit Union, Inc at 1650 N Countyline St Fostoria Oh 44830!

Business Banking & Commercial Services

Merchant Services That Work

Imagine processing payments swiftly while managing your inventory seamlessly. Our merchant services provide essential tools that help you accept payments easily and manage cash flow effectively. Whether you're a retail shop on Main Street or a service provider in town, these services allow you to focus on what matters most growing your business. Visit us at 1650 N Countyline St Fostoria Oh 44830 or call us at (419) 223-9746 to learn how our tailored solutions can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $136,853,311, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

For quick transactions, take advantage of our basic drive-thru banking services for deposits, withdrawals, and simple transactions. Plus, with our ATM availability at Superior Credit Union, Inc, getting cash has never been easier. With all these services under one roof at 1650 N Countyline St Fostoria Oh 44830, we are here to meet the diverse financial needs of our community in Fostoria. Have questions or want to learn more? Don't hesitate to reach out! Call us at (419) 223-9746 or visit us in person we're excited to help you navigate your financial journey. Take the first step towards better banking today!

Business Banking

If you're a business owner, Superior Credit Union, Inc has got you covered too! Our business banking services include merchant services and business loans that can help grow your enterprise. We understand the challenges of managing a business, and we're here to support your success every step of the way.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. From checking balances to transferring funds, our platform puts control right at your fingertips. You can also access ATMs for cash withdrawals and balance checks without hassle.

Loans and Credit Options

Life can be unpredictable, which is why having access to personal loans for debt consolidation can be a game changer. We also provide credit cards with rewards, offering you benefits while you spend. Whether it's for an emergency or a planned purchase, our flexible lending options ensure you have what you need when you need it.

Personal Banking

For those looking to manage their day-to-day finances, our personal banking options include checking and savings accounts that cater to your lifestyle. Need a new car? Our auto loans and vehicle financing help you get behind the wheel without breaking the bank. We also offer mortgage loans and refinancing solutions designed for first-time homebuyers or those looking to upgrade their living situation.

Digital & Online Banking

At Superior Credit Union, Inc, we understand that managing your finances should be easy and secure. That's why we offer a range of digital and online banking services designed to give you access to your accounts anytime, anywhere. With our online banking platform, you can take control of your finances with just a few clicks. Whether you're checking your balance, transferring funds, or paying bills, our 24/7 online banking services allow you to manage your money when it suits you best. Plus, with electronic signature authorization available, signing important documents has never been more convenient or secure. We also provide e-statements for those who prefer going paperless. This not only helps the environment but makes it easier for you to track your financial activity from anywhere. Want to send money to a friend? Our person-to-person transfer feature lets you do just that with ease no need for cash or checks! If you're always on the go, our mobile application is perfect for you. Available on both iOS and Android devices, it offers all the functionality of our online banking platform right in your pocket. You can even use mobile payments for quick and hassle-free transactions at your favorite stores. With features like these, managing your finances is not just simple; it's also safe. We prioritize security so that you can bank confidently knowing your information is protected. Experience the convenience of digital banking at Superior Credit Union, Inc today!

Financial Strength

Commitment to Growth

Total Share Accounts stand at 208,251, showcasing a strong and growing member base that trusts us with their finances. With net shares amounting to $12,141,484, we have ample funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Superior Credit Union is your trusted partner. Visit us at 1650 N Countyline St Fostoria Oh 44830 or call 419-223-9746 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $218,707,423 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,193 in used auto loans and $1,072,730,194 in total loans and leases. This means more opportunities for you to achieve your aspirations.

Member-Centric Savings

Members' savings are secured through $258,942,410 in share certificates and $514,446,638 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,289,253, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected by our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 241 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $243,005,208, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1357 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $99,343,048 in used vehicle loans and $42,682,022 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have options that fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $136,853,311 provide the capital needed to grow and expand. We understand the unique challenges businesses face and strive to support our local entrepreneurs every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $101,565,931, make buying or refinancing simple. We offer flexible terms and competitive interest rates designed to make home financing more accessible.

Refinancing Options

If you're considering refinancing any existing loans or credit lines for better terms or rates, we encourage you to reach out. Our team can guide you through the eligibility options available at Superior Credit Union. Our dedicated staff is here to assist you throughout the process. For more information or to get started on your loan application today, contact us at 419-223-9746 or visit us at 1650 N Countyline St Fostoria OH 44830. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Take charge of your financial future with our personalized loan products designed for your needs!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $9,586,030 in loans helping members manage their finances effectively. Our credit cards come with features that allow you to earn rewards while keeping your spending under control.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that you receive accurate information about available loan options.

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