Superior Credit Union Delphos OH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Superior Credit Union, Inc your trusted financial partner in Delphos, Ohio. Located at 1303 E 5Th St, we have been serving our community since 1954, with a commitment to providing exceptional banking solutions tailored to your needs. With over 102,000 members and total assets exceeding $1.79 billion, we stand strong as a pillar of support for individuals and families in our area. At Superior Credit Union, we understand the importance of financial security and growth. Whether you are looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, our dedicated team is here to guide you every step of the way. We currently manage total deposits of $83,055,416 and offer a variety of services designed to help you achieve your financial goals. Our leadership team, led by CEO Phillip Buell and Board President James Bacome, strives to foster a welcoming environment where your financial well-being is our top priority. Our friendly staff is always ready to assist you with any inquiries or services you may need. While members can visit us at our main branch in Delphos, official correspondence should be sent to the same address: 1303 E 5th St, Delphos, OH 45833. Join us today and discover how Superior Credit Union can make a positive impact on your financial journey. Feel free to call us at 419-223-9746 or explore more about our services online at superiorcu.com. Let's build a brighter future together!

Branch History & Mission

Our Mission

Our mission is simple yet powerful: to provide excellent financial services while enhancing the well-being of our community. We strive to offer personal banking options such as checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking services. But our commitment goes beyond just financial products; it's about creating lasting relationships built on trust and support. We take pride in being an active participant in community outreach efforts. Through various partnerships and initiatives, we work hard to give back and uplift those around us. Whether it's supporting local events or participating in educational programs, we are dedicated to making a positive impact. While members can visit us at 1303 E 5Th St Delphos Oh 45833, official correspondence should be sent to 1303 E 5th St, Delphos, OH 45833 if different. We embrace digital advancements with features like online banking and mobile payments for your convenience because your time matters. As we look towards the future, we invite you to join us on this journey. Discover the benefits of being part of Superior Credit Union today! For more information or to open an account online, please visit our website or give us a call at (419) 223-9746. Together, let's build a brighter financial future!

Our Story

Located at 1303 E 5Th St, Delphos, OH 45833, our branch has become a familiar place for many. We started with humble beginnings but quickly grew into a trusted financial institution. Over the decades, we've celebrated numerous milestones that reflect our commitment to providing exceptional financial services while supporting local initiatives and fostering community spirit. At Superior Credit Union, we believe in making banking accessible and convenient for everyone. Our operating hours are designed with you in mind: Monday through Friday from 8:30 AM to 5:00 PM and Saturdays from 9:00 AM to 12:00 noon. We also offer both ATM access and drive-thru banking options to ensure you can manage your finances easily.

Branch Location & Accessibility

Contact Us

Have questions or want more information? Don't hesitate to give us a call at 419-223-9746. We look forward to welcoming you at Superior Credit Union, Inc.! Come visit us today and experience the difference in personalized banking!

Nearby Landmarks and Accessibility

Nestled near local landmarks and surrounded by the charm of Delphos, our branch is easy to reach. If you're driving, we offer ample parking right outside our doors. For those who need assistance, our facility is ADA compliant with ramps and accessible features ensuring everyone can visit us without hassle.

Operating Hours

We know your time is valuable, which is why we're here to serve you during convenient hours. Our lobby is open Monday through Friday from 8:30 AM to 5:00 PM, while our drive-thru service welcomes you on Saturdays from 9:00 AM to noon. Feel free to swing by during these times for any of your banking needs!

Services Offered

At Superior Credit Union, Inc., we take pride in offering a comprehensive suite of services tailored just for you. From personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards, we are committed to helping you achieve your financial goals. Need quick cash? Use our ATM for hassle-free withdrawals or balance checks anytime. If you're on the go, don't forget that online and mobile banking options are available for added flexibility. And if you prefer face-to-face service, our drive-thru allows for quick transactions without leaving your vehicle.

Member Eligibility

Becoming a member of Superior Credit Union, Inc is like joining a welcoming family that truly cares about your financial well-being. If you're looking to be part of our community, you'll be happy to know that eligibility is open to anyone who lives, works, worships, or attends school in the area. This means that whether you're a long-time resident or new to the community, there's a place for you here. With numerous advantages such as personalized service and competitive rates, our members enjoy a unique banking experience tailored just for them. Opening an account is simple and straightforward. You can easily get started by visiting us at 1303 E 5Th St Delphos Oh 45833 or check out our online process for account opening at http://www.superiorcu.com/accounts/checking/open-account-online. If you have any questions or need assistance, don't hesitate to call us at (419) 223-9746. For more details on eligibility criteria, feel free to visit our resource page. We look forward to welcoming you into the Superior Credit Union, Inc family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $136,853,311, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having efficient payment processing is crucial. Our merchant services simplify transactions, allowing your customers to pay conveniently while you focus on what matters most growing your business. From point-of-sale systems to online payment solutions, we equip you with the tools to thrive. Located at 1303 E 5Th St Delphos Oh 45833 in Delphos, OH, our team is ready to assist you. Reach out at (419) 223-9746 or visit us during our operating hours: M-F 8:30 AM - 5:00 PM and Sat 9:00 AM - 12:00 PM. Let's work together for your business's success!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, our business banking services offer tailored solutions like merchant services and business loans. We understand that running a business requires flexibility and support; that's why we strive to provide the resources necessary for your success.

Credit Cards

In today's world, having a reliable credit card is essential. Our credit cards with rewards provide an excellent way to earn back while spending. Whether it's cash back on everyday purchases or points towards travel, you'll benefit from using our cards.

Digital Banking Features

We know convenience is key in today's fast-paced world. That's why we have robust online and mobile banking platforms that let you manage your finances anytime, anywhere. With features like ATM access for cash withdrawals, balance checks, and even person-to-person payments right from your phone, banking has never been easier.

Drive-Thru & ATM Services

If you prefer face-to-face interactions but are short on time, take advantage of our basic drive-thru banking services, where you can handle deposits, withdrawals, and simple transactions quickly. Plus, with ATM access available for quick cash withdrawals or balance inquiries, you'll have flexibility at your fingertips. At Superior Credit Union located at 1303 E 5Th St Delphos, OH 45833, we believe in making banking accessible and straightforward for everyone. If you're ready to explore how we can support your financial needs further or if you have any questions about our services, don't hesitate to call us at 419-223-9746. Join us today and experience personalized service that puts you first!

Loans and Financing

When it comes to making significant purchases or consolidating debt, our auto loans and vehicle financing options make it easier for you to drive away in the car you desire. If you're thinking about buying a home, our mortgage loans and refinancing solutions will guide you through the process with competitive rates. Additionally, our personal loans can assist with unexpected expenses or planned purchases without the stress of high-interest rates.

Personal Banking

For those looking to manage their finances effectively, we offer personal banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine easily accessing your funds online or via our mobile app whenever you need them. You can even set up automatic transfers to help reach your savings goals faster!

Digital & Online Banking

Key Features

Our online banking service offers 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Plus, with our electronic signature authorization feature, signing important documents is quick and hassle-free no need for paper or in-person visits! You can also choose to receive e-statements, making it easier to stay organized without the clutter of paper statements. Keeping track of your finances has never been simpler!

Mobile Banking on the Go

For those who prefer banking on their mobile devices, our mobile application is available for download. This app not only allows you to access your accounts but also supports mobile payments and person-to-person transfers. Whether you're splitting a dinner bill or paying a friend back for tickets, sending money has never been so easy.

Safe and Secure

Security is our top priority at Superior Credit Union, Inc. Our online banking services come equipped with robust security measures to protect your information. You can bank with confidence knowing that we're committed to keeping your financial data safe. In summary, our digital and online banking services are designed to offer accessibility, ease-of-use, and real-time account management all while ensuring top-notch security. Explore all that we have to offer today at https://www.superiorcu.com!

Financial Strength

Commitment to Growth

With $218,707,423 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,193 in used auto loans and a total of $1,072,730,194 in loans and leases.

Growing Member Base

With 208,251 total share accounts, we have a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $12,141,484, showcasing the strength of our resources. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Superior Credit Union is your trusted partner. Visit us at 1303 E 5Th St Delphos OH 45833 or call 419-223-9746 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $258,942,410 in share certificates and $514,446,638 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,289,253, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 net income reflects our operational efficiency during challenging times while enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Capital Foundation

Our net worth ratio of 1357 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This robust ratio reflects our commitment to maintaining a strong reserve for our members' benefit.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided $99,343,048 in used vehicle loans and $42,682,022 in new vehicle loans already helping members get on the road. Our flexible terms ensure that you can find a payment plan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $136,853,311 provide the capital needed to grow and expand your enterprise. We understand that every business has unique needs; that's why our team is dedicated to working with you to find the right financing solution.

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $101,565,931. This is an excellent choice for those looking to secure a stable and affordable home loan.

Refinancing and Eligibility Options

If you're considering refinancing any of your current loans or want to explore eligibility options for our various products, please reach out to us at 419-223-9746. We're here to help you navigate through your financial choices. For more information about our loan offerings or to get started on your application today, visit us online at Superior Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $9,586,030 in loans helping members manage their finances effectively, our credit card options come with rewards that make everyday spending even more beneficial.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing information from reputable institutions ensures that users receive fair and transparent offers when comparing loans.

SUPERIOR CREDIT UNION, INC CREDIT UNION - Delphos, OH

Type of Loan Offerings

Student Loans

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