Superior Credit Union Defiance OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Superior Credit Union, Inc, your trusted financial partner right here in Defiance, Ohio! Located at 8959 N State Route 66 Ste B, we have been serving our community since 1954. With a commitment to member satisfaction and financial wellness, we proudly support over 102,000 members with a robust range of services tailored to meet your banking needs. At Superior Credit Union, we understand that every financial journey is unique. That's why our dedicated team is here to help you navigate your options, whether you're looking for personal banking solutions, auto loans, or even business financing. As of now, we manage an impressive $1,790,804,673 in total assets and have issued 33,237 loans and leases to our valued members. Our focus on community means we are not just about numbers; we're about fostering relationships and ensuring your financial success. Under the leadership of our CEO, Phillip Buell, and Board President, James Bacome, our passionate team of 256 employees is committed to providing excellent service. Our goal is to make banking easy and accessible for everyone. While you can visit us at our branch for all your banking needs, any official correspondence should be directed to our mailing address at 8959 SR 66 SUITE B, DEFIANCE, OH 43512. With total deposits reaching $83,055,416 and a net worth of $243,005,208, we have built a strong foundation that allows us to offer competitive rates and exceptional value. Plus, with $15,143,728 in cash readily available for lending, we're always ready to assist you in reaching your financial goals. Whether you're interested in opening a new account or exploring loan options, we invite you to reach out! You can contact us at (419) 879-3520 or visit our website at superiorcu.com for more information. Join us today and experience the Superior difference where your financial future is our priority!

Branch History & Mission

Community Commitment

At Superior Credit Union, we don't just see ourselves as a financial institution; we're an integral part of the community fabric in Defiance. Our partnerships with local organizations and outreach programs allow us to give back and support initiatives that matter most to our neighbors. We take great pride in being part of this vibrant community. In addition to traditional banking hours Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9 AM to noon we are continuously working on digital advancements like online banking and mobile payments for a seamless experience. Join us today at Superior Credit Union! Experience first-hand how we can help you reach your financial aspirations while being part of a supportive community-focused organization. For more information or assistance, feel free to call us at (419) 879-3520 or visit our website at Superior Credit Union.

Our Mission

The mission of Superior Credit Union is clear: we aim to deliver exceptional financial products while fostering a sense of community support. Our focus extends beyond banking; we believe in empowering our members through education and resources that help them achieve their financial goals. Whether it's through personal banking options like checking and savings accounts or loans for vehicles and homes, our goal is to be there for you every step of the way. While members can visit us at 8959 N State Route 66 Ste B Defiance Oh 43512, official correspondence should be sent to 8959 SR 66 SUITE B, DEFIANCE, OH 43512 if it differs. We understand that convenience matters our branch offers ATM availability for quick cash withdrawals and basic transactions. Additionally, we are proud to operate a shared service center that enhances accessibility for all members.

Branch Location & Accessibility

Welcome to Superior Credit Union, Inc, located at 8959 N State Route 66 Ste B in Defiance, Ohio! Our branch is easily accessible and conveniently situated near key landmarks, making it a great stop for all your banking needs. Whether you're heading to the nearby Defiance Public Library or just passing through on your way to beautiful Independence Dam State Park, we're here to serve you. At our Defiance branch, we prioritize accessibility for all our members. You'll find ample parking right outside the entrance, with features that ensure everyone can visit us comfortably. Our branch is ADA compliant, providing ramps and easy access points for those who need them. We're proud to offer a range of services tailored to meet your financial needs. You can explore personal banking options such as checking and savings accounts, auto loans, and mortgages. Our friendly team is also available to assist with online and mobile banking services making it easier than ever to manage your finances on-the-go. Our operating hours are designed with your schedule in mind: we're open Monday through Friday from 8:30 AM to 5:00 PM, and Saturday from 9 AM to 12 PM. Feel free to stop by or give us a call at 419-879-3520 if you have any questions or need assistance! For those who prefer ATM services, we have one conveniently located on-site for quick cash withdrawals and balance checks. While we don't currently offer drive-thru banking, our lobby is welcoming and ready to assist you. While members can visit us at 8959 N State Route 66 Ste B, official correspondence should be sent to our mailing address at 8959 SR 66 SUITE B, DEFIANCE, OH 43512. We look forward to seeing you soon at Superior Credit Union! Come in and discover how we can help you achieve your financial goals today!

Member Eligibility

At Superior Credit Union, Inc, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you're living, working, or attending school in the area, you're likely eligible to join us. We proudly serve our local community, offering a range of services designed to help you achieve your financial goals. For a detailed look at eligibility criteria, please check out this link. Once you've confirmed that you meet the requirements, opening an account is a breeze! Just visit us at 8959 N State Route 66 Ste B Defiance Oh 43512 or go online to start your membership journey today. If you have any questions or need assistance, don't hesitate to give us a call at (419) 879-3520. Join us at Superior Credit Union, Inc and enjoy the benefits of being part of something special!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $136,853,311, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine seamlessly processing payments while keeping track of sales data all in one place. Our merchant services make it easy for you to accept payments, whether online or in-store. This means less hassle and more time to focus on what matters most growing your business. Located at 8959 N State Route 66 Ste B Defiance Oh 43512 in Defiance, OH, we are dedicated to empowering local businesses. Reach out to us at (419) 879-3520 or visit our website here to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For local business owners, we provide essential banking services such as merchant services and business loans. We recognize that supporting small businesses is crucial for community growth, so we tailor our offerings to help you thrive.

Connect With Us

If you have questions about any of our services or want assistance with your financial journey, don't hesitate to reach out! You can visit us at 8959 N State Route 66 Ste B, Defiance, OH 43512, or call us at 419-879-3520 during our operating hours: Monday-Friday from 8:30 AM - 5:00 PM and Saturday from 9 AM - 12 PM. Explore all the ways we can support your financial aspirations today! For more information on opening an account online or learning about our services in detail, visit us at superiorcu.com.

Convenience at Your Fingertips

At Superior Credit Union, we believe in making banking convenient. Our online and mobile banking features allow you to manage your finances anytime, anywhere. You can set up automatic transfers between accounts or utilize person-to-person payment options for easy transactions with friends or family. We also participate in shared branching, enabling members of partner credit unions to perform basic transactions like deposits and withdrawals at our location. This collaboration enhances accessibility when you're on the go.

Credit Cards and Loans

In addition to traditional banking products, we offer personal loans for debt consolidation or unexpected expenses. Our credit cards come with rewards that can earn you points for everyday purchases. This means you can enjoy perks while managing your spending effectively.

Personal Banking Solutions

Our personal banking options are designed with you in mind. We offer both checking and savings accounts that cater to various financial habits and goals. Imagine having easy access to your funds through online and mobile banking check balances, transfer money, and pay bills right from your smartphone or computer. Plus, with our ATM services, you can withdraw cash or check your balance anytime. For those considering purchasing a vehicle, our auto loans provide competitive rates and flexible terms to fit your budget. We understand how important reliable transportation is for your daily life. If you're thinking about buying a home or refinancing an existing mortgage, our experienced loan officers are ready to guide you through the process, ensuring it's as smooth as possible.

Digital & Online Banking

Key Services

Our online banking service, available at https://www.superiorcu.com, provides you with 24/7 access to your accounts. You can check balances, pay bills, and transfer funds with just a few clicks. Plus, if you're someone who prefers paperless options, we offer e-statements for easy access to your account history without the clutter. Need to send money quickly? Our person-to-person transfer feature allows you to send money to friends or family in just moments. Whether it's splitting a bill or sending a gift, it's as simple as selecting a contact and entering an amount.

Mobile Banking Convenience

For those on the go, our mobile application makes banking even more convenient. You can enjoy all the features of online banking right from your smartphone or tablet. And with mobile payments enabled, making purchases has never been easier just tap and go! Security is a top priority for us at Superior Credit Union. We utilize electronic signature authorization to ensure that your transactions are safe and secure. This means you can sign documents digitally without worrying about compromising your personal information. In summary, with our digital and online banking services at Superior Credit Union, Inc, you have everything you need to take control of your finances all from the comfort of your home or while out and about. Join us today and experience banking that fits into your lifestyle!

Financial Strength

At Superior Credit Union, Inc, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing reliable services and support that you can trust. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $243,005,208, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1357 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $258,942,410 in share certificates and $514,446,638 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,289,253, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $218,707,423 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $8,193 in used auto loans and a total of $1,072,730,194 in loans and leases. Our operational efficiency is highlighted by our current net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $12,141,484. Total Share Accounts: 208,251, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Superior Credit Union is your trusted partner. Visit us at 8959 N State Route 66 Ste B Defiance Oh 43512 or call 419-879-3520 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $99,343,048 in used vehicle loans and $42,682,022 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our flexible financing options make it easy for you.

Business Financing

For business owners, our outstanding commercial loans totaling $136,853,311 provide the capital needed to grow and expand your operations. We believe in supporting local businesses and ensuring they have the resources necessary for success. At Superior Credit Union Inc., we are dedicated to meeting your unique financial needs with personalized service and competitive rates. If you're interested in refinancing or want to know about eligibility options for any of these loans, don't hesitate to reach out. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here let's take the next step together!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $101,565,931, helping many members find their perfect home without the stress often associated with the mortgage process.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $9,586,030 in unsecured credit card loans already assisting members in managing their finances effectively, you can enjoy peace of mind knowing you have access to funds when needed.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing guarantees that the offers presented are fair and transparent, empowering users to make informed decisions about their loans.

Superior Credit Union Inc