SUPERIOR CREDIT UNION, INC CREDIT UNION - Coldwater, OH

Welcome to Superior Credit Union, Inc, your trusted financial partner located at 950 W Main St, Coldwater, OH 45828. Established in 1954, we have proudly served our community for decades, helping members achieve their financial goals. With a strong membership of over 102,000 individuals and total assets exceeding $1.79 billion, we are dedicated to providing personalized banking solutions tailored just for you. At Superior Credit Union, we believe in the power of community. Our members benefit from a wide range of services including checking and savings accounts, auto loans, mortgage options, and business banking services. Currently, our total loans stand at 33,237, reflecting our commitment to supporting your financial needs. In addition, we manage deposits totaling $83,055,416, ensuring that your money is secure and accessible. Led by our CEO Phillip Buell and Board President James Bacome, our team of 256 employees is here to assist you with any questions or concerns. We pride ourselves on fostering relationships built on trust and transparency. Whether you're looking to open a new account or explore loan options, we invite you to visit us or give us a call at 419-223-9746. For official correspondence, please note that while you can visit us at our branch address, any mail should be sent to our mailing address: 950 W Main St, Coldwater, OH 45828-1660. Join us today and experience the Superior difference! Visit our website at superiorcu.com for more information or to start your journey with us online. Your financial future starts here!

Joining Superior Credit Union, Inc is like becoming part of a close-knit family that truly cares about your financial well-being. To become a member, you simply need to meet a few friendly eligibility requirements. If you're residing, working, or attending school in the local area, you're likely already qualified! This means that whether you're a long-time resident or just starting out in the community, we welcome you with open arms. Plus, as a member of Superior Credit Union, Inc, you'll enjoy access to a variety of personalized banking services designed to help you achieve your financial goals. If you're ready to take the next step, opening an account is quick and easy! You can find all the details on how to get started by visiting our account opening page. For any questions or for more information about eligibility criteria, feel free to reach out to us at (419) 223-9746. We're here to support you every step of the way! Don't forget to check our website for the most up-to-date eligibility information as well: Eligibility Details.

At Superior Credit Union, Inc, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our commitment to your financial well-being through our robust financial strength. With a net worth of $243,005,208, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1357 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $258,942,410 in share certificates and $514,446,638 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,289,253, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $218,707,423 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $8,193 in used auto loans and a total of $1,072,730,194 in loans and leases across various sectors. While we have recorded a net income of $0, this reflects our commitment to investing back into the community and improving our services rather than maximizing profits. We also take pride in having 241 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Our net shares available for lending and investments stand at $12,141,484, showcasing our ability to support your needs effectively. Total share accounts number 208,251, reflecting a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Superior Credit Union is your trusted partner. Visit us at 950 W Main St Coldwater OH 45828 or call us at 419-223-9746 to learn more about how we can help you achieve your financial goals.

At Superior Credit Union, Inc, we understand that financial needs vary greatly among our members. That's why we offer a range of loan products designed to help you achieve your goals, whether it's purchasing a new vehicle, refinancing your home, or managing everyday expenses. With over 33,237 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're looking to buy a new car, you'll be pleased to know that we have already issued $42,682,022 in new vehicle loans and $99,343,048 in used vehicle loans. We pride ourselves on offering some of the lowest rates in the industry to make getting on the road easier and more affordable. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $101,565,931, which makes buying or refinancing straightforward. If you're interested in refinancing your current mortgage or exploring eligibility options for a new one, our team is here to guide you through the process. For those who run businesses, we also provide outstanding commercial loans totaling $136,853,311. These loans can give you the capital needed to grow and expand your business effectively. Additionally, we offer flexible terms on unsecured credit card loans with a total of $9,586,030 in loans helping members manage their finances effectively. This option allows for convenient access to funds when you need them most. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're looking for a personal loan to consolidate debt or need financing for other purposes, our range of products is designed with you in mind. Contact us today at 419-223-9746 or visit us at 950 W Main St Coldwater OH 45828 to learn more about how we can assist you with your financial journey!