Superior Credit Union Coldwater OH | Affordable Auto Loans & ATM Services

Introduction

Welcome to Superior Credit Union, Inc, your trusted financial partner located at 950 W Main St, Coldwater, OH 45828. Established in 1954, we have proudly served our community for decades, helping members achieve their financial goals. With a strong membership of over 102,000 individuals and total assets exceeding $1.79 billion, we are dedicated to providing personalized banking solutions tailored just for you. At Superior Credit Union, we believe in the power of community. Our members benefit from a wide range of services including checking and savings accounts, auto loans, mortgage options, and business banking services. Currently, our total loans stand at 33,237, reflecting our commitment to supporting your financial needs. In addition, we manage deposits totaling $83,055,416, ensuring that your money is secure and accessible. Led by our CEO Phillip Buell and Board President James Bacome, our team of 256 employees is here to assist you with any questions or concerns. We pride ourselves on fostering relationships built on trust and transparency. Whether you're looking to open a new account or explore loan options, we invite you to visit us or give us a call at 419-223-9746. For official correspondence, please note that while you can visit us at our branch address, any mail should be sent to our mailing address: 950 W Main St, Coldwater, OH 45828-1660. Join us today and experience the Superior difference! Visit our website at superiorcu.com for more information or to start your journey with us online. Your financial future starts here!

Branch History & Mission

Our Journey

Since opening our doors nearly seventy years ago, Superior Credit Union has evolved alongside the needs of our community. We started as a small financial institution focused on providing essential banking services to those around us. Over the years, we have expanded our offerings to include personal and business banking solutions tailored to fit diverse lifestyles and financial goals. Our commitment to innovation is evident in our adoption of modern technologies that enhance member experience. With online banking, mobile payments, and electronic signature capabilities, we ensure that accessing your finances is both convenient and secure. Additionally, we maintain ADA compliance in our facilities, making banking accessible for everyone.

Our Mission

At Superior Credit Union, our mission goes beyond just offering financial products; it's about empowering our members and supporting the community. We believe in building lasting relationships through exceptional service and community engagement. Our dedicated team works tirelessly to provide personalized guidance whether you're looking for auto loans, mortgages, or credit cards with rewards. We are proud of our partnerships with local organizations aimed at enhancing the lives of those in Coldwater. From financial literacy programs to community outreach initiatives, we strive to make a positive impact every day. While members can visit us at 950 W Main St for in-person assistance during our operating hours Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM official correspondence should be sent to the same address. For your convenience, we also offer ATM access and drive-thru services. As we look ahead, we invite you to join our growing family at Superior Credit Union. Experience firsthand how being a member can benefit you financially while contributing positively to the Coldwater community. Connect with us today at superiorcu.com or call us at 419-223-9746 we're here for you!

Branch Location & Accessibility

Accessibility Features

We prioritize making banking easy for everyone. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities to ensure all members can navigate smoothly. Plus, ample parking is available nearby, allowing you to park with ease when you come to see us.

Convenient Banking Hours

We know your time is valuable! That's why we offer flexible operating hours. Our lobby is open from 8:30 AM to 5:00 PM Monday through Friday, and on Saturdays, our drive-thru is available from 9:00 AM until noon. This schedule allows you to manage your banking needs at a time that works best for you.

Services Offered

At Superior Credit Union, Inc., we provide a wide range of services tailored to fit your financial needs. From checking and savings accounts to vehicle financing and mortgage loans our friendly team is ready to assist you with whatever you need. Our drive-thru service allows for quick transactions like deposits and withdrawals without leaving your car. If you're looking for an ATM, you'll be pleased to know we have one on-site for your convenience. Feel free to reach out by calling us at 419-223-9746 if you have any questions or need assistance before visiting. We invite you to stop by and discover how we can support your financial journey today!

Member Eligibility

Joining Superior Credit Union, Inc is like becoming part of a close-knit family that truly cares about your financial well-being. To become a member, you simply need to meet a few friendly eligibility requirements. If you're residing, working, or attending school in the local area, you're likely already qualified! This means that whether you're a long-time resident or just starting out in the community, we welcome you with open arms. Plus, as a member of Superior Credit Union, Inc, you'll enjoy access to a variety of personalized banking services designed to help you achieve your financial goals. If you're ready to take the next step, opening an account is quick and easy! You can find all the details on how to get started by visiting our account opening page. For any questions or for more information about eligibility criteria, feel free to reach out to us at (419) 223-9746. We're here to support you every step of the way! Don't forget to check our website for the most up-to-date eligibility information as well: Eligibility Details.

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $136,853,311, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine being able to accept payments quickly and securely, whether in-store or online. Our solutions make it easy for you to focus on what matters most growing your business. Located at 950 W Main St Coldwater Oh 45828 in Coldwater, OH, our team is ready to help you navigate your financial needs. Reach out at (419) 223-9746 or visit us online at https://www.superiorcu.com to learn more about how we can assist you today!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we recognize that every dollar counts. Our Business Banking services, including merchant services and business loans, are designed to empower local businesses and entrepreneurs. You'll find it easier than ever to manage your company's finances with our expert support.

Digital Banking for Your Convenience

In today's fast-paced world, convenience is key. That's why we've invested in robust Online & Mobile Banking solutions. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts anywhere, anytime. Features like mobile payments and person-to-person transfers make handling your money quick and easy. Our branch also provides essential ATM & Cash Withdrawal Services, ensuring you can access your funds whenever necessary. Plus, with basic drive-thru banking available for deposits and withdrawals, we strive to make your banking experience as smooth as possible.

Personal Banking Made Easy

Navigating through personal banking can be overwhelming, but at Superior Credit Union, we simplify the process. We offer various Checking & Savings Accounts designed to fit different lifestyles and needs. Whether you're saving for a rainy day or managing daily expenses, we have an account for you. When it comes to financing your dreams, our Auto Loans & Vehicle Financing options stand out. Imagine driving off in your new car without the stress of complicated loan processes our friendly team is here to guide you every step of the way. If homeownership is on your mind, explore our Mortgage Loans & Refinancing services that can help make that dream a reality. For those unexpected moments in life, our Personal Loans & Debt Consolidation services provide flexible solutions tailored to your circumstances. And if you're looking to reward yourself while making purchases, our Credit Cards with Rewards offer fantastic benefits that can enhance your spending experience.

Visit Us Today!

We invite you to visit us at our conveniently located branch at 950 W Main St Coldwater Oh 45828. If you have questions or need assistance, don't hesitate to give us a call at 419-223-9746. Our dedicated staff is ready to assist you during lobby hours from 8:30 AM to 5:00 PM Monday through Friday and from 9:00 AM to 12:00 PM on Saturdays. Join the Superior Credit Union family today! Explore all the financial possibilities available to you at superiorcu.com. We're excited to help you achieve your financial dreams!

Digital & Online Banking

Always Here for You

Banking should fit into your lifestyle, not the other way around. That's why we provide 24/7 online banking services through Yes. You can manage your finances in real-time without needing to wait for office hours. Join us at Superior Credit Union, Inc and experience how easy digital banking can be! Your financial journey starts here securely and conveniently.

Key Features

With our online banking platform available at https://www.superiorcu.com, you can effortlessly check your balances, transfer funds, and pay bills all while knowing that your information is protected by top-notch security measures. Plus, with our electronic signature authorization feature, signing documents is simpler than ever, making transactions smooth and hassle-free. For those who prefer going paperless, e-statements are available at Yes, helping you manage your finances while being environmentally friendly. You'll receive your statements right in your inbox, ensuring that you always have the latest information at hand.

Mobile Convenience

Stay connected with our mobile application, which makes banking on the go a breeze! Whether you're shopping or traveling, our app gives you access to mobile payments through features like person-to-person transfers. Need to send money to a friend? Just use our person-to-person option available at Yes it's quick and straightforward.

Financial Strength

At Superior Credit Union, Inc, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our commitment to your financial well-being through our robust financial strength. With a net worth of $243,005,208, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1357 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $258,942,410 in share certificates and $514,446,638 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,289,253, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $218,707,423 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $8,193 in used auto loans and a total of $1,072,730,194 in loans and leases across various sectors. While we have recorded a net income of $0, this reflects our commitment to investing back into the community and improving our services rather than maximizing profits. We also take pride in having 241 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Our net shares available for lending and investments stand at $12,141,484, showcasing our ability to support your needs effectively. Total share accounts number 208,251, reflecting a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Superior Credit Union is your trusted partner. Visit us at 950 W Main St Coldwater OH 45828 or call us at 419-223-9746 to learn more about how we can help you achieve your financial goals.

Loan Offering

At Superior Credit Union, Inc, we understand that financial needs vary greatly among our members. That's why we offer a range of loan products designed to help you achieve your goals, whether it's purchasing a new vehicle, refinancing your home, or managing everyday expenses. With over 33,237 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're looking to buy a new car, you'll be pleased to know that we have already issued $42,682,022 in new vehicle loans and $99,343,048 in used vehicle loans. We pride ourselves on offering some of the lowest rates in the industry to make getting on the road easier and more affordable. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $101,565,931, which makes buying or refinancing straightforward. If you're interested in refinancing your current mortgage or exploring eligibility options for a new one, our team is here to guide you through the process. For those who run businesses, we also provide outstanding commercial loans totaling $136,853,311. These loans can give you the capital needed to grow and expand your business effectively. Additionally, we offer flexible terms on unsecured credit card loans with a total of $9,586,030 in loans helping members manage their finances effectively. This option allows for convenient access to funds when you need them most. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for a personal loan to consolidate debt or need financing for other purposes, our range of products is designed with you in mind. Contact us today at 419-223-9746 or visit us at 950 W Main St Coldwater OH 45828 to learn more about how we can assist you with your financial journey!

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SUPERIOR CREDIT UNION, INC CREDIT UNION - Coldwater, OH

Type of Loan Offerings

Student Loans

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