Superior Credit Union Cincinnati OH | Best Auto Loans & ATM Access

Introduction

Welcome to Superior Credit Union, Inc., where your financial well-being is our top priority! Located at 49 William Howard Taft Rd, Cincinnati, OH 45219, our branch has been serving the community since 1954, and we take pride in being a trusted partner for over 102,000 members. With total assets of $1,790,804,673 and total deposits reaching $83,055,416, we are here to offer you a wide range of financial services tailored to meet your needs. Under the leadership of CEO Phillip Buell and Board President James Bacome, our dedicated team of 256 employees works tirelessly to ensure that each member receives personalized service and support. Whether you're looking for auto loans, mortgage options, or basic banking services, we've got you covered with a strong commitment to community impact and member satisfaction. At Superior Credit Union, we believe in transparency and reliability. Our net worth stands at an impressive $243,005,208, reflecting our stability and commitment to sound financial practices. Plus, with cash in hand amounting to $15,143,728, we're well-positioned to help you achieve your financial goals. While members can visit us at our branch location for friendly service and assistance, please feel free to reach out via phone at 419-223-9746 or explore our website at superiorcu.com for more information on how we can help you today. Join us on this journey toward achieving your financial dreams!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the Superior Credit Union family. Experience firsthand the benefits of membership which include competitive rates on loans and savings accounts along with exceptional customer service tailored just for you. Visit us today or check out our website at superiorcu.com for more information on how you can join! Your financial journey deserves a supportive partner let that partner be Superior Credit Union!

Our Mission

At Superior Credit Union, Inc., our mission is simple yet powerful: We strive to empower our members through quality financial services while fostering a spirit of cooperation and community support. We are dedicated to serving all individuals with respect and integrity. Our members can expect personalized service whether they are visiting us during lobby hours from Monday through Friday or utilizing our drive-thru on Saturdays from 9 AM to noon. While members can visit us at 49 William Howard Taft Rd, official correspondence should be sent to the same address as we currently do not have a separate mailing address. Additionally, we offer convenient ATM access for those on the go.

Our Story

From the very beginning, our mission has been clear: to provide accessible financial services while supporting the needs of our members and the surrounding community. Over the years, we have expanded our offerings to include personal banking products like checking and savings accounts, auto loans, mortgages, and business banking services. Each step forward has brought us closer to fulfilling our goal of being a trusted partner in financial growth for all our members. Our branch is not just a place for transactions; it's a hub for community engagement. We take pride in being actively involved in local events and initiatives that uplift those around us. As we continue to evolve and adapt to the needs of our members, we embrace technology by providing online banking options, mobile payments, and e-statements ensuring that banking remains convenient and accessible.

Branch Location & Accessibility

Get in Touch!

Have questions or need assistance? Feel free to give us a call at 419-223-9746. We'd love for you to visit us at Superior Credit Union, Inc., where we're committed to supporting your financial journey every step of the way!

Nearby Landmarks and Access

Our branch is just a short drive from popular local spots, so you can easily drop by while running errands or enjoying a day out. With ample parking available, you won't have to worry about finding a spot when you visit us. We also take pride in being ADA-compliant, ensuring that all members of our community can access our services comfortably.

Operating Hours and Services

We know life can be busy! That's why we offer convenient operating hours: Monday through Friday from 8:30 AM to 5:00 PM, and on Saturdays, our Drive-Thru is open from 9:00 AM until noon. Our dedicated team is here to assist with everything from personal banking services like checking and savings accounts to auto loans and mortgage refinancing. Plus, with ATM access available on-site and drive-thru banking for quick transactions, we aim to make your banking experience as smooth as possible.

Member Eligibility

At Superior Credit Union, Inc, we believe that everyone deserves a place in our financial family. Becoming a member is simple and welcoming. If you live, work, or attend school in the area surrounding our branch at 49 William Howard Taft Rd Cincinnati Oh 45219, you're already eligible to join! This means that whether you're a long-time resident or just starting your journey here, you can take advantage of the many benefits we offer. Our members enjoy personalized service, competitive rates on loans, and a range of banking products designed to meet your needs. To get started on your membership journey, simply visit us or give us a call at (419) 223-9746. You can also find more details about eligibility and how to open an account by checking out our website at . Joining Superior Credit Union, Inc is not just about banking; it's about becoming part of a supportive community that's here for you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $274 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $136,853,311, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify everyday transactions. Imagine being able to accept payments easily, whether at your storefront or online. Our services help streamline your payment processes, allowing you to focus on what truly matters growing your business. Located at 49 William Howard Taft Rd Cincinnati Oh 45219 in Cincinnati, OH, we invite you to reach out at (419) 223-9746. Together, let's unlock your business's full potential!

Comprehensive List Of Services

Conclusion

At Superior Credit Union, we're here to support you every step of the way with a comprehensive list of services that cater to both personal and business needs. If you're ready to take charge of your financial future or simply have questions about how we can assist you further, don't hesitate to reach out! Call us today at 419-223-9746 or visit us online at superiorcu.com to learn more about how we can help you achieve your financial goals!

Credit Cards and Business Banking

Looking for rewards on your purchases? Our credit cards come with exciting rewards programs that make every transaction count. For business owners, we provide essential banking services including merchant services and business loans to help you thrive in your industry. With Superior Credit Union, you're not just a member; you're part of a community focused on mutual growth.

Modern Banking Features

In today's fast-paced world, accessibility is key. That's why we offer robust online and mobile banking features. You can manage your accounts from anywhere at any time whether it's checking your balance or transferring money between accounts. Our ATM services ensure that cash withdrawal is quick and straightforward, while our drive-thru banking allows for simple transactions without leaving your car.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are designed with your convenience in mind. Imagine having easy access to your funds whenever you need them; that's what our accounts offer. Additionally, if you're considering financing a new vehicle or consolidating debt, our auto loans and personal loans can provide the necessary support. We even offer mortgage loans and refinancing options for those ready to invest in their dream home.

Shared Branch Services

We also understand the importance of collaboration among credit unions. Members can enjoy basic shared branch transactions with partner credit unions, making deposits and withdrawals even more convenient when you're on the go.

Digital & Online Banking

Key Services for Your Convenience

Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. Whether you're at home or on the go, you'll have real-time access to your accounts right at your fingertips. Plus, with our mobile application, banking has never been easier! You can even use mobile payments to make purchases with just a tap on your phone. We know security is a top concern for our members. That's why we offer electronic signature authorization, so you can confidently sign documents without needing to visit a branch. Our commitment to safety ensures that your personal information is protected while you enjoy the ease of online transactions.

Stay Organized and Informed

Keeping track of your finances is simple with e-statements. Say goodbye to paper clutter and hello to a more organized approach to banking! Our e-statements are available for all accounts, giving you quick access to your financial records whenever you need them. Need to send money quickly? With our person-to-person transfer feature, sending funds to friends or family is just a few clicks away. It's fast, secure, and perfect for splitting bills or sharing expenses. At Superior Credit Union, Inc, we're dedicated to providing accessible and efficient banking solutions tailored to your needs. Explore our digital offerings today and discover how easy it is to manage your finances with us!

Financial Strength

Commitment to Reinvestment

With $218,707,423 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $8,193 in used auto loans and an impressive total of $1,072,730,194 in loans and leases, supporting your financial goals across various sectors.

Growing Member Base

The trust our members place in us is evident from our 208,251 total share accounts, showcasing a strong and growing member base that believes in the value we provide. Our net shares available for lending and investments stand at $12,141,484, reinforcing our commitment to being a reliable partner for your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Superior Credit Union is your trusted partner. Visit us at 49 William Howard Taft Rd Cincinnati Oh 45219 or call 419-223-9746 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

We also take pride in having 241 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our operational efficiency is reflected in our net income of $0, indicating that we focus on stability rather than short-term profits to benefit our members over time.

Security for Your Savings

Your savings are secure with us. We have $258,942,410 in share certificates and $514,446,638 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,289,253, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $243,005,208, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1357 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $99,343,048 in used vehicle loans and $42,682,022 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a new or used vehicle, we have options that fit your budget.

Credit Lines and Business Loans

For those needing more flexibility in managing expenses or looking to grow their business, our total credit lines amount to $456,634,187. Additionally, our outstanding commercial loans totaling $136,853,311 provide the capital needed for business owners to expand their operations. If you're interested in refinancing or learning more about eligibility options for any of these loan products, feel free to contact us at 419-223-9746 during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Superior Credit Union, Inc., we strive to provide our members with financial solutions that empower them today and secure their tomorrow. Let us help you find the right loan for your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $101,565,931, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the home you desire.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,586,030 in loans helping members manage their finances effectively. Our credit card options come with rewards that allow you to earn while spending.

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SUPERIOR CREDIT UNION, INC CREDIT UNION - Cincinnati, OH

Type of Loan Offerings

Home Equity Loans

Vehicle Loans