Superior Choice Credit Union Rice Lake WI | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Superior Choice at our Rice Lake branch, located conveniently at 501 Macauley Ave, Rice Lake, WI 54868. Established in 1932, we've proudly served our community for over 90 years. With a commitment to providing exceptional service and financial solutions tailored to meet the needs of our 41,093 members, we are here to help you achieve your financial goals. At Superior Choice, we take pride in our robust financial health, boasting total assets of $788,477,934 and total deposits of $64,486,360. Our diverse range of services includes personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. We understand that life can be unpredictable; that's why we offer flexible loan options totaling 39,482 to assist you during times when you need it most. Our leadership team is dedicated to ensuring the best experience for our members. Under the guidance of CEO Tim Foster and Board President Rob Frenchick, we strive to foster a welcoming environment where every member feels valued. You can always reach us at 715-392-5616 or visit our website at superiorchoice.com for more information about our services. While members can visit us at our Rice Lake location for face-to-face assistance, official correspondence should be sent to our mailing address: 1320 Grand Ave, Superior, WI 54880-1726. Join us today and discover how we can support your financial journey with personalized service and community-focused values. Whether you're looking to open an account or explore loan options, we're here for you every step of the way!

Branch History & Mission

Community Commitment

Beyond just financial services, Superior Choice actively engages with the community through various outreach programs and partnerships. We understand that our success is intertwined with the well-being of those around us. That's why we invest in local initiatives aimed at improving lives and supporting growth within Rice Lake. As part of our commitment to excellence and inclusivity, we ensure that all our facilities meet ADA compliance standards so that everyone can enjoy our services comfortably. If you're looking for a credit union that puts its members first and believes in building strong communities, look no further than Superior Choice. Join us today and discover how we can help you achieve your financial dreams! For more information about membership options or to open an account online, please visit our website. You can also reach us at 715-392-5616 with any questions or concerns. Together, let's build a brighter financial future!

Our Mission

Our mission at Superior Choice is simple: to enhance the financial lives of our members while making a positive impact in the community. We believe that everyone deserves access to quality financial services that help them achieve their goals. Whether it's helping families buy their first home or assisting local businesses with loans for growth, we are here to support our members every step of the way. While members can visit us at 501 Macauley Ave, official correspondence should be sent to 1320 Grand Ave, Superior, WI 54880-1726. This ensures that all communication reaches us without delay as we continue to serve you better. We strive to make banking easier and more accessible for everyone. With features like online banking, mobile payments, and even an ATM on-site, managing your finances has never been simpler. For those who prefer in-person service, we offer drive-thru banking during our operating hours: Monday through Friday from 8:30 AM to 5:30 PM.

Branch Location & Accessibility

Convenient Access and Features

At our Rice Lake branch, we prioritize accessibility. Our location offers ample parking and features such as ADA-compliant ramps to ensure everyone can visit us comfortably. If you're on the go, take advantage of our drive-thru banking services for quick deposits and withdrawals without leaving your car. While members can visit us at 501 Macauley Ave, official correspondence should be sent to our mailing address: 1320 Grand Ave, Superior, WI 54880-1726.

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 8:30 AM to 5:30 PM. Feel free to drop by during these hours or give us a call at 715-392-5616 if you have any questions or need assistance with our services.

Services Offered

At Superior Choice, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our team is ready to guide you every step of the way. Plus, with ATM availability on-site, accessing cash is quick and easy.

Visit Us Today!

We invite you to visit our Rice Lake branch and experience the convenience and personalized service that Superior Choice Credit Union has to offer. Whether you're opening a new account or simply need some financial advice, we're here for you. Come see us soon!

Member Eligibility

At Superior Choice, we believe that joining our community is a step toward a brighter financial future, and we welcome everyone with open arms. To become a member, you simply need to live, work, or worship in our service area or be related to someone who does. This inclusive approach means that anyone can enjoy the benefits of membership, such as competitive rates on loans and savings accounts, personalized service, and access to our convenient online banking tools. If you're ready to take this exciting step, check out more details about eligibility at https://superiorchoice.com/about/membership/. When you're set to open your account, it's as easy as visiting us online at https://secure-superiorchoice.com/enrollonline/enrollchoice.aspx or giving us a call at (715) 392-5616. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $196 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $56,641,081, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced environment, having reliable merchant services can set your business apart. Imagine seamlessly processing transactions while keeping your cash flow smooth our merchant services are designed for that very purpose. From credit card processing to online payment solutions, we ensure you have the tools needed to serve your customers effectively. Visit us at 501 Macauley Ave Rice Lake Wi 54868 in Rice Lake, WI, or call us at (715) 392-5616 to explore how we can partner with you on your business journey!

Comprehensive List Of Services

Business Solutions

For small business owners, we offer specialized services like merchant services and business loans. Running a business is challenging enough; let us support you with financial tools that can help streamline your operations and fuel growth.

Convenient Access

At Superior Choice, we understand that convenience matters. That's why we have ATM services available for quick cash withdrawals and balance checks. Plus, our drive-thru service makes it easy to handle deposits and simple transactions without leaving your vehicle. With our commitment to digital banking, accessing your accounts anytime and anywhere is a breeze whether you're at home in Rice Lake or on the go across the state. We invite you to experience all that Superior Choice has to offer! For more information about our services or to open an account today, please call us at (715) 392-5616 or visit us online at Rice Lake. Let's work together towards achieving your financial goals!

Credit Cards with Rewards

Our credit cards come with rewards that give back every time you spend. Picture yourself earning points for cash back or travel perks just by using your card for everyday purchases. It's an easy way to get more from your spending while enjoying the benefits of responsible credit management.

Loans Made Easy

When it comes to financing, we provide several loan options, including auto loans and vehicle financing for those exciting new purchases. If you're considering buying a home, our mortgage loans and refinancing options can help make your dream a reality. For unexpected expenses or consolidating debt, our personal loans offer flexible solutions tailored just for you.

Personal Banking

We offer various personal banking options that include checking and savings accounts designed to help you manage your day-to-day finances effectively. Imagine being able to deposit your paycheck with ease or set up automatic transfers to grow your savings all accessible through our user-friendly online and mobile banking platforms. With features like e-statements and electronic signature authorization, managing your money has never been simpler.

Digital & Online Banking

At Superior Choice, we understand that convenience and security are essential for our members. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. With 24/7 access to your accounts through our online banking platform, you can check your balance, pay bills, or transfer money anytime, anywhere. Explore our services at https://superiorchoice.com/ where you'll find everything from electronic signature authorization to e-statements available at your fingertips. No more waiting for paper statements in the mail; you can view your financial information securely online whenever you need it. Our mobile application enhances your banking experience even further. Whether you're making person-to-person transfers or setting up mobile payments, everything is just a tap away. You can easily manage transactions on the go and feel confident knowing that our platform prioritizes your security. With features like electronic signature authorization, signing documents is straightforward and hassle-free. Plus, if you prefer going paperless, e-statements allow you to keep track of your finances without cluttering your inbox. We believe banking should be simple and accessible for everyone. That's why our user-friendly services are designed with you in mind, allowing real-time account management right from the palm of your hand. Join us at Superior Choice today and discover how digital banking can transform the way you handle your finances!

Financial Strength

At Superior Choice, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to know that your finances are in safe hands. That's why we are proud to share our financial strength, which reflects our commitment to serving you. With a net worth of $60,861,247, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $772 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $239,038,954 in share certificates and $60,142,910 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is evident in our $59,158,330 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $20,592 in used auto loans and $608,337,772 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our $-3,293,494 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 132 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $5,224,488. Total Share and Deposit Accounts: 83,164, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Superior Choice is your trusted partner. Visit us at 501 Macauley Ave Rice Lake Wi 54868 or call (715) 392-5616 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,499,902 in used vehicle loans and $26,298,230 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, we've got you covered with flexible terms that make it easy to drive away happy.

Business Financing

For business owners, our outstanding commercial loans totaling $56,641,081 provide the capital needed to grow and expand. Whether you are starting a new venture or looking to enhance an existing one, our team is here to help you navigate the funding process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,232,449, make buying or refinancing simple. We provide guidance throughout the process and work with you to find the best solution for your situation. Homeownership can be within reach when you have the right support.

Refinancing Options

If you're considering refinancing any of your current loans, we encourage you to explore our competitive rates and tailored solutions. Our team is dedicated to helping you find the best options available based on your unique financial situation. At Superior Choice, we pride ourselves on offering personalized service and expert advice so you can make informed decisions about your financial future. For more details about our loan products or eligibility requirements, feel free to contact us at (715) 392-5616 or visit us at our branch located at 501 Macauley Ave Rice Lake Wi 54868 in Rice Lake, WI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $769,369 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can help you save money while enjoying the convenience of cashless transactions.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing guarantees that users receive fair and transparent offers tailored to their specific needs. The platform prioritizes accuracy, ensuring that every loan comparison reflects current market conditions.

Superior Choice