Superior Choice Credit Union Ashland WI | Affordable Auto Loans & Top Checking

Introduction

Welcome to Superior Choice, your trusted financial partner located at 319 Ellis Ave, Ashland, WI 54806. Since our establishment in 1932, we have proudly served our community with a commitment to providing excellent service and a range of financial products tailored to meet the needs of our 41,093 members. As part of the Superior Choice family, you're not just a number; you're part of a community that values trust, reliability, and support. With total assets exceeding $788 million, we are well-positioned to help you achieve your financial goals. Our robust offerings include personal banking solutions like checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. For those looking for business solutions, we also provide merchant services and business loans to help your enterprise thrive. At Superior Choice, we believe in transparency and accessibility. That's why we maintain a solid net worth of $60.9 million and total deposits of $64.5 million, ensuring that your money is safe and secure with us. We take pride in our dedicated team of 146 employees, led by CEO Tim Foster and Board President Rob Frenchick, who are always ready to assist you with any questions or concerns. While you can visit us at our branch for all your banking needs, remember that official correspondence should be sent to our mailing address: 319 Ellis Avenue, Ashland, WI 54806-1666. We invite you to explore what Superior Choice can do for you! Whether you're looking to open an account or learn more about our services, feel free to give us a call at 715-685-2725 or visit our website at superiorchoice.com. Join us today and experience the difference that comes from being part of a member-focused credit union!

Branch History & Mission

Community Connections

While you can visit us at 319 Ellis Ave, official correspondence should be sent to 319 Ellis Avenue, Ashland, WI 54806-1666. Our branch is equipped with convenient features like ATM availability and drive-thru banking services for ease of access. We are committed to making your banking experience as straightforward as possible with operating hours from Monday to Friday: 8:30 AM - 5:30 PM, and Saturday from 9:00 AM - 12:00 PM. We invite you to join us in this journey become part of a community-focused credit union that puts your needs first. Experience firsthand how we can help you achieve your financial dreams while contributing positively to Ashland. For more information about membership or services, feel free to contact us at 715-685-2725, or visit our website at superiorchoice.com. Together, let's build a prosperous future!

Our Evolution

From its inception, the Superior Choice Ashland Branch has been dedicated to putting people first. Established during a time of economic uncertainty, we aimed to provide local families with accessible financial services that promote stability and growth. Over the decades, we've expanded our offerings, now providing a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. As we've grown, so have our assets today standing at an impressive $788,477,934. This growth reflects not just our financial strength but also our unwavering commitment to supporting our members' goals. Through every twist and turn of economic change, we have adapted and innovated to meet the needs of our community.

Our Mission

At the heart of Superior Choice is our mission: to improve the lives of our members by offering exceptional financial services while fostering a strong sense of community. We believe in empowering individuals with the tools they need for better financial health. Whether through personalized banking experiences or educational workshops on budgeting and saving, we strive to make a real difference in people's lives. Our focus extends beyond just banking; we actively engage with local organizations through partnerships and outreach efforts that uplift the community. By investing in local projects and initiatives, we aim to create a brighter future for all residents of Ashland.

Branch Location & Accessibility

Convenient Access and Features

When you visit us, you'll appreciate our ample parking space, making it hassle-free to stop by for your banking needs. We are also committed to accessibility, with ADA-compliant features that ensure everyone can visit comfortably. If you prefer banking from your vehicle, our drive-thru service is available for quick and simple transactions.

Operating Hours

We understand that life can get busy! That's why our branch operates Monday through Friday from 8:30 AM to 5:00 PM and on Saturdays from 9:00 AM to 12:00 PM. Feel free to drop by during these hours for personalized assistance or to explore our range of services.

Our Services

At Superior Choice, we offer a variety of financial products tailored just for you. From personal checking and savings accounts to auto loans and mortgage options, our team is here to help you achieve your financial goals. Need cash on the go? We have an ATM conveniently located right at the branch for easy access. While members can visit us at 319 Ellis Ave Ashland Wi 54806, official correspondence should be sent to 319 Ellis Avenue, Ashland, WI 54806-1666. If you have any questions or need assistance, don't hesitate to give us a call at (715) 685-2725. We invite you to stop by the Superior Choice Ashland Branch today where your financial journey begins!

Member Eligibility

At Superior Choice, we believe that becoming a member is not just about opening an account; it's about joining a warm and welcoming community that supports you every step of the way. If you're wondering how to become part of our family, let us share the good news! Membership is open to anyone who lives, works, or worships in the areas we serve. This means if you're in our community and share our values, you are likely eligible to join. We offer a variety of financial products tailored to meet your needs, whether it's saving for the future or financing a new vehicle. Plus, as a member, you'll enjoy personalized service and benefits that truly make a difference in your financial journey. Ready to get started? Opening an account at Superior Choice is easy! You can find all the details you need by visiting our eligibility page at https://superiorchoice.com/about/membership/ . For any questions or assistance, feel free to reach out to us at (715) 685-2725. We're here for you and excited to welcome you into our community! To begin your application, simply head over to https://secure-superiorchoice.com/enrollonline/enrollchoice.aspx .

Business Banking & Commercial Services

Business Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $196 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $56,641,081, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Beyond loans, we offer merchant services that simplify transactions and enhance customer experiences. Imagine being able to accept payments easily, manage invoices seamlessly, and track sales data at your fingertips. Our services allow you to focus on what matters most growing your business. Partner with us at Superior Choice to explore how our business banking and commercial services can support your journey toward success! For more information or assistance, call us at (715) 685-2725.

Comprehensive List Of Services

ATM & Drive-Thru Services

For added convenience, we offer ATM services where you can perform cash withdrawals and balance checks. Our drive-thru banking allows for quick deposits and simple transactions without leaving your car perfect for those busy days when every minute counts! At Superior Choice, we are committed to being more than just a place for transactions; we strive to be a partner in your financial journey. If you're interested in learning more about any of these services or opening an account, please don't hesitate to reach out at (715) 685-2725 or visit us online at Ashland Branch. We look forward to serving you!

Credit Cards & Business Banking

At Superior Choice, we know rewards matter. Our credit cards come with attractive rewards programs that let you earn while you spend. For our business members, we offer comprehensive business banking services, including merchant services and business loans, ensuring that your company has the support it needs to thrive.

Modern Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. That's why we have invested in robust online and mobile banking features. With our mobile app, managing your accounts is just a tap away check balances, make transfers, or pay bills all from your smartphone. You can also take advantage of person-to-person payments for quick and easy money transfers between friends and family.

Personal Banking Solutions

Whether you're managing day-to-day expenses or planning for the future, our personal banking options are designed to fit your lifestyle. We offer various checking and savings accounts that help you manage your money effectively. If you're looking to purchase a new vehicle, our auto loans and vehicle financing make it easy to drive away in the car you want without breaking the bank. For those considering home ownership, we provide mortgage loans and refinancing options that can help turn your dream into reality. If unexpected expenses arise or if you're looking to consolidate debt, our personal loans can give you the financial flexibility you need.

Digital & Online Banking

Convenient Online Access

Our online banking services at https://superiorchoice.com/ are available 24/7, allowing you to check your account balances, pay bills, and transfer money whenever you need to. You can even take advantage of our electronic signature authorization, making it simple to sign documents securely from the comfort of your home.

Go Mobile with Ease

For those always on the go, our mobile application allows you to manage your finances right from your smartphone. Enjoy features like mobile payments for easy transactions and person-to-person transfers that let you send money to friends or family instantly.

Security You Can Trust

We prioritize your security in all our online services. Our systems are designed to protect your personal information while providing a seamless banking experience. With Superior Choice, you can feel confident knowing that we've got your back. Embrace the ease of digital banking today! Whether it's through our website or mobile app, managing your finances is just a click away with Superior Choice.

Stay Informed with E-Statements

Opting for e-statements is not only eco-friendly but also provides you with quick access to your financial records. You'll receive your statements faster than traditional mail, ensuring you stay informed about your account activity without any hassle.

Financial Strength

Commitment to Member-Focused Services

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Moreover, with $59,158,330 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Dedicated Team Ready to Serve You

We also take pride in having 132 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Your experience matters to us; that's why we're here every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Superior Choice is your trusted partner. Visit us at 319 Ellis Ave Ashland Wi 54806 or call (715) 685-2725 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $239,038,954 in share certificates and $60,142,910 in money market shares, offering stable and rewarding financial growth opportunities. This focus on member savings is essential to our mission, as we strive to ensure your money works for you.

Our Solid Financial Foundation

With a net worth of $60,861,247, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $772 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors. With $20,592 in used auto loans and $608,337,772 in total loans and leases, we are here to help you achieve what you desire most. Our operational efficiency is reflected in our $-3,293,494, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,499,902 in used vehicle loans and $26,298,230 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit your budget and lifestyle. Don't hesitate to reach out if you're interested in refinancing options to lower your monthly payments or interest rate.

Business Financing

For business owners, our outstanding commercial loans totaling $56,641,081 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve cash flow for an existing business, we are here to support your entrepreneurial journey. At Superior Choice located at 319 Ellis Ave Ashland WI 54806, we pride ourselves on providing personalized service tailored to each member's unique situation. If you have questions about eligibility or want assistance with the application process, don't hesitate to call us at 715-685-2725. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you achieve your financial dreams today!

Credit Lines

For those who want quick access to funds when needed, our total credit lines amount to $154,596,347. This product allows you to borrow as much as you need up to your limit and pay interest only on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,232,449, make buying or refinancing simple. We guide you through every step of the process and offer competitive rates that can help you save money over time.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $769,369 in loans helping members manage their finances effectively. These cards provide convenience and flexibility for daily purchases without the need for collateral.

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SUPERIOR CHOICE CREDIT UNION - Ashland, WI