SUPERIOR CHOICE CREDIT UNION

Welcome to Superior Choice at our Denfeld Branch, located at 4125 Grand Ave, Duluth, MN 55807. Since our establishment in 1932, we've been dedicated to serving our community and providing exceptional financial services tailored to meet the needs of our members. With a growing membership of 41,093, we take pride in being a trusted partner for your banking needs. At Superior Choice, we believe that every member deserves personalized attention and support. Our experienced team, led by CEO Tim Foster and Board President Rob Frenchick, is committed to fostering financial wellness through various services like personal banking, auto loans, mortgages, and business financing. As of now, our total assets stand impressively at $788,477,934, with total deposits reaching $64,486,360. We understand that financial decisions can be daunting. That's why we're here to offer expert guidance and resources to help you navigate your options confidently. Whether you're interested in saving for the future or securing a loan, our team is ready to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 4125 Grand Ave, Duluth, MN 55807-2747. Feel free to reach out with any questions or concerns by calling us at 218-725-3615 during our office hours from Monday to Friday between 8:30 AM and 5:00 PM. Join us today as we work together towards achieving your financial goals! For more information about our services or to become a member, please visit us online at superiorchoice.com. We're excited to help you make superior choices for your financial future!

At Superior Choice, we believe that everyone deserves the chance to join a community where their financial needs are understood and valued. Becoming a member is straightforward! If you live, work, or worship in the area around 4125 Grand Ave Duluth Mn 55807, you're likely eligible to enjoy all the benefits we offer. We welcome individuals from various backgrounds and financial situations, making it easy for you to find your place among us. For more details on eligibility criteria, feel free to visit our dedicated page at https://superiorchoice.com/about/membership/ . Joining Superior Choice opens up a world of advantages, from personalized banking services to competitive loan rates and exclusive member offers. Plus, our friendly team is here to help you every step of the way. When you're ready to take the next step, opening an account is simple just check out the instructions at https://secure-superiorchoice.com/enrollonline/enrollchoice .aspx or give us a call at (218) 725-3615. We can't wait to welcome you into our family!

At Superior Choice, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and reliability, which is why we are proud to share our strong financial position with you. With a net worth of $60,861,247, we maintain robust financial health. This strength allows us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 772 demonstrates a solid capital foundation, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times. Members' savings are secured through $239,038,954 in share certificates and $60,142,910 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $59,158,330 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is impressive; with $20,592 in used auto loans and an overall total of $608,337,772 in loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of -$3,293,494, allowing us to continuously improve our offerings for members like you. We also take pride in having 132 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $5,224,488. Total Share Accounts: 83,164, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Superior Choice is your trusted partner. Visit us at 4125 Grand Ave Duluth Mn 55807 or call 218-725-3615 to learn more about how we can help you achieve your financial goals.