SUNY Fredonia Credit Union Fredonia NY | Quick Personal Loans & ATM Access

Introduction

Welcome to Suny Fredonia, your trusted financial partner in the heart of Fredonia, NY. Established in 1974, we have proudly served our community for nearly five decades, growing alongside our members and fostering strong relationships built on trust and reliability. With a robust membership base of 3,322 individuals, we are committed to providing personalized financial solutions tailored to meet your unique needs. Located at 280 Central Ave, Fredonia, NY 14063, our branch is easily accessible for all your banking needs. While members can visit us at this address for friendly service and expert advice, official correspondence should be sent to our mailing address: 280 CENTRAL AVE, FREDONIA, NY 14063-1127. At Suny Fredonia, we take pride in our financial strength. Our total assets stand at an impressive $43,357,903, with total deposits amounting to $1,786,866. We understand the importance of your money and strive to provide safe and effective management of your funds. With a net worth of $6,863,948 and cash in hand reaching $264,552, you can rest assured that your finances are secure with us. We offer a range of services including personal banking options like checking and savings accounts, auto loans for vehicle financing, mortgage loans and refinancing solutions, as well as credit cards that come with rewards. For business owners, we also provide merchant services and business loans to help you thrive. Our dedicated team is led by CEO Laura Proffitt and Board President Soteris Tzitzis, who are passionate about serving our members and making a positive impact in the community. With just 6 employees, we maintain a close-knit atmosphere where everyone knows your name. We invite you to explore what we have to offer! Whether you're looking to open an account or inquire about loan options, feel free to reach out via phone at 716-673-3585 or visit our website at sunyfredoniafcu.com for more information. Come join us at Suny Fredonia where your financial journey begins!

Branch History & Mission

Commitment to Community

Our commitment extends beyond traditional banking; we believe in giving back to the community that has supported us throughout the years. From partnering with local organizations to hosting educational workshops and events, we actively engage with residents in Fredonia and surrounding areas. These efforts reflect our desire not just to serve as a financial institution but as a trusted partner in your journey towards financial independence.

Join Us!

As we look toward the future, we invite you to become part of the Suny Fredonia family. Experience firsthand how we can help you achieve your financial goals while making a positive impact on our community. Visit us during our operating hours Monday from 9 AM to 4 PM, Tuesday and Wednesday from 9 AM to 2 PM, Thursday from 8 AM to 4 PM, and Friday from 9 AM to 4 PM or give us a call at 716-673-3585. Together, let's build a brighter financial future!

Our Mission

At Suny Fredonia, our mission is clear: We strive to empower our members through comprehensive financial education and personalized service. We understand that financial well-being is about more than just numbers it's about building relationships and fostering a sense of community. We are dedicated not only to providing top-notch financial products but also to supporting local endeavors that uplift and strengthen Fredonia. Whether you're looking for checking accounts, vehicle financing, or mortgage options, we are here for you every step of the way. While members can visit us at 280 Central Ave, official correspondence should be sent to 280 CENTRAL AVE, FREDONIA, NY 14063-1127.

Our Story

From its inception, Suny Fredonia was built on the belief that everyone deserves access to quality financial services tailored to their unique circumstances. Over the decades, we've evolved in response to our members' needs while maintaining our commitment to transparency and integrity. As we opened our doors in 1974, we aimed to create a welcoming space where individuals could find solutions for everything from personal banking to auto loans and mortgages. Through various milestones, including advancements in digital banking and community outreach initiatives, we have stayed true to our mission. We've embraced technology to enhance member experiences while ensuring our services remain accessible to all, including those with disabilities.

Branch Location & Accessibility

Accessibility and Parking

When you visit us, you'll find ample parking available, making it simple for you to pop in. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can enjoy our services comfortably.

Operating Hours

We know your time is valuable! That's why we offer flexible operating hours: Monday from 9 AM to 4 PM, Tuesday and Wednesday from 9 AM to 2 PM, Thursday from 8 AM to 4 PM, and Friday from 9 AM to 4 PM. Whether you're stopping by on your lunch break or after work, we aim to be here when you need us.

Services Offered

At Suny Fredonia, we provide a range of personal banking services tailored for your needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our team is dedicated to helping you manage your finances effectively with additional offerings like personal loans, debt consolidation options, and even business banking solutions. While we currently don't have ATM availability or drive-thru services at this location, our friendly staff is always ready to assist you inside the branch. If you're unable to visit us during regular hours or have specific inquiries, feel free to give us a call at (716) 673-3585. If official correspondence is necessary, please send it to our mailing address at 280 CENTRAL AVE, FREDONIA, NY 14063-1127. We invite you to stop by soon! Experience the difference that personalized service can make at Suny Fredonia. Let us help you reach your financial goals today!

Member Eligibility

At Suny Fredonia, we believe that joining our community is about more than just banking it's about being part of a supportive family. Becoming a member is open to individuals who live, work, or attend school in the Fredonia area, making it easy for you to connect with us and enjoy all the benefits we offer. If you're looking for personalized service, competitive rates on loans, and a range of financial products designed with your needs in mind, you're in the right place. For detailed eligibility criteria and to see if you qualify, feel free to visit our website. Opening an account with us is a breeze! Just head over to our account opening page at https://sunyfredoniafcu.com/apply/loan-application/ or give us a call at (716) 673-3585. Our friendly team is here to guide you through every step of the process. We can't wait for you to experience the advantages of being part of Suny Fredonia where your financial wellness is our top priority!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently do not have member or non-member commercial loans funded, we are dedicated to finding solutions that align with your goals when the opportunity arises.

Merchant Services for Everyday Needs

In today's fast-paced world, having reliable merchant services can make all the difference. Imagine a local café streamlining its payment process, allowing customers to pay effortlessly while you focus on crafting the perfect cup of coffee. Our merchant services provide businesses like yours with seamless payment processing options, ensuring you can serve your customers without interruption. As you consider the future of your business, remember that Suny Fredonia is here to help you navigate your financial journey. With a focus on community and personalized service, we're ready to support you every step of the way. For more information, visit us at 280 Central Ave Fredonia Ny 14063 in Fredonia, NY, or give us a call at (716) 673-3585.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have an ATM onsite, our network allows you access to cash withdrawal services as needed. Plus, our staff is always available during operating hours if you have questions or need assistance. Our commitment at Suny Fredonia extends beyond just offering services; we strive to create lasting relationships with our members by providing personalized support tailored to their financial journeys. If you're ready to explore how we can assist you further, don't hesitate to reach out! Call us at (716) 673-3585 or visit us online at Suny Fredonia Fcu for more information or to open an account today!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our competitive auto loans make it easier for you to drive away in the car of your dreams. With flexible financing options, you can choose terms that fit your budget. Imagine zipping around town in that new ride without breaking the bank!

Business Banking

For entrepreneurs, Suny Fredonia offers business banking solutions like merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we understand the importance of having reliable financial support.

Credit Cards with Rewards

Looking for a credit card that rewards you for everyday spending? Our credit cards come with great benefits, including cash back and points on purchases. You can enjoy shopping while earning rewards that matter.

Mortgage Loans & Refinancing

If owning a home is on your horizon or if you're looking to refinance, we have mortgage loans that cater to various situations. Our team is ready to assist you through every step of the process, ensuring you find the right loan structure for your dream home.

Online & Mobile Banking

In today's fast-paced world, managing your finances on-the-go is essential. Our online and mobile banking services allow you to check balances, transfer funds, and pay bills anytime, anywhere. Convenience is just a few taps away!

Personal Banking

Managing your day-to-day finances is simple with our personal banking options. Whether you're opening a checking or savings account, our friendly staff is here to guide you through the process. We understand that everyone has different saving habits and spending patterns, so we offer tailored solutions to help you manage your money effectively.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and when it does, our personal loans are here to provide quick relief. Need to consolidate debt? We offer tailored solutions that can simplify your payments and help you regain control over your finances.

Digital & Online Banking

At Suny Fredonia, we understand that banking should be easy and secure, especially in today's fast-paced world. That's why we offer a range of digital and online banking services designed to give you the freedom to manage your finances anytime, anywhere. One of the key features we provide is our comprehensive online banking platform, accessible at https://sunyfredoniafcu.com/. With 24/7 access, you can check your account balances, transfer funds, and pay bills at your convenience. We also offer person-to-person transfers, making it simple to send money to friends or family right from your account. For those who prefer using their mobile devices, our mobile application is available for download. This handy tool allows you to manage your accounts on the go, ensuring you're always in control of your finances. Although we currently do not support mobile payments, our app provides a user-friendly experience for all other banking needs. Keeping your information safe is a top priority at Suny Fredonia. Our online banking services include electronic signature authorization, allowing you to securely sign documents without the need for physical paperwork. Plus, with e-statements available, you can easily keep track of your financial activities while reducing paper clutter. We believe that banking should be straightforward and accessible. Whether you're checking your balance on a lunch break or sending money across town, our digital services are designed with you in mind. Explore all that Suny Fredonia has to offer by visiting us online today!

Financial Strength

At Suny Fredonia, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring your financial wellbeing, and our robust financial standing speaks to our commitment. With a net worth of $6,863,948, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation means you can trust that your money is in good hands. Our net worth ratio of 15.83% further demonstrates our capital strength, ensuring we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,931,005 in share certificates, offering stable and rewarding financial growth opportunities. Although we have no money market shares currently available, our focus remains on maximizing the benefits for our members through other means. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $6,793,543 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity is also notable; with $621 in used auto loans and $16,128,348 in total loans and leases, we support members' financial goals across various sectors. Furthermore, our operational efficiency is reflected in our $329,938, enabling us to continue offering competitive loan rates and solid financial products. We take pride in having 6 full-time employees ready to serve you with a knowledgeable team. Our commitment extends beyond numbers; it's about building relationships with each member who walks through our doors. Total Share Accounts: 6,650, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Suny Fredonia is your trusted partner. Visit us at 280 Central Ave Fredonia Ny 14063 or call (716) 673-3585 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $9,288,040 in used vehicle loans and $3,697,851 in new vehicle loans, helping members get on the road with confidence. Whether you're buying brand new or opting for a pre-owned vehicle, our financing options can fit your budget.

Credit Lines

Our total credit lines amount to $2,680,000, giving you access to funds when you need them most. This option is ideal for those who prefer having a safety net without committing to fixed payments. If you're considering refinancing any existing loans, we have options available that can help lower your monthly payments or reduce interest rates based on your eligibility. For more information about our loan offerings or to speak with one of our knowledgeable representatives, feel free to reach us at (716) 673-3585. You can also visit us at our branch located at 280 Central Ave Fredonia Ny 14063, Fredonia, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support your financial endeavors every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $18,556. We make buying or refinancing simple, guiding you through each step of the process to help you secure your dream home.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. While currently we have a total of $0 in loans available, these credit cards offer you the convenience and flexibility to handle your finances effectively.

Loan Aggregator

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SUNY FREDONIA FEDERAL CREDIT UNION - Fredonia, NY

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