Sunmark Credit Union Schenectady NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Sunmark Credit Union - Schenectady, where your financial well-being is our top priority! Located at 1616 Broadway, Schenectady, NY 12306, we have been serving our community since 1937. With a robust membership of over 90,000 individuals, we pride ourselves on being a trusted partner in your financial journey. At Sunmark, we offer a variety of services designed to meet your needs, from checking and savings accounts to auto loans and mortgages. Our total assets exceed $1.14 billion, ensuring that we have the resources to support you effectively. We manage over $52 million in deposits, reflecting our members' trust and confidence in us. With a net worth of $104,986,046, our financial stability allows us to provide competitive rates and services. Our dedicated team of 255 employees, led by CEO Jerilee Beaudoin and Board President Kristen Myers, is here to guide you every step of the way. Whether you're looking for help with personal loans or need assistance with business banking, we're committed to providing personalized service tailored just for you. While members can visit us at our branch location, any official correspondence should be sent to PO Box 16370, Albany, NY 12212-6370. Feel free to reach out via phone at 866-786-6275 if you have any questions or need assistance. Join us today at Sunmark Credit Union - Schenectady and experience the difference of a member-focused financial institution! For more information about our services or to open an account online, visit us at sunmark.org. We look forward to supporting your financial goals!

Branch History & Mission

Commitment to Service

We believe in putting our members first. Our branch operates with extended hours for your convenience self-service ITM available 24/7 and drive-thru services during regular business hours. Our friendly staff is always ready to assist you with any questions or needs you may have. At Sunmark, we're proud of our digital advancements that allow you to bank anytime and anywhere through online and mobile services. We ensure that everyone can access our services by maintaining ADA compliance across all platforms.

Join Us!

As we look towards the future, we invite you to join the Sunmark family. Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Together, let's build a brighter tomorrow for Schenectady and beyond! For more information about becoming a member or exploring our services, please visit us online at sunmark.org or call us at 866-786-6275. We can't wait to welcome you!

Mission Statement

Our mission is clear: to enhance the lives of our members through exceptional financial services and community support. We are dedicated not only to providing excellent banking options but also to actively engaging in outreach efforts that strengthen our local community. Whether it's through educational workshops or partnerships with local organizations, Sunmark is committed to making a positive impact. While members can visit us at 1616 Broadway, official correspondence should be sent to PO Box 16370, Albany, NY 12212-6370 if needed.

Our Journey

Over the decades, Sunmark has evolved significantly while staying true to our mission: to improve the financial well-being of our members and the communities we serve. From our first days as a small credit union, we have embraced innovation and adapted to meet the changing needs of our members. Today, with total assets exceeding $1.14 billion, we continue to provide a wide range of financial products including personal banking services, auto loans, mortgages, and business banking solutions.

Branch Location & Accessibility

Conveniently Located

Our branch is situated near popular local landmarks, making it easy to stop by while you're out and about. With ample parking available right outside, accessing our facility is hassle-free. Plus, we ensure that our location is fully ADA compliant, with ramps and accessibility features for all members of the community.

Get in Touch

Have questions or need assistance? Don't hesitate to reach out! Call us at 866-786-6275. We're here to help you navigate your financial journey with ease. Stop by today and discover how Sunmark Credit Union - Schenectady can support you!

Operating Hours That Work for You

At Sunmark Credit Union - Schenectady, we understand that life can get busy. That's why we offer flexible banking hours. Our self-service ITM (Interactive Teller Machine) is available around the clock for your convenience. For in-branch services, we're open Monday through Wednesday from 9:00 AM to 4:30 PM, Thursday and Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Please note that we're closed on Sundays.

Services Tailored to Your Needs

We provide a variety of services designed to fit your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our drive-thru service ensures quick access for deposits and withdrawals without leaving your car. If you prefer using an ATM, you'll find one available on-site as well. While members can visit us at our Schenectady address for all their banking needs, official correspondence should be sent to PO Box 16370 in Albany if different from our branch address.

Member Eligibility

At Sunmark, we believe that everyone deserves a supportive community to help them achieve their financial goals. Becoming a member is simple and welcoming! If you live, work, or worship in the area around 1616 Broadway Schenectady Ny 12306, you're already on your way to joining our family. We also welcome immediate family members of current members, making it easy for you to share the benefits of membership with those you care about. You can explore all the details about eligibility on our website at http://www.sunmark.org/membership/open-account. Once you're ready to take the next step, opening an account is a breeze! Our team is here to guide you through every part of the process, ensuring you feel comfortable and informed. Whether it's checking and savings accounts, loans, or credit cards, becoming a member at Sunmark opens the door to exceptional services tailored just for you. Feel free to give us a call at (866) 786-6275 if you have any questions or need assistance we're always happy to help! Join us today and experience the difference!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine a busy Saturday where your customers can pay seamlessly while you manage everything else. Our merchant services simplify transactions so you can focus on running your business. From easy payment processing to reliable support, we help you create an experience that keeps customers coming back. Located at 1616 Broadway Schenectady Ny 12306 in Schenectady, NY, we're here to serve as your trusted partner in achieving your business goals. Reach out today at (866) 786-6275 to learn more about how we can assist you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $328 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $118,440,255, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. With features like basic drive-thru banking for quick deposits and withdrawals along with basic ATM access for balance checks and cash withdrawals, we make sure managing your finances is as hassle-free as possible. With all these services available at Sunmark Credit Union - Schenectady, it's clear how much we care about empowering our members financially. If you have questions or want to learn more about how we can assist you further, please don't hesitate to reach out! Call us at (866) 786-6275 or visit us in person we're excited to help you achieve your financial goals!

Financing Your Dreams

If you're considering a new vehicle or home, look no further than our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options. Picture yourself driving away in that dream car or settling into a cozy home all made possible with flexible financing plans catered to your budget. For those facing unexpected expenses or wishing to consolidate debt, our Personal Loans & Debt Consolidation services can provide relief and clarity.

Personal Banking Made Simple

For those seeking straightforward banking solutions, our personal banking options include Checking & Savings Accounts that fit various lifestyles. Imagine effortlessly managing your finances through our user-friendly Online & Mobile Banking platforms, allowing you to check balances, transfer funds, and pay bills from anywhere. You can also take advantage of our ATM & Cash Withdrawal Services, ensuring you have easy access to your money when you need it.

Rewarding Credit Solutions

We know that credit cards are an important part of many members' lives. That's why we offer Credit Cards with Rewards, helping you earn points on everyday purchases. These rewards can lead to exciting benefits, making each swipe count toward something special.

Supporting Local Businesses

For entrepreneurs and business owners, our commitment extends beyond personal banking. We provide comprehensive Business Banking services that include Merchant Services & Business Loans. This means whether you're starting a new venture or expanding an existing one, we're here to help every step of the way.

Digital & Online Banking

Accessibility and Real-Time Management

Managing your finances has never been easier. Our digital services allow for real-time account management so that you're always up-to-date with your transactions. Whether it's checking your balance or monitoring recent activity, everything is just a tap away. With Sunmark's commitment to security and ease-of-use, you can bank with confidence knowing that we prioritize your safety while providing the tools you need for effective financial management. Join us today and discover how our digital banking solutions can simplify your life!

Key Features

One of the standout features of our online services is the ability to sign documents electronically. With electronic signature authorization, you can complete transactions without the hassle of printing or mailing forms. Plus, if you prefer paperless options, e-statements are available to help you stay organized and reduce clutter. For those who love using their mobile devices, our mobile application allows for quick access to your accounts. You can make mobile payments effortlessly and send money to friends or family through person-to-person transfers. It's all about providing flexibility while ensuring that your information remains safe and secure.

Financial Strength

At Sunmark, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our robust financial foundation, you can trust that your money is in safe hands. With a net worth of $104,986,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $330,700,261 in share certificates and $124,406,971 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $96,407,328 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,779 in used auto loans and $981,738,508 in total loans and leases. Our operational efficiency is reflected in our $1,925,815, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 253 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments at $690,130, we're well-equipped to meet your needs. Total Share and Deposit Accounts stand at 158,166, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sunmark is your trusted partner. Visit us at 1616 Broadway Schenectady Ny 12306 or call (866) 786-6275 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $190,866,135 in used vehicle loans and $53,268,173 in new vehicle loans already helping members get on the road. Whether you're considering a new model or a reliable used vehicle, we have financing solutions designed for you.

Business Financing

For business owners, our outstanding commercial loans totaling $118,440,255 provide the capital needed to grow and expand your business. We understand the unique challenges that come with running a business and are here to support your journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $173,699,540, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the home you've always wanted.

Refinancing Options

If you're looking to save on existing loans or improve your current financial situation, ask about our refinancing options. We work closely with members to explore eligibility and find solutions that fit their needs. You can reach us at (866) 786-6275 for any questions or assistance regarding our loan products. Visit us at 1616 Broadway Schenectady Ny 12306 in Schenectady, NY, or check out our website at https://www.sunmark.org/ for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Sunmark, we're committed to helping you take control of your financial future with our diverse range of loan offerings!

Unsecured Credit Card Loans

Managing your day-to-day expenses can sometimes be tricky. We also offer flexible terms on unsecured credit card loans, with a total of $38,848,382 in loans helping members manage their finances effectively. Our credit cards come with rewards and features that can make everyday spending more rewarding.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. With LendMesh, you can trust that you're looking at genuine loan options that meet strict regulatory guidelines.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You won't find hidden fees or misleading terms here. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see all options fairly without any conflict of interest. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. You can compare rates side-by-side to find the best deal for your needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SUNMARK CREDIT UNION - Schenectady, NY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Schenectady, NY (12306)

Introduction

Branch History & Mission

Commitment to Service

Join Us!

Mission Statement

Our Journey

Branch Location & Accessibility

Conveniently Located

Get in Touch

Operating Hours That Work for You

Services Tailored to Your Needs

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Options

Comprehensive List Of Services

Convenience at Your Fingertips

Financing Your Dreams

Personal Banking Made Simple

Rewarding Credit Solutions

Supporting Local Businesses

Digital & Online Banking

Accessibility and Real-Time Management

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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