Sunmark Credit Union Latham NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Sunmark Credit Union, your trusted financial partner located at 1187 Troy Schenectady Rd, Latham, NY 12110. Since our establishment in 1937, we have proudly served our community and grown into a vital resource for over 90,841 members. With total assets exceeding $1.14 billion, we're committed to providing exceptional financial services tailored to meet the diverse needs of our members. At Sunmark, we believe that banking should be more than just transactions; it's about building relationships and enhancing lives. Our dedicated team of 255 employees, led by CEO Jerilee Beaudoin and Board President Kristen Myers, is here to support you every step of the way. Whether you're looking for personal banking solutions like checking and savings accounts or seeking financing options for your next vehicle or home, we have you covered. While members can visit us at our branch in Latham, official correspondence should be sent to our mailing address: PO Box 16370, Albany, NY 12212-6370. We invite you to explore the wide range of services we offer, including auto loans totaling over $981 million, business loans, credit cards with rewards, and convenient online and mobile banking options. Our commitment to the community is reflected not only in our robust membership but also in our substantial total deposits of $52,400,888 and net worth of $104,986,046. With cash in hand amounting to $9,962,388, we're well-equipped to help you achieve your financial goals while ensuring your funds are secure. Visit us today or call us at 866-786-6275 to discover how Sunmark Credit Union can empower your financial journey! For more information about our services and membership eligibility, feel free to check out our website at sunmark.org. Your financial future starts here!

Branch History & Mission

At Sunmark, we take pride in our rich legacy and commitment to serving the community. Established in 1937, our branch has been a cornerstone of financial support for the people of Latham, NY. Located at 1187 Troy Schenectady Rd, we are easily accessible to our members, providing a welcoming environment where everyone can achieve their financial goals. From our humble beginnings to becoming a trusted partner for over 90,841 members, we have grown significantly over the years. With total assets exceeding $1.14 billion, we have consistently focused on building strong relationships with our members and ensuring their financial well-being. Our mission is simple yet profound: to empower individuals and families through personalized financial services while fostering community growth. At Sunmark, we understand that banking needs vary from person to person. That's why we offer a wide range of services tailored to meet diverse financial requirements. Whether you're looking for checking and savings accounts, auto loans, mortgages, or credit cards with rewards, we're here to help. Our commitment extends beyond just financial products; we aim to be an active participant in community development through various outreach initiatives. While you can visit us at 1187 Troy Schenectady Rd, please note that official correspondence should be directed to our mailing address at PO Box 16370, Albany, NY 12212-6370 if it differs from your visit. Our dedicated team is available during operating hours to assist you: Monday and Tuesday from 9:00 AM to 4:30 PM, Wednesday from 9:30 AM to 4:30 PM, Thursday and Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM (we are closed on Sundays). As part of our dedication to enhancing member experience, we provide convenient features such as ATM availability and self-service options. We are committed to accessibility and ensure that all our services are ADA compliant. Our mission goes beyond banking; it's about building a better community together. We strive for excellence not only in service but also in creating opportunities for everyone who walks through our doors. Join us at Sunmark Credit Union today experience the benefits of being part of a community-focused institution that truly cares about your future! For more information or assistance, feel free to contact us at 866-786-6275 or visit our website at sunmark.org. Your journey towards financial empowerment starts here!

Branch Location & Accessibility

Welcome to Sunmark Credit Union, your trusted financial partner located conveniently at 1187 Troy Schenectady Rd in Latham, NY. Nestled in the heart of Albany County, our branch is easily accessible for all members and visitors alike. Whether you're coming from nearby landmarks like the Latham Circle or taking a stroll through the scenic parks of Latham, you'll find us just a stone's throw away, ready to assist with your banking needs. While members can visit us at our branch address, please note that official correspondence should be sent to PO Box 16370 in Albany, NY. Our location offers ample parking and features designed for everyone, including ADA-compliant access points to ensure that all members can enjoy our services comfortably. At Sunmark Credit Union, we understand that convenience is key. That's why we proudly offer self-service ITM (Interactive Teller Machine) access 24/7 along with personal service hours throughout the week. Join us Monday through Tuesday from 9 AM to 4:30 PM, Wednesday from 9:30 AM to 4:30 PM, and Thursday through Friday from 9 AM to 6 PM. On Saturdays, we're open from 9 AM until 1 PM. Unfortunately, we are closed on Sundays. For those who prefer cash transactions, you will be pleased to know that we have an ATM available for easy withdrawals and balance checks. Although we do not currently offer drive-thru banking services, our staff is always ready and eager to help you inside. If you're looking for a place that offers a variety of financial products from checking and savings accounts to auto loans and mortgages Sunmark Credit Union is here for you. We also provide online and mobile banking options for added flexibility. Feel free to reach out by calling us at 866-786-6275 or drop by our branch today! We can't wait to welcome you into the Sunmark family!

Member Eligibility

At Sunmark, we believe in creating a welcoming community where everyone has the opportunity to thrive. Joining us as a member is simple and open to anyone who lives, works, or attends school in our service area. We also extend membership to family members of current members, so you can share the benefits with those you care about. The perks of being part of Sunmark include access to a range of financial products designed to help you achieve your goals, from personal loans to savings accounts with competitive rates. To learn more about the specific eligibility criteria, feel free to check out our detailed information at http://www.sunmark.org/membership/open-account. When you're ready to become a member, opening an account is easy! You can start the process online by visiting http://www.sunmark.org/membership/open-account or give us a call at (866) 786-6275 if you have any questions. We're located at 1187 Troy Schenectady Rd Latham Ny 12110, and our friendly team is here to assist you every step of the way. Join us today and be part of something special!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $328 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $118,440,255, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable merchant services can make a significant difference. Imagine being able to process payments smoothly while managing your inventory all from one platform. Our merchant services offer just that, empowering you to focus on what truly matters: growing your business. Located at 1187 Troy Schenectady Rd Latham Ny 12110, Latham, NY, our dedicated team is ready to help you explore tailored solutions that fit your business's specific needs. For more information or to get started, call us at (866) 786-6275 or visit us online at https://www.sunmark.org/.

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking solutions can help you thrive. From merchant services that streamline payment processing to business loans designed for growth, we're here to support your entrepreneurial journey.

Commitment to Service

At Sunmark, we prioritize our members' needs above all else. You can reach us anytime at (866) 786-6275 for assistance or inquiries about any of our services. We also invite you to visit us at our branch in Latham during our operating hours for personalized service. We look forward to serving you! Explore all that we have to offer by visiting us at Sunmark Credit Union - Headquarters today!

Digital Convenience

In today's fast-paced world, access to your finances anytime is crucial. That's why we offer robust online and mobile banking features. With our online platform, you can check balances, transfer funds, pay bills, and even deposit checks from the comfort of your home or on the go through our mobile app. Need cash? Our ATM services are readily available for withdrawals and balance checks without any hassle.

Personal Banking

Our personal banking services start with checking and savings accounts tailored to help you manage your everyday finances effectively. Need a vehicle? Our auto loans and vehicle financing options make it simple to get behind the wheel of your dream car. Plus, if you're thinking about buying a home or refinancing your current mortgage, our mortgage loans offer competitive rates and terms. For those unexpected expenses or projects that need funding, consider our personal loans and debt consolidation services. We also offer credit cards with rewards, giving you more benefits as you spend.

Digital & Online Banking

Key Features

Our online banking platform is not only user-friendly but also packed with features that enhance your banking experience. You can take advantage of E-Statements, which allow you to view your account statements electronically, saving you time and paper. We also support Electronic Signature Authorization, making it easy for you to sign documents securely from the comfort of your home. For those on the go, our mobile application provides all the essential functions right at your fingertips. You can manage your accounts, make person-to-person transfers, and even use our mobile payments feature to pay for purchases quickly and safely.

Security and Accessibility

At Sunmark, your security is our priority. Our online banking systems use advanced encryption technology to keep your personal information safe. Plus, with real-time account management, you can monitor transactions as they happen, giving you complete control over your finances. Whether you're sitting at home or out running errands, accessing your bank has never been simpler or more secure. Experience the benefits of modern banking today with Sunmark!

Financial Strength

Commitment to Growth

With $96,407,328 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $13,779 in used auto loans and $981,738,508 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $330,700,261 in share certificates and $124,406,971 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $1,925,815, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 253 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $104,986,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

We have built a robust community with a total of 158,166 share accounts, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) stand at $690,130, reinforcing our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sunmark is your trusted partner. Visit us at 1187 Troy Schenectady Rd Latham Ny 12110 or call (866) 786-6275 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $190,866,135 in used vehicle loans and $53,268,173 in new vehicle loans already helping members get on the road, you can trust us to make your car-buying experience smooth and straightforward. We also provide refinancing options for those looking to lower their monthly payments.

Business Financing

For business owners, our outstanding commercial loans totaling $118,440,255 provide the capital needed to grow and expand your business. We understand the challenges entrepreneurs face and aim to support their aspirations through accessible financing solutions. At Sunmark, we're committed to making borrowing easy and transparent. Our experienced team is ready to guide you through every step of the process, from application to approval. If you're interested in learning more about our loan offerings or want to check your eligibility, please feel free to contact us at (866) 786-6275. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 1187 Troy Schenectady Rd Latham Ny 12110, Latham, NY, or explore more online at our website.

Credit Card Loans

Managing day-to-day expenses is made easier with our flexible terms on unsecured credit card loans. We currently have $38,848,382 in unsecured credit card loans helping members manage their finances effectively. This option allows you to enjoy the benefits of rewards while keeping your spending in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $173,699,540, ensuring that you have access to the funds you need for your dream home. If you're considering refinancing your existing mortgage, our team can assist you in finding the best solution for your situation.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accurate data means you can trust that the loan options presented are legitimate and competitive.

SUNMARK CREDIT UNION - Latham, NY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Latham, NY (12110)

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Business Banking

Commitment to Service

Digital Convenience

Personal Banking

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Commitment to Growth

Member-Centric Savings

Operational Efficiency

Our Financial Health

Strong Member Base

Loan Offering

Auto Loans

Business Financing

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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