Sunmark Credit Union Guilderland NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Sunmark at our Guilderland Branch, located conveniently at 2115 Western Ave, Guilderland, NY 12084. Since our establishment in 1937, we have been dedicated to serving our community with trust and reliability. With a growing membership of 90,841, we pride ourselves on being more than just a financial institution; we're your partner in achieving financial success. At Sunmark, we understand that every member has unique needs. That's why we offer a wide range of services including personal banking, auto loans, mortgages, business banking solutions, and more. Our total assets stand strong at $1,142,756,705, ensuring that we have the resources necessary to support you. We manage total deposits of $52,400,888 and maintain a net worth of $104,986,046, reflecting our commitment to stability and growth for our members. Under the leadership of CEO Jerilee Beaudoin and Board President Kristen Myers, our team of 255 employees is here to provide personalized service tailored to your financial goals. Whether you need assistance with loans or are looking for guidance on savings options, we are always ready to help. While members can visit us at the branch for face-to-face interactions and transactions through our self-service ITM drive-thru or ATM services, official correspondence should be sent to PO Box 16370, Albany, NY 12212-6370 if necessary. As part of our commitment to the community and our members' prosperity, we invite you to explore all that Sunmark has to offer. For more information or assistance, please don't hesitate to call us at 866-786-6275 or visit our website at sunmark.org. We look forward to helping you achieve your financial dreams!

Branch History & Mission

Community Engagement

Sunmark actively participates in community outreach efforts that make a real difference. We partner with local organizations to support various initiatives aimed at improving lives in Guilderland and beyond. Whether it's through financial literacy programs or charity events, we take pride in giving back and being involved in our neighborhoods. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of membership at Sunmark. Together, let's build a stronger community where everyone can thrive financially. For more information or to become a member today, visit us at sunmark.org or give us a call at 866-786-6275. Your future starts here!

Our Mission

At Sunmark, our mission is simple yet powerful: we strive to improve the financial well-being of our members and enhance the communities we serve. We offer a range of services including personal banking accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Our goal is not just to provide financial products but to empower our members through education and support. We believe in making banking accessible for everyone. Our branch features both ATM availability and drive-thru banking for convenience. We also prioritize digital advancements; members can enjoy online banking services and mobile payments anytime they need them. While you can visit us at our Guilderland location for all your banking needs, please note that official correspondence should be sent to PO Box 16370, Albany, NY 12212-6370 if it differs from the branch address.

Branch Location & Accessibility

Accessibility Features

At Sunmark, we prioritize making your banking experience as smooth as possible. Our branch is fully ADA-compliant with ramps and accessible entrances to ensure everyone can get in without any hassle. Parking is ample and convenient, so you won't have to worry about finding a spot when you arrive.

Banking Services

Our Guilderland Branch offers a variety of services designed with you in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Enjoy easy ATM access right outside the branch or take advantage of our drive-thru service for quick deposits and withdrawals.

Operating Hours

We understand that life can get busy! That's why our self-service ITM (Interactive Teller Machine) is available 24/7 for your convenience. For personal service, our friendly staff is ready to assist during regular hours: Monday and Tuesday from 9 AM to 4:30 PM; Wednesday from 10 AM to 4:30 PM; Thursday and Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM. We're closed on Sundays.

Visit Us Today!

We invite you to stop by the Sunmark Guilderland Branch today! If you have questions or need assistance before your visit, feel free to give us a call at 866-786-6275. Our team looks forward to welcoming you and helping you achieve your financial goals!

Member Eligibility

At Sunmark, we believe that becoming a member is like joining a family that supports each other on the journey to financial wellness. If you live, work, worship, or attend school in our community, you're likely eligible to join us! We welcome individuals from all walks of life who share a commitment to building a brighter financial future. Our members enjoy numerous benefits, including access to personalized banking services and competitive loan rates that help you achieve your dreams. If you're curious about the specifics of eligibility, we invite you to visit our detailed guide at http://www.sunmark.org/membership/open-account. And when you're ready to take the next step, opening an account is simple! Just check out our account opening process at http://www.sunmark.org/membership/open-account, or give us a call at (866) 786-6275 for any questions. We can't wait to welcome you to Sunmark at 2115 Western Ave Guilderland Ny 12084!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer comprehensive merchant services that make transactions smoother for your business. Imagine having the ability to accept payments anytime, anywhere whether it's a busy Saturday at your storefront or a pop-up event downtown. Our solutions empower you to focus on what you do best: growing your business. Located at 2115 Western Ave Guilderland Ny 12084 in Guilderland, NY, our team is ready to partner with you on your financial journey. For more information or to get started, give us a call at (866) 786-6275. Let's work together to turn your business goals into reality!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $328 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $118,440,255, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Access When You Need It

With our ATM services available at various locations and basic drive-thru banking for quick deposits and withdrawals, accessing your money has never been simpler. Plus, with 24/7 self-service options available through our ITM (Interactive Teller Machine), we're always here when you need us. We invite you to visit us at 2115 Western Ave Guilderland Ny 12084 or call us at (866) 786-6275 if you have any questions about our services or how we can assist you better. At Sunmark, we're dedicated to helping you achieve your financial goals come see how we can serve you today! For more information about opening an account or becoming a member, visit us online at https://www.sunmark.org/.

Business Solutions Tailored for You

For our business members, we understand the importance of reliable banking solutions. That's why we offer business banking services that include merchant services and business loans. Whether you're just starting or looking to expand, we are here to support your entrepreneurial journey.

Convenient Online & Mobile Banking

In today's fast-paced world, managing your finances should be easy and convenient. That's why Sunmark provides robust online and mobile banking features. With these tools, you can check balances, transfer funds, pay bills, and even make person-to-person payments right from your smartphone or computer anytime, anywhere.

Personal Banking Made Simple

Our personal banking services include checking and savings accounts designed to help you manage your money effortlessly. Imagine having an account that not only meets your daily banking needs but also offers competitive interest rates to help your savings grow. Need financing? Our auto loans and vehicle financing options make it easy for you to drive away in a new or used car without breaking the bank. We also offer mortgage loans and refinancing options, perfect for those looking to buy their first home or lower their monthly payments. If you're facing debt challenges, our personal loans and debt consolidation services can provide the relief you need.

Rewards That Matter

Don't forget about our credit cards with rewards! You can earn points on everyday purchases that you can redeem for travel, cash back, or other exciting perks. It's like getting paid to spend!

Digital & Online Banking

Key Features

With our online banking, you can easily view your account balances, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfers make it simple and fast. Plus, you can stay organized with electronic statements, which are not only environmentally friendly but also easily accessible whenever you need them. For those who prefer mobile banking, our dedicated mobile application allows you to manage your accounts right from your smartphone. You can even make payments with ease using our mobile payments feature. This means no more fumbling for cash or cards; everything is right at your fingertips.

Security and Accessibility

Your security is our top priority. We utilize electronic signature authorization for secure transactions, ensuring that your sensitive information remains protected. You can bank with peace of mind knowing that we take every measure to safeguard your data. Our digital services are designed for everyone, whether you're tech-savvy or new to online banking. With easy navigation and straightforward tools, managing your finances has never been easier. From checking balances to making payments or setting up e-statements, everything is accessible in real-time. At Sunmark, we're committed to providing you with all the tools you need for effective account management while keeping it secure and straightforward. Explore all that we have to offer today!

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 158,166, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $690,130 further illustrate our capability to support our community's needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sunmark is your trusted partner. Visit us at 2115 Western Ave Guilderland Ny 12084 or call (866) 786-6275 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $96,407,328 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $13,779 in used auto loans and $981,738,508 in total loans and leases, supporting our members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $330,700,261 in share certificates and $124,406,971 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,925,815 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 253 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $104,986,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $190,866,135 in used vehicle loans and $53,268,173 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options that can make owning a vehicle more affordable than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $118,440,255 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing one, we have solutions designed specifically for small businesses. At Sunmark, we aim to simplify your borrowing experience by offering clear terms and supportive services. If you're unsure about your eligibility or want to explore your options further, don't hesitate to reach out! You can contact us at (866) 786-6275 or visit us at our branch located at 2115 Western Ave Guilderland Ny 12084 in Guilderland, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore how our loan offerings can help you reach your financial aspirations today!

Credit Lines and Unsecured Credit Card Loans

For members needing extra cash flow, we offer total credit lines amounting to $224,563,645. This provides flexibility when unexpected expenses arise. Additionally, our unsecured credit card loans, with a total of $38,848,382, help members manage their finances effectively while earning rewards on everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $173,699,540, make buying or refinancing simple. We are here to guide you through every step of the mortgage process, ensuring you understand your options and find the right fit for your budget.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of LendMesh is its focus on verified data. Loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information they receive. Additionally, LendMesh does not feature sponsored listings, meaning lenders are not prioritized based on paid promotions. This approach allows users to access truly unbiased results. With real-time rate comparisons available from multiple institutions, LendMesh empowers users to make informed decisions about their borrowing options. The tool updates frequently, reflecting the most current loan rates and terms available. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SUNMARK CREDIT UNION - Guilderland, NY

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Guilderland, NY (12084)

Introduction

Branch History & Mission

Community Engagement

Our Mission

Branch Location & Accessibility

Accessibility Features

Banking Services

Operating Hours

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Lending Solutions

Comprehensive List Of Services

Access When You Need It

Business Solutions Tailored for You

Convenient Online & Mobile Banking

Personal Banking Made Simple

Rewards That Matter

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Growing Member Trust

Investing Back into Our Community

Member-Centric Savings Options

Operational Efficiency

Strong Financial Foundation

Loan Offering

Auto Loans

Business Loans

Credit Lines and Unsecured Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

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