Sunlight Credit Union Powell WY | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Sunlight Federal Credit Union at 374 N Clark St, Powell, WY 82435! Established in 1953, we have proudly served our community for decades, building a legacy of trust and reliability. With over 8,982 members, we are dedicated to providing personalized financial services tailored to meet your needs. At Sunlight, our commitment to excellence is reflected in our impressive financial standing, boasting total assets of $211,643,676 and deposits totaling $34,609,308. This strong foundation allows us to offer a wide range of products including auto loans, mortgages, and personal banking services. Our team is here to help you navigate your financial journey with confidence. While you can visit us directly at our branch location in Powell, please note that any official correspondence should be sent to the same address: 374 North Clark ST, Powell, WY 82435. Under the leadership of our CEO, Julie Dunham, and Board President Allen Wilson, we strive to foster a welcoming atmosphere where every member feels valued. With a dedicated staff of 43 employees, we ensure that you receive the attention and care you deserve. Whether you're looking to take out a loan or explore savings options, we're here for you. Reach out to us at (307) 754-7191 or visit our website at sunlightfcu.com for more information on how we can assist you today!

Branch History & Mission

Community Commitment

We take pride in being actively involved in our local community. Through partnerships and outreach programs, we aim to contribute positively to the lives of those around us. Whether it's sponsoring local events or supporting educational initiatives, our goal is to uplift our neighbors while promoting financial literacy. With a dedicated team led by CEO Julie Dunham and Board President Allen Wilson, we are focused on ensuring that every member's experience is personalized and satisfying. Our staff is trained to assist with all inquiries and provide guidance tailored to individual needs. As we look toward the future, we invite you to join the Sunlight family. Experience firsthand the advantages that come with membership from competitive loan rates to personalized service designed just for you. Together, let's continue building a brighter financial future for ourselves and our community. For more information about joining or accessing our services, give us a call at 307-754-7191 or visit us online at Sunlight FCU. We can't wait to serve you!

Our Mission

At Sunlight, we believe in empowering our members through quality financial services and community engagement. Our mission is clear: to provide our members with affordable financial solutions while fostering a sense of belonging and mutual support. We strive to create a welcoming environment where everyone can feel secure about their financial future. Our services include personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We also offer modern conveniences such as online banking and mobile payments to meet the evolving needs of our members. With an ATM on-site and drive-thru banking available for added convenience, we prioritize accessibility while maintaining an exceptional level of service.

Branch Location & Accessibility

Convenient Access and Features

At Sunlight, we understand that accessibility is key. Our branch offers ample parking and features that comply with ADA standards, ensuring everyone can enjoy a hassle-free visit. Whether you're coming in for a quick transaction or need assistance with one of our many services, our friendly staff is here to help. We are open Monday through Friday from 9:00 A.M. to 5:00 P.M., with our drive-thru service available earlier at 8:30 A.M. until 5:30 P.M. This flexibility allows you to manage your banking on your schedule! Plus, if you're in a hurry on Saturdays, our drive-thru is also open for your convenience.

Join Us Today!

We invite you to stop by or give us a call at 307-754-7191 to learn more about how Sunlight Federal Credit Union can support your financial journey. Our dedicated team looks forward to welcoming you into our family!

Services Designed for You

Sunlight Federal Credit Union offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash quickly? Our ATM is available on-site for easy withdrawals and balance checks. For those who prefer online transactions, we provide mobile and online banking services that allow you to manage your finances anytime, anywhere. And if you're a member of another credit union, take advantage of our shared service center for basic transactions.

Member Eligibility

At Sunlight, we believe that everyone deserves a chance to be part of a caring and supportive financial community. If you're wondering how to join us, the good news is that becoming a member is easier than you might think! To qualify for membership, you simply need to meet some friendly criteria that include living, working, or attending school in our service area, or having a family member who is already a member. This means that whether you're a long-time resident of Powell or new to the area, we welcome you with open arms. Joining Sunlight not only opens the door to various financial products and services tailored for your needs but also grants you access to exclusive benefits like competitive loan rates and personalized banking assistance. If you're ready to take the next step, check out our detailed eligibility requirements at https://www.sunlightfcu.com/become-a-member/star-member . And when you're set to open an account, just visit us at https://www.sunlightfcu.com/apply-for-a-loan or give us a call at (307) 754-7191. We can't wait to welcome you into our growing family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $32 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $432 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $20,588,037, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make everyday transactions easier for business owners. Imagine being able to accept payments seamlessly, whether it's online or in-person, giving your customers more ways to shop with you. Our services are tailored to meet your needs, allowing you to focus on what really matters: growing your business. Visit us at 374 N Clark St Powell Wy 82435 in Powell, WY, or call us at (307) 754-7191 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive business banking solutions, including merchant services and business loans. Whether you're starting out or looking to expand, we have resources that can help your business thrive.

Credit Card Rewards

With our credit cards featuring rewards, you can earn points on your everyday purchases. This means that every swipe brings you closer to exciting rewards while enjoying competitive rates.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our robust online and mobile banking services. Access your accounts anytime, anywhere, through our user-friendly app or website. You can easily check balances, transfer funds, and pay bills right from your device. Our ATM and cash withdrawal services ensure that you have access to your funds whenever needed. Plus, with basic drive-thru banking available for deposits and withdrawals, we make it easy for you to complete transactions without hassle.

Personal Banking Solutions

We understand that managing your personal finances can be a challenge. That's why we offer checking and savings accounts tailored to fit various lifestyles. Whether you're saving for a big purchase or looking for day-to-day banking solutions, our accounts come with features to help you manage your money effectively. For those considering the purchase of a vehicle, our auto loans and vehicle financing options are designed to make the process smooth and straightforward. We also provide mortgage loans and refinancing services, allowing you to find the best path to homeownership or adjust your existing mortgage terms. If you're facing unexpected expenses or need help consolidating debt, our personal loans and debt consolidation options can give you the financial relief you need.

Shared Branch Transactions

As part of our commitment to accessibility, we also provide basic shared branch transactions for partner credit union members. This allows for even greater flexibility in managing your finances. --- At Sunlight, we believe that everyone deserves access to quality financial services tailored just for them. If you're ready to explore how we can assist you with personal or business banking needs, don't hesitate to reach out! Call us at (307) 754-7191 or visit us online at Sunlight Federal Credit Union (powell Office). We're excited to help you achieve your financial goals!

Digital & Online Banking

At Sunlight, we understand that managing your finances should be convenient and secure. That's why we offer a robust suite of digital and online banking services designed to fit your busy lifestyle. Whether you're at home, on the go, or anywhere in between, our digital banking tools are here to help you take control of your money with ease. One of the standout features is our online banking platform, which allows you to access your accounts anytime, anywhere. With 24/7 online banking services, you can check balances, view transaction history, and transfer funds with just a few clicks. It's all about giving you real-time account management right at your fingertips. For those who prefer using their smartphones, our mobile application offers similar capabilities in a user-friendly format. You can make person-to-person transfers effortlessly and enjoy mobile payments for added convenience while shopping. Plus, if you're looking to reduce paper clutter, we provide e-statements so you can access your account statements digitally whenever you need them. Security is a top priority at Sunlight. Although we currently do not offer electronic signature authorization, rest assured that your financial information is protected through advanced security measures. We strive to keep your data safe while providing an easy-to-use interface that makes banking simple. Whether you're paying bills or monitoring spending habits, our digital banking services are designed to enhance your financial experience. Visit us online today at https://www.sunlightfcu.com/ and discover how easy it is to manage your finances with Sunlight!

Financial Strength

A Growing Member Base

Total Share Accounts: 19,580, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $755,034. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sunlight is your trusted partner. Visit us at 374 N Clark St Powell Wy 82435 or call (307) 754-7191 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in You

With $22,888,955 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $1,352 in used auto loans and $148,987,526 in total loans and leases supporting your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $57,741,567 in share certificates and $6,952,009 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,364,270, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $466,568 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 42 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $24,490,891, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,157 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,141,035 in used vehicle loans and $3,683,501 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that can be tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $20,588,037 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is here to support your business journey.

Eligibility and Refinancing Options

If you're unsure about your eligibility for any of our loan products or need assistance with refinancing existing loans, feel free to reach out. Our friendly staff at Sunlight is here to help you navigate your options and find the best solutions for your needs. For more information on our loan offerings or to get started today, call us at (307) 754-7191 or visit us at 374 N Clark St Powell Wy 82435 in Powell, WY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us assist you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,049,680, make buying or refinancing simple. We can guide you through the process and help you find a plan that works for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $598,939 in loans helping members manage their finances effectively. These cards are designed to give you the freedom to make purchases while keeping your payments manageable.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With an emphasis on transparency and reliability, LendMesh helps users navigate their borrowing options with confidence. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures fair and transparent offers for all users. By using verified data, LendMesh guarantees that the loan offers presented are legitimate and trustworthy. One of the key benefits of using LendMesh is that it does not feature sponsored listings. Unlike many comparison tools that prioritize lenders based on paid promotions, LendMesh's goal is to deliver unbiased results. This commitment to neutrality allows users to make informed decisions without any hidden agendas. Additionally, LendMesh provides real-time rate comparisons from multiple institutions, ensuring that users have access to up-to-date information. This feature empowers borrowers to take charge of their financial choices and find the best rates available for their specific needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SUNLIGHT FEDERAL CREDIT UNION