Sunlight Credit Union Cody WY | Best Auto Loans & Business Banking

Introduction

Welcome to Sunlight Federal Credit Union, your trusted financial partner right here in the heart of Cody, Wyoming. Since our establishment in 1953, we have been dedicated to serving our members with integrity and care. Located at 1702 17Th St, Cody, WY 82414, we invite you to discover a community-focused credit union that prioritizes your financial well-being. At Sunlight, we proudly serve a growing membership base of 8,982 members, offering a comprehensive range of services from personal banking and auto loans to business financing. Our total assets stand at an impressive $211,643,676, reflecting our commitment to providing secure and reliable banking solutions. With total deposits of $34,609,308 and net worth reaching $24,490,891, you can trust that your finances are in good hands. Our leadership team, led by CEO Julie Dunham and Board President Allen Wilson, is passionate about fostering a supportive environment for all members. We understand the importance of personalized service and strive to make every interaction meaningful. Our team of 43 employees is here to assist you with any questions or concerns you may have. Whether you're looking to open a checking account, apply for an auto loan (with over 5,185 loans already funded), or explore other financial opportunities, Sunlight Federal Credit Union is here for you. While members can visit us at our branch location, official correspondence should be sent to PO BOX 190, Cody, WY 82414. Feel free to reach out to us at 307-587-4915 or explore more on our website at sunlightfcu.com. Join us today and experience the difference that a member-focused credit union can make in your financial journey!

Branch History & Mission

Community Focus

Our credit union is deeply rooted in community outreach efforts. We work tirelessly to build partnerships that make a difference locally from sponsoring events that promote education and health awareness to offering financial literacy workshops that empower individuals with knowledge about managing their finances.

Join Us Today!

As we look toward the future, we invite you to become part of the Sunlight family. Experience firsthand the benefits of being a member of a credit union that genuinely cares about your success and well-being. Visit us today at 1702 17th St or reach out at 307-587-4915 to learn more about how we can help you achieve your financial goals. Together, let's illuminate the path toward brighter financial futures!

Our Mission

At Sunlight Federal Credit Union, our mission is clear: to empower our members by providing accessible financial solutions tailored to meet their unique needs. We believe in fostering growth both financially and within the community. This commitment drives us to offer a wide range of services including personal banking accounts, auto loans, mortgage options, and business financing. We understand that modern banking requires adaptability. That's why we've embraced digital advancements like online banking and mobile payment options. We ensure accessibility for everyone with ADA compliance and strive to be a customer-centric institution where every member feels valued.

Our Story

From our humble beginnings, Sunlight has evolved into a trusted financial institution with total assets amounting to an impressive $211,643,676. Our branch at 1702 17th St, Cody, WY 82414 is more than just a place for transactions; it's a hub for connection and support. Whether you're visiting us during our lobby hours from 9:00 A.M. to 5:00 P.M., Monday through Friday, or utilizing our drive-thru service that opens at 8:30 A.M., we aim to make your experience seamless and enjoyable. While our physical address serves as the main point of contact, if you need to send official correspondence, please use our mailing address: PO BOX 190, Cody, WY 82414.

Branch Location & Accessibility

Accessible Banking Experience

At Sunlight Federal Credit Union, we understand that convenience is key. Our branch features ample parking, including ADA-compliant spaces to ensure all members can access our services with ease. For those who prefer not to enter the building, we offer a drive-thru service for quick transactions without leaving your vehicle. Plus, you can take advantage of our ATM availability right on site for even more flexibility.

Additional Services Just for You

While visiting our branch, you'll find a range of services designed to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also offer basic shared branch transactions for partner credit union members, making it easier than ever to manage your finances on the go. If you need official correspondence sent elsewhere, please note that it should be directed to our mailing address at PO Box 190, Cody, WY 82414. We invite you to visit us at Sunlight Federal Credit Union today! Experience firsthand how we prioritize your banking needs in a welcoming environment. Whether you're looking for financial advice or need assistance with transactions, we're here for you!

Operating Hours to Fit Your Schedule

We know that life gets busy, which is why our lobby is open from 9:00 A.M. to 5:00 P.M., Monday through Friday. If you need assistance outside these hours, our drive-thru operates from 8:30 A.M. to 5:30 P.M., ensuring you have access when you need it most. Need to reach us? Give us a call at 307-587-4915 for any questions or concerns.

Member Eligibility

Becoming a member of Sunlight is like joining a family that genuinely cares about your financial well-being. We welcome anyone who lives, works, worships, or attends school in our community. If you share these connections, you're eligible to join us at our branch located at 1702 17Th St Cody Wy 82414. Our membership offers you access to a range of services designed to support your financial goals, from personalized banking solutions to competitive loan rates. If you're ready to take the next step, opening an account with us is a breeze! You can find all the details on how to get started by visiting https://www.sunlightfcu.com/apply-for-a-loan. Should you have any questions or need assistance, don't hesitate to give us a call at (307) 587-4915. For more detailed information about eligibility requirements, check out this link: https://www.sunlightfcu.com/become-a-member/star-member. We can't wait for you to join our vibrant community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to our loan offerings, we provide comprehensive merchant services designed to streamline your transactions. Imagine having the ability to accept payments from customers effortlessly whether they pay by card or through digital wallets. Our merchant services make it easy for you to focus on what you do best: running your business. Located conveniently at 1702 17Th St Cody Wy 82414, Cody, WY 82414, we're here to help you navigate your business's financial journey. Reach out today at (307) 587-4915 and see how Sunlight can partner with you for success!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $32 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $432 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $20,588,037, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we offer tailored solutions that include merchant services and business loans. Whether you're just starting out or looking to expand, our team is here to support your business journey.

Convenient Access

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or even paying bills, everything is just a click away. If you prefer in-person transactions, our ATM & cash withdrawal services are readily available for quick access to your money.

Credit Solutions

Managing debt can be challenging, but with our personal loans and debt consolidation options, we help you take control of your financial health. Our credit cards with rewards provide an excellent way to earn benefits on your purchases while enjoying competitive rates.

Drive-Thru and Shared Services

Need quick assistance? Our basic drive-thru banking allows for easy deposits, withdrawals, and other simple transactions without leaving your car. Plus, if you're a member of a partner credit union, our basic shared branch transactions enable you to conduct deposits and withdrawals as well. At Sunlight, we're committed to making banking as accessible as possible for all our members. For any inquiries about our services or how we can assist you further, please don't hesitate to reach out at (307) 587-4915. Visit us today at Sunlight Federal Credit Union (cody Office) or check out our website at https://www.sunlightfcu.com/ for more details on how we can help you achieve your financial goals!

Personal Banking

Our personal banking services cater to individuals looking to streamline their finances. With options like checking and savings accounts, you can easily manage your day-to-day expenses and save for special occasions. If you're planning to purchase a new car, our auto loans and vehicle financing options make it simple to get behind the wheel without stretching your budget. We also offer mortgage loans and refinancing services, allowing you to secure the home of your dreams or adjust your current mortgage terms to better fit your financial situation.

Digital & Online Banking

At Sunlight, we understand that convenience and security are top priorities for our members. That's why we offer a comprehensive suite of digital and online banking services designed to make managing your finances easier than ever. With our 24/7 online banking, you can access your accounts anytime and anywhere, giving you the freedom to handle your banking needs on your schedule. You can explore all our services at https://www.sunlightfcu.com/. Our online platform allows you to check balances, transfer funds, and pay bills with just a few clicks. Plus, if you're always on the go, our user-friendly mobile application keeps everything right at your fingertips. You can even make mobile payments seamlessly, so you never have to worry about carrying cash. With features like person-to-person transfers, sending money to friends or family is quick and hassle-free. No need to dig through your wallet for cash or write checks just a few taps on your phone and you're done! While we currently don't offer electronic signature authorization, our commitment to security means that your personal information remains protected as you navigate through our services. In addition to these convenient features, we provide e-statements that help you keep track of your finances without the clutter of paper documents. This way, you'll have easy access to your account history while also doing your part for the environment. Whether you're checking in from home or making a quick transaction while out, Sunlight is here to support your financial journey with robust online banking tools that fit into your life effortlessly. Experience the ease of banking with us today!

Financial Strength

At Sunlight, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial foundation, which not only supports our operations but also ensures that we can provide you with the best possible services. With a net worth of $24,490,891, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.57% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $57,741,567 in share certificates and $6,952,009 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,364,270, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial success is further illustrated by our $22,888,955 in undivided earnings. This means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,352 in used auto loans and $148,987,526 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $-$48,233, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 42 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 19,580, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $755,034, reinforcing our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sunlight is your trusted partner. Visit us at 1702 17Th St Cody Wy 82414 or call (307) 587-4915 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Options

In addition to these core products, we also provide lines of credit and personal loans designed for various purposes, ensuring that you have access to funds when you need them most. If you're considering refinancing your existing loans or want to learn about eligibility options, our knowledgeable staff is here to assist you every step of the way. For more information about any of our loan offerings or to discuss which option might be best for you, feel free to reach out at (307) 587-4915. We're here to help! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,141,035 in used vehicle loans and $3,683,501 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our flexible terms can help you drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $20,588,037 provide the capital needed to grow and expand your business. We work closely with entrepreneurs to understand their needs and offer solutions tailored to their goals.

Credit Card Loans

Managing expenses can be easier with our unsecured credit card loans. With a total of $598,939 in loans, we help members effectively manage their finances while enjoying flexible payment terms. Whether it's for everyday purchases or unexpected expenses, our credit cards can offer convenience and peace of mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,049,680, make buying or refinancing simple. We provide personalized support to guide you through each step, ensuring you find the right fit for your budget and lifestyle.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that they are seeing current and legitimate loan options.

SUNLIGHT FEDERAL CREDIT UNION - Cody, WY

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