Suncoast Credit Union Port Charlotte FL: Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Suncoast at our branch in Port Charlotte, where we are dedicated to providing a friendly and supportive banking experience for our community. Established in 1978, our credit union has grown to serve over 1,247,943 members, making us one of the largest financial cooperatives in the area. Located at 23141 Harborview Rd, Port Charlotte, FL 33980, we invite you to visit us and discover how we can help you achieve your financial goals. At Suncoast, we pride ourselves on our strong financial foundation, boasting total assets of an impressive $18,435,942,553 and total deposits reaching $1,228,619,894. Our commitment to you goes beyond just numbers; it reflects our mission to empower members through various services tailored to meet your needs be it personal banking, auto loans, or business financing. Led by our CEO Kevin Johnson and Board President Gary Gresham, our team of nearly 2,500 employees is here to ensure that you receive exceptional service every time you walk through our doors or reach out via phone at 800-999-5887. Whether you're looking for guidance on loans (with a total of 776,515 loans issued) or simply want to explore your savings options, we are here to assist. While members can visit us at our branch location for all their banking needs, any official correspondence should be sent to the same address: 23141 Harborview Road, Port Charlotte, FL 33980. Join us today and become part of a community-focused institution that prioritizes your financial well-being. Visit our website at suncoast.com or call us for more information about membership benefits and account opening options. We look forward to helping you thrive!

Branch History & Mission

Commitment to Accessibility

At Suncoast, accessibility is a priority. We offer a range of services designed with our members' needs in mind. Whether it's through our drive-thru banking for quick transactions or convenient ATM access for withdrawals and balance checks, we make banking easy and accessible. Our operating hours Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday mornings ensure that you can reach us when you need us most. For any official correspondence, please send it to our mailing address at 23141 Harborview Road, Port Charlotte, FL 33980.

Join Us

As we continue to grow and adapt to meet your needs, we invite you to become part of the Suncoast family. Experience firsthand the benefits of being a member of a credit union that truly cares about its people. Together, let's build a brighter financial future for you and your loved ones. If you're ready to embark on this journey with us or want more information about membership benefits, visit our website or give us a call at 800-999-5887 today!

Our Mission

Suncoast's mission is simple yet powerful: we strive to provide exceptional financial services while making a positive impact in the communities we serve. We believe that everyone deserves access to financial resources that can help them achieve their goals. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we aim to empower our members every step of the way. We also take pride in our community outreach efforts. By partnering with local organizations, we actively engage in initiatives that support education, health, and economic development. Our goal is not only to serve our members but also to uplift the entire community of Port Charlotte and beyond.

Branch Location & Accessibility

Call or Visit Us!

While members can reach us at our physical location in Port Charlotte, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to call us at 800-999-5887. We invite you to stop by and experience the friendly service at Suncoast; we look forward to seeing you soon!

Convenient Access

Getting to us is a breeze! Our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can visit comfortably. If you're driving by on Harborview Road, you'll find us right off the main thoroughfare, making it easy to pop in during your day.

Operating Hours

We understand that life can be busy, which is why we offer flexible hours to fit your schedule. Our lobby is open Monday through Thursday from 8:30 AM to 5:00 PM, and on Fridays until 6:00 PM. If you need assistance outside of regular hours, our ITMs are available Monday through Friday from 7:00 AM to 8:00 PM and Saturdays from 8:00 AM to 1:00 PM. We're here when you need us!

Services Tailored for You

At Suncoast, we offer a range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we have options that can help you manage your finances effectively. Plus, if you're looking for convenience, our drive-thru service allows you to handle simple transactions without leaving your car.

Member Eligibility

At Suncoast, we believe that becoming a member means joining a community where you can thrive and feel supported. If you're interested in joining us, eligibility is quite simple! You may qualify if you live, work, worship, or attend school in certain areas of Florida. Additionally, family members of current members are also welcome to apply. This inclusivity means more people can enjoy our friendly service and excellent financial products designed to help you achieve your goals. For detailed eligibility criteria, feel free to check out our membership benefits page. Opening an account with us is straightforward and convenient. Just visit us at 23141 Harborview Rd Port Charlotte Fl 33980 or call us at (800) 999-5887 for assistance. We're here to guide you through the process every step of the way! Whether you're looking for checking accounts, loans, or other financial services, being part of Suncoast gives you access to valuable resources and personalized support tailored just for you. Join us today and experience the difference!

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine a local coffee shop that has just opened its doors. With our merchant services, they can accept payments seamlessly whether a customer pays with cash, card, or mobile wallet. This flexibility not only enhances customer satisfaction but also boosts sales. Our tools help you manage transactions efficiently so you can focus on what you do best growing your business. If you're ready to take your business to the next level, visit us at 23141 Harborview Rd Port Charlotte Fl 33980 in Port Charlotte, FL, or call us at (800) 999-5887. Let's work together to build a brighter future for your enterprise!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $587 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $306,609,919, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide essential services like Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, our banking products are designed to support your business's growth and operational needs.

Credit Cards with Rewards

Don't forget about our rewarding Credit Card options! With various benefits and rewards programs, you can earn points on everyday purchases that can be redeemed for travel, merchandise, or cash back. It's an excellent way to make your spending work harder for you.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features that let you manage your accounts anytime, anywhere. From checking balances and making transfers to paying bills and accessing e-statements all at the touch of a button. If you prefer traditional banking methods, we also provide easy access through our ATM & Cash Withdrawal Services and Basic Drive-Thru Banking for deposits and withdrawals.

Home Financing Options

Buying a home is one of the most significant decisions you'll make in your life. At Suncoast, we offer Mortgage Loans & Refinancing solutions tailored to fit your unique circumstances. Our knowledgeable staff will guide you through the mortgage process and help you find the best rates available.

Join Us Today!

We invite you to experience all the services available at Suncoast. Our friendly staff is always ready to help answer questions or guide you toward the right financial products for your needs. Call us today at (800) 999-5887 or visit our website at Charlotte Harbor (br 86) to learn more about how we can support your financial journey!

Personal Banking Solutions

When it comes to managing your everyday finances, we have you covered with our Personal Banking services. Whether you are looking for Checking & Savings Accounts to help you manage your daily expenses or want to explore Auto Loans & Vehicle Financing for that new car you've been eyeing, our team is here to assist. We understand that life can be unpredictable, which is why we also offer Personal Loans & Debt Consolidation options that can help ease financial burdens and keep your budget on track.

Digital & Online Banking

Enhanced Security

Security is paramount when it comes to handling your money. That's why Suncoast offers electronic signature authorization for added protection during transactions. You can feel confident knowing that your sensitive information is safeguarded while you enjoy the convenience of digital banking. Additionally, e-statements are readily available for members who prefer paperless options, making it easy to keep track of your financial activity while reducing clutter. In summary, with the digital and online banking services at Suncoast, you have everything you need for effective account management right at your fingertips. Explore more about our offerings today by visiting us at https://www.suncoast.com/ !

Key Features

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds at your convenience. You can even send money directly to friends and family with our person-to-person transfer feature. Whether you're on the go or relaxing at home, managing your finances is now hassle-free. For those who prefer mobile banking, our user-friendly mobile application is available for download, giving you all the power of online banking right in your pocket. You can make mobile payments quickly and securely, ensuring that you stay connected to your finances wherever life takes you.

Financial Strength

Growing Member Base

With total share accounts reaching 2,668,428, it's clear that many trust us with their finances. Our net shares available for lending and investments amount to $13,546,965, demonstrating our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Suncoast is your trusted partner. Visit us at 23141 Harborview Rd Port Charlotte Fl 33980 or call (800) 999-5887 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $4,551,381,522 in share certificates and $3,832,482,312 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,481 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Better Services

With $1,606,994,514 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is supported by $211,446 in used auto loans and $13,054,180,861 in total loans and leases, helping you achieve your financial goals across various sectors.

Strong Financial Health

With a net worth of $1,816,164,514, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $983 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those considering business opportunities, our outstanding commercial loans totaling $306,609,919 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and helping them thrive in today's economy. If you're interested in refinancing any existing loans or would like more information on eligibility options, please don't hesitate to reach out. Our team at Suncoast, located at 23141 Harborview Rd Port Charlotte Fl 33980, Port Charlotte, FL, is here to assist you every step of the way. For further inquiries or assistance, feel free to call us at (800) 999-5887. Your journey towards financial empowerment starts here at Suncoast! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,906,432,179 in used vehicle loans and $1,524,186,094 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new vehicle or a reliable used car, we have competitive rates and flexible terms to make your purchase easier.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $666,774,056, make buying or refinancing simple. With our expert guidance and support throughout the process, we help you navigate your way to securing your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,114,560,904 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or cover unexpected expenses, our credit card options come with manageable repayment plans and benefits that fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve the best interests of users. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly and confidently. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective the platform is in delivering valuable insights for borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing guarantees fair and transparent offers for consumers seeking loans. Each lender's information is continuously updated to reflect current rates and terms, ensuring that users receive the most accurate comparisons possible.

SUNCOAST CREDIT UNION

Type of Loan Offerings

Personal Loans