Suncoast Credit Union Inverness FL: Best Auto Loans & Mortgage Deals

Introduction

Welcome to Suncoast, your trusted financial partner located at 2367 E Gulf To Lake Hwy, Inverness, FL 34453. Since our establishment in 1978, we have dedicated ourselves to serving our community with integrity and commitment. With a total membership of over 1,247,943 individuals, we pride ourselves on being more than just a credit union; we're a family that supports one another through all of life's ups and downs. At Suncoast, we believe in empowering our members with the best financial services available. Our total assets stand strong at an impressive $18,435,942,553, which reflects our stability and dedication to providing you with secure banking options. Whether you're looking for personal banking solutions like checking and savings accounts or seeking assistance with auto loans and mortgages, we've got you covered. Our leadership team is here to guide you every step of the way. Under the direction of CEO Kevin Johnson and Board President Gary Gresham, we strive to foster a welcoming environment where your financial needs come first. Our knowledgeable staff of 2,497 employees are always ready to assist you. Feel free to reach out at 800-999-5887 or visit us online at suncoast.com for more information about our services. We invite you to come by our branch or give us a call today!

Branch History & Mission

A Rich Legacy

Since opening in 1978, Suncoast has witnessed significant milestones that shaped our identity. From humble beginnings serving a small membership base, we've expanded our services and outreach significantly over the decades. Today, we proudly provide a range of services including online and mobile banking, allowing for greater accessibility at your fingertips. Our branch features both ATM availability and drive-thru banking for convenience because we understand that life can be busy. While members can visit us at 2367 E Gulf To Lake Hwy for in-person support during our operating hours (M-T 8:30 AM - 5 PM; F 8:30 AM - 6 PM), official correspondence can be sent to the same address.

Community Commitment

We're not just about numbers; we care about people. Our partnerships with local organizations enable us to contribute positively to the communities we serve. As we continue to grow, so does our commitment to enhancing member experience through innovative solutions like e-statements and mobile payments. Join us at Suncoast as we continue this journey together. Experience the difference of being part of a credit union that genuinely values its members and works tirelessly for their financial well-being. Visit us today or call us at 800-999-5887 your future starts here!

Our Mission

At Suncoast, our mission is clear: to empower our members through accessible financial services while fostering a strong sense of community. We aim to offer personal banking solutions that meet the diverse needs of our members from checking and savings accounts to auto loans and mortgages. We believe that everyone deserves a chance at financial success, and we strive to be a partner in that journey. Our commitment goes beyond just banking; we actively participate in local initiatives that uplift our community. Whether it's supporting local schools or organizing charitable events, we are dedicated to making a positive impact right here in Citrus County.

Branch Location & Accessibility

Accessibility and Parking

We understand that accessibility is key for our members. Our branch is designed with everyone in mind, featuring ADA-compliant entrances and ramps to ensure that all members can access our services comfortably. Ample parking is available right outside the branch, so you won't have to worry about finding a spot when you come to see us.

Operating Hours

We know that life can get busy, which is why we offer flexible hours to fit your schedule. Our lobby is open Monday through Thursday from 8:30 AM to 5:00 PM and on Fridays until 6:00 PM. For those who prefer extended hours, our ITMs (Interactive Teller Machines) are available from 7:00 AM to 8:00 PM on weekdays and from 8:00 AM to 1:00 PM on Saturdays.

Services Offered

At Suncoast, we pride ourselves on offering a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Plus, with ATM availability and drive-thru banking services for quick deposits and withdrawals, managing your finances has never been easier. Whether you're coming in for a quick transaction or looking for guidance on more complex financial decisions, our friendly staff is always ready to help. Feel free to call us at 800-999-5887 if you have any questions or would like more information before your visit. We look forward to welcoming you at Suncoast! Your financial journey starts here.

Member Eligibility

At Suncoast, we believe that becoming a member is like joining a close-knit family that genuinely cares about your financial well-being. If you live, work, worship, or attend school in our community, you're likely eligible to join us! We welcome individuals and their families from various backgrounds, ensuring everyone can access our supportive services. For more specific eligibility details, feel free to check out this resource: https://www.suncoast.com/Why-Suncoast/Membership-Benefits . Joining Suncoast comes with fantastic benefits, including competitive rates on loans and savings accounts, personalized service, and access to a variety of financial tools designed just for you. Plus, opening an account is simple! Just visit us at our branch located at 2367 E Gulf To Lake Hwy Inverness Fl 34453, or give us a call at (800) 999-5887 for more information on how to get started. We're here to help you every step of the way as you take this exciting step towards financial empowerment!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $587 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $306,609,919, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, accepting payments easily is crucial for any business. Our merchant services simplify this process, allowing you to focus on what you do best serving your customers. Imagine being able to accept credit card payments right at your fingertips or managing transactions seamlessly from a mobile device. It's not just about convenience; it's about making sure your cash flow remains strong. Visit us at 2367 E Gulf To Lake Hwy Inverness Fl 34453 in Inverness, FL or call us at (800) 999-5887 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, our business banking services provide essential tools like merchant services and business loans. We understand the unique challenges businesses face, and we're here to support your growth with tailored financial solutions.

Convenient Digital Services

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. With these tools, you can check balances, transfer funds, pay bills, and even make person-to-person payments all from the comfort of your home or on-the-go. Our ATM services ensure easy access to cash whenever you need it.

Credit Cards with Benefits

Looking for a credit card? At Suncoast, we offer credit cards with rewards that fit your lifestyle, allowing you to earn points on everyday purchases. These rewards can be redeemed for travel, merchandise, or cash back helping you get more from your spending.

Drive-Thru & ATM Services

For those who prefer in-person transactions but want to save time, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. Plus, our ATM access provides straightforward withdrawal options and balance checks when you're out and about.

Join Us Today!

Our friendly team at Suncoast is here to assist you with all your banking needs. Whether you're visiting us at our convenient location at 2367 E Gulf To Lake Hwy Inverness Fl 34453, calling us at (800) 999-5887, or exploring our website at https://www.suncoast.com/ , we're ready to help you achieve your financial goals. Experience the difference with personalized service and comprehensive offerings that truly put our members first. Visit us today!

Personal Banking Made Easy

Our personal banking services include various checking and savings accounts designed to help you save for the future or manage your daily expenses. If you're dreaming of that new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms, making it easier for you to hit the road in style. For those considering home ownership or refinancing, our mortgage loans offer various options suited for different financial situations. Not only do we help with purchasing homes, but we also support our members with personal loans and debt consolidation plans to relieve some financial pressure.

Digital & Online Banking

Key Features

Security is a top priority for us. Our platform includes electronic signature authorization, ensuring that your transactions are safe and secure. You can also enjoy the convenience of e-statements; no more waiting for paper statements in the mail. With e-statements available at Yes, you can view and download your account statements whenever you need them. For those who prefer banking on their mobile devices, our mobile application offers an easy way to manage your finances right from your smartphone. With features like mobile payments available at Yes and person-to-person transfers via Yes, sending money to friends or family has never been simpler.

Real-Time Management

Managing your accounts has never been easier. From checking balances to making payments, everything is designed to be intuitive and straightforward. If you're looking for real-time account management that fits into your busy lifestyle, our digital banking options are here to help. At Suncoast, we aim to provide not just services but solutions that enhance your banking experience. Explore what we offer today and see how our digital tools can simplify your financial life!

Financial Strength

Member-Centric Savings

Your savings are safeguarded with us. We hold $4,551,381,522 in share certificates and $3,832,482,312 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,481 full-time employees and 16 part-time employees who are always ready to assist you with knowledgeable service.

Reinvesting in Your Future

With $1,606,994,514 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well with $211,446 in used auto loans and $13,054,180,861 in total loans and leases available to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $1,816,164,514, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $983 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built Over Time

As a trusted partner in your financial journey, we have accumulated a total of 2,668,428 share accounts from members who trust us with their finances. Our net shares available for lending stand at $13,546,965, showcasing our commitment to reinvesting back into the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Suncoast is your trusted partner. Visit us at 2367 E Gulf To Lake Hwy Inverness Fl 34453 or call (800) 999-5887 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,906,432,179 in used vehicle loans and $1,524,186,094 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, ensuring you find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $306,609,919 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and are here to support your ambitions with tailored financing solutions.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,114,560,904 in loans helping members manage their finances effectively. Whether you're looking to make everyday purchases or need to cover unexpected expenses, our credit card options come with valuable benefits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $666,774,056, make buying or refinancing simple. We offer competitive rates and terms that can help you secure your dream home without breaking the bank.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that could lower your monthly payments or reduce your interest rates. Explore how refinancing can benefit you today! For more information about our loan offerings or to discuss your options, feel free to contact us at (800) 999-5887 or visit us at our branch located at 2367 E Gulf To Lake Hwy Inverness Fl 34453 in Inverness, FL. You can also check out our website for additional resources: https://www.suncoast.com/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey with confidence!

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SUNCOAST CREDIT UNION

Type of Loan Offerings

Personal Loans