Suncoast Credit Union Fort Myers FL: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Suncoast at 4491 Underwood Dr, Fort Myers, FL 33905! At our branch, we believe in building strong relationships with our members and the community. Since our establishment in 1978, we have grown into a trusted financial partner for over 1.2 million members, providing a wide range of services tailored to meet their needs. With total assets exceeding $18.4 billion, Suncoast stands out not only for its financial strength but also for its commitment to member satisfaction. Our dedicated team, led by CEO Kevin Johnson and Board President Gary Gresham, works tirelessly to ensure you receive the best service possible. At Suncoast, we understand that finances can be daunting, which is why we offer a variety of products including personal banking accounts, auto loans, mortgages, and credit cards all designed to help you achieve your financial goals. With over $1.2 billion in total deposits and an impressive loan portfolio of 776,515, we are well-equipped to support your financial journey. While members can visit us at our branch location for assistance with deposits or loans, official correspondence should be sent to the same address: 4491 Underwood Dr, Fort Myers, FL 33905. As part of our community-focused mission, we're proud to offer additional services such as online banking and mobile payments for your convenience. Whether you're looking to open a new account or learn more about our offerings, we're here to help! Feel free to reach out to us at 800-999-5887 or explore our website at www.suncoast.com for more information. We invite you to stop by or call us today let's take this journey together towards better financial health!

Branch History & Mission

Commitment to Community

Our mission extends beyond banking; it encompasses a genuine desire to uplift the communities we serve. We believe in making a positive impact through various outreach programs and partnerships that address local needs. Whether it's providing scholarships for students or supporting local charities, Suncoast is committed to being a force for good in Fort Myers. While members can visit us at our branch location, official correspondence should be sent to the same address: 4491 Underwood Dr, Fort Myers, FL 33905.

Innovative Services

In addition to traditional banking services like checking accounts and auto loans, we offer modern conveniences such as online banking and mobile payments. We ensure that our services are accessible for everyone by adhering to ADA compliance standards. With an ATM on-site and drive-thru banking available for your convenience, we've designed our branch to meet the needs of all our members.

Join Us

As we look toward the future, we invite you to become part of our growing family at Suncoast. Experience firsthand the benefits of membership whether you're looking for personal banking options or business services. Together, let's build a stronger community where everyone can thrive. For more information about joining us or exploring what we offer, please call us at 800-999-5887 or visit our website at Suncoast. Join us today and discover how we can help you achieve your financial goals!

Our Journey

From our humble beginnings, Suncoast has evolved into a trusted partner for financial services. With each passing year since opening our doors, we have achieved significant milestones that reflect our dedication to member service and community engagement. Our mission is clear: we strive to provide accessible and affordable financial solutions while fostering an environment where every member feels valued and empowered.

Branch Location & Accessibility

Finding Us

Our branch offers ample parking, making it easy for you to pop in at your convenience. We prioritize accessibility with features such as ADA-compliant entrances and ramps, ensuring that all members feel welcomed. If you prefer not to visit us in person, remember that while you can reach us at this address, any official correspondence should be sent to our mailing address at 4491 Underwood Dr, Fort Myers, FL 33905.

Operating Hours

We know your time is valuable. That's why our lobby hours are designed with flexibility in mind open Monday through Thursday from 8:30 AM to 5:00 PM and extending our hours on Friday until 6:00 PM. For those who need banking services outside regular hours, our ITM (Interactive Teller Machine) services are available Monday through Friday from 7:00 AM until 8:00 PM and Saturday from 8:00 AM to 1:00 PM.

Services Offered

At Suncoast, we're proud to offer a wide range of services tailored for every member's needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Our drive-thru facility allows for quick transactions like deposits and withdrawals without leaving your car, while our ATM availability ensures you can access cash whenever needed. We invite you to stop by or give us a call at 800-999-5887 if you have any questions or need assistance. Our friendly staff is ready to provide personalized service that meets your financial needs. Come see how easy banking can be with Suncoast!

Member Eligibility

At Suncoast, becoming a member is like joining a close-knit family that genuinely cares about your financial well-being. If you live, work, or worship in the areas we serve, you're likely eligible to join us. Our membership is open to individuals who meet these criteria, which means you can enjoy the many benefits and services tailored just for you. Whether you're looking for personal banking solutions, auto loans, or simply a supportive community, we're here to help you thrive. To check the specific eligibility details and ensure you're on the right track, feel free to visit our website at https://www.suncoast.com/Why-Suncoast/Membership-Benefits . Once you've determined your eligibility, opening an account is simple and straightforward! You can get started by visiting us at our branch located at 4491 Underwood Dr Fort Myers Fl 33905 or give us a call at (800) 999-5887 for any questions you might have. We can't wait to welcome you into our community and help you achieve your financial goals!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify transactions and help your business thrive. Imagine effortlessly processing payments from customers while tracking sales through user-friendly software. Our services empower you to focus on what you do best running your business while we take care of the financial side. Located at 4491 Underwood Dr Fort Myers Fl 33905 in Fort Myers, FL, we're here to provide the support you need to grow. Visit us today or call us at (800) 999-5887 to learn more about how our business banking and commercial services can benefit you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $587 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $306,609,919, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services provide easy access for withdrawals and balance checks whenever you need it. Additionally, if you're on the go, take advantage of our basic drive-thru banking options for deposits, withdrawals, and simple transactions without leaving your vehicle. At Suncoast, we're committed to supporting our members every step of the way. If you have questions or want more information about how we can assist you in achieving your financial goals, don't hesitate to reach out! Call us at (800) 999-5887 or visit us at our branch in Fort Myers, FL. Let's work together towards a brighter financial future!

Business Banking

For our members who own businesses, we offer specialized services like merchant services and business loans. We recognize that running a business comes with its own set of challenges, and our goal is to partner with you for growth by providing financial tools tailored for success.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Suncoast, we've embraced digital banking features that allow you to bank on your terms. With our robust online and mobile banking platforms, accessing your accounts has never been easier whether it's checking balances, transferring funds, or paying bills from anywhere at any time.

Home Financing

Thinking about buying a home? Explore our mortgage loans and refinancing options. We understand that securing a mortgage can be overwhelming, so we strive to simplify the process. Our experienced staff will help you navigate through the various choices available, ensuring you find a plan that fits both your budget and dreams.

Loans and Credit

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the necessary support. Plus, with our credit cards that offer rewards, you can earn benefits while making everyday purchases. We aim to create solutions that not only help you manage finances but also enhance your purchasing power.

Personal Banking

Our personal banking services are designed to help you manage your day-to-day finances with ease. Whether you're looking for checking and savings accounts to keep your money secure or need assistance with auto loans and vehicle financing, we've got you covered. Our friendly team is here to guide you through options that fit your lifestyle, whether you're purchasing your first car or refinancing an existing loan.

Digital & Online Banking

At Suncoast, we know that convenience and security are important in today's fast-paced world. That's why our digital and online banking services are designed to make managing your finances as easy as possible, whenever and wherever you need it. With our user-friendly online banking platform, accessible at https://www.suncoast.com/ , you can check your account balances, pay bills, and transfer funds 24/7. No more waiting in line or rushing to the bank before closing time. You can even take advantage of person-to-person transfers, allowing you to send money to friends or family with just a few taps on your screen. Security is a top priority for us. We offer electronic signature authorization for your peace of mind, ensuring that your transactions are safe and secure. Plus, with the option for e-statements, you can keep track of your finances without the clutter of paper statements. You'll receive notifications when new statements are ready, making it easier to stay organized. For those who prefer banking on the go, our mobile application is perfect for you. It offers all the features of online banking right at your fingertips, including mobile payments. Whether you're out shopping or grabbing coffee, you can make quick payments directly from your phone. At Suncoast, we strive to provide accessible and efficient banking solutions. Our 24/7 online banking services let you manage your accounts in real time, giving you complete control over your finances from anywhere. Experience hassle-free banking today!

Financial Strength

Commitment to Growth

With $1,606,994,514 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also evident with $211,446 in used auto loans and $13,054,180,861 in total loans and leases, supporting members' financial goals across various sectors.

Member Trust

Total Share Accounts stand at 2,668,428, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) total $13,546,965, reinforcing our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Suncoast is your trusted partner. Visit us at 4491 Underwood Dr Fort Myers Fl 33905 or call (800) 999-5887 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We pride ourselves on having 2,481 full-time employees and 16 part-time employees ready to assist you with knowledgeable service.

Secure Savings Options

Members' savings are secured through $4,551,381,522 in share certificates and $3,832,482,312 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $1,816,164,514, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $983 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those looking for additional borrowing options, we have competitive offerings in credit lines totaling $9,976,550,729. Whether it's for personal use or business needs, our lines of credit are structured to provide you with easy access to funds when you need them. If you're considering refinancing any existing loans, please ask about our eligibility options. We're here to support you every step of the way in finding the right financial solution tailored just for you. For more information or to discuss your loan options further, feel free to contact us at (800) 999-5887 or visit us at our branch located at 4491 Underwood Dr Fort Myers Fl 33905 in Fort Myers, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,906,432,179 in used vehicle loans and $1,524,186,094 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit your budget and lifestyle, making it easier than ever to drive away in your dream vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $666,774,056, make buying or refinancing simple. We guide you through the process, ensuring you understand all your options for securing a place you can call home.

Unsecured Credit Card Loans

Managing daily expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,114,560,904 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your purchasing power while keeping your spending manageable.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers when comparing loans.

SUNCOAST CREDIT UNION

Type of Loan Offerings

Personal Loans