Sunbelt Credit Union Waynesboro MS | Affordable Auto Loans & ATM Services

Introduction

Welcome to Sunbelt, your trusted partner in financial well-being, located at 345 Central Road, Waynesboro, MS 39367. Established in 1953, we have proudly served our community for over seven decades, fostering a sense of belonging among our 36,343 members. With assets totaling an impressive $305,582,911, we are committed to offering a range of financial services designed to meet your needs. At Sunbelt, we understand that every dollar counts. That's why we have made it our mission to provide competitive rates on loans and deposits. Currently, our total loans and leases amount to 16,108, while our members enjoy the security of $31,277,455 in deposits. Our robust net worth stands at $54,609,408, ensuring that we can support you today and into the future. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, our knowledgeable staff is here to help. We pride ourselves on delivering exceptional service through online and mobile banking options that make managing your finances easier than ever. While you can visit us at our branch for all your banking needs, please direct any official correspondence to the same address: 345 Central Road, Waynesboro, MS 39367. Led by our dedicated CEO W. Christopher Hammond and Board President Robert Dearman, our team of 112 employees is passionate about building strong relationships with each member. We invite you to explore how we can support your financial journey. Feel free to reach out at 601-649-7181 or visit us online at Sunbelt FCU for more information about our services or to start your membership today!

Branch History & Mission

Community Impact

At Sunbelt, we are not just about banking; we are about building relationships. We actively engage in community outreach initiatives that foster local development and support various causes that matter to our members. From educational programs to local sponsorships, we strive to make a positive impact in Waynesboro and beyond. While you can visit us at 345 Central Road, official correspondence should be directed to 345 Central Road, Waynesboro, MS 39367 if needed. Our drive-thru service and ATM availability ensure that your banking experience is convenient and efficient.

Looking Forward

As we look ahead, we remain dedicated to advancing technology while maintaining a personal touch. Our operating hours are designed for your convenience open Monday through Thursday from 8:30 AM to 4:30 PM and on Fridays until 5:30 PM. We embrace modern banking methods such as mobile payments and online banking to enhance your experience while ensuring compliance with ADA standards. We invite you to become part of the Sunbelt family. Join us today and discover how we can help you achieve your financial goals while supporting your community. Together, let's build a brighter future! For more information or to open an account, please call us at 601-649-7181 or visit our website. Your journey towards financial empowerment starts here!

Branch Location & Accessibility

Call Us Today!

Have questions? Feel free to give us a call at 601-649-7181. Our team is always ready to help you find the best solutions for your financial journey. We look forward to welcoming you into our Sunbelt family at Waynesboro!

Drive-Thru Banking

For those days when you're on the go, take advantage of our drive-thru banking service! It's perfect for making deposits or withdrawals without having to leave your vehicle. We want your banking experience with us to be as smooth as possible.

Nearby Landmarks and Accessibility Features

Situated near the heart of Waynesboro, we're just a stone's throw away from local favorites like the Wayne County Courthouse and the vibrant downtown area. Our location makes it easy for you to swing by while you're out running errands or enjoying a day in town. Plus, we've ensured that our branch is accessible for everyone, with features such as ADA-compliant entrances and ramps for those who need them.

Operating Hours & Services

We're here to serve you during convenient hours: Monday through Thursday from 8:30 AM to 4:30 PM, and on Fridays until 5:30 PM. With a variety of services including personal banking, auto loans, mortgage options, and credit cards with rewards, we strive to meet all your financial needs under one roof. And if you're in need of quick cash or account assistance, our ATM is available for your use right at our location.

Member Eligibility

Welcome to the community at Sunbelt! Becoming a member is like joining a supportive family that truly cares about your financial well-being. To be eligible, you just need to live, work, or worship in the area or have a family member who is already a member. It's that simple! We're dedicated to providing personalized services and great benefits, making it easier for you to manage your money and achieve your goals. For more detailed eligibility criteria, feel free to check out this link: https://apps-sunbelt.ns3web.com/nsjoin/ . When you're ready to open an account, the process is straightforward and welcoming. You can start by visiting our website at http://www.sunbeltfcu.org/get-financing/apply-for-a-loan or give us a call at (601) 649-7181 if you have any questions. We're located at 345 Central Road Waynesboro Ms 39367, and we'd love to help you take this important step toward better financial opportunities with us!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. Imagine being able to invest in new equipment or hire additional staff without the stress of financial constraints. Our commercial loans are designed to give you the freedom to focus on what matters most growing your business.

Merchant Services

In today's fast-paced world, having reliable payment solutions is essential for any business. Our merchant services make it easy for you to accept payments from customers, whether they prefer cash, credit cards, or mobile payments. This convenience can enhance customer satisfaction and boost sales. Located at 345 Central Road Waynesboro Ms 39367 in Waynesboro, MS, we're here to empower local businesses like yours. Let's work together to turn your goals into reality! For more information, call us at (601) 649-7181 or visit our website at https://www.sunbeltfcu.org/ .

Comprehensive List Of Services

Business Banking

If you're a small business owner, you'll be pleased to know that we offer specialized business banking services. From merchant services that make transactions easy to business loans designed to help your enterprise grow, we've got the tools necessary for success.

Convenient Access

We also ensure that accessing your funds is simple and hassle-free with our ATM and cash withdrawal services available at various locations. For those quick transactions, our basic drive-thru banking allows for deposits and withdrawals without having to step inside. In addition, our dedicated team is always ready to assist you during lobby hours from 8:30 AM to 4:30 PM Monday through Thursday and until 5:30 PM on Fridays. Have questions? Feel free to reach out at (601) 649-7181. At Sunbelt, located at 345 Central Road Waynesboro Ms 39367, we are committed to providing personalized service with a friendly touch. Come visit us today or check out our website at Waynesboro for more information on how we can assist you in achieving your financial goals. Your journey toward financial empowerment starts here!

Credit Cards

Our credit cards with rewards allow you to earn while you spend. Whether you're planning a family vacation or simply doing grocery shopping, every dollar spent can bring you closer to exciting rewards!

Loans and Financing

Need a new vehicle? Our auto loans and vehicle financing options come with competitive rates that can make owning a car more affordable than ever. Additionally, if you're considering buying a home or refinancing an existing mortgage, we offer comprehensive mortgage loans tailored to fit your budget. For those times when unexpected expenses arise, our personal loans and debt consolidation services provide the flexibility you need. We understand that life happens, and we're here to help you navigate through it.

Personal Banking

Our personal banking services include both checking and savings accounts designed to help you save for your future while managing your everyday expenses. Imagine easily accessing your funds anytime with our user-friendly online and mobile banking platforms. You can check balances, transfer funds, and pay bills right from the palm of your hand.

Digital & Online Banking

Enhanced Security Features

Your security is our top priority. With electronic signature authorization, you can complete transactions confidently knowing that your information is protected. Our user-friendly interface ensures that navigating through features is simple, whether you're tech-savvy or just getting started with online banking. In today's fast-paced world, Sunbelt ensures that banking remains accessible and straightforward. Experience the convenience of managing your finances anytime with our robust digital banking services!

Mobile Banking at Your Fingertips

For those who prefer to bank on the go, our mobile application is a must-have tool. It's available for download and offers all the features you need right on your smartphone. Need to make a payment? Use our mobile payments feature to send money quickly and securely. Plus, our person-to-person transfers make it easy to send money to friends or family without any hassle.

Online Banking Made Simple

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Just visit https://www.sunbeltfcu.org/ to log in and take control of your finances with ease. From checking balances to transferring funds, everything is just a click away. You can even manage e-statements seamlessly, allowing you to go paperless while keeping track of your transactions.

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 55,701, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $92,538 further illustrate how well-prepared we are to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sunbelt is your trusted partner. Visit us at 345 Central Road Waynesboro Ms 39367 or call (601) 649-7181 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $78,515,408 in share certificates and $12,752,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 111 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $52,819,102 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $5,011 in used auto loans and $179,220,560 in total loans and leases, which support our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $54,609,408, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,779 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,652,797 in used vehicle loans and $11,340,399 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new model or a reliable pre-owned vehicle, we provide flexible terms and competitive interest rates designed to help you drive away with confidence.

Credit Card Loans

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans. With a total of $3,162,521 in unsecured credit card loans available, we're here to help you effectively manage your finances while enjoying rewards and benefits that come with our credit cards.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,799,689. Our experienced staff will guide you through the process, ensuring that you understand your options and find the right mortgage for your needs.

Other Loan Options

In addition to auto and mortgage loans, we also provide personal loans for various needs and have credit lines totaling $34,330,000 available for our members. If you're considering refinancing any existing debts or exploring eligibility options for our products, our team is ready to assist you with personalized advice tailored to your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For any questions or more information about our loan offerings, feel free to reach out at 601-649-7181 during business hours: Monday - Thursday from 8:30 AM to 4:30 PM and Friday from 8:30 AM to 5:30 PM. Discover how Sunbelt can help you secure the financing you need today!

Loan Aggregator

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SUNBELT FEDERAL CREDIT UNION