Sunbelt Credit Union Magee MS | Best Auto Loans & ATM Access

Introduction

Welcome to Sunbelt, your trusted financial partner in the heart of Magee, MS. Since our establishment in 1953, we have dedicated ourselves to serving our community with integrity and commitment. Located at 706 3Rd Ave Sw, we invite you to experience the warm, welcoming atmosphere that sets us apart from traditional banks. Our members enjoy a broad range of services designed to meet their unique financial needs, including checking and savings accounts, auto loans, mortgages, and more. At Sunbelt, we pride ourselves on being more than just a credit union; we're a community institution that cares deeply about our members' financial well-being. With a total membership of over 36,000 and assets exceeding $305 million, we are well-equipped to support your personal and business banking needs. Our focus on member satisfaction is reflected in our impressive total deposits of $31,277,455 and robust loan offerings totaling 16,108. Our leadership team is committed to ensuring that every member feels valued. Under the guidance of CEO W. Christopher Hammond and Board President Robert Dearman, we strive to create financial solutions that empower you to achieve your goals. Whether you're looking for a new vehicle or planning for home ownership, our expert staff is here to help every step of the way. If you need assistance or have questions about our services, please don't hesitate to reach out! Call us at 601-649-7181 or visit our website at sunbeltfcu.org. We look forward to welcoming you into the Sunbelt family! While members can visit us at 706 3Rd Ave Sw, official correspondence should be sent to our mailing address at 1506 Congress St, Laurel, MS 39440. Come see how we can make a difference in your financial journey today!

Branch History & Mission

Our Evolution

Sunbelt has undergone significant growth and transformation over the decades. We started with a simple mission: to provide our members with affordable financial services while fostering a sense of community. As we expanded, we added more services like auto loans, mortgages, and personal banking options. This evolution reflects not only our dedication to meeting the needs of our members but also our commitment to adapting to the ever-changing financial landscape. Our headquarters in Hattiesburg, MS, continues to guide us as we strive for excellence in service delivery. With modern advancements in technology, we've embraced online banking and mobile payment options that make managing finances easier than ever. We understand the importance of accessibility and compliance; therefore, our facilities are designed to be ADA-compliant to serve all members of the community.

Our Mission

At Sunbelt, our mission is clear: we aim to empower our members through quality financial services and community support. We believe that everyone deserves access to resources that can help them succeed financially. Whether it's through offering competitive loan rates or providing essential banking services like checking and savings accounts, we are dedicated to making a positive impact on the lives of those we serve. We also take pride in our community outreach efforts. Through partnerships with local organizations and initiatives that give back to Magee, we strive to enhance the well-being of our neighborhood. Our focus on supporting local events and programs demonstrates our commitment beyond just banking it's about building relationships and nurturing growth together. While members can visit us at 706 3Rd Ave Sw Magee Ms 39111, official correspondence should be sent to 1506 Congress St, Laurel, MS 39440. Our team is here for you during operating hours from 8:30 AM to 4:30 PM Monday through Thursday and until 5:30 PM on Fridays. You can reach us at (601) 649-7181 for any questions or assistance you may need. As we continue this journey together, we invite you to become part of the Sunbelt family. Join us today and experience firsthand the benefits of being a member of a credit union that truly cares about your financial future!

Branch Location & Accessibility

Accessibility Features

Our Magee branch is designed with accessibility in mind. We offer convenient parking options right outside the entrance, along with ADA-compliant ramps that make it easy for everyone to enter and exit the building safely. Whether you're stopping by for personal banking or need assistance with loans and accounts, our staff is ready to provide support.

Operating Hours

We understand that life can get busy, which is why we strive to be available when you need us most. Our lobby hours are from 8:30 AM to 4:30 PM Monday through Thursday, and we extend our hours until 5:30 PM on Fridays. If you're looking to manage your finances outside of these hours, don't forget about our ATM services that are available for quick cash withdrawals and balance checks.

Services Offered

At Sunbelt Credit Union, we provide a range of services tailored to meet your financial needs. Whether you're interested in opening checking and savings accounts, applying for auto loans or mortgages, or exploring credit card options with rewards, we've got you covered! Plus, with online and mobile banking available, managing your account has never been easier. We invite you to come visit us at our Magee branch or give us a call at (601) 649-7181 if you have any questions. Let Sunbelt Credit Union be your trusted partner in achieving your financial goals!

Member Eligibility

Becoming a member of Sunbelt is like opening the door to a warm and welcoming community that truly cares about your financial well-being. If you live, work, or go to school in the areas served by us, you're likely already eligible! We also invite family members of existing members to join our credit union family. For those who may have questions about eligibility, we encourage you to visit our detailed guidelines at https://apps-sunbelt.ns3web.com/nsjoin/ . It's a great resource for finding out if you qualify and what steps you might need to take. Once you're ready to become part of Sunbelt, opening an account is simple and straightforward. Just head over to our account opening page at http://www.sunbeltfcu.org/get-financing/apply-for-a-loan , and you'll find everything you need to get started. Our friendly team is here to support you every step of the way feel free to call us at (601) 649-7181 if you have any questions or need assistance. Join us at Sunbelt, located at 706 3Rd Ave Sw Magee Ms 39111, and experience the benefits of being part of a community-focused credit union!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. Imagine needing quick access to funds to purchase new equipment or expand your operations. Our commercial loans are designed to help you seize those opportunities without delay.

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services tailored to meet your needs. Picture this: processing payments quickly and securely while keeping your customers satisfied. With our services, you can accept various payment methods effortlessly, allowing you to focus on what you do best growing your business. Located at 706 3Rd Ave Sw Magee Ms 39111 in Magee, MS, we're here to help you thrive. Give us a call at (601) 649-7181 to learn more about how we can support your business's financial journey!

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll find our services equally supportive. From merchant services that simplify transactions to business loans designed to help you expand your operations, we cater to the diverse needs of entrepreneurs in our community.

Digital Banking Convenience

We recognize the importance of convenience in today's busy world. That's why we offer robust online and mobile banking features. Access your accounts anytime from anywhere! You can check balances, transfer funds, and even make payments all from the palm of your hand. Plus, with our ATM services available at convenient locations, cash withdrawals are just as easy.

Engaging with Us

If you need assistance or have questions about any of our services, don't hesitate to reach out! You can call us at (601) 649-7181, visit us at 706 3Rd Ave Sw Magee Ms 39111, or explore more online at Magee. We invite you to take advantage of everything we offer at Sunbelt. Whether you're stepping into banking for the first time or looking for ways to enhance your financial health, we're here for you every step of the way. Your journey begins with us let's get started today!

Home Financing

For those considering homeownership or refinancing their current mortgage, our team is here to help with mortgage loans and refinancing options. Whether it's your first home or you're looking to upgrade, we provide guidance every step of the way.

Personal Banking

We offer personal banking options that are both flexible and accessible. If you're looking for checking and savings accounts, we have various choices tailored to fit different lifestyles. Imagine having an account that rewards you just for saving! With our credit cards with rewards, you can earn points on every purchase, making your everyday spending work harder for you. When life presents unexpected expenses, our personal loans and debt consolidation options provide straightforward solutions. Picture consolidating multiple debts into one manageable payment, helping you regain control over your finances. And if you're thinking about purchasing a vehicle, our auto loans and vehicle financing make the process smooth and simple.

Digital & Online Banking

Key Features

Managing your money is easier than ever with features like electronic signature authorization, which allows you to sign documents quickly and securely without the hassle of printing or mailing. Plus, our e-statements keep you informed while helping you reduce paper clutter view your statements anytime directly through our online portal. For those who prefer mobile banking, our mobile application is available for download, putting all these functionalities right in your pocket. You can also enjoy the convenience of mobile payments, allowing you to make purchases directly from your phone with ease. Want to send money to friends or family? Our person-to-person transfers make sharing costs quick and straightforward. At Sunbelt, we prioritize the safety of your information. Our digital banking services are backed by robust security measures to protect your data while providing a smooth experience. With real-time account management tools at your fingertips, you can stay updated on your finances and make informed decisions. Experience the freedom and flexibility of digital banking with Sunbelt today! Visit us online at https://www.sunbeltfcu.org/ to get started.

Financial Strength

Commitment to Growth

With $52,819,102 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is reflected in the $5,011 we have issued in used auto loans and the $179,220,560 available across various sectors.

Member-Centric Resources

Members' savings are secured through $78,515,408 in share certificates and $12,752,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 111 full-time employees and 1 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $54,609,408, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,779 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

Total Share and Deposit Accounts: 55,701, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $92,538. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sunbelt is your trusted partner. Visit us at 706 3Rd Ave Sw Magee Ms 39111 or call (601) 649-7181 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Offerings

In addition to these products, we also provide total credit lines of $34,330,000, ensuring you have access to funds when you need them most. If you're interested in understanding eligibility options or exploring refinancing opportunities for any of our loan products, feel free to reach out. For more information about our loan offerings or to get started on an application today, please call us at 601-649-7181. We're available Monday through Thursday from 8:30 AM to 4:30 PM and Friday from 8:30 AM to 5:30 PM. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at https://www.ncua.gov , based on the latest results. Let Sunbelt be your trusted partner on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have issued over $95,652,797 in used vehicle loans and $11,340,399 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, we have financing options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide loans for Junior Lien 1-4 Family Residential Properties totaling $2,799,689. If you're considering refinancing your current mortgage or purchasing a new home, our team is here to guide you through the process and ensure you find the right solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $3,162,521 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards that can help you get more from every purchase.

Loan Aggregator

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SUNBELT FEDERAL CREDIT UNION