Sunbelt Credit Union Hattiesburg MS | Top Auto Loans & Business Banking

Introduction

Welcome to Sunbelt, your trusted financial partner since 1953. Located at 6885 U S Highway 49, Hattiesburg, MS 39402, we are proud to serve a growing community of over 36,343 members. At Sunbelt, we believe in building lasting relationships with our members, offering personalized services that cater to your unique financial needs. With total assets exceeding $305,582,911 and total deposits amounting to $31,277,455, our credit union stands strong and stable in providing you with a secure banking experience. Whether you're looking for an auto loan or want to open a new savings account, we have options tailored just for you. Our total loans and leases reach 16,108, ensuring that we can support you in achieving your financial goals. Our dedicated team of 112 employees, led by CEO W. Christopher Hammond and Board President Robert Dearman, is here to help you navigate your financial journey. We take pride in our strong net worth of $54,609,408 and a cash reserve of $12,295,967, which highlights our commitment to safeguarding your investments. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 6885 U S Highway 49, Hattiesburg, MS 39402. At Sunbelt Credit Union, we are not just about numbers; we are about community impact and member satisfaction. We offer a wide array of services including personal banking accounts, auto loans, mortgage refinancing, business banking solutions, and online/mobile banking options for your convenience. Ready to take the next step? Call us today at 601-649-7181 or explore our website at sunbeltfcu.org to learn more about how we can assist you!

Branch History & Mission

Community Focus

Sunbelt believes in the power of community partnerships and outreach efforts. We engage with local organizations to support various initiatives aimed at improving the quality of life in Hattiesburg and surrounding areas. Our commitment extends beyond banking; it includes being an active participant in the community's development. With operating hours designed to accommodate busy schedules Monday through Friday from 8:30 AM until 4:30 PM and Saturday from 9:00 AM until 1:00 PM our team is always ready to assist you. You can reach us at (601) 649-7181 for any questions or assistance.

Join Us

We invite you to become part of the Sunbelt family! Experience firsthand how our dedicated staff can help you achieve your financial goals while contributing positively to our community. Visit us today or check out our website at Sunbelt FCU for more information on membership and services offered. Together, let's build a brighter future!

Our Mission

The mission of Sunbelt is clear: we strive to empower our members through exceptional financial services while fostering community growth. We are dedicated to offering a range of products that meet the diverse needs of our members from checking and savings accounts to auto loans and credit cards with rewards. More than just a financial institution, we are committed to making a positive impact in the lives of those around us. As technology has advanced, so have we. We offer online and mobile banking options that allow our members to manage their finances on their terms. With features like mobile payments and e-statements, banking with us is both easy and efficient. Our drive-thru service adds another layer of convenience for those quick transactions. While members can visit us at 6885 U S Highway 49 for all their banking needs, official correspondence should be sent to the same address as our mailing address: 6885 U S Highway 49, Hattiesburg, MS 39402.

Branch Location & Accessibility

Call to Action

We invite you to come by our Sunbelt branch today! Experience our welcoming atmosphere and discover how we can assist you with all your banking needs. Remember, whether you're looking for advice or just want to get some cash out, we're here for you!

Getting Here

At Sunbelt, we understand that accessibility is essential. Our branch features ample parking and is designed with ADA compliance in mind, ensuring that everyone can visit us comfortably. Whether you're stopping by for a quick transaction or settling in for a more detailed financial discussion, we aim to make your experience as smooth as possible.

Operating Hours

Our doors are open Monday through Thursday from 8:30 AM to 4:30 PM and on Friday until 5:30 PM, making it easy to fit your banking needs into your busy schedule. We also welcome you on Saturdays from 9:00 AM to 1:00 PM if you prefer weekend visits.

Services Offered

At Sunbelt, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need a quick cash withdrawal? You can take advantage of our ATM services available right here at the branch. Plus, with our drive-thru service, you can handle deposits and withdrawals without leaving your car! If you need assistance or have questions about our offerings, feel free to give us a call at 601-649-7181. Our friendly staff is always ready to help!

Member Eligibility

At Sunbelt, we believe that everyone deserves a chance to be part of a caring financial community. Joining us is simple and welcoming! If you live, work, worship, or attend school in the area around Hattiesburg, you're likely eligible to become a member. We also welcome family members of existing members, creating a supportive network for all your financial needs. To find out more about the specific eligibility criteria, feel free to check out our detailed information at https://apps-sunbelt.ns3web.com/nsjoin/ . Once you know you're eligible, opening an account is just as easy. You can start your journey with us by applying online or visiting us at our branch located at 6885 U S Highway 49 Hattiesburg Ms 39402. Our friendly team is here to assist you every step of the way. If you have any questions or need assistance, don't hesitate to call us at (601) 649-7181. Join Sunbelt today and experience the benefits of being part of our community-focused credit union!

Business Banking & Commercial Services

Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, our merchant services simplify daily operations for business owners. Whether you're processing transactions or managing payroll, our services are designed to make your life easier. For instance, consider how much time you could save with streamlined payment processing, allowing you to focus on what matters most growing your business. Located conveniently at 6885 U S Highway 49 Hattiesburg Ms 39402 in Hattiesburg, MS, we invite you to explore how Sunbelt can be your partner in success. Connect with us today at (601) 649-7181 or visit our website at https://www.sunbeltfcu.org/ . Let's build the future of your business together!

Comprehensive List Of Services

Additional Services

We also provide basic services through our drive-thru for quick transactions such as deposits and withdrawals. Need cash quickly? Our ATMs are available for easy access to your funds without stepping inside the branch. At Sunbelt, we're here to ensure that whether you're managing personal finances or running a business, you have the resources necessary for success. If you're ready to explore how we can assist you further or if you have questions about any of our services, feel free to reach out at (601) 649-7181 or visit us online at 49 Operations Center And Branch. Your financial journey matters to us!

Business Banking Services

For our business members, we offer comprehensive solutions that include Business Banking (Merchant Services & Business Loans). Whether you're starting a new venture or expanding an existing one, we provide the tools needed to succeed. From point-of-sale systems to loans tailored for businesses, we've got you covered.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Sunbelt prioritizes digital banking features like Online & Mobile Banking, allowing you to manage your accounts from anywhere. You can easily make deposits, transfer funds, and even pay bills using our user-friendly mobile application. With options like ATM & Cash Withdrawal Services, accessing your money has never been easier.

Personal Banking Solutions

Managing your finances should be simple and straightforward. That's why we offer various Personal Banking services, including Checking & Savings Accounts that help you save for the future while providing easy access to your funds. Imagine having a checking account that fits your lifestyle, complete with online banking features that let you check balances and transfer money at any time. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing can make your dream car a reality. With competitive rates, we ensure that financing doesn't become a hurdle in your journey. Our Mortgage Loans & Refinancing options are designed to assist you in purchasing your home or lowering your monthly payments. Need some extra cash? Our Personal Loans & Debt Consolidation services can help you manage expenses and consolidate debt into one manageable payment. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases, turning spending into savings.

Digital & Online Banking

Key Features

Our online banking platform is designed to make your life easier. Need to sign documents? With our electronic signature authorization, you can complete transactions without stepping into a branch. Plus, if you prefer going paperless, e-statements are readily available, allowing you to view your financial records securely online. Managing your finances on the go is a breeze with our mobile application. You can access your accounts right from your smartphone, making it easy to handle payments or check balances wherever you are. Additionally, our mobile payments feature lets you make purchases directly from your phone no cash or cards needed!

Person-to-Person Transfers

Sending money to friends or family? Our person-to-person transfer service makes it simple and fast. Whether it's splitting a dinner bill or sending a gift, just a few taps on your screen will do the trick. At Sunbelt, we prioritize security alongside convenience. Our systems are equipped with advanced security measures to ensure that your personal information remains safe while using our digital services. Experience hassle-free banking today and enjoy real-time account management at your fingertips!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 55,701, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $92,538. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sunbelt is your trusted partner. Visit us at 6885 U S Highway 49 Hattiesburg Ms 39402 or call (601) 649-7181 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings and Investments

Members' savings are secured through $78,515,408 in share certificates and $12,752,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 111 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $52,819,102 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $5,011 in used auto loans and $179,220,560 in total loans and leases, supporting your financial goals across various sectors.

Solid Financial Health

With a net worth of $54,609,408, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,779 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,652,797 in used vehicle loans and $11,340,399 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that whatever your choice may be, we can support it with our affordable loan options.

Business Financing

For business owners seeking growth opportunities, while we currently do not have outstanding commercial loans available, we are committed to supporting our community's businesses through competitive financing solutions as they arise. Additionally, if you're considering refinancing existing loans or exploring eligibility options for any of our products, don't hesitate to reach out. We're here to guide you through the process and find solutions that work for your unique situation. Our branch is located at 6885 U S Highway 49 Hattiesburg MS 39402, and you can reach us at 601-649-7181 during our operating hours: Monday through Thursday from 8:30 AM until 4:30 PM and Friday from 8:30 AM until 5:30 PM; Saturday from 9:00 AM until 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Sunbelt can help you achieve your financial aspirations today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,799,689, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage for better terms, we have options tailored to fit your needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $3,162,521 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that allow you to earn while you spend.

Loan Aggregator

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SUNBELT FEDERAL CREDIT UNION