Sunbelt Credit Union Hattiesburg MS | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Sunbelt at 112 Westover Dr, Hattiesburg, MS 39402! Since our establishment in 1953, we have dedicated ourselves to serving our community and providing exceptional financial services. With a proud membership of 36,343, we are committed to supporting our members' financial needs and dreams. At Sunbelt, we understand that financial decisions can be challenging. That's why we offer a range of services tailored to help you achieve your goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have the resources you need. Our total assets of $305,582,911 reflect our strength and stability in the credit union landscape. Our leadership team, led by CEO W. Christopher Hammond and Board President Robert Dearman, is passionate about making a positive impact in the lives of our members. With a focus on community enrichment and member satisfaction, we are here to listen and provide solutions that work for you. Whether you're looking to secure an auto loan or open a new account, our friendly staff is ready to assist you during our operating hours: Monday through Thursday from 8:30 AM to 4:30 PM and Friday from 8:30 AM to 5:30 PM. If you're unable to visit us in person, feel free to reach out via phone at 601-264-9400. While members can visit us at 112 Westover Dr, official correspondence should be sent to the same address as well. We invite you to explore all that Sunbelt has to offer by visiting our website at sunbeltfcu.org. Join us as we continue this journey together, strengthening our community one member at a time!

Branch History & Mission

Join Us

As we look toward the future, we invite you to be part of this incredible journey with Sunbelt. Experience firsthand the benefits of being a member of our credit union where your success is our priority. Visit us during our operating hours: Monday through Thursday from 8:30 AM to 4:30 PM and Friday from 8:30 AM to 5:30 PM. If you're ready to take the next step towards your financial future or if you want more information about membership options, don't hesitate to reach out at (601) 264-9400 or check out our website at Sunbelt FCU. Together, let's build a brighter financial future!

Our Evolution

Located at 112 Westover Dr, Hattiesburg, MS 39402, Sunbelt has seen remarkable growth over the decades. From humble beginnings to becoming a leading credit union in the area, we've consistently focused on providing exceptional service and support. Our drive-thru banking and ATM availability ensure that our members can access their funds conveniently. The evolution of technology has also allowed us to enhance our services with online banking and mobile payments, making banking easier than ever. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 112 Westover Dr, Hattiesburg, MS 39402. This clear line of communication helps us serve you better.

Our Mission

Our mission is simple yet impactful: to provide affordable financial services while supporting the community around us. We believe that by empowering our members with tools like personal banking accounts, auto loans, mortgages, and business banking solutions, we can help everyone achieve their financial goals. We understand that every member's journey is unique; that's why we aim to offer personalized solutions tailored to individual needs. At Sunbelt, we're also committed to giving back. Through various outreach initiatives and partnerships within Hattiesburg and beyond, we strive to make a positive difference in people's lives. Whether it's sponsoring local events or providing financial education workshops, we are dedicated to enriching our community.

Branch Location & Accessibility

Accessibility Features

At Sunbelt, we understand that accessibility is important. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Plus, we offer ample parking spaces right outside the entrance for your convenience.

Call-to-Action

We invite you to come visit us at Sunbelt today! Whether you're looking to open an account or simply want to ask questions about our services, our friendly team is here for you. Don't forget, if you prefer online banking, check out our website at sunbeltfcu.org for more information and resources! Your financial journey starts here at Sunbelt where we're dedicated to serving our community with care and convenience.

Nearby Landmarks

Our location is close to several local landmarks, making it a familiar spot for many. Just a short drive from the University of Southern Mississippi, we are also near popular shopping areas and restaurants. This makes it easy to stop by for your banking needs while running errands or enjoying a day out.

Operating Hours

We know how busy life can get! That's why our lobby hours are designed with you in mind. Visit us Monday through Thursday from 8:30 AM to 4:30 PM, and on Fridays from 8:30 AM to 5:30 PM. If you need assistance outside of these hours, don't hesitate to call us at 601-264-9400 we're always happy to help!

Services Offered

At Sunbelt, we offer a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? You can access our ATM on-site or use our drive-thru service for quick transactions without leaving your car.

Member Eligibility

At Sunbelt, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Hattiesburg area or have family ties to our members, you're likely eligible to join us. We take pride in offering not just great services but also a friendly atmosphere where your financial needs come first. For more detailed eligibility criteria, you can visit this link. Joining is just the beginning of your journey with Sunbelt. As a member, you'll enjoy access to personalized banking solutions, competitive loan rates, and exceptional customer service tailored just for you. Ready to take the next step? Opening an account is easy! Just check out our account opening page or give us a call at (601) 264-9400 for any questions. We're here to help you every step of the way at our branch located at 112 Westover Dr Hattiesburg Ms 39402!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. Imagine having the resources to purchase new equipment, hire more staff, or invest in marketing efforts all made possible through our dedicated loan options. Our team is here to guide you in choosing the right financial path for your goals.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for your business. With easy payment processing solutions, you can focus on what matters most growing your business. Picture this: a busy day at your store where customers can pay quickly and effortlessly. That's the convenience our merchant services bring! Located at 112 Westover Dr Hattiesburg Ms 39402 in Hattiesburg, MS, we're ready to partner with you on your business journey. Reach out at (601) 264-9400 or visit us online to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash or want to conduct basic transactions? Our ATM service provides easy access for withdrawals and balance checks whenever you need it. If you prefer face-to-face interactions but are short on time, take advantage of our drive-thru banking services for deposits, withdrawals, and simple transactions all without leaving your car.

Business Banking Solutions

At Sunbelt, we also support local businesses with our comprehensive banking solutions. Our business banking services, which include merchant services and business loans, are designed to help entrepreneurs thrive. Whether you're just starting out or looking to expand, we offer the financial tools necessary for growth.

Connect with Us!

Ready to explore how we can assist you further? Reach out to us at (601) 264-9400 or visit us at 112 Westover Dr Hattiesburg Ms 39402 during our operating hours: Monday through Thursday from 8:30 AM to 4:30 PM and Friday from 8:30 AM to 5:30 PM. Whether you're looking for personal finance solutions or business support, the team at Sunbelt is here for you every step of the way! For more information about all of our services, visit us online at Westover Drive. Let's work together toward achieving your financial goals!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking platforms. With our online banking service, you can access your accounts anytime, anywhere pay bills, transfer funds, and monitor your transactions right from your smartphone or computer. Additionally, our mobile payments feature allows for quick and secure transactions on-the-go.

Personal Banking Services

We understand that managing your finances can sometimes feel overwhelming. That's why we offer a variety of personal banking services tailored to fit your lifestyle. From checking and savings accounts that help you easily manage your day-to-day spending and saving, to flexible auto loans and vehicle financing options that get you behind the wheel quickly, we've got you covered. If you're considering buying a home, our mortgage loans and refinancing options make homeownership more attainable. For those times when life throws unexpected expenses your way, our personal loans and debt consolidation services provide a safety net, allowing you to tackle bills without stress. Plus, with our credit cards featuring rewards, you can earn benefits on every purchase making it easier to enjoy what matters most while you spend.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services, you can check your account balance, transfer funds, and pay bills whenever it suits you. Just visit us at https://www.sunbeltfcu.org/ to get started. Need to send money to a friend? Our person-to-person transfers make it simple and quick. And if you're looking to make payments with ease, our mobile payments feature allows you to pay directly from your phone without any hassle.

Mobile Banking Made Easy

Our mobile application puts the power of banking in your pocket. Check balances, deposit checks, and access all our services without needing to visit a branch. It's user-friendly and designed with your needs in mind. In today's fast-paced world, having access to these digital tools means you can manage your finances on your terms. We're here to help simplify your banking experience at Sunbelt, where convenience meets security!

Stay Organized and Secure

Keeping track of your statements is crucial for good financial management. That's why we offer e-statements available anytime you need them. Plus, with electronic signature authorization, signing documents is straightforward and secure, saving you the trouble of printing and mailing forms. You can rest easy knowing that your information is protected while enjoying the ease of going paperless.

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 55,701, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $92,538, further reflecting our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sunbelt is your trusted partner. Visit us at 112 Westover Dr Hattiesburg Ms 39402 or call (601) 264-9400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $78,515,408 in share certificates and $12,752,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 111 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $52,819,102 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $5,011 in used auto loans and $179,220,560 in total loans and leases.

Solid Financial Foundation

With a net worth of $54,609,408, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,779 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $95,652,797 in used vehicle loans and $11,340,399 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, making it easier than ever to drive away in the vehicle you want.

Credit Lines

In addition to these offerings, we have robust credit lines available for those who need additional financial flexibility. With a total of $34,330,000, our credit lines are here for unexpected expenses or planned purchases whichever comes your way. If you're considering refinancing options or would like more information about eligibility, we encourage you to visit our website or contact us directly at (601) 264-9400. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Sunbelt, we're dedicated to providing our members with the best possible loan options suited to their needs. Visit us at 112 Westover Dr Hattiesburg Ms 39402 in Hattiesburg, MS today and discover how we can help you move forward financially!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,799,689, make buying or refinancing simple. We offer competitive rates and knowledgeable staff ready to guide you through the process, whether you're a first-time homebuyer or looking to refinance an existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,162,521 in loans helping members manage their finances effectively. Our credit cards come with rewards and low-interest rates, ensuring that you can use your card without worrying about high fees.

Loan Aggregator

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SUNBELT FEDERAL CREDIT UNION