Sun East Credit Union Wilmington DE | Top Auto Loans & Business Banking

Introduction

Welcome to Sun East, your trusted partner in financial well-being, located at the Concord Gallery Shopping Center in Wilmington, DE 19803. Since our establishment in 1949, we have been dedicated to serving our community with integrity and care. With a thriving membership base of over 50,903 members and total assets amounting to an impressive $815,393,949, we pride ourselves on being a reliable resource for all your banking needs. At Sun East, our commitment goes beyond just numbers. We understand that our members are part of a larger community, and we strive to make a positive impact through every service we offer. Whether you're looking for personal banking solutions like checking and savings accounts or seeking financing options such as auto loans or mortgages, we have tailored products designed to meet your unique financial goals. Our leadership team, including CEO Michael Kaczenski and Board President Thomas Crawford, is passionate about guiding Sun East towards success while ensuring our members receive exceptional service. With a dedicated staff of 143 employees ready to assist you, we make it our mission to foster relationships built on trust and transparency. While members can visit us at Concord Gallery Shopping Center, official correspondence should be sent to the same address. You can reach us easily at 610-485-2960 during our operating hours: Monday through Wednesday from 9:00 AM to 4:30 PM, Thursday from 9:00 AM to 7:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 12 noon. Explore how we can support your financial journey by visiting our website at suneast.org. We invite you to stop by or give us a call today; we're here to help you achieve your financial dreams!

Branch History & Mission

Community Focus

Sun East is not just about banking; it's about building relationships. We actively participate in local events and initiatives that uplift our community, from educational workshops to charitable donations. By supporting local organizations and causes that matter most to you, we aim to create a vibrant community where everyone can thrive. While members can visit us at Concord Gallery Shopping Center, official correspondence should be sent to the same address for your convenience. For any inquiries or assistance, feel free to reach out at 610-485-2960. As we look ahead, we invite you to join us on this journey. Experience firsthand the benefits of membership with Sun East where your financial well-being is our priority. Together, let's build a brighter future for Wilmington!

Our Mission

At the heart of Sun East's mission is our commitment to improving the financial lives of our members while fostering a sense of community. We aim to provide personalized banking experiences that cater to the diverse needs of our members, whether they seek checking accounts, auto loans, or business financing. Our mission extends beyond just financial transactions; we believe in making a positive impact through community outreach initiatives and partnerships that strengthen our neighborhood. We strive to create an environment where every member feels valued and understood. Our team is dedicated to offering exceptional service, whether you visit us during our convenient operating hours or utilize our online and mobile banking options. With ADA-compliant facilities and accessible ATM services available at our branch, we ensure that everyone can engage with us easily.

Branch Location & Accessibility

Connect With Us Today!

If you have any questions or need assistance, don't hesitate to give us a call at 610-485-2960. Our friendly staff is ready to help you with whatever you need. Stop by our branch at Concord Gallery Shopping Center in Wilmington today your financial journey starts here!

Easy Access and Parking

Our location is not only easy to find but also offers ample parking to ensure your visit is stress-free. We pride ourselves on being accessible to everyone, featuring ADA-compliant entrances and ramps for those who need them. You can pop in without any hassle!

Operating Hours Designed for You

At Sun East, we understand that life can get busy, which is why our operating hours are designed with your convenience in mind. Our lobby hours are Monday through Wednesday from 9:00 AM to 4:30 PM, Thursday from 9:00 AM to 7:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 12 noon. We're here when you need us!

Services Tailored for Your Needs

As a member of Sun East, you'll have access to a variety of services that cater to all your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're looking for quick cash withdrawals or balance checks, our ATM services are available for your convenience.

Member Eligibility

Joining the Sun East family is more than just opening an account; it's about becoming part of a supportive community that values your financial well-being. To be eligible for membership, you typically need to live, work, or worship in the Wilmington area or have a family member who is already a member. This means that many individuals and families can easily find their place with us! Not only do we offer personalized service and competitive rates, but you also gain access to a variety of products designed to meet your needs. If you're interested in learning more about eligibility, feel free to check out our detailed criteria at . Ready to take the next step? Opening an account is simple just visit us at https://www.suneastonline.org/dbank/live/app/register or give us a call at (610) 485-2960. We're excited to welcome you to our community at Concord Gallery Shopping Center Wilmington De 19803!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $89 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $57 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $77,542,710, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your transactions and enhance customer experiences. Picture this: a local café using our payment processing system to serve customers quickly and efficiently during their morning rush. With our tools at your disposal, managing payments becomes hassle-free, allowing you to focus on what you do best running your business. Whether you're just starting out or looking to expand your existing operations, Sun East is here for you. Visit us at Concord Gallery Shopping Center Wilmington De 19803 or call us at (610) 485-2960 to learn more about how we can assist you on your journey to success!

Comprehensive List Of Services

Business Banking Services

For business owners, Sun East provides tailored solutions like merchant services and business loans to support your growth. We understand that running a business comes with its own set of financial needs, and we're here to partner with you.

Connect with Us

At Sun East, we're more than just a credit union; we're part of the community. If you have questions about any of our services or want to learn how we can assist you further, please don't hesitate to reach out at (610) 485-2960. We invite you to visit us at our branch located at Concord Gallery Shopping Center Wilmington De 19803, where our friendly team is ready to help you navigate your financial journey. Together, let's build a brighter financial future!

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking services that allow you to manage your accounts from anywhere at any time. Need to check your balance or transfer funds? You can do it all with just a few clicks or taps! Our ATM services ensure that cash withdrawals are easy as well, allowing access when you need it most.

Financial Assistance and Credit Solutions

Life can throw unexpected challenges your way, which is why we offer personal loans and debt consolidation services. These options provide a way to manage expenses during tough times, helping you get back on track financially. Additionally, with our credit cards with rewards, you can earn points for every purchase. Imagine earning cash back or travel rewards just for using your card for everyday purchases!

Home Financing Options

If homeownership is on your mind, explore our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our knowledgeable staff is here to assist you every step of the way.

Personal Banking Solutions

Whether you are just starting out or looking to manage your finances more effectively, our personal banking options have got you covered. We offer various checking and savings accounts that cater to different lifestyles. Imagine opening a checking account that not only helps you keep track of your expenses but also provides rewards for your everyday spending. For those considering purchasing a vehicle, our auto loans and vehicle financing solutions can help turn your dream car into a reality without breaking the bank. With competitive rates and flexible terms, we make the process smooth and hassle-free.

Digital & Online Banking

Key Services

With our user-friendly online banking platform at https://suneast.org/, you can easily access your account information, pay bills, and transfer funds without ever stepping foot in a branch. We also offer e-statements, allowing you to view your financial statements online whenever you need them no more waiting for the mail! For those who are always on the go, our mobile application is here to help. Not only can you check balances and transactions, but you can also make mobile payments and send money to friends or family through person-to-person transfers with ease. Imagine sending money to someone instantly without any hassle!

Security and Ease of Use

Your security is our top priority. While we do not currently support electronic signature authorization, we ensure that all your transactions are safe and secure. Our digital tools are designed to be intuitive so that you can navigate them effortlessly, even if you're not tech-savvy. In a world where every second counts, managing your finances shouldn't be a chore. With Sun East's digital banking services, you'll find everything you need for effective account management right in one place whether you're at home or on the move. So why wait? Experience the convenience of modern banking today!

Financial Strength

At Sun East, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which is the backbone of our commitment to serve you better. With a net worth of $71,952,029, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $881 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $230,728,776 in share certificates and $108,284,849 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,244,075, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $70,525,539 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $7,714 in used auto loans and $715,504,163 in total loans and leases, we're ready to support your financial goals across various sectors. Our operational efficiency is reflected in our $-23,398, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 137 full-time employees and 6 part-time employees who are dedicated to serving you with expertise and care. Net Shares (Funds available for lending and investments) stand at $0, while the total number of share accounts indicates a strong community trust: 108,938 accounts belong to members who choose us as their financial partner. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sun East is your trusted partner. Visit us at Concord Gallery Shopping Center Wilmington De 19803 or call (610) 485-2960 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $144,524,585 in used vehicle loans and $41,291,715 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is ready to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $77,542,710 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing one, our tailored solutions are designed to meet your unique business needs. If you're interested in any of these loan offerings or have questions about refinancing options or eligibility requirements, feel free to contact us at 610-485-2960 or visit us at our branch located at Concord Gallery Shopping Center Wilmington De 19803. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $18,447,881 in loans helping members manage their finances effectively. These cards come with benefits that can enhance your everyday spending while providing an easy way to consolidate debt.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $91,675,843, make buying or refinancing simple. We provide competitive rates and flexible terms that can suit various financial situations. If you're considering refinancing your existing mortgage or exploring eligibility options for new purchases, we're here to guide you through the process.

Loan Aggregator

Call to Action

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Sun East