Sun Community Credit Union Palm Springs CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Sun Community, your trusted partner in financial wellness since 1954. Located conveniently at 1717 E Vista Chino Ste J10, Palm Springs, CA 92262, we pride ourselves on being more than just a credit union; we're a community focused on helping our members thrive. With over 52,624 members and total assets of $753,547,992, we understand the importance of personal connections and tailored financial solutions. At Sun Community, we offer a wide range of services designed to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. Our commitment to you is evident in our robust offerings: with total loans amounting to 27,076 and deposits reaching $36,185,927, our solid financial foundation allows us to support your dreams and ambitions. Led by our dedicated CEO Patrick Carey and Board President Juan Cruz, our team of 151 employees is here to ensure you receive the best possible service. Whether you're looking for personal banking solutions or business financing options, we're ready to help you every step of the way. While you can visit us at our Palm Springs branch for all your banking needs, remember that you can also explore our resources online at suncommunity.com. We invite you to reach out at 760-337-4200 for any inquiries or assistance. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

At Sun Community, we pride ourselves on a rich legacy that began in 1954. Our Palm Springs Branch, located at 1717 E Vista Chino Ste J10, Palm Springs, CA 92262, has been serving the local community for decades. Over the years, we have grown to welcome 52,624 members, all while managing total assets of $753,547,992. This journey reflects our commitment to providing reliable financial services and making a positive impact in our neighborhood. From our humble beginnings to becoming a trusted financial partner in Palm Springs, Sun Community has always focused on the needs of our members. Our mission is simple yet profound: to empower individuals and families by offering accessible financial solutions that help them thrive. We understand that each member's journey is unique; hence we provide tailored services like personal banking, auto loans, mortgage refinancing, and business banking options. We recognize the importance of being present within our community. Our outreach efforts include partnerships with local organizations to support initiatives that benefit residents and promote economic growth. Through these collaborations, we aim to uplift those around us and contribute to a stronger future for everyone. While members can visit us at 1717 E Vista Chino Ste J10, official correspondence should be sent to the same address as we do not have a separate mailing location. Our branch operates Monday through Thursday from 9:00 AM to 5:00 PM and on Friday from 9:00 AM to 6:00 PM, ensuring convenience for all who wish to stop by or reach us by phone at 760-337-4200. As we continue to evolve with the needs of our members, we embrace digital advancements such as online and mobile banking. These tools provide greater access and flexibility for managing finances anytime and anywhere. We are also proud of our commitment to ADA compliance, ensuring that all members can easily navigate our services. We invite you to join Sun Community today! Experience firsthand how our dedicated team can assist you in achieving your financial goals while being an integral part of the vibrant Palm Springs community. Together, let's build a brighter tomorrow!

Branch Location & Accessibility

Convenient Access and Features

At Sun Community, we prioritize accessibility for all our members. Our branch is designed to be ADA compliant, featuring ramps and easy access points so everyone can comfortably visit us. While we don't have an ATM on-site or drive-thru banking available, our friendly staff is always ready to assist you inside. Parking is available nearby, providing a hassle-free experience when you come to see us. We understand that your time is valuable, which is why we offer flexible operating hours: join us from Monday to Thursday between 9:00 AM and 5:00 PM, and on Fridays until 6:00 PM.

Services Tailored for You

As part of our commitment to serving you better, we offer a wide range of financial services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and even credit cards with rewards. Whether you're looking for business banking solutions or need help with online and mobile banking, we've got you covered. If you're unsure about which service suits your needs best, feel free to give us a call at 760-337-4200. Our knowledgeable team is here to guide you through our offerings and answer any questions you may have. We invite you to visit us at the Sun Community Palm Springs Branch today! Experience firsthand how we're dedicated to helping you achieve your financial goals.

Member Eligibility

Joining the Sun Community is like becoming part of a welcoming family where your financial well-being matters. To become a member, you'll find that eligibility is quite inclusive! Typically, those who live, work, or worship in Riverside County can apply for membership. This means that many local residents can enjoy the benefits of being part of our supportive community. If you're ready to take this step, check out the detailed eligibility criteria here. Opening an account with us is simple and straightforward. You can start the process online by visiting our account opening page at this link. If you have any questions or need assistance, don't hesitate to call us at 760-337-4200. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $236 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $242,182,364, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In addition to loans, we offer merchant services that help streamline your payment processes. Imagine running your shop with easy credit card transactions while tracking sales effortlessly from your mobile device. This means more time focusing on what you do best serving your customers and growing your brand. Ready to take your business further? Visit us at 1717 E Vista Chino Ste J10 Palm Springs Ca 92262 in Palm Springs, CA, or call us at (760) 337-4200 to learn how our business banking solutions can work for you!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering a new vehicle, our auto loans and vehicle financing can make it happen. We provide competitive rates that help you save on monthly payments. Picture yourself driving off in a reliable car without breaking the bank our team will guide you through every step of the process.

Business Banking Services

For our business members, we offer comprehensive business banking solutions, including merchant services and business loans. Whether you're starting fresh or expanding an existing venture, we're committed to supporting your entrepreneurial journey.

Convenient Access Anytime

At Sun Community, convenience is key. Our digital banking features allow you to manage your accounts effortlessly from your phone or computer. With services like ATM access, cash withdrawals, person-to-person payments, and more, banking has never been easier. With our friendly staff ready to assist you at any time during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM you can rely on us for all your financial needs. Ready to experience the difference? Visit us today at 1717 E Vista Chino Ste J10 Palm Springs Ca 92262, call us at (760) 337-4200, or explore more at Palm Springs Branch. Your financial future starts here!

Credit Cards with Rewards

Don't forget about our credit cards with rewards! These cards not only help build your credit but also offer points for every dollar spent perfect for those who enjoy travel or shopping perks. It's like earning while you spend!

Home Financing Options

For those ready to settle into their forever home, our mortgage loans and refinancing options ensure you have the best possible rates. We understand that buying a home is one of the biggest decisions you'll ever make. That's why we take the time to explain your options clearly, so you can choose what's right for you.

Personal Banking Solutions

We offer a variety of personal banking options tailored to fit your lifestyle. Our checking and savings accounts are designed for everyday use, helping you manage your finances with ease. Imagine having instant access to your funds through online and mobile banking, allowing you to pay bills, transfer money, and check balances anytime, anywhere.

Personal Loans & Debt Consolidation

Are you facing unexpected expenses? Our personal loans and debt consolidation services can provide the financial relief you need. With flexible terms and personalized service, we'll work with you to create a plan that fits your budget.

Digital & Online Banking

Convenient Online Services

Our online banking platform at https://www.suncommunity.com/ allows you to check your balances, pay bills, and transfer money all without stepping foot in a branch. Whether you're at home or on the go, our 24/7 online banking services ensure you have access to your funds when you need them. For those who prefer managing finances on their smartphones, our mobile application makes it simple to handle all your banking needs right from your pocket. With features like person-to-person transfers and mobile payments, sending money to friends or making purchases has never been easier.

Enhanced Security and Accessibility

Security is a top priority for us. That's why we offer electronic signature authorization, allowing you to sign documents securely online. Plus, with e-statements available, you can keep track of your transactions without worrying about paper clutter or security risks. We also believe in making banking accessible for everyone. Our user-friendly interface ensures that even those new to online banking can navigate their accounts with ease. Whether you're reviewing statements or setting up automatic payments, everything is designed with you in mind. With Sun Community, managing your money is not just convenient; it's also safe and straightforward. Join us today and experience the freedom of digital banking!

Financial Strength

Commitment to Growth

Our financial success is reflected in our $70,068,438 in undivided earnings. This allows us to reinvest in innovative banking tools and stronger lending options to serve you better. With $3,864 in used auto loans and $556,587,112 in total loans and leases, our lending capacity supports members' diverse financial goals.

Growing Trust Among Members

With a total of 105,774 accounts, we have built a strong community of members who trust us with their finances. Our commitment to transparency and service helps foster this trust every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sun Community is your trusted partner. Visit us at 1717 E Vista Chino Ste J10 Palm Springs Ca 92262 or call (760) 337-4200 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings

We believe your savings should be secure and rewarding. Members' savings are backed by $208,655,757 in share certificates and $79,159,781 in money market shares, offering stable growth opportunities. Unlike traditional banks, we prioritize our members' interests. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational strength is evident with a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 141 full-time employees and 10 part-time employees who are dedicated to providing exceptional service.

Solid Financial Foundation

With a net worth of $70,608,230, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $936 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,566,237 in used vehicle loans and $46,859,243 in new vehicle loans already helping members get on the road. We make it easy to finance your next vehicle with flexible terms and competitive rates.

Business Loans

For business owners, our outstanding commercial loans totaling $242,182,364 provide the capital needed to grow and expand. We understand the unique challenges businesses face, and we are committed to supporting our local entrepreneurs with tailored financing solutions. If you're considering refinancing any of these products, our team is ready to discuss eligibility options that can help you save money over time. For more information about our loan offerings or to apply today, visit us at 1717 E Vista Chino Ste J10 Palm Springs Ca 92262, Palm Springs, CA, or give us a call at (760) 337-4200. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,568,327, make buying or refinancing simple. Whether you're purchasing your first home or refinancing an existing mortgage, our dedicated team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,276,264 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards that can help you maximize your spending power while keeping your budget in check.

Loan Aggregator

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Real-Time Rate Comparisons

The platform provides up-to-date loan rates from multiple institutions. By accessing real-time comparisons, users can quickly identify the best rates available to them, making it easier to choose a loan that meets their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and user satisfaction associated with this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

When using LendMesh, you can rest assured that the loan offers are sourced from legitimate financial institutions. This verification process enhances transparency, giving you confidence in your choices.

SUN COMMUNITY FEDERAL CREDIT UNION - Palm Springs, CA