Sun Community Credit Union Indio CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Sun Community, your trusted partner in financial services located at 82195 Avenue 42, Indio, CA 92203. Since our establishment in 1954, we've proudly served our growing family of 52,624 members with a commitment to community and financial well-being. With total assets of $753,547,992 and total deposits reaching $36,185,927, we are dedicated to providing you with competitive rates and personalized service. At Sun Community, we understand that every member's needs are unique. That's why we offer a diverse range of services tailored just for you whether it's personal banking, auto loans, mortgage refinancing, or business loans. Our experienced team is here to support you in making informed financial decisions that align with your goals. With a strong net worth of $70,608,230 and cash in hand amounting to $14,863,220, we ensure that your funds are secure while offering robust financial solutions. Under the leadership of our CEO, Patrick Carey, and Board President, Juan Cruz, we foster a culture of trust and reliability that extends beyond just transactions; it's about building lasting relationships within our community. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 82195 Avenue 42, Indio, CA 92203. For more information on how we can assist you or to explore membership options, feel free to call us at 760-337-4200 or visit our website at Sun Community. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Commitment to Innovation

As we look toward the future, Sun Community remains committed to innovation and accessibility. We offer modern conveniences such as online banking, mobile payments, and electronic signatures so our members can manage their finances with ease. Our branch is ADA compliant, ensuring that everyone can access our services comfortably. With convenient drive-thru banking options and ATM availability right at your fingertips, managing your money has never been easier.

Join Us Today!

We invite you to experience the benefits of being a member at Sun Community. Whether you are looking for personal or business banking solutions, our dedicated staff is here to help you every step of the way. Visit us at 82195 Avenue 42 in Indio or give us a call at 760-337-4200 for more information about how we can assist you on your financial journey. Your future starts here join us today!

Our Mission

At Sun Community, our mission is simple yet powerful: to provide exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to quality financial products tailored to their unique needs. That's why we offer a range of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. We strive to be more than just a credit union; we aim to be an active participant in the lives of our members. Our outreach efforts include partnerships with local organizations and initiatives designed to uplift those around us. By investing in our community, we not only support individual success but also contribute to the overall well-being of Indio.

Branch Location & Accessibility

Welcome to the Sun Community Indio Branch, your friendly neighborhood credit union located at 82195 Avenue 42 in beautiful Indio, CA. Whether you're heading to the nearby Coachella Valley Music and Arts Festival or just running errands around town, our branch is conveniently situated to serve you. With easy access from major roads and ample parking available, we ensure that your visit is as smooth as possible. While members can visit us at 82195 Avenue 42, official correspondence should be sent to the same address for your convenience. The branch is designed with accessibility in mind, featuring ADA-compliant ramps and pathways, so everyone can feel welcome when they step through our doors. Our operating hours are tailored to fit your busy schedule: we're open Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays until 6:00 PM. Whether you need assistance with personal banking services like checking and savings accounts or are interested in auto loans and credit cards, our knowledgeable staff is here to help. Plus, for those who prefer a quick stop, we offer drive-thru banking services for deposits and withdrawals. If you're in need of cash or want to check your balance on the go, we have an ATM available right outside our branch. At Sun Community, we're dedicated to providing personalized service that meets all your financial needs. Feel free to call us at 760-337-4200 if you have any questions or would like more information about how we can assist you. We look forward to welcoming you to our Indio Branch soon!

Member Eligibility

At Sun Community, we believe in creating a community where everyone feels welcome and valued. If you're looking to join us, becoming a member is straightforward and friendly. We invite individuals who live, work, or worship in the area to apply, making it easy for you to connect with us. Whether you're seeking financial support or simply want to be part of a caring network, our membership offers great benefits tailored just for you. To get started, just visit us at 82195 Avenue 42 Indio Ca 92203 or give us a call at (760) 337-4200. You can find detailed information about eligibility on our website, so don't hesitate to check it out. When you're ready to open an account, head over to this link: https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozadyycswfdfaspokbklbwyj-yunebflrhbhxcamk6uglidb_pcdd5iyga1f2iuh2y1qwrw87gqhmbumorgh6efmdm. Joining Sun Community means stepping into a supportive environment where your financial goals are our priority!

Business Banking & Commercial Services

Commercial Loans to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $236 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $242,182,364, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer comprehensive merchant services tailored for your needs. Imagine having a reliable partner who helps you process payments smoothly and efficiently. Our solutions empower you to accept payments easily, manage transactions effectively, and focus on what truly matters growing your business. Located at 82195 Avenue 42 Indio Ca 92203, Indio, CA 92203, we're here to help you navigate your financial journey. Reach out to us at (760) 337-4200 during our operating hours (M-TH 9:00 am - 5:00 pm, F 9:00 am - 6:00 pm) and discover how we can be part of your success story.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our branch offers ATM access for easy withdrawals and balance checks. Plus, enjoy basic drive-thru banking services for deposits, withdrawals, and simple transactions without leaving your car! At Sun Community, located at 82195 Avenue 42 Indio Ca 92203, we pride ourselves on being more than just a financial institution; we're part of the community in Indio. If you have any questions or want to learn more about how we can assist you financially, don't hesitate to reach out at (760) 337-4200 or visit us online at https://www.suncommunity.com/. Your journey toward better financial health starts here!

Auto Loans & Vehicle Financing

Thinking about getting a new car? At Sun Community, we offer competitive auto loans and vehicle financing options that make purchasing your dream car a reality. Picture yourself driving off in a new vehicle while knowing you've secured the best rates available. We also provide refinancing options if you're looking to lower your current payments.

Business Banking Services

For entrepreneurs and small business owners, we offer tailored business banking services including merchant services and business loans. We know how hard you've worked to build your business, and we're here to support its growth every step of the way.

Credit Cards with Rewards

Looking for a way to earn rewards on your everyday purchases? Our credit cards come with fantastic rewards programs that allow you to earn points for cash back or travel perks. It's not just a card; it's a tool that works for you while you spend.

Mortgage Loans & Refinancing

Homeownership is within reach! We provide mortgage loans and refinancing options that fit various budgets. Whether you're buying your first home or looking to refinance an existing mortgage, our dedicated staff will guide you through the process, ensuring you find the best solution for your situation.

Online & Mobile Banking Convenience

In today's fast-paced world, convenience is key. With our online and mobile banking services, managing your accounts has never been easier. Check balances, pay bills, transfer funds, and even deposit checks all from the palm of your hand.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we have personal banking solutions designed for you. Imagine having the convenience of easily accessing your money whenever you need it. Our accounts come with features that help you manage your funds effectively, whether you're saving for a vacation or just trying to budget for everyday expenses.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans are here to help. This service allows you to manage financial burdens without added stress. Imagine having one simple monthly payment instead of juggling multiple debts it's all possible with our easy loan options.

Digital & Online Banking

Key Services

With our 24/7 Online Banking Services, you can check your balances, transfer funds, and pay bills anytime, anywhere. No more rushing to the bank before closing hours! And if you prefer to use your smartphone, our Mobile Application is available for download, giving you a user-friendly way to manage your accounts right from your pocket. For those who love quick transactions, our Person-to-Person Transfers feature lets you send money to friends and family in just a few taps. Plus, with Mobile Payments, making purchases has never been easier or faster.

Security & Accessibility

We take security seriously at Sun Community. With Electronic Signature Authorization, signing documents online is safe and hassle-free. You can also opt for E-Statements, which not only help you stay organized but also reduce paper clutter while keeping your information secure. Our goal is to provide a banking experience that fits seamlessly into your life. So whether you're checking your account balance during a lunch break or paying bills late at night, we're here to support you every step of the way. Join us at Sun Community and discover how simple and secure banking can be!

Financial Strength

At Sun Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to have confidence in your financial institution, and we are proud to share the solid foundations that support our operations. With a net worth of $70,608,230, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 936 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $208,655,757 in share certificates and $79,159,781 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $70,068,438 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,864 in used auto loans and a robust total of $556,587,112 in loans and leases. Our operational efficiency is highlighted by our $0 net income, reflecting our commitment to keeping costs low while delivering exceptional service. We also take pride in having 141 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at an impressive 105,774, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sun Community is your trusted partner. Visit us at 82195 Avenue 42 Indio Ca 92203 or call 760-337-4200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,566,237 in used vehicle loans and $46,859,243 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to ensure that you find a solution that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $242,182,364 provide the capital needed to grow and expand your operations. Whether you're starting a new venture or looking to enhance your current business model, our dedicated team can assist you in finding the right financing option. At Sun Community, we believe in making financial services accessible and straightforward. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to stop by our branch or give us a call at 760-337-4200 during our operating hours: Monday through Thursday from 9:00 AM - 5:00 PM and Friday from 9:00 AM - 6:00 PM. Let us help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $36,568,327. If you're considering refinancing your existing mortgage, our team is here to guide you through the process and help you find the best terms available.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans. With a total of $20,276,264 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits tailored for your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. By working exclusively with verified lenders, LendMesh assures its users that the information presented is accurate and trustworthy.

SUN COMMUNITY FEDERAL CREDIT UNION - Indio, CA

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