Sun Community Credit Union Holtville CA | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Sun Community, your trusted financial partner since 1954. Located at 100 E 5th St, Holtville, CA 92250, we are dedicated to providing personalized banking solutions that fit your needs and support our community's growth. With a strong membership base of over 52,624 members, we pride ourselves on being more than just a credit union; we are a vital part of the Holtville community. At Sun Community, we understand the importance of financial security and accessibility. Our total assets exceed $753 million, with total deposits amounting to $36,185,927. This robust financial foundation allows us to offer a variety of services tailored to meet your unique requirements whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgages, or business banking solutions including merchant services and business loans. Our leadership team is committed to ensuring that you receive the best service possible. Under the guidance of our CEO Patrick Carey and Board President Juan Cruz, our dedicated staff of 151 employees works tirelessly to support your financial journey. With a net worth of $70,608,230 and cash in hand totaling $14,863,220, you can trust that your finances are in good hands. While members can visit us at our branch location in Holtville, official correspondence should be sent to the same address: 100 E 5th St, Holtville, CA 92250. If you have any questions or need assistance, feel free to reach out by calling us at 760-337-4200 during our lobby hours from Monday through Friday between 9 AM and 5 PM. Join us today at Sun Community where your financial well-being is our priority! Visit our website at suncommunity.com for more information or to get started on your banking journey with us.

Branch History & Mission

Community Commitment

Sun Community is deeply committed to giving back. We actively participate in various outreach initiatives designed to uplift local organizations and provide resources where they are needed most. Through partnerships with schools and nonprofits, we work together to create opportunities for growth and education within Holtville. While members can visit us at 100 E 5th St, official correspondence should be sent to the same address as our mailing address: 100 E 5th St, Holtville, CA 92250. For any inquiries or assistance, feel free to reach out at (760) 337-4200 during our operating hours: Monday through Friday from 9 am to 5 pm. Join us today at Sun Community! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused credit union dedicated to making a difference in people's lives. Together, let's build a brighter future for Holtville!

Our Mission

At the core of Sun Community's mission is the belief that we are more than just a financial institution; we are a cornerstone of support for our members and the local community. We strive to provide exceptional financial services while fostering growth and stability for all who walk through our doors. Our dedicated team works tirelessly to ensure that every member feels valued and supported in their financial journey. We aim to enhance lives by offering easy access to banking through digital advancements such as online banking and mobile payments. This means you can manage your finances anytime, anywhere an essential convenience in today's fast-paced world. Additionally, we prioritize ADA compliance to ensure that all members can utilize our facilities comfortably.

Branch Location & Accessibility

Connect with Us

If you have any questions or need assistance before your visit, feel free to call us at 760-337-4200. We're excited to welcome you into the Sun Community family! Visit us today and discover how we can help meet your financial needs.

Getting Here and Accessibility

Our branch boasts accessible features designed for your comfort and convenience. With ADA-compliant entrances and ample parking, visiting us is hassle-free. If you need assistance, our friendly staff is always ready to help. While members can visit us at our branch address, official correspondence should be sent to the same address: 100 E 5th St, Holtville, CA 92250. This ensures that all your communication reaches us without delay.

Operating Hours

At Sun Community, we value your time. Our lobby hours are Monday through Friday from 9 AM to 5 PM. We encourage you to stop by during these times for all your banking needs.

Services Offered

We offer a range of services tailored for both individuals and businesses. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. If you prefer banking on the go, take advantage of our online and mobile banking services. For those who need cash quickly, our ATM is available for basic transactions such as withdrawals and balance checks. Although we don't currently have drive-thru services, our staff is more than happy to assist you inside the branch.

Member Eligibility

At Sun Community, we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is simple and welcoming. If you live, work, worship, or attend school in the area around 100 E 5Th St Holtville Ca 92250, you're likely eligible to join us! We aim to create financial solutions tailored to our members' needs, offering everything from checking and savings accounts to auto loans and more. Our community-centric approach means you'll have access to personal service and resources that can help you reach your financial goals. If you're ready to take this step towards membership, opening an account is easy. You can find all the details you need about eligibility and the application process at this link. If you have any questions, feel free to call us at (760) 337-4200. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $236 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $242,182,364, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify payment processing. Imagine having a reliable system that allows your customers to pay easily, whether they're using credit cards or mobile payments. This not only enhances customer satisfaction but also streamlines your daily operations. Visit us at 100 E 5Th St Holtville Ca 92250 in Holtville, CA, or call us at (760) 337-4200 to explore how our business banking and commercial services can help you thrive. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, we offer comprehensive business banking services, including merchant services and business loans. This support helps ensure that your business thrives as it grows.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking platforms. Access your accounts anytime, anywhere! Check balances, transfer funds, and pay bills with ease. Our ATM services allow for quick cash withdrawals and balance checks without hassle.

Get in Touch!

We invite you to reach out to us at 760-337-4200 during our lobby hours from Monday to Friday between 9 AM and 5 PM. Let us assist you with any questions regarding our services or how we can help improve your financial well-being. At Sun Community, we're not just about transactions; we're about building lasting relationships with our members. Explore all that we have to offer by visiting us online at Sun Community. We look forward to serving you!

Personal Banking Made Easy

Our personal banking services are designed with you in mind. We offer checking and savings accounts that suit your lifestyle and help you achieve your financial goals. For those in need of financing options, our auto loans and vehicle financing programs make purchasing your dream car more accessible than ever. Plus, if you're thinking about buying a home or refinancing your current mortgage, our mortgage loans and refinancing options can guide you through this important decision.

Support for Your Financial Goals

If you find yourself facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation solutions provide the flexibility you need. And don't forget about our credit cards with rewards, which can help you earn benefits on everyday purchases while managing your spending effectively.

Digital & Online Banking

Mobile Banking Solutions

Our mobile application enhances your banking experience even further. Enjoy mobile payments for quick purchases and person-to-person transfers that let you send money to friends or family instantly. Whether you're grabbing lunch or splitting a bill, it's as easy as a few taps on your phone.

Online Banking Services

With our 24/7 online banking options available at https://www.suncommunity.com/ , you can check your account balances, pay bills, and transfer funds without having to visit a branch. You have the freedom to manage your finances from anywhere, anytime. It's all about convenience!

Real-Time Account Management

Staying on top of your finances has never been simpler. With real-time account management through our online banking platform, you can keep an eye on your transactions and make adjustments when necessary all while knowing your information is protected. At Sun Community, we believe in providing tools that help our members thrive financially. Explore all our digital services today and experience banking tailored to fit your lifestyle!

User-Friendly Features

We know security is a top priority for our members. That's why we offer electronic signature authorization, making it quick and safe to complete transactions online. Plus, with e-statements available, you can easily track your spending without the clutter of paper statements.

Financial Strength

A Growing Membership Base

Total Share and Deposit Accounts: 105,774, showing a strong and growing member base that trusts us with their finances. This trust is critical as it fuels our ability to lend more effectively while providing valuable services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sun Community is your trusted partner. Visit us at 100 E 5Th St Holtville Ca 92250 or call (760) 337-4200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Innovation

With $70,068,438 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,864 in used auto loans and $556,587,112 in total loans and leases.

Member-Centric Approach

Members' savings are secured through $208,655,757 in share certificates and $79,159,781 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 141 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $70,608,230, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $936 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,566,237 in used vehicle loans and $46,859,243 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $242,182,364 provide the capital needed to grow and expand. We understand the challenges businesses face and are dedicated to supporting local entrepreneurs. If you're interested in refinancing any existing loans or exploring eligibility options, our team is ready to assist you. We pride ourselves on making lending straightforward and accessible. Our branch is located at 100 E 5Th St Holtville Ca 92250, in the heart of Holtville, CA. Feel free to reach out to us at (760) 337-4200 for more information about our loan offerings or visit our website at Sun Community to learn more. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Sun Community, we're committed to helping you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,568,327, make buying or refinancing simple. We are here to guide you through every step of the process, from application to closing.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,276,264 in loans helping members manage their finances effectively. Our credit cards come with features designed to empower you while keeping your spending manageable.

Loan Aggregator

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SUN COMMUNITY FEDERAL CREDIT UNION - Holtville, CA