Sun Community Credit Union El Centro CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Sun Community, where your financial well-being is our top priority! Located at 1068 Broadway Ave, El Centro, CA 92243, we have been serving our community since 1954 with a commitment to provide personalized banking solutions. With over 52,624 members, we pride ourselves on fostering strong relationships and being a trusted partner in your financial journey. At Sun Community, we understand the diverse needs of our members. Whether you're looking for checking and savings accounts, auto loans, or business banking services, we offer a wide range of products designed to help you achieve your goals. With total assets of $753,547,992 and total deposits reaching $36,185,927, our robust financial foundation allows us to support your aspirations confidently. Our leadership team is dedicated to enhancing member experiences. Led by CEO Patrick Carey and Board President Juan Cruz, we focus on community involvement and strive to create a welcoming environment for everyone who walks through our doors. Our friendly staff of 151 employees is here to assist you with any questions or needs you may have. While members can visit us at our branch location for their banking needs, official correspondence should be sent to the same address: 1068 Broadway Ave, El Centro, CA 92243-2315. We invite you to explore all that we have to offer by visiting our website at Sun Community or giving us a call at 760-337-4200. Join us in making your financial dreams a reality stop by today or reach out!

Branch History & Mission

Welcome to Sun Community, a credit union with a rich history rooted in service and community support. Since opening our doors in 1954, we have been dedicated to providing financial services that empower our members and uplift the communities we serve. Located at 1068 Broadway Ave, El Centro, CA 92243, we are proud to call this vibrant city our home. Over the years, Sun Community has grown significantly. We currently boast a membership of over 52,624 individuals who trust us with their financial needs. Our total assets stand at an impressive $753,547,992, reflecting our commitment to sound financial management and growth. As we evolved, we embraced technology to enhance member experiences while ensuring accessibility for everyone. Our services include personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. At Sun Community, our mission is simple yet powerful: we aim to provide exceptional financial services while nurturing strong community ties. We believe in putting people before profits, which drives us to support local initiatives and partnerships that make a difference in our neighborhoods. Whether it's through educational programs or community events, we strive to give back and help our members thrive. In addition to traditional banking services, we offer modern conveniences such as online banking and mobile payments for ease of access. For those who prefer face-to-face interactions, our branch features a drive-thru for quick transactions and an ATM available for 24/7 cash access. If you need assistance or have questions about your account, feel free to reach out to us at 760-337-4200 during our lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday until 6 PM. While members can visit us at 1068 Broadway Ave, official correspondence should be sent to 1068 Broadway Ave, El Centro, CA 92243-2315 if different from the branch address. Join us on this journey where your financial goals become our priority. At Sun Community, you are not just a member; you are part of a family dedicated to your success. We invite you to explore all that we offer and experience firsthand the benefits of being part of Sun Community!

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance, feel free to reach out at 760-337-4200. We invite you to come visit us at our El Centro branch today! Remember, while our physical location is at 1068 Broadway Ave, official correspondence should be sent to our mailing address at 1068 Broadway Ave, El Centro, CA 92243-2315. We look forward to seeing you soon!

Nearby Landmarks and Accessibility

Our branch is just a short drive from popular local spots like the El Centro Public Library and the Imperial Valley Mall, making it easy to combine errands with your banking needs. For those visiting us by car, we offer ample parking right outside our doors. Our facility is ADA compliant, featuring ramps and other accessibility options to ensure everyone can visit us comfortably.

Operating Hours and Services

We understand that everyone has busy schedules, which is why we're open Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM. This flexibility allows you to find a time that works best for you. As a member of Sun Community, you can take advantage of a wide range of services including personal banking accounts, auto loans, mortgage refinancing, and business banking solutions. Our drive-thru service makes quick transactions even easier perfect for those on the go!

Member Eligibility

Becoming a member of Sun Community is like joining a caring family that's dedicated to supporting your financial journey. To qualify for membership, you simply need to meet some friendly criteria, which can include living, working, or worshiping in our community, or being related to an existing member. We welcome everyone with open arms! The benefits of joining us are plentiful from personalized service to competitive rates on loans and savings accounts. You can check the detailed eligibility requirements at for the most current information. When you're ready to take the next step, opening an account is easy! Just visit us at 1068 Broadway Ave El Centro Ca 92243, or you can start the application process online by clicking this link: https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozadyycswfdfaspokbklbwyj-yunebflrhbhxcamk6uglidb_pcdd5iyga1f2iuh2y1qwrw87gqhmbumorgh6efmdm. If you have any questions or need assistance, don't hesitate to give us a call at (760) 337-4200. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $236 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $242,182,364, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine a busy day at your café or retail shop. You want to make transactions easy for your customers while keeping track of sales effortlessly. Our merchant services provide just that. Whether it's card processing or online payments, we help simplify your operations so you can focus on what matters most growing your business. Located conveniently at 1068 Broadway Ave El Centro Ca 92243 in El Centro, CA, our team is here to guide you every step of the way. Let's work together to build a brighter future for your business! For more information, give us a call at (760) 337-4200 or visit us online at https://www.suncommunity.com/.

Comprehensive List Of Services

Always Here for You

If you have questions or need assistance, don't hesitate to reach out! You can contact us at (760) 337-4200 during our operating hours: Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:00 am to 6:00 pm. At Sun Community, we're committed to serving our members with warmth and expertise. Come visit us at 1068 Broadway Ave El Centro Ca 92243 in El Centro, CA, and discover how we can help simplify your financial journey today!

Business Banking Solutions

At Sun Community, we understand that small businesses are the backbone of our community. That's why we offer comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms make managing your finances as easy as tapping your phone. You can check balances, transfer funds, and pay bills anytime, anywhere giving you more time for what truly matters. Need cash quickly? Our ATMs offer easy access for withdrawals and balance checks without any hassle. For simple transactions like deposits or withdrawals, take advantage of our basic drive-thru banking service.

Financing Your Dreams

Thinking about buying a car or refinancing your home? Our auto loans and vehicle financing options are flexible and competitive, helping you get behind the wheel without breaking the bank. If you're looking to purchase a home, our mortgage loans and refinancing services provide personalized support to help you secure the best rates available. Do you need funds for personal projects or debt consolidation? Our personal loans can help ease financial burdens by offering quick access to cash when you need it most.

Personal Banking Made Easy

For those looking to manage their day-to-day finances, our personal banking services are designed with you in mind. We offer checking and savings accounts that fit your lifestyle. Imagine having a checking account with no monthly fees and a savings account that helps you grow your money effortlessly. Plus, our credit cards with rewards allow you to earn while you spend perfect for those who love to travel or dine out.

Digital & Online Banking

Key Services

With our robust online banking platform available at https://www.suncommunity.com/, you can easily check your account balance, transfer funds, and pay bills all from the comfort of your smartphone or computer. Plus, our user-friendly mobile application makes it simple to stay on top of your finances right at your fingertips. Security is always a priority for us. We offer features like electronic signature authorization, ensuring that your transactions are secure and efficient. Additionally, you'll have access to e-statements, so you can keep track of your financial activities without the clutter of paper statements.

More Features

Need to send money quickly? Our person-to-person transfer feature allows you to send funds to friends or family with just a few taps on your device. And if you're looking to make payments on the go, our mobile payments option lets you pay for purchases directly from your phone. With 24/7 online banking services, managing your accounts has never been easier. You can log in whenever it suits you and enjoy real-time account management without any hassle. At Sun Community, we aim to make banking as straightforward as possible while keeping your information safe. Explore all these features today and take control of your financial journey!

Financial Strength

A Growing Community of Trust

Total Share Accounts: 105,774, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sun Community is your trusted partner. Visit us at 1068 Broadway Ave El Centro Ca 92243 or call (760) 337-4200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Dedicated Team Ready to Serve

We take pride in having 141 full-time employees and 10 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support whenever you need it.

Member Savings Protection

Members' savings are secured through $208,655,757 in share certificates and $79,159,781 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is evident as we focus on our resources to benefit you through better loan rates and exclusive perks.

Reinvestment for Growth

With $70,068,438 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This allows us to be responsive to your needs while fostering a secure environment for your finances.

Solid Financial Health

With a net worth of $70,608,230, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $936 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $3,864 in used auto loans and $556,587,112 in total loans and leases. Additionally, our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,566,237 in used vehicle loans and $46,859,243 in new vehicle loans already helping members get on the road. Whether you are interested in financing a new vehicle or a pre-owned one, our flexible terms can accommodate your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $242,182,364 provide the capital needed to grow and expand your operations. We understand the unique challenges faced by businesses today and are here to support you with tailored solutions.

Eligibility and Refinancing Options

If you're considering refinancing your existing loans or exploring eligibility options for any of our products, our team is ready to assist you. We want to ensure that you have access to the best terms available based on your financial situation. For more information about our loan offerings or to speak with one of our representatives at Sun Community located at 1068 Broadway Ave El Centro Ca 92243, please give us a call at 760-337-4200. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here let's make it successful together!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,568,327, make buying or refinancing simple. We provide resources to help you navigate the home-buying process and find the right solution for your situation.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $20,276,264 in loans helping members manage their finances effectively. Our credit cards come with various benefits that make them an excellent choice for everyday purchases and unexpected expenses.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their financial needs. The platform prioritizes verified data, meaning loan offers are sourced exclusively from legitimate financial institutions. As a result, users can trust that they are viewing accurate and reliable information.

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to providing no sponsored listings. Unlike other comparison tools that may prioritize lenders based on paid promotions, LendMesh is dedicated to delivering unbiased results. This allows users to make informed decisions without being influenced by advertising. Additionally, LendMesh offers real-time rate comparisons from multiple institutions. This up-to-date information empowers users to evaluate their options effectively, ensuring they find the best deal for their circumstances. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in helping borrowers secure better financing options. For those looking to compare real-time loan offers, visit LendMesh today and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Sun Community