Sun Community Credit Union Calipatria CA | Best Auto Loans & Checking

Introduction

Welcome to Sun Community, where our commitment to your financial well-being shines brightly! Located at 141 W Main St, Calipatria, CA 92233, our branch has proudly served the community since 1954. With a robust membership of 52,624 and total assets of $753,547,992, we are dedicated to providing reliable financial solutions tailored to your needs. At Sun Community, we understand that banking is more than just numbers; it's about building relationships and supporting our members in their financial journeys. With total deposits amounting to $36,185,927 and loans totaling 27,076, we're here to offer you everything from personal checking accounts to auto loans and business banking services. Led by our CEO Patrick Carey and Board President Juan Cruz, our team of 151 employees is focused on delivering exceptional service every day. Whether you're visiting us for a loan or simply looking for financial advice, we are ready to help you succeed. While members can visit us at the branch for all their banking needs, official correspondence should be directed to the same address: 141 W Main St, Calipatria, CA 92233. If you have questions or need assistance, don't hesitate to reach out at 760-337-4200 during our lobby hours from Monday through Friday, 8:55 AM - 5:05 PM. Join us at Sun Community and discover a supportive partner in your financial journey! Visit our website at suncommunity.com or call us today to learn more about how we can assist you.

Branch History & Mission

At Sun Community, our story began in 1954 when we opened our doors in the heart of Calipatria, California. Over the decades, we have grown from a small credit union into a trusted financial partner for over 52,000 members. Today, we proudly stand with total assets of $753,547,992, reflecting our commitment to serving the community. Located at 141 W Main St, Calipatria, CA 92233, we are easily accessible and just a stone's throw away from local landmarks that help define our vibrant community. Whether you're stopping by for a quick transaction or looking for advice on financial matters, our team is here to assist you. Our mission at Sun Community is clear: we aim to provide exceptional financial services while fostering growth and stability within our community. We believe that everyone deserves access to reliable banking options that empower them to achieve their financial goals. From personal banking products like checking and savings accounts to auto loans and credit cards with rewards, we strive to meet the diverse needs of our members. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to 141 W Main St, Calipatria, CA 92233. Our operating hours are convenient for you Monday through Friday from 8:55 AM to 5:05 PM ensuring that we are available when you need us most. As part of our dedication to innovation and accessibility, we've integrated digital advancements into our services. Members can enjoy online and mobile banking options along with ATM access for cash withdrawals and balance checks. Although we don't offer drive-thru services or shared service centers at this location, we are committed to providing the best customer experience possible. We take pride in being more than just a financial institution; we're an integral part of the Calipatria community. Through various outreach programs and partnerships, we actively support local initiatives aimed at improving the quality of life for residents. Join us today and discover how Sun Community can help you navigate your financial journey. Experience personalized service with a heart. For any inquiries or assistance, feel free to call us at 760-337-4200. Together, let's build a brighter future!

Branch Location & Accessibility

Contact Us Today!

If you're looking for a reliable credit union that puts its members first, come see us at Sun Community's Calipatria Branch! Have questions? Don't hesitate to call us at 760-337-4200. We look forward to welcoming you into our community!

Nearby Landmarks and Accessibility

Our branch is situated near local favorites such as the Calipatria City Park and just a short drive from the bustling downtown area. Ample parking is available right outside our doors, making your visit hassle-free. We strive to ensure accessibility for all our members, so you'll find ADA-compliant entrances and ramps ready for your convenience.

Operating Hours and Services

We invite you to visit us during our lobby hours from Monday through Friday, opening at 8:55 AM and closing at 5:05 PM. Our dedicated team is eager to assist you with a range of services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We also provide online and mobile banking services so that you can manage your finances on the go. For those who prefer cash transactions, we have an ATM available for quick withdrawals and balance checks. While we do not offer drive-thru banking at this location, our in-branch service ensures that you'll receive personalized assistance every time you visit.

Member Eligibility

Becoming a member of Sun Community is like joining a warm and welcoming community that truly cares about your financial well-being. At our branch located at 141 W Main St Calipatria Ca 92233, we invite you to explore the benefits of membership that go beyond just banking services. To be eligible, you typically need to live, work, or worship in our local area or have a family member who is already a member. We believe everyone deserves access to quality financial services, so we make it easy for you to join us! For more detailed information about eligibility criteria, feel free to visit this link for updates. Once you're ready to become part of our community, opening an account is simple! You can get started by visiting this page or give us a call at (760) 337-4200 if you have any questions. We're excited to help you take this important step toward better financial health with us!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Imagine having the ability to accept payments seamlessly from customers both online and in-store, enhancing their experience while boosting your sales. Our services help streamline operations and improve cash flow, making it easier for you to manage day-to-day tasks. Located at 141 W Main St Calipatria Ca 92233 in Calipatria, CA, we are dedicated to empowering local businesses with the tools they need to grow. Contact us at (760) 337-4200 to learn more about how we can support your business journey today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $236 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $242,182,364, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive business banking solutions, including merchant services and business loans. We understand how crucial it is to have financial resources available when growing your business, which is why our dedicated team is ready to assist with tailored solutions.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Sun Community offers robust online and mobile banking features. With just a few clicks or taps on your smartphone, you can manage your accounts, transfer money, pay bills, and even withdraw cash at our ATMs without hassle. We invite you to visit us or contact us at (760) 337-4200 during our operating hours from Monday to Friday between 8:55 AM and 5:05 PM. Discover how Sun Community can support all your financial needs today! For more information about our services or to apply for an account online, please visit our website.

Financial Flexibility with Personal Loans

Life can sometimes throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. These loans can help cover everything from medical bills to home repairs, giving you peace of mind knowing that you've got a safety net when needed.

Homeownership Support

Owning a home is a significant milestone, and at Sun Community, we want to help you achieve it. Our mortgage loans and refinancing services provide the guidance and financial support necessary for this important investment. Whether you're buying your first home or looking to refinance an existing mortgage, our team is here to assist you every step of the way.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, Sun Community offers personal banking options designed for you. Imagine easily managing your finances with accounts that suit your lifestyle. With our competitive interest rates and low fees, you can save more while accessing your funds whenever you need them.

Rewarding Credit Options

Looking for a credit card that gives back? Our credit cards with rewards offer benefits that make everyday purchases even more rewarding. You can earn points on purchases that can be redeemed for travel, cash back, or other exciting rewards!

Vehicle Financing Made Easy

Thinking about purchasing a new car? Our auto loans and vehicle financing options allow you to drive away in the vehicle of your dreams without breaking the bank. We understand that each member's situation is different, which is why we offer flexible terms and competitive rates to help you get on the road quickly.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, giving you the flexibility to check your account balance, transfer funds, and pay bills whenever it suits you. With just a few clicks, you can take control of your finances from the comfort of your home or on the go. Plus, if you're someone who prefers going paperless, you'll be pleased to know that we offer e-statements. This allows you to receive your account statements electronically, saving you time and helping the environment. For those who love using their smartphones, our mobile application provides all the essential tools right at your fingertips. You can make mobile payments easily and even send money to friends or family with our person-to-person transfer feature. Whether you're splitting a dinner bill or sending a gift, it's quick and hassle-free.

Security You Can Trust

We prioritize your security with electronic signature authorization for transactions, ensuring that everything you do online is safe and secure. Our team works hard to protect your personal information so you can bank with confidence. In summary, Sun Community's digital banking services are designed to provide accessibility and ease-of-use while maintaining high-security standards. We invite you to explore all these features today at https://www.suncommunity.com/ and experience banking that fits into your life seamlessly!

Financial Strength

Commitment to Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 141 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Membership Base

Total Share and Deposit Accounts stand at 105,774, showing a strong and growing member base that trusts us with their finances. This trust empowers us to maintain an environment of financial strength where every member can thrive. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sun Community is your trusted partner. Visit us at 141 W Main St Calipatria Ca 92233 or call 760-337-4200 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $208,655,757 in share certificates and $79,159,781 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Your Benefit

With $70,068,438 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $5,565,871,12 in total loans and leases, including $3,864 in used auto loans. This support enables us to help you achieve your financial goals across various sectors.

Strong Financial Position

With a net worth of $70,608,230, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 936 further demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

We also offer refinancing options for many of our products. If you're interested in exploring eligibility options or want to learn more about how our loans can work for you, feel free to contact us at 760-337-4200 or visit us at 141 W Main St Calipatria Ca 92233. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us at Sun Community today and discover how our loan products can empower you financially!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,566,237 in used vehicle loans and $46,859,243 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, we have options that can meet your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $242,182,364 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, our team is here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,568,327, make buying or refinancing simple. We aim to make the process as smooth as possible so that you can focus on what matters most: making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,276,264 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need while maintaining control over your spending.

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Sun Community