Sun Community Credit Union Calexico CA | Affordable Auto Loans & Online Banking

Introduction

Welcome to Sun Community, your trusted partner in financial services since 1954. Located at 2536 Rockwood Ave, Calexico, CA 92231, we have proudly served our community for nearly seven decades, building strong relationships with our members and helping them achieve their financial dreams. With over 52,600 members and $753,547,992 in total assets, Sun Community is committed to providing personalized banking solutions tailored to your needs. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address. Our team of dedicated professionals is here to assist you with a range of services including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. We also offer business banking solutions to support local entrepreneurs. Under the leadership of our CEO, Patrick Carey, and Board President Juan Cruz, our team of 151 employees is ready to help you navigate your financial journey. We understand that every member has unique needs; that's why we strive to create a welcoming environment where you can feel confident about your financial decisions. At Sun Community, we take pride in our robust lending capabilities with a total loan portfolio of 27,076 loans and leases. With $36,185,927 in deposits and a solid net worth of $70,608,230, we ensure that your money is not only safe but also working for you. We invite you to experience the difference at Sun Community. Whether you're looking to open an account or simply have questions about our services, feel free to call us at 760-337-4200 or visit us today. Join us in building a brighter financial future together!

Branch History & Mission

Commitment to Innovation

As we embrace the future, Sun Community remains committed to providing accessible and user-friendly banking experiences. Our digital advancements ensure that you can manage your finances anytime and anywhere through online banking and mobile payments. We are also proud of our ADA-compliant facilities that cater to all members of our community.

Join Us

We invite you to become a part of the Sun Community family. Experience the benefits of being a member at one of California's most trusted credit unions. Stop by our branch or give us a call at 760-337-4200 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Together, let's build a brighter financial future! For more information about joining or services offered, visit us at Sun Community.

Our Journey

Located at 2536 Rockwood Ave, Calexico, CA 92231, our branch stands as a testament to our rich history and growth. From humble beginnings, we've expanded our services to include personal banking, auto loans, mortgage options, and business banking solutions. Our drive-thru service and ATM availability make banking with us convenient for all our members. While members can visit us at our branch address for their banking needs, official correspondence should be sent to our mailing address: 2536 Rockwood Ave, Calexico, CA 92231-9759. This enables us to stay connected with you no matter where you are.

Our Mission

Our mission is simple yet powerful: to provide exceptional financial services while actively supporting our community. We strive to empower individuals by offering resources that foster financial literacy and stability. Whether it's through personal loans or innovative online banking solutions, we aim to enhance your financial well-being. We also take pride in being a part of local outreach efforts and partnerships that uplift our community. We believe in giving back and making a positive impact on the lives of those around us.

Branch Location & Accessibility

Convenient Access and Amenities

Getting to our branch is a breeze! With ample parking available right outside, you won't have to worry about finding a space. Our location is also ADA compliant, featuring ramps and accessible entrances to ensure that everyone can visit us comfortably. For those on the go, we offer drive-thru banking services so you can handle your transactions without leaving your vehicle. Plus, our ATM is always ready for quick cash withdrawals and balance checks whenever you need them.

Operating Hours Designed for You

We understand how busy life can get. That's why our operating hours are tailored for your convenience: - Monday to Thursday: 9:00 AM - 5:00 PM - Friday: 9:00 AM - 6:00 PM - Saturday: 9:00 AM - 1:00 PM Feel free to stop by during these hours or give us a call at 760-337-4200 if you have any questions or need assistance.

Your Banking Needs Covered

At Sun Community's Calexico Branch, we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. We also cater to business banking needs such as merchant services and business loans. We invite you to come by and experience the difference of community-focused banking. Our friendly staff is eager to help you with all your financial needs. Visit us soon!

Member Eligibility

At Sun Community, we believe that everyone deserves a place in our community, and becoming a member is the first step toward unlocking a world of financial possibilities. Membership is open to individuals who live, work, worship, or attend school in the Calexico area, as well as their family members. This means that if you're part of our vibrant community, you can easily join us at our welcoming branch located at 2536 Rockwood Ave Calexico Ca 92231. By becoming a member, you'll gain access to a variety of benefits designed to support your financial journey, including competitive loan rates, low-fee accounts, and personalized service from our dedicated team. Opening an account with us is straightforward and hassle-free. If you're ready to take the leap and join Sun Community, just visit our account opening page here for more details on how to get started. If you have any questions or need assistance, feel free to give us a call at (760) 337-4200. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $236 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $242,182,364, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that streamlines your payment processes. Our merchant services allow businesses to accept various payment methods easily, enhancing customer satisfaction and boosting sales. With tools designed for today's market, you can focus on what matters most growing your business. Located at 2536 Rockwood Ave Calexico Ca 92231, Calexico, CA, we invite you to visit us or call us at (760) 337-4200. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Business Banking

For our business members, we provide tailored business banking services, including merchant services and business loans to help your venture thrive. We're committed to supporting local businesses in Calexico by offering flexible financial solutions that cater to their specific needs.

Digital Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features. You can manage your accounts from anywhere using our user-friendly app or website. Need cash? Our ATM services allow easy access for withdrawals and balance checks whenever you need them.

Easy Access Services

For those who prefer face-to-face interactions, our basic drive-thru banking offers quick deposits, withdrawals, and simple transactions without leaving your car. It's all about making banking easier for you. At Sun Community, we're here to serve every member of our community with dedication and care. If you're looking for reliable financial solutions in Calexico, give us a call at 760-337-4200 or visit us today! Join us in building a brighter financial future together!

Loans and Credit Options

We know that life can sometimes throw unexpected expenses your way. That's why our personal loans and debt consolidation options are here to lend a helping hand when you need it most. Plus, with our credit cards offering rewards, you can earn while you spend on things you already buy!

Personal Banking

Our personal banking services include checking and savings accounts designed to fit your lifestyle. Whether you're saving for a special occasion or managing day-to-day expenses, we've got options that work for you. If you're considering a new vehicle, our auto loans and vehicle financing solutions can help you hit the road without breaking the bank. And if homeownership is on your mind, look no further than our mortgage loans and refinancing options that make buying or upgrading your home easier.

Digital & Online Banking

Key Features

With our robust online banking platform, accessible at https://www.suncommunity.com/ , you can easily check balances, pay bills, and transfer funds all from the comfort of your home or on the go. Our 24/7 online banking services ensure that you have access to your accounts whenever you need it, giving you peace of mind. For those who prefer using their smartphones, our mobile application provides all the functionalities you need right at your fingertips. Whether you're making person-to-person transfers or setting up mobile payments, managing your finances has never been easier or more secure. Plus, with electronic signature authorization available, signing documents is as simple as a few taps on your screen.

Security and Accessibility

Your security is a top priority for us. We use advanced technology to protect your information while ensuring that our services remain user-friendly. You can rest assured knowing that your data is safe with us. Additionally, if you're looking to go paperless, we offer e-statements for easy access to your account statements anytime. This not only helps you stay organized but also contributes to a greener planet by reducing paper waste. In today's fast-paced world, having reliable banking options is crucial. At Sun Community, we strive to make banking as accessible and straightforward as possible so that you can focus on what matters most in your life. Join us today and experience the convenience of modern banking!

Financial Strength

Investment in Member Services

With $70,068,438 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to you extends to our lending capabilities as well; with $3,864 in used auto loans and $556,587,112 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 141 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $208,655,757 in share certificates and $79,159,781 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $70,608,230, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $936 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

We have established a strong member base with a total of 105,774 share accounts, which speaks volumes about the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sun Community is your trusted partner. Visit us at 2536 Rockwood Ave Calexico Ca 92231 or call (760) 337-4200 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,566,237 in used vehicle loans and $46,859,243 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, our team can guide you through the application process and help you secure favorable terms.

Business Loans

For business owners, our outstanding commercial loans totaling $242,182,364 provide the capital needed to grow and expand. We recognize the unique challenges small businesses face and are committed to supporting our local entrepreneurs with tailored loan options.

Credit Lines

Additionally, we provide credit line loans amounting to $123,420,084, offering members easy access to funds when they need them most. This flexibility allows you to manage unexpected expenses without stress. Our dedicated staff is available at (760) 337-4200 during business hours to answer any questions you may have about our loan products or assist with your application. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With our comprehensive suite of loan offerings at Sun Community, you're not just a member; you're part of a community focused on achieving financial success together.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,568,327, make buying or refinancing simple. We also provide expert advice on eligibility and refinancing options to ensure that your transition into homeownership is as smooth as possible.

Unsecured Credit Card Loans

Managing expenses can be challenging, but we're here to help. We also offer flexible terms on unsecured credit card loans, with a total of $20,276,264 in loans helping members manage their finances effectively. These cards come with various benefits designed to fit your lifestyle and spending habits.

Loan Aggregator

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SUN COMMUNITY FEDERAL CREDIT UNION - Calexico, CA