Sun Community Credit Union Brawley CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Sun Community, your trusted financial partner in Brawley, CA! Located at 1080 S Brawley Ave Us Highway 86, our branch has been serving the community since 1954. With a strong commitment to our members, we proudly support over 52,624 individuals and families with a wide range of financial services tailored to meet your needs. At Sun Community, we understand that your financial journey is unique. That's why we offer personalized solutions in personal banking, auto loans, mortgages, and business services. Our total assets amount to an impressive $753,547,992, demonstrating our stability and ability to serve you well. We also manage approximately $36,185,927 in deposits and maintain a net worth of $70,608,230, ensuring that your funds are secure with us. Led by our dedicated CEO, Patrick Carey, and Board President, Juan Cruz, our team of 151 employees is here to provide you with exceptional service every day. Whether you're looking for help with a loan or simply need advice on managing your finances, we are just a phone call away at 760-337-4200. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 1080 S Brawley Ave US Highway 86, Brawley, CA 92227-2350. Join us today at Sun Community where we prioritize your financial well-being and strive to make banking accessible and straightforward. Visit our website at suncommunity.com or stop by to learn more about how we can assist you on your financial journey!

Branch History & Mission

Welcome to the Sun Community, a cornerstone of financial support in Brawley, CA. Established in 1954, our branch has grown alongside our community, evolving into a trusted partner for over 52,000 members. Our journey began with a simple mission: to provide accessible and affordable financial services that empower individuals and families. Located at 1080 S Brawley Ave Us Highway 86, our branch is easily accessible for those in the heart of Brawley. We take pride in our commitment to serving our members and enhancing their financial well-being. Whether you are looking for checking and savings accounts, auto loans, or mortgage options, we are here to assist you every step of the way. Over the years, Sun Community has achieved significant milestones. Today, we proudly hold total assets of $753,547,992, reflecting our strong financial health and ability to serve our members effectively. We have adapted to changing times by embracing technology and offering online banking services, mobile payments, and electronic statements. This ensures that you can manage your finances conveniently and securely. Our mission goes beyond providing banking services; it's about making a real impact in the community. We actively participate in local outreach programs and partnerships that support education, health initiatives, and economic development. We believe that by investing in our community, we strengthen not only individual lives but also the fabric of Brawley itself. While members can visit us at 1080 S Brawley Ave Us Highway 86, official correspondence should be sent to 1080 S Brawley Ave US Highway 86, Brawley, CA 92227-2350 if needed. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 1:00 pm. We also offer convenient ATM access and drive-thru banking for quick transactions without leaving your vehicle. At Sun Community, we invite you to join us on this journey towards financial empowerment. Experience firsthand the benefits of being part of a cooperative that truly cares about its members and the community. Visit us today or call us at 760-337-4200 we look forward to welcoming you into the Sun Community family!

Branch Location & Accessibility

Welcome to the Sun Community Brawley Branch, your friendly neighborhood credit union located at 1080 S Brawley Ave Us Highway 86, Brawley, CA 92227. We're conveniently situated near local landmarks that make it easy for you to stop by and take care of your banking needs. Whether you're just passing through or making a special trip, our branch is designed to be accessible and welcoming. At Sun Community, we understand how important convenience is in today's busy world. That's why we have ample parking available right outside the branch, making it easy for you to visit us. Our facilities are also ADA compliant, ensuring that everyone can access our services comfortably. If you prefer the ease of banking from your car, we offer drive-thru banking for quick deposits and withdrawals without leaving your vehicle. For those who prefer to manage their finances online or on the go, we provide mobile and online banking options, giving you access to your accounts anytime and anywhere. Plus, with an ATM available on-site, you can easily withdraw cash or check your balance at your convenience. We're open throughout the week to serve you better. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Our team is ready to assist you with a range of services including personal banking accounts, auto loans, mortgage loans, and more. While members can visit us at our Brawley location for all their banking needs, official correspondence should be sent to our mailing address at 1080 S Brawley Ave US Highway 86, Brawley, CA 92227-2350 if different. Have questions or need assistance? Don't hesitate to give us a call at 760-337-4200. We look forward to seeing you soon at the Sun Community Brawley Branch!

Member Eligibility

Welcome to the community at Sun Community! Becoming a member is like joining a family that supports your financial journey. If you're wondering whether you qualify, it's quite simple! Anyone who lives, works, or worships in the area can become a member. We believe in inclusivity and strive to welcome everyone who seeks a trusted partner for their banking needs. Plus, being part of Sun Community means access to a variety of services designed just for you, from personal loans to credit cards with rewards. To kick off your membership, all you need to do is visit us at our branch located at 1080 S Brawley Ave Us Highway 86 Brawley Ca 92227 or give us a call at (760) 337-4200. You can find detailed eligibility criteria on our website at . When you're ready to open an account, check out the easy process outlined here: https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozadyycswfdfaspokbklbwyj-yunebflrhbhxcamk6uglidb_pcdd5iyga1f2iuh2y1qwrw87gqhmbumorgh6efmdm. We can't wait to have you on board!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $236 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $242,182,364, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to process transactions smoothly while keeping your cash flow steady. Our merchant services offer just that! From credit card processing to online payment solutions, we provide resources that empower businesses to serve their customers efficiently. This means less hassle for you and a better experience for your clients. If you're ready to take your business to the next level, visit us at 1080 S Brawley Ave Us Highway 86 Brawley Ca 92227 in Brawley, CA, or call us at (760) 337-4200. Let's work together to make your business goals a reality!

Comprehensive List Of Services

Accessible Banking Experience

If you prefer face-to-face interactions, our branch offers basic drive-thru banking for deposits, withdrawals, and simple transactions. We're also proud to have an ATM available for easy access to cash without stepping inside. At Sun Community, we strive to be more than just a credit union; we aim to be your trusted financial partner. With over 65 years of service in the Brawley area, we have built lasting relationships with our members by putting their needs first. If you're ready to take advantage of these services or have questions about how we can help you achieve your financial goals, please don't hesitate to reach out! Call us at 760-337-4200, or visit us in person during our lobby hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Join us at Sun Community today and let's work together towards a brighter financial future!

Business Banking Made Easy

For our business members, we offer specialized services such as merchant services and business loans to support your entrepreneurial journey. We believe that helping local businesses thrive strengthens our community.

Embracing Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. You can easily check balances, transfer funds, and pay bills from anywhere using your smartphone or computer. Our ATM services allow for quick cash withdrawals and balance checks, ensuring you have access to your money when you need it most.

Financial Support When You Need It

Life can be unpredictable, which is why having access to funds when unexpected expenses arise is crucial. Our personal loans and debt consolidation options are here to help you manage your financial challenges effectively. Plus, with our credit cards featuring rewards, you can earn benefits while making everyday purchases.

Personal Banking Solutions

We understand that everyone has different financial needs. That's why we offer a variety of personal banking options including checking and savings accounts designed to help you save for your goals. If you're in the market for a new vehicle, our auto loans and vehicle financing can help you get behind the wheel without breaking the bank. Additionally, our mortgage loans and refinancing services provide flexible solutions for those looking to buy a home or lower their current mortgage payments.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.suncommunity.com/, you can access your accounts anytime, anywhere. Check balances, transfer funds, and pay bills with just a few clicks. Our user-friendly interface makes navigation simple, so you can focus on what matters most.

Mobile Banking Made Easy

Our mobile application lets you take your bank right in your pocket. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases is quick and hassle-free. You can even manage your account on-the-go without any stress.

Real-Time Management

Whether you need to check an account balance or make a transfer between accounts, everything happens in real-time. Our digital services ensure that you're always updated about your finances without having to visit a branch. At Sun Community, we're committed to providing you with the best digital banking experience possible. Join us today and see how easy it is to manage your money from anywhere!

Secure and Efficient Transactions

Security is a top priority for us. With electronic signature authorization available, signing documents online is safe and straightforward. Plus, you can receive your statements electronically no more waiting for paper statements in the mail! E-statements are not only eco-friendly but also help keep your financial information secure.

Financial Strength

At Sun Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial foundation that supports your banking needs, ensuring you can trust us with your savings and loans. With a net worth of $70,608,230, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $936 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $208,655,757 in share certificates and $79,159,781 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $70,068,438 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $3,864 in used auto loans and $556,587,112 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 141 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a total of 105,774 share accounts, we showcase a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, underscoring our ability to invest back into the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sun Community is your trusted partner. Visit us at 1080 S Brawley Ave Us Highway 86 Brawley Ca 92227 or call (760) 337-4200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,566,237 in used vehicle loans and $46,859,243 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing a breeze. Plus, if you're considering refinancing your current auto loan, we have options available to help lower your monthly payments.

Credit Lines and Commercial Loans

For those looking for additional flexibility in borrowing or for business owners seeking growth opportunities, we have a robust offering of credit lines totaling $123,420,084 and outstanding commercial loans amounting to $242,182,364. These products provide the capital needed for both personal projects and business expansion. At Sun Community, we pride ourselves on being more than just a lender; we're your partner in navigating financial challenges. If you're interested in exploring our loan products or have questions about eligibility options, feel free to reach out to us at 760-337-4200 or visit us at our branch located at 1080 S Brawley Ave Us Highway 86 Brawley Ca 92227. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,568,327, make buying or refinancing simple. We understand that purchasing a home is one of the biggest decisions you'll make. That's why our experienced team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,276,264 in loans helping members manage their finances effectively. Our credit cards come with rewards and no annual fees making it easier for you to handle everyday expenses while enjoying the benefits that come with membership.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By using verified data from legitimate financial institutions, LendMesh maintains a high standard of accuracy in its comparisons.

Sun Community